Summit Credit Union
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Wisconsin.
The mortgage statistics and data below are specific to mortgage loan applications for Summit Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Summit Credit Union Po Box 8046 Cottage Grove, WI 53708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 19,652 |
| Total Mortgage Loan Application Amount | $3,165,710,000 |
| Average Mortgage Loan Application Amount | $141,400 |
| Highest Mortgage Loan Application Amount | $8,565,000 |
| Average Applicant Income | $125,200 |
| Highest Applicant Income | $8,867,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dane County Wisconsin | 5,362 | $ 807,560,000 | $ 150,000 | $ 142,000 |
| Milwaukee County Wisconsin | 1,900 | $ 210,860,000 | $ 110,000 | $ 120,000 |
| Waukesha County Wisconsin | 1,868 | $ 285,260,000 | $ 152,000 | $ 160,000 |
| Columbia County Wisconsin | 859 | $ 92,355,000 | $ 107,000 | $ 109,000 |
| Rock County Wisconsin | 748 | $ 78,080,000 | $ 104,000 | $ 109,000 |
| Sauk County Wisconsin | 581 | $ 60,535,000 | $ 104,000 | $ 124,000 |
| Dodge County Wisconsin | 573 | $ 56,015,000 | $ 97,000 | $ 103,000 |
| Jefferson County Wisconsin | 555 | $ 66,495,000 | $ 119,000 | $ 116,000 |
| Washington County Wisconsin | 432 | $ 70,080,000 | $ 162,000 | $ 146,000 |
| Racine County Wisconsin | 290 | $ 42,860,000 | $ 147,000 | $ 136,000 |
| Ozaukee County Wisconsin | 230 | $ 35,820,000 | $ 155,000 | $ 156,000 |
| Green County Wisconsin | 217 | $ 24,665,000 | $ 113,000 | $ 117,000 |
| Marquette County Wisconsin | 215 | $ 22,455,000 | $ 104,000 | $ 100,000 |
| Walworth County Wisconsin | 193 | $ 25,525,000 | $ 132,000 | $ 134,000 |
| Sheboygan County Wisconsin | 147 | $ 15,645,000 | $ 106,000 | $ 101,000 |
| Kenosha County Wisconsin | 136 | $ 14,450,000 | $ 106,000 | $ 114,000 |
| Fond du Lac County Wisconsin | 131 | $ 13,925,000 | $ 106,000 | $ 121,000 |
| Adams County Wisconsin | 123 | $ 14,745,000 | $ 119,000 | $ 119,000 |
| Iowa County Wisconsin | 123 | $ 17,575,000 | $ 142,000 | $ 118,000 |
| Juneau County Wisconsin | 76 | $ 8,200,000 | $ 107,000 | $ 117,000 |
| Marathon County Wisconsin | 67 | $ 11,995,000 | $ 179,000 | $ 129,000 |
| Oneida County Wisconsin | 58 | $ 10,600,000 | $ 182,000 | $ 161,000 |
| Brown County Wisconsin | 52 | $ 7,210,000 | $ 138,000 | $ 139,000 |
| Vilas County Wisconsin | 49 | $ 12,675,000 | $ 258,000 | $ 198,000 |
| Waushara County Wisconsin | 49 | $ 5,985,000 | $ 122,000 | $ 105,000 |
| Green Lake County Wisconsin | 47 | $ 5,175,000 | $ 110,000 | $ 120,000 |
| Winnebago County Wisconsin | 39 | $ 6,085,000 | $ 156,000 | $ 144,000 |
| Outagamie County Wisconsin | 37 | $ 6,985,000 | $ 188,000 | $ 151,000 |
| Portage County Wisconsin | 37 | $ 7,175,000 | $ 193,000 | $ 136,000 |
| Richland County Wisconsin | 30 | $ 3,080,000 | $ 102,000 | $ 99,000 |
| Lincoln County Wisconsin | 25 | $ 3,185,000 | $ 127,000 | $ 124,000 |
| Lafayette County Wisconsin | 23 | $ 1,635,000 | $ 71,000 | $ 82,000 |
| Wood County Wisconsin | 23 | $ 3,265,000 | $ 141,000 | $ 97,000 |
| Calumet County Wisconsin | 22 | $ 3,110,000 | $ 141,000 | $ 122,000 |
| Grant County Wisconsin | 20 | $ 2,710,000 | $ 135,000 | $ 122,000 |
| Oconto County Wisconsin | 20 | $ 3,660,000 | $ 183,000 | $ 145,000 |
| Maricopa County Arizona | 18 | $ 6,120,000 | $ 340,000 | $ 247,000 |
| Manitowoc County Wisconsin | 18 | $ 2,310,000 | $ 128,000 | $ 207,000 |
| Winnebago County Illinois | 17 | $ 2,855,000 | $ 167,000 | $ 104,000 |
| Door County Wisconsin | 17 | $ 6,055,000 | $ 356,000 | $ 220,000 |
| Marinette County Wisconsin | 17 | $ 2,075,000 | $ 122,000 | $ 86,000 |
| Iron County Wisconsin | 15 | $ 1,995,000 | $ 133,000 | $ 118,000 |
| Price County Wisconsin | 15 | $ 1,815,000 | $ 121,000 | $ 108,000 |
| Vernon County Wisconsin | 14 | $ 1,480,000 | $ 105,000 | $ 101,000 |
| Cook County Illinois | 13 | $ 3,015,000 | $ 231,000 | $ 349,000 |
| Shawano County Wisconsin | 13 | $ 3,425,000 | $ 263,000 | $ 154,000 |
| Lake County Illinois | 11 | $ 2,015,000 | $ 183,000 | $ 122,000 |
| Chippewa County Wisconsin | 11 | $ 1,835,000 | $ 166,000 | $ 137,000 |
| Monroe County Wisconsin | 11 | $ 1,275,000 | $ 115,000 | $ 166,000 |
| Stephenson County Illinois | 10 | $ 960,000 | $ 96,000 | $ 83,000 |
| Eau Claire County Wisconsin | 10 | $ 1,910,000 | $ 191,000 | $ 142,000 |
| Jackson County Wisconsin | 9 | $ 1,115,000 | $ 123,000 | $ 86,000 |
| La Crosse County Wisconsin | 9 | $ 1,795,000 | $ 199,000 | $ 105,000 |
| Sawyer County Wisconsin | 9 | $ 1,235,000 | $ 137,000 | $ 97,000 |
| Lee County Florida | 8 | $ 2,650,000 | $ 331,000 | $ 181,000 |
| Hennepin County Minnesota | 8 | $ 4,540,000 | $ 567,000 | $ 263,000 |
| Waupaca County Wisconsin | 8 | $ 1,340,000 | $ 167,000 | $ 205,000 |
| Taylor County Wisconsin | 7 | $ 635,000 | $ 90,000 | $ 70,000 |
| Langlade County Wisconsin | 6 | $ 410,000 | $ 68,000 | $ 86,000 |
| St. Croix County Wisconsin | 6 | $ 900,000 | $ 150,000 | $ 172,000 |
| Washburn County Wisconsin | 6 | $ 880,000 | $ 146,000 | $ 187,000 |
| Collier County Florida | 5 | $ 1,915,000 | $ 383,000 | $ 254,000 |
| Pasco County Florida | 5 | $ 955,000 | $ 191,000 | $ 166,000 |
| Sumter County Florida | 5 | $ 1,115,000 | $ 223,000 | $ 133,000 |
| Ashland County Wisconsin | 5 | $ 535,000 | $ 107,000 | $ 146,000 |
| Crawford County Wisconsin | 5 | $ 355,000 | $ 71,000 | $ 128,000 |
| Forest County Wisconsin | 5 | $ 535,000 | $ 107,000 | $ 124,000 |
| Menominee County Wisconsin | 5 | $ 805,000 | $ 161,000 | $ 161,000 |
| McHenry County Illinois | 4 | $ 620,000 | $ 155,000 | $ 133,000 |
| Iron County Michigan | 4 | $ 570,000 | $ 142,000 | $ 106,000 |
| Ramsey County Minnesota | 4 | $ 1,740,000 | $ 435,000 | $ 127,000 |
| Washington County Minnesota | 4 | $ 1,770,000 | $ 442,000 | $ 160,000 |
| Barron County Wisconsin | 4 | $ 510,000 | $ 127,000 | $ 94,000 |
| Pima County Arizona | 3 | $ 795,000 | $ 265,000 | $ 136,000 |
| Bay County Florida | 3 | $ 635,000 | $ 211,000 | $ 146,000 |
| Jo Daviess County Illinois | 3 | $ 445,000 | $ 148,000 | $ 69,000 |
| Gogebic County Michigan | 3 | $ 145,000 | $ 48,000 | $ 65,000 |
| Kalamazoo County Michigan | 3 | $ 345,000 | $ 115,000 | $ 117,000 |
| Clark County Wisconsin | 3 | $ 525,000 | $ 175,000 | $ 138,000 |
| Kewaunee County Wisconsin | 3 | $ 495,000 | $ 165,000 | $ 102,000 |
| Pierce County Wisconsin | 3 | $ 335,000 | $ 111,000 | $ 137,000 |
| Trempealeau County Wisconsin | 3 | $ 225,000 | $ 75,000 | $ 88,000 |
| Charlotte County Florida | 2 | $ 720,000 | $ 360,000 | $ 248,000 |
| Hillsborough County Florida | 2 | $ 340,000 | $ 170,000 | $ 104,000 |
| Miami-Dade County Florida | 2 | $ 930,000 | $ 465,000 | $ 227,000 |
| Nassau County Florida | 2 | $ 940,000 | $ 470,000 | $ 76,000 |
| Okaloosa County Florida | 2 | $ 490,000 | $ 245,000 | $ 301,000 |
| Pinellas County Florida | 2 | $ 400,000 | $ 200,000 | $ 138,000 |
| Santa Rosa County Florida | 2 | $ 120,000 | $ 60,000 | $ 294,000 |
| Sarasota County Florida | 2 | $ 440,000 | $ 220,000 | $ 106,000 |
| Boone County Illinois | 2 | $ 190,000 | $ 95,000 | $ 85,000 |
| DuPage County Illinois | 2 | $ 310,000 | $ 155,000 | $ 170,000 |
| Ogle County Illinois | 2 | $ 280,000 | $ 140,000 | $ 82,000 |
| Oakland County Michigan | 2 | $ 230,000 | $ 115,000 | $ 89,000 |
| Anoka County Minnesota | 2 | $ 590,000 | $ 295,000 | $ 100,000 |
| Scott County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 102,000 |
| St. Louis County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 50,000 |
| Burnett County Wisconsin | 2 | $ 470,000 | $ 235,000 | $ 86,000 |
| Douglas County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 247,000 |
| Dunn County Wisconsin | 2 | $ 560,000 | $ 280,000 | $ 98,000 |
| Rusk County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 89,000 |
| Adams County Colorado | 1 | $ 65,000 | $ 65,000 | $ 367,000 |
| Boulder County Colorado | 1 | $ 245,000 | $ 245,000 | $ 198,000 |
| Delta County Colorado | 1 | $ 285,000 | $ 285,000 | $ 38,000 |
| Denver County Colorado | 1 | $ 395,000 | $ 395,000 | $ 121,000 |
| Douglas County Colorado | 1 | $ 575,000 | $ 575,000 | $ 208,000 |
| Pitkin County Colorado | 1 | $ 8,565,000 | $ 8,565,000 | $ 4,800,000 |
| Pueblo County Colorado | 1 | $ 405,000 | $ 405,000 | $ 132,000 |
| New Castle County Delaware | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Brevard County Florida | 1 | $ 115,000 | $ 115,000 | $ 433,000 |
| Broward County Florida | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Citrus County Florida | 1 | $ 25,000 | $ 25,000 | $ 146,000 |
| Duval County Florida | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Gulf County Florida | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Lake County Florida | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| Leon County Florida | 1 | $ 555,000 | $ 555,000 | $ 125,000 |
| Manatee County Florida | 1 | $ 435,000 | $ 435,000 | $ 162,000 |
| Martin County Florida | 1 | $ 375,000 | $ 375,000 | $ 481,000 |
| St. Johns County Florida | 1 | $ 265,000 | $ 265,000 | $ 137,000 |
| St. Lucie County Florida | 1 | $ 505,000 | $ 505,000 | $ 318,000 |
| Kane County Illinois | 1 | $ 75,000 | $ 75,000 | $ 194,000 |
| Lee County Illinois | 1 | $ 85,000 | $ 85,000 | $ 99,000 |
| McLean County Illinois | 1 | $ 545,000 | $ 545,000 | $ 251,000 |
| Peoria County Illinois | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Sangamon County Illinois | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| St. Clair County Illinois | 1 | $ 35,000 | $ 35,000 | $ 179,000 |
| Woodford County Illinois | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Hamilton County Indiana | 1 | $ 105,000 | $ 105,000 | $ 225,000 |
| Hardin County Iowa | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Alger County Michigan | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Delta County Michigan | 1 | $ 325,000 | $ 325,000 | $ 162,000 |
| Emmet County Michigan | 1 | $ 655,000 | $ 655,000 | $ 163,000 |
| Grand Traverse County Michigan | 1 | $ 315,000 | $ 315,000 | $ 108,000 |
| Houghton County Michigan | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Kent County Michigan | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Livingston County Michigan | 1 | $ 55,000 | $ 55,000 | $ 212,000 |
| Mackinac County Michigan | 1 | $ 145,000 | $ 145,000 | $ 174,000 |
| Manistee County Michigan | 1 | $ 175,000 | $ 175,000 | $ 160,000 |
| Mason County Michigan | 1 | $ 255,000 | $ 255,000 | $ 145,000 |
| St. Joseph County Michigan | 1 | $ 275,000 | $ 275,000 | $ 210,000 |
| Cottonwood County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 227,000 |
| Dakota County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 181,000 |
| Douglas County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 124,000 |
| Houston County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Olmsted County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| Sherburne County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Guilford County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 199,000 |
| Rutherford County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Bayfield County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 182,000 |
| Florence County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 274,000 |
| Polk County Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 114,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Wisconsin,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Summit Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,151 | $1,978,485,000 | $276,000 | $7,455,000 | $119,000 | $2,645,000 |
| Refinancing | 4,412 | $513,200,000 | $116,000 | $1,405,000 | $140,000 | $8,867,000 |
| Other Purpose | 4,344 | $321,080,000 | $73,000 | $8,565,000 | $125,000 | $4,800,000 |
| Home Improvement | 3,023 | $233,515,000 | $77,000 | $1,005,000 | $137,000 | $2,100,000 |
| Cash-out Refinancing | 722 | $119,430,000 | $165,000 | $1,085,000 | $105,000 | $861,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,980 | $2,224,220,000 | $159,000 | $8,565,000 | $126,000 | $6,775,000 |
| Not Provided | 3,320 | $510,340,000 | $153,000 | $2,005,000 | $141,000 | $8,867,000 |
| Hispanic | 959 | $143,465,000 | $149,000 | $1,185,000 | $102,000 | $970,000 |
| Black or African American | 653 | $91,255,000 | $139,000 | $1,145,000 | $97,000 | $852,000 |
| Asian | 413 | $95,585,000 | $231,000 | $1,405,000 | $138,000 | $762,000 |
| Not applicable | 111 | $41,605,000 | $374,000 | $7,455,000 | $1,373,000 | $2,645,000 |
| American Indian or Alaskan Native | 89 | $15,735,000 | $176,000 | $1,005,000 | $94,000 | $326,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $3,140,000 | $196,000 | $575,000 | $156,000 | $458,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,598 | $3,155,750,000 | $161,000 | $8,565,000 | $127,000 | $8,867,000 |
| FHA-insured (Federal Housing Administration) | 42 | $7,150,000 | $170,000 | $365,000 | $66,000 | $121,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $2,810,000 | $234,000 | $445,000 | $67,000 | $115,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,559 | $1,659,525,000 | $132,000 | $3,705,000 | $138,000 | $8,867,000 |
| Preapproval Approved but not Accepted | 2,392 | $700,970,000 | $293,000 | $1,355,000 | $116,000 | $588,000 |
| Application Denied By Financial Institution | 1,341 | $177,885,000 | $132,000 | $8,565,000 | $94,000 | $4,800,000 |
| Application Approved But Not Accepted | 1,102 | $147,030,000 | $133,000 | $1,755,000 | $127,000 | $1,709,000 |
| Application Withdrawn By Applicant | 1,083 | $216,645,000 | $200,000 | $3,005,000 | $120,000 | $2,464,000 |
| Preapproval Denied by Financial Institution | 671 | $138,435,000 | $206,000 | $1,955,000 | $67,000 | $300,000 |
| File Closed For Incompleteness | 504 | $125,220,000 | $248,000 | $1,905,000 | $98,000 | $686,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 17,640 | $2,849,390,000 | $161,000 | $3,705,000 | $132,000 | $8,867,000 |
| Debt-To-Income Ratio | 924 | $161,370,000 | $174,000 | $2,205,000 | $63,000 | $397,000 |
| Credit History | 796 | $117,150,000 | $147,000 | $7,455,000 | $93,000 | $1,074,000 |
| Other | 197 | $24,935,000 | $126,000 | $8,565,000 | $130,000 | $4,800,000 |
| Collateral | 68 | $7,810,000 | $114,000 | $705,000 | $149,000 | $598,000 |
| Unverifiable Information | 10 | $2,110,000 | $211,000 | $725,000 | $157,000 | $435,000 |
| Employment History | 10 | $1,110,000 | $111,000 | $245,000 | $68,000 | $137,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,070,000 | $267,000 | $535,000 | $47,000 | $47,000 |
| Mortgage Insurance Denied | 3 | $765,000 | $255,000 | $305,000 | $128,000 | $167,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Wisconsin, and search similar information at your convenience.