Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Greenstone Farm Credit Services, Flca.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Greenstone Farm Credit Services, Flca 3515 West Rd East Lansing, MI 48823 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,343 |
Total Mortgage Loan Application Amount | $251,769,000 |
Average Mortgage Loan Application Amount | $172,666 |
Highest Mortgage Loan Application Amount | $25,000,000 |
Average Applicant Income | $230,666 |
Highest Applicant Income | $8,900,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Monroe County Michigan | 60 | $ 11,111,000 | $ 185,000 | $ 117,000 |
Eaton County Michigan | 46 | $ 5,876,000 | $ 127,000 | $ 153,000 |
Livingston County Michigan | 44 | $ 9,868,000 | $ 224,000 | $ 159,000 |
Saginaw County Michigan | 44 | $ 6,547,000 | $ 148,000 | $ 166,000 |
Washtenaw County Michigan | 42 | $ 8,412,000 | $ 200,000 | $ 135,000 |
Jackson County Michigan | 41 | $ 5,603,000 | $ 136,000 | $ 93,000 |
Allegan County Michigan | 39 | $ 7,370,000 | $ 188,000 | $ 243,000 |
Manitowoc County Wisconsin | 35 | $ 8,190,000 | $ 234,000 | $ 265,000 |
Shiawassee County Michigan | 32 | $ 4,014,000 | $ 125,000 | $ 134,000 |
Clinton County Michigan | 31 | $ 5,616,000 | $ 181,000 | $ 193,000 |
Lenawee County Michigan | 30 | $ 4,163,000 | $ 138,000 | $ 150,000 |
Shawano County Wisconsin | 28 | $ 5,058,000 | $ 180,000 | $ 199,000 |
Ionia County Michigan | 26 | $ 3,840,000 | $ 147,000 | $ 356,000 |
Sanilac County Michigan | 26 | $ 6,906,000 | $ 265,000 | $ 315,000 |
Hillsdale County Michigan | 25 | $ 3,518,000 | $ 140,000 | $ 281,000 |
Montcalm County Michigan | 25 | $ 28,636,000 | $ 1,145,000 | $ 204,000 |
Van Buren County Michigan | 25 | $ 2,924,000 | $ 116,000 | $ 175,000 |
Tuscola County Michigan | 24 | $ 3,724,000 | $ 155,000 | $ 446,000 |
Genesee County Michigan | 23 | $ 3,927,000 | $ 170,000 | $ 187,000 |
Gratiot County Michigan | 22 | $ 4,188,000 | $ 190,000 | $ 728,000 |
Missaukee County Michigan | 22 | $ 3,026,000 | $ 137,000 | $ 145,000 |
Oconto County Wisconsin | 21 | $ 3,898,000 | $ 185,000 | $ 160,000 |
Outagamie County Wisconsin | 21 | $ 2,883,000 | $ 137,000 | $ 188,000 |
Barry County Michigan | 20 | $ 3,947,000 | $ 197,000 | $ 329,000 |
Ingham County Michigan | 19 | $ 4,334,000 | $ 228,000 | $ 311,000 |
Huron County Michigan | 18 | $ 2,008,000 | $ 111,000 | $ 243,000 |
Ottawa County Michigan | 17 | $ 3,468,000 | $ 204,000 | $ 130,000 |
St. Clair County Michigan | 17 | $ 3,042,000 | $ 178,000 | $ 247,000 |
Wexford County Michigan | 17 | $ 1,638,000 | $ 96,000 | $ 61,000 |
Waupaca County Wisconsin | 17 | $ 2,549,000 | $ 149,000 | $ 79,000 |
Bay County Michigan | 16 | $ 4,603,000 | $ 287,000 | $ 505,000 |
Branch County Michigan | 16 | $ 2,355,000 | $ 147,000 | $ 216,000 |
Calhoun County Michigan | 16 | $ 4,136,000 | $ 258,000 | $ 165,000 |
Kalamazoo County Michigan | 16 | $ 3,336,000 | $ 208,000 | $ 429,000 |
Oakland County Michigan | 16 | $ 3,805,000 | $ 237,000 | $ 166,000 |
Gladwin County Michigan | 15 | $ 1,378,000 | $ 91,000 | $ 108,000 |
Osceola County Michigan | 15 | $ 2,599,000 | $ 173,000 | $ 217,000 |
Brown County Wisconsin | 15 | $ 2,693,000 | $ 179,000 | $ 115,000 |
Lapeer County Michigan | 14 | $ 2,715,000 | $ 193,000 | $ 125,000 |
Leelanau County Michigan | 14 | $ 2,658,000 | $ 189,000 | $ 115,000 |
Cheboygan County Michigan | 13 | $ 1,305,000 | $ 100,000 | $ 112,000 |
Isabella County Michigan | 12 | $ 1,822,000 | $ 151,000 | $ 189,000 |
Kent County Michigan | 12 | $ 2,436,000 | $ 203,000 | $ 317,000 |
Mecosta County Michigan | 12 | $ 1,645,000 | $ 137,000 | $ 145,000 |
Wayne County Michigan | 12 | $ 1,858,000 | $ 154,000 | $ 95,000 |
Berrien County Michigan | 11 | $ 1,216,000 | $ 110,000 | $ 128,000 |
Grand Traverse County Michigan | 11 | $ 1,455,000 | $ 132,000 | $ 278,000 |
Macomb County Michigan | 11 | $ 2,056,000 | $ 186,000 | $ 130,000 |
Antrim County Michigan | 10 | $ 1,394,000 | $ 139,000 | $ 129,000 |
Door County Wisconsin | 10 | $ 2,010,000 | $ 201,000 | $ 233,000 |
Arenac County Michigan | 9 | $ 1,828,000 | $ 203,000 | $ 178,000 |
Clare County Michigan | 9 | $ 1,047,000 | $ 116,000 | $ 472,000 |
Lake County Michigan | 9 | $ 780,000 | $ 86,000 | $ 74,000 |
Manistee County Michigan | 9 | $ 1,196,000 | $ 132,000 | $ 131,000 |
Midland County Michigan | 9 | $ 1,472,000 | $ 163,000 | $ 175,000 |
Ogemaw County Michigan | 9 | $ 2,467,000 | $ 274,000 | $ 391,000 |
Marinette County Wisconsin | 9 | $ 1,000,000 | $ 111,000 | $ 48,000 |
Muskegon County Michigan | 8 | $ 1,398,000 | $ 174,000 | $ 1,191,000 |
Newaygo County Michigan | 8 | $ 1,342,000 | $ 167,000 | $ 310,000 |
Oceana County Michigan | 8 | $ 960,000 | $ 120,000 | $ 182,000 |
Roscommon County Michigan | 8 | $ 590,000 | $ 73,000 | $ 271,000 |
St. Joseph County Michigan | 8 | $ 1,631,000 | $ 203,000 | $ 715,000 |
Charlevoix County Michigan | 7 | $ 978,000 | $ 139,000 | $ 100,000 |
Kalkaska County Michigan | 7 | $ 1,111,000 | $ 158,000 | $ 141,000 |
Kewaunee County Wisconsin | 7 | $ 1,657,000 | $ 236,000 | $ 377,000 |
Cass County Michigan | 6 | $ 1,137,000 | $ 189,000 | $ 184,000 |
Chippewa County Michigan | 6 | $ 517,000 | $ 86,000 | $ 292,000 |
Alcona County Michigan | 5 | $ 1,012,000 | $ 202,000 | $ 543,000 |
Emmet County Michigan | 5 | $ 827,000 | $ 165,000 | $ 78,000 |
Houghton County Michigan | 5 | $ 474,000 | $ 94,000 | $ 111,000 |
Iosco County Michigan | 5 | $ 976,000 | $ 195,000 | $ 102,000 |
Oscoda County Michigan | 5 | $ 276,000 | $ 55,000 | $ 74,000 |
Benzie County Michigan | 4 | $ 244,000 | $ 61,000 | $ 64,000 |
Montmorency County Michigan | 4 | $ 517,000 | $ 129,000 | $ 124,000 |
Presque Isle County Michigan | 4 | $ 1,171,000 | $ 292,000 | $ 812,000 |
Alger County Michigan | 3 | $ 364,000 | $ 121,000 | $ 106,000 |
Alpena County Michigan | 3 | $ 465,000 | $ 155,000 | $ 137,000 |
Crawford County Michigan | 3 | $ 394,000 | $ 131,000 | $ 108,000 |
Delta County Michigan | 3 | $ 216,000 | $ 72,000 | $ 274,000 |
Luce County Michigan | 3 | $ 329,000 | $ 109,000 | $ 66,000 |
Winnebago County Wisconsin | 3 | $ 899,000 | $ 299,000 | $ 156,000 |
Iron County Michigan | 2 | $ 251,000 | $ 125,000 | $ 3,550,000 |
Mackinac County Michigan | 2 | $ 266,000 | $ 133,000 | $ 210,000 |
Marquette County Michigan | 2 | $ 175,000 | $ 87,000 | $ 99,000 |
Menominee County Michigan | 2 | $ 357,000 | $ 178,000 | $ 101,000 |
Otsego County Michigan | 2 | $ 386,000 | $ 193,000 | $ 200,000 |
Calumet County Wisconsin | 2 | $ 747,000 | $ 373,000 | $ 1,220,000 |
Lincoln County Wisconsin | 2 | $ 376,000 | $ 188,000 | $ 1,800,000 |
LaGrange County Indiana | 1 | $ 250,000 | $ 250,000 | $ 74,000 |
Baraga County Michigan | 1 | $ 94,000 | $ 94,000 | $ 71,000 |
Mason County Michigan | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
Ontonagon County Michigan | 1 | $ 79,000 | $ 79,000 | $ 34,000 |
Schoolcraft County Michigan | 1 | $ 240,000 | $ 240,000 | $ 118,000 |
Lucas County Ohio | 1 | $ 233,000 | $ 233,000 | $ 135,000 |
Williams County Ohio | 1 | $ 149,000 | $ 149,000 | $ 93,000 |
Juneau County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
Langlade County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 27,000 |
Marathon County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 671 | $112,688,000 | $167,000 | $1,800,000 | $205,000 | $8,900,000 |
Refinancing | 549 | $123,415,000 | $224,000 | $25,000,000 | $241,000 | $6,497,000 |
Home Improvement | 123 | $15,666,000 | $127,000 | $1,374,000 | $246,000 | $6,462,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,161 | $194,663,000 | $167,000 | $1,900,000 | $217,000 | $8,900,000 |
Not Provided | 140 | $24,608,000 | $175,000 | $1,248,000 | $320,000 | $6,964,000 |
Hispanic | 21 | $2,204,000 | $104,000 | $252,000 | $128,000 | $983,000 |
Not applicable | 15 | $29,229,000 | $1,948,000 | $25,000,000 | $0 | $0 |
American Indian or Alaskan Native | 4 | $867,000 | $216,000 | $368,000 | $111,000 | $135,000 |
Asian | 1 | $150,000 | $150,000 | $150,000 | $59,000 | $59,000 |
Black or African American | 1 | $48,000 | $48,000 | $48,000 | $54,000 | $54,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,340 | $251,461,000 | $187,000 | $25,000,000 | $224,000 | $8,900,000 |
FHA-insured (Federal Housing Administration) | 3 | $308,000 | $102,000 | $200,000 | $50,000 | $77,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,087 | $216,350,000 | $199,000 | $25,000,000 | $259,000 | $8,900,000 |
Application Denied By Financial Institution | 187 | $24,425,000 | $130,000 | $451,000 | $64,000 | $510,000 |
Application Withdrawn By Applicant | 68 | $10,806,000 | $158,000 | $723,000 | $94,000 | $339,000 |
Application Approved But Not Accepted | 1 | $188,000 | $188,000 | $188,000 | $56,000 | $56,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 88 | $9,920,000 | $112,000 | $369,000 | $65,000 | $510,000 |
Debt-To-Income Ratio | 84 | $12,889,000 | $153,000 | $451,000 | $63,000 | $446,000 |
Collateral | 6 | $896,000 | $149,000 | $268,000 | $83,000 | $189,000 |
Employment History | 5 | $468,000 | $93,000 | $184,000 | $42,000 | $81,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $110,000 | $55,000 | $100,000 | $20,000 | $27,000 |
Credit Application Incomplete | 1 | $3,000 | $3,000 | $3,000 | $101,000 | $101,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.