Summit Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Wisconsin.
The mortgage statistics and data below are specific to mortgage loan applications for Summit Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Summit Credit Union Po Box 8046 Madison, WI 53708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 25,878 |
| Total Mortgage Loan Application Amount | $4,202,330,000 |
| Average Mortgage Loan Application Amount | $144,000 |
| Highest Mortgage Loan Application Amount | $2,055,000 |
| Average Applicant Income | $115,200 |
| Highest Applicant Income | $7,250,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dane County Wisconsin | 10,006 | $ 1,707,280,000 | $ 170,000 | $ 121,000 |
| Waukesha County Wisconsin | 2,171 | $ 379,705,000 | $ 174,000 | $ 130,000 |
| Milwaukee County Wisconsin | 2,156 | $ 256,430,000 | $ 118,000 | $ 105,000 |
| Columbia County Wisconsin | 1,341 | $ 181,775,000 | $ 135,000 | $ 96,000 |
| Rock County Wisconsin | 953 | $ 120,325,000 | $ 126,000 | $ 93,000 |
| Sauk County Wisconsin | 911 | $ 116,005,000 | $ 127,000 | $ 100,000 |
| Jefferson County Wisconsin | 856 | $ 122,100,000 | $ 142,000 | $ 104,000 |
| Dodge County Wisconsin | 753 | $ 82,505,000 | $ 109,000 | $ 87,000 |
| Green County Wisconsin | 337 | $ 47,905,000 | $ 142,000 | $ 102,000 |
| Racine County Wisconsin | 308 | $ 40,840,000 | $ 132,000 | $ 115,000 |
| Marquette County Wisconsin | 275 | $ 31,285,000 | $ 113,000 | $ 81,000 |
| Washington County Wisconsin | 207 | $ 32,045,000 | $ 154,000 | $ 119,000 |
| Walworth County Wisconsin | 191 | $ 27,035,000 | $ 141,000 | $ 154,000 |
| Adams County Wisconsin | 157 | $ 19,965,000 | $ 127,000 | $ 108,000 |
| Iowa County Wisconsin | 146 | $ 23,540,000 | $ 161,000 | $ 100,000 |
| Fond du Lac County Wisconsin | 117 | $ 12,645,000 | $ 108,000 | $ 92,000 |
| Ozaukee County Wisconsin | 107 | $ 20,705,000 | $ 193,000 | $ 156,000 |
| Juneau County Wisconsin | 80 | $ 10,560,000 | $ 132,000 | $ 95,000 |
| Kenosha County Wisconsin | 73 | $ 8,455,000 | $ 115,000 | $ 97,000 |
| Vilas County Wisconsin | 67 | $ 13,275,000 | $ 198,000 | $ 163,000 |
| Green Lake County Wisconsin | 62 | $ 7,780,000 | $ 125,000 | $ 99,000 |
| Oneida County Wisconsin | 55 | $ 10,545,000 | $ 191,000 | $ 149,000 |
| Waushara County Wisconsin | 54 | $ 5,490,000 | $ 101,000 | $ 84,000 |
| Richland County Wisconsin | 44 | $ 4,360,000 | $ 99,000 | $ 100,000 |
| Sheboygan County Wisconsin | 44 | $ 4,420,000 | $ 100,000 | $ 99,000 |
| Winnebago County Wisconsin | 44 | $ 6,630,000 | $ 150,000 | $ 91,000 |
| Door County Wisconsin | 38 | $ 6,880,000 | $ 181,000 | $ 156,000 |
| Grant County Wisconsin | 36 | $ 4,710,000 | $ 130,000 | $ 96,000 |
| Brown County Wisconsin | 31 | $ 5,825,000 | $ 187,000 | $ 219,000 |
| Outagamie County Wisconsin | 29 | $ 4,005,000 | $ 138,000 | $ 125,000 |
| Wood County Wisconsin | 29 | $ 3,055,000 | $ 105,000 | $ 169,000 |
| Lafayette County Wisconsin | 28 | $ 2,980,000 | $ 106,000 | $ 87,000 |
| Portage County Wisconsin | 28 | $ 3,960,000 | $ 141,000 | $ 97,000 |
| Crawford County Wisconsin | 26 | $ 2,850,000 | $ 109,000 | $ 74,000 |
| Marathon County Wisconsin | 25 | $ 2,735,000 | $ 109,000 | $ 97,000 |
| La Crosse County Wisconsin | 21 | $ 2,205,000 | $ 105,000 | $ 118,000 |
| Iron County Wisconsin | 18 | $ 1,830,000 | $ 101,000 | $ 95,000 |
| Price County Wisconsin | 18 | $ 2,280,000 | $ 126,000 | $ 124,000 |
| Vernon County Wisconsin | 17 | $ 1,925,000 | $ 113,000 | $ 242,000 |
| Sawyer County Wisconsin | 15 | $ 2,425,000 | $ 161,000 | $ 141,000 |
| Waupaca County Wisconsin | 15 | $ 2,115,000 | $ 141,000 | $ 136,000 |
| Lincoln County Wisconsin | 14 | $ 2,390,000 | $ 170,000 | $ 118,000 |
| Oconto County Wisconsin | 13 | $ 1,485,000 | $ 114,000 | $ 108,000 |
| Eau Claire County Wisconsin | 12 | $ 1,600,000 | $ 133,000 | $ 115,000 |
| Manitowoc County Wisconsin | 12 | $ 1,670,000 | $ 139,000 | $ 101,000 |
| Winnebago County Illinois | 11 | $ 1,105,000 | $ 100,000 | $ 76,000 |
| Calumet County Wisconsin | 11 | $ 1,575,000 | $ 143,000 | $ 132,000 |
| Douglas County Wisconsin | 10 | $ 1,770,000 | $ 177,000 | $ 162,000 |
| Langlade County Wisconsin | 10 | $ 1,830,000 | $ 183,000 | $ 111,000 |
| Shawano County Wisconsin | 10 | $ 850,000 | $ 85,000 | $ 93,000 |
| Lee County Florida | 8 | $ 2,310,000 | $ 288,000 | $ 133,000 |
| Monroe County Wisconsin | 8 | $ 970,000 | $ 121,000 | $ 83,000 |
| Dunn County Wisconsin | 7 | $ 1,065,000 | $ 152,000 | $ 401,000 |
| Forest County Wisconsin | 7 | $ 845,000 | $ 120,000 | $ 136,000 |
| Kewaunee County Wisconsin | 7 | $ 885,000 | $ 126,000 | $ 107,000 |
| Cook County Illinois | 6 | $ 1,380,000 | $ 230,000 | $ 76,000 |
| Ashland County Wisconsin | 6 | $ 650,000 | $ 108,000 | $ 76,000 |
| Barron County Wisconsin | 6 | $ 570,000 | $ 95,000 | $ 147,000 |
| Bayfield County Wisconsin | 6 | $ 1,090,000 | $ 181,000 | $ 90,000 |
| Marinette County Wisconsin | 6 | $ 610,000 | $ 101,000 | $ 115,000 |
| Rusk County Wisconsin | 6 | $ 680,000 | $ 113,000 | $ 107,000 |
| St. Croix County Wisconsin | 6 | $ 1,060,000 | $ 176,000 | $ 162,000 |
| Trempealeau County Wisconsin | 6 | $ 1,060,000 | $ 176,000 | $ 104,000 |
| Manatee County Florida | 5 | $ 1,015,000 | $ 203,000 | $ 125,000 |
| Clark County Wisconsin | 5 | $ 485,000 | $ 97,000 | $ 99,000 |
| Pierce County Wisconsin | 5 | $ 705,000 | $ 141,000 | $ 99,000 |
| Washburn County Wisconsin | 5 | $ 1,035,000 | $ 207,000 | $ 150,000 |
| McHenry County Illinois | 4 | $ 800,000 | $ 200,000 | $ 120,000 |
| Burnett County Wisconsin | 4 | $ 660,000 | $ 165,000 | $ 153,000 |
| Jackson County Wisconsin | 4 | $ 760,000 | $ 190,000 | $ 83,000 |
| Collier County Florida | 3 | $ 1,555,000 | $ 518,000 | $ 141,000 |
| Duval County Florida | 3 | $ 735,000 | $ 245,000 | $ 88,000 |
| DuPage County Illinois | 3 | $ 855,000 | $ 285,000 | $ 1,276,000 |
| Kane County Illinois | 3 | $ 645,000 | $ 215,000 | $ 243,000 |
| Lake County Illinois | 3 | $ 355,000 | $ 118,000 | $ 106,000 |
| Chippewa County Wisconsin | 3 | $ 455,000 | $ 151,000 | $ 150,000 |
| Florence County Wisconsin | 3 | $ 595,000 | $ 198,000 | $ 289,000 |
| Pepin County Wisconsin | 3 | $ 205,000 | $ 68,000 | $ 92,000 |
| Denver County Colorado | 2 | $ 850,000 | $ 425,000 | $ 487,000 |
| Brevard County Florida | 2 | $ 360,000 | $ 180,000 | $ 96,000 |
| Dixie County Florida | 2 | $ 90,000 | $ 45,000 | $ 111,000 |
| Hillsborough County Florida | 2 | $ 460,000 | $ 230,000 | $ 141,000 |
| Lake County Florida | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| Pinellas County Florida | 2 | $ 250,000 | $ 125,000 | $ 49,000 |
| Polk County Florida | 2 | $ 200,000 | $ 100,000 | $ 100,000 |
| Santa Rosa County Florida | 2 | $ 600,000 | $ 300,000 | $ 50,000 |
| Sarasota County Florida | 2 | $ 530,000 | $ 265,000 | $ 90,000 |
| St. Lucie County Florida | 2 | $ 350,000 | $ 175,000 | $ 103,000 |
| Sumter County Florida | 2 | $ 360,000 | $ 180,000 | $ 86,000 |
| Volusia County Florida | 2 | $ 490,000 | $ 245,000 | $ 115,000 |
| Bureau County Illinois | 2 | $ 130,000 | $ 65,000 | $ 65,000 |
| Jo Daviess County Illinois | 2 | $ 270,000 | $ 135,000 | $ 137,000 |
| McLean County Illinois | 2 | $ 380,000 | $ 190,000 | $ 140,000 |
| Stephenson County Illinois | 2 | $ 530,000 | $ 265,000 | $ 122,000 |
| Polk County Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 121,000 |
| Charlotte County Florida | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Citrus County Florida | 1 | $ 315,000 | $ 315,000 | $ 188,000 |
| DeSoto County Florida | 1 | $ 165,000 | $ 165,000 | $ 113,000 |
| Escambia County Florida | 1 | $ 335,000 | $ 335,000 | $ 215,000 |
| Flagler County Florida | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Highlands County Florida | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Leon County Florida | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Marion County Florida | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Nassau County Florida | 1 | $ 365,000 | $ 365,000 | $ 95,000 |
| Osceola County Florida | 1 | $ 175,000 | $ 175,000 | $ 201,000 |
| Palm Beach County Florida | 1 | $ 355,000 | $ 355,000 | $ 122,000 |
| Seminole County Florida | 1 | $ 495,000 | $ 495,000 | $ 271,000 |
| St. Johns County Florida | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Champaign County Illinois | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| LaSalle County Illinois | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Will County Illinois | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| Hamilton County Indiana | 1 | $ 115,000 | $ 115,000 | $ 3,840,000 |
| St. Louis County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 196,000 |
| Buffalo County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Wisconsin,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Summit Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,056 | $1,433,000,000 | $158,000 | $2,005,000 | $113,000 | $3,180,000 |
| Home Purchase | 6,458 | $1,599,130,000 | $247,000 | $1,355,000 | $118,000 | $7,250,000 |
| Other Purpose | 4,061 | $255,455,000 | $62,000 | $805,000 | $118,000 | $3,840,000 |
| Cash-out Refinancing | 4,035 | $776,235,000 | $192,000 | $2,055,000 | $108,000 | $2,904,000 |
| Home Improvement | 2,268 | $138,510,000 | $61,000 | $455,000 | $119,000 | $2,220,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,483 | $3,273,675,000 | $159,000 | $1,355,000 | $115,000 | $4,920,000 |
| Not Provided | 2,876 | $514,380,000 | $178,000 | $1,365,000 | $119,000 | $7,250,000 |
| Hispanic | 987 | $142,445,000 | $144,000 | $625,000 | $95,000 | $2,264,000 |
| Black or African American | 724 | $98,580,000 | $136,000 | $545,000 | $98,000 | $2,316,000 |
| Asian | 555 | $114,775,000 | $206,000 | $1,145,000 | $132,000 | $3,505,000 |
| American Indian or Alaskan Native | 91 | $13,895,000 | $152,000 | $505,000 | $109,000 | $1,534,000 |
| Not applicable | 78 | $23,230,000 | $297,000 | $2,055,000 | $144,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,485,000 | $165,000 | $315,000 | $112,000 | $160,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,818 | $4,192,470,000 | $162,000 | $2,055,000 | $115,000 | $7,250,000 |
| FHA-insured (Federal Housing Administration) | 52 | $8,230,000 | $158,000 | $325,000 | $52,000 | $114,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,630,000 | $203,000 | $375,000 | $49,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17,971 | $2,676,935,000 | $148,000 | $2,055,000 | $112,000 | $1,482,000 |
| Preapproval Approved but not Accepted | 2,519 | $650,625,000 | $258,000 | $1,265,000 | $117,000 | $3,030,000 |
| Application Approved But Not Accepted | 2,188 | $358,200,000 | $163,000 | $545,000 | $135,000 | $3,240,000 |
| Application Denied By Financial Institution | 1,413 | $176,445,000 | $124,000 | $855,000 | $89,000 | $3,840,000 |
| Application Withdrawn By Applicant | 913 | $153,695,000 | $168,000 | $1,155,000 | $147,000 | $4,920,000 |
| Preapproval Denied by Financial Institution | 661 | $132,675,000 | $200,000 | $1,355,000 | $104,000 | $7,250,000 |
| File Closed For Incompleteness | 213 | $53,755,000 | $252,000 | $1,105,000 | $128,000 | $2,136,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 23,804 | $3,893,210,000 | $163,000 | $2,055,000 | $116,000 | $4,920,000 |
| Credit History | 858 | $129,490,000 | $150,000 | $1,255,000 | $121,000 | $7,250,000 |
| Debt-To-Income Ratio | 797 | $127,915,000 | $160,000 | $1,355,000 | $56,000 | $225,000 |
| Other | 234 | $26,580,000 | $113,000 | $455,000 | $126,000 | $3,840,000 |
| Collateral | 97 | $10,195,000 | $105,000 | $405,000 | $146,000 | $2,220,000 |
| Unverifiable Information | 52 | $7,990,000 | $153,000 | $475,000 | $99,000 | $540,000 |
| Employment History | 19 | $2,835,000 | $149,000 | $505,000 | $53,000 | $143,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,220,000 | $152,000 | $365,000 | $79,000 | $200,000 |
| Credit Application Incomplete | 5 | $2,145,000 | $429,000 | $805,000 | $250,000 | $741,000 |
| Mortgage Insurance Denied | 4 | $750,000 | $187,000 | $325,000 | $55,000 | $91,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Wisconsin, and search similar information at your convenience.