Great Western Financial Services, Inc.
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Great Western Financial Services, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Great Western Financial Services, Inc. 5408 W Plano Pkwy Plano, TX 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,763 |
| Total Mortgage Loan Application Amount | $2,164,143,000 |
| Average Mortgage Loan Application Amount | $162,500 |
| Highest Mortgage Loan Application Amount | $950,000 |
| Average Applicant Income | $120,000 |
| Highest Applicant Income | $3,854,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 1,386 | $ 246,329,000 | $ 177,000 | $ 127,000 |
| Tarrant County Texas | 732 | $ 119,264,000 | $ 162,000 | $ 110,000 |
| Dallas County Texas | 688 | $ 118,778,000 | $ 172,000 | $ 129,000 |
| Collin County Texas | 673 | $ 125,450,000 | $ 186,000 | $ 125,000 |
| Travis County Texas | 643 | $ 127,202,000 | $ 197,000 | $ 118,000 |
| Denton County Texas | 496 | $ 92,011,000 | $ 185,000 | $ 120,000 |
| Bexar County Texas | 491 | $ 80,939,000 | $ 164,000 | $ 111,000 |
| Fort Bend County Texas | 429 | $ 81,148,000 | $ 189,000 | $ 136,000 |
| Williamson County Texas | 308 | $ 53,215,000 | $ 172,000 | $ 101,000 |
| Montgomery County Texas | 303 | $ 58,878,000 | $ 194,000 | $ 128,000 |
| Marion County Indiana | 232 | $ 28,877,000 | $ 124,000 | $ 82,000 |
| Galveston County Texas | 187 | $ 32,047,000 | $ 171,000 | $ 119,000 |
| Hartford County Connecticut | 164 | $ 35,073,000 | $ 213,000 | $ 114,000 |
| Brazoria County Texas | 158 | $ 26,651,000 | $ 168,000 | $ 125,000 |
| El Paso County Texas | 158 | $ 21,476,000 | $ 135,000 | $ 87,000 |
| Hamilton County Indiana | 155 | $ 27,585,000 | $ 177,000 | $ 100,000 |
| Fairfield County Connecticut | 141 | $ 42,375,000 | $ 300,000 | $ 147,000 |
| Cook County Illinois | 137 | $ 33,920,000 | $ 247,000 | $ 151,000 |
| New Haven County Connecticut | 107 | $ 21,307,000 | $ 199,000 | $ 99,000 |
| Nueces County Texas | 96 | $ 14,594,000 | $ 152,000 | $ 102,000 |
| Lake County Indiana | 93 | $ 12,882,000 | $ 138,000 | $ 77,000 |
| Tulsa County Oklahoma | 93 | $ 15,524,000 | $ 166,000 | $ 108,000 |
| Bernalillo County New Mexico | 91 | $ 18,856,000 | $ 207,000 | $ 114,000 |
| Hays County Texas | 89 | $ 16,457,000 | $ 184,000 | $ 100,000 |
| Greenville County South Carolina | 87 | $ 12,455,000 | $ 143,000 | $ 80,000 |
| Oklahoma County Oklahoma | 85 | $ 15,347,000 | $ 180,000 | $ 98,000 |
| Hidalgo County Texas | 84 | $ 10,723,000 | $ 127,000 | $ 90,000 |
| Smith County Texas | 77 | $ 13,614,000 | $ 176,000 | $ 118,000 |
| Allen County Indiana | 73 | $ 8,928,000 | $ 122,000 | $ 71,000 |
| Rockwall County Texas | 73 | $ 13,755,000 | $ 188,000 | $ 106,000 |
| Comal County Texas | 72 | $ 15,163,000 | $ 210,000 | $ 115,000 |
| McLennan County Texas | 71 | $ 12,306,000 | $ 173,000 | $ 105,000 |
| Bell County Texas | 69 | $ 9,570,000 | $ 138,000 | $ 99,000 |
| Ellis County Texas | 68 | $ 9,954,000 | $ 146,000 | $ 86,000 |
| Parker County Texas | 66 | $ 12,229,000 | $ 185,000 | $ 103,000 |
| St. Joseph County Indiana | 64 | $ 7,286,000 | $ 113,000 | $ 75,000 |
| Cameron County Texas | 64 | $ 9,018,000 | $ 140,000 | $ 100,000 |
| Horry County South Carolina | 63 | $ 8,722,000 | $ 138,000 | $ 74,000 |
| Richland County South Carolina | 61 | $ 8,875,000 | $ 145,000 | $ 69,000 |
| Brazos County Texas | 60 | $ 11,263,000 | $ 187,000 | $ 128,000 |
| Hendricks County Indiana | 58 | $ 8,970,000 | $ 154,000 | $ 90,000 |
| Lubbock County Texas | 58 | $ 8,301,000 | $ 143,000 | $ 92,000 |
| Charleston County South Carolina | 57 | $ 11,398,000 | $ 199,000 | $ 90,000 |
| Lexington County South Carolina | 57 | $ 8,278,000 | $ 145,000 | $ 74,000 |
| Spartanburg County South Carolina | 54 | $ 7,316,000 | $ 135,000 | $ 63,000 |
| York County South Carolina | 54 | $ 9,198,000 | $ 170,000 | $ 88,000 |
| Jefferson County Texas | 53 | $ 7,171,000 | $ 135,000 | $ 96,000 |
| Guadalupe County Texas | 50 | $ 7,999,000 | $ 159,000 | $ 98,000 |
| Johnson County Texas | 50 | $ 7,238,000 | $ 144,000 | $ 105,000 |
| Porter County Indiana | 49 | $ 7,479,000 | $ 152,000 | $ 86,000 |
| Grayson County Texas | 40 | $ 5,952,000 | $ 148,000 | $ 98,000 |
| Gregg County Texas | 40 | $ 5,817,000 | $ 145,000 | $ 95,000 |
| DuPage County Illinois | 39 | $ 9,193,000 | $ 235,000 | $ 140,000 |
| Midland County Texas | 39 | $ 5,612,000 | $ 143,000 | $ 105,000 |
| Anderson County South Carolina | 37 | $ 4,940,000 | $ 133,000 | $ 66,000 |
| Beaufort County South Carolina | 37 | $ 6,717,000 | $ 181,000 | $ 79,000 |
| Elkhart County Indiana | 36 | $ 4,124,000 | $ 114,000 | $ 64,000 |
| Aiken County South Carolina | 36 | $ 4,868,000 | $ 135,000 | $ 74,000 |
| Johnson County Indiana | 35 | $ 5,113,000 | $ 146,000 | $ 78,000 |
| Will County Illinois | 33 | $ 6,920,000 | $ 209,000 | $ 113,000 |
| Cleveland County Oklahoma | 33 | $ 4,887,000 | $ 148,000 | $ 97,000 |
| Litchfield County Connecticut | 32 | $ 6,570,000 | $ 205,000 | $ 95,000 |
| Kaufman County Texas | 32 | $ 4,247,000 | $ 132,000 | $ 89,000 |
| Vanderburgh County Indiana | 31 | $ 3,803,000 | $ 122,000 | $ 60,000 |
| Berkeley County South Carolina | 31 | $ 3,786,000 | $ 122,000 | $ 57,000 |
| Lake County Illinois | 30 | $ 6,734,000 | $ 224,000 | $ 131,000 |
| Delaware County Indiana | 29 | $ 3,162,000 | $ 109,000 | $ 61,000 |
| Hood County Texas | 29 | $ 5,376,000 | $ 185,000 | $ 106,000 |
| Randall County Texas | 29 | $ 4,186,000 | $ 144,000 | $ 96,000 |
| Tom Green County Texas | 29 | $ 4,483,000 | $ 154,000 | $ 93,000 |
| Webb County Texas | 29 | $ 3,984,000 | $ 137,000 | $ 108,000 |
| New London County Connecticut | 28 | $ 5,095,000 | $ 181,000 | $ 101,000 |
| Howard County Indiana | 28 | $ 2,715,000 | $ 96,000 | $ 60,000 |
| Middlesex County Connecticut | 27 | $ 5,492,000 | $ 203,000 | $ 124,000 |
| Tolland County Connecticut | 27 | $ 5,887,000 | $ 218,000 | $ 106,000 |
| LaPorte County Indiana | 27 | $ 3,548,000 | $ 131,000 | $ 73,000 |
| Tippecanoe County Indiana | 26 | $ 3,549,000 | $ 136,000 | $ 71,000 |
| Dona Ana County New Mexico | 26 | $ 4,486,000 | $ 172,000 | $ 82,000 |
| Santa Fe County New Mexico | 26 | $ 6,245,000 | $ 240,000 | $ 102,000 |
| Pickens County South Carolina | 26 | $ 3,789,000 | $ 145,000 | $ 82,000 |
| Kane County Illinois | 25 | $ 6,046,000 | $ 241,000 | $ 120,000 |
| Bartholomew County Indiana | 25 | $ 3,096,000 | $ 123,000 | $ 68,000 |
| Monroe County Indiana | 25 | $ 3,253,000 | $ 130,000 | $ 68,000 |
| Dorchester County South Carolina | 25 | $ 3,501,000 | $ 140,000 | $ 61,000 |
| Ector County Texas | 25 | $ 3,037,000 | $ 121,000 | $ 92,000 |
| Taylor County Texas | 25 | $ 3,952,000 | $ 158,000 | $ 89,000 |
| Wise County Texas | 25 | $ 3,761,000 | $ 150,000 | $ 92,000 |
| Clark County Indiana | 24 | $ 3,625,000 | $ 151,000 | $ 66,000 |
| Sandoval County New Mexico | 24 | $ 5,194,000 | $ 216,000 | $ 91,000 |
| Burnet County Texas | 24 | $ 4,689,000 | $ 195,000 | $ 113,000 |
| Orange County Texas | 24 | $ 3,665,000 | $ 152,000 | $ 119,000 |
| Rogers County Oklahoma | 23 | $ 4,236,000 | $ 184,000 | $ 107,000 |
| Madison County Indiana | 22 | $ 2,589,000 | $ 117,000 | $ 71,000 |
| Florence County South Carolina | 22 | $ 2,398,000 | $ 109,000 | $ 65,000 |
| McHenry County Illinois | 21 | $ 4,421,000 | $ 210,000 | $ 100,000 |
| Hancock County Indiana | 21 | $ 2,895,000 | $ 137,000 | $ 78,000 |
| Floyd County Indiana | 20 | $ 2,351,000 | $ 117,000 | $ 77,000 |
| Bastrop County Texas | 20 | $ 2,890,000 | $ 144,000 | $ 73,000 |
| Hunt County Texas | 20 | $ 2,698,000 | $ 134,000 | $ 90,000 |
| Boone County Indiana | 19 | $ 2,895,000 | $ 152,000 | $ 81,000 |
| Wagoner County Oklahoma | 19 | $ 3,220,000 | $ 169,000 | $ 95,000 |
| Angelina County Texas | 19 | $ 2,231,000 | $ 117,000 | $ 91,000 |
| Anderson County Texas | 18 | $ 2,563,000 | $ 142,000 | $ 76,000 |
| Kerr County Texas | 18 | $ 3,632,000 | $ 201,000 | $ 108,000 |
| Liberty County Texas | 18 | $ 2,296,000 | $ 127,000 | $ 83,000 |
| Morgan County Indiana | 17 | $ 2,577,000 | $ 151,000 | $ 76,000 |
| Chambers County Texas | 17 | $ 2,976,000 | $ 175,000 | $ 108,000 |
| Wichita County Texas | 17 | $ 2,607,000 | $ 153,000 | $ 91,000 |
| Dearborn County Indiana | 16 | $ 2,295,000 | $ 143,000 | $ 57,000 |
| Harrison County Indiana | 16 | $ 2,186,000 | $ 136,000 | $ 62,000 |
| Aransas County Texas | 16 | $ 2,404,000 | $ 150,000 | $ 70,000 |
| Coryell County Texas | 16 | $ 2,244,000 | $ 140,000 | $ 74,000 |
| Sumter County South Carolina | 15 | $ 1,451,000 | $ 96,000 | $ 54,000 |
| Bowie County Texas | 15 | $ 2,080,000 | $ 138,000 | $ 99,000 |
| Kendall County Texas | 15 | $ 4,057,000 | $ 270,000 | $ 164,000 |
| Potter County Texas | 15 | $ 2,070,000 | $ 138,000 | $ 93,000 |
| Waller County Texas | 15 | $ 2,537,000 | $ 169,000 | $ 106,000 |
| Wood County Texas | 15 | $ 1,988,000 | $ 132,000 | $ 88,000 |
| Windham County Connecticut | 14 | $ 2,496,000 | $ 178,000 | $ 87,000 |
| Lancaster County South Carolina | 14 | $ 2,000,000 | $ 142,000 | $ 80,000 |
| Bandera County Texas | 14 | $ 2,487,000 | $ 177,000 | $ 61,000 |
| Henderson County Texas | 14 | $ 1,548,000 | $ 110,000 | $ 72,000 |
| Georgetown County South Carolina | 13 | $ 1,633,000 | $ 125,000 | $ 60,000 |
| Gillespie County Texas | 13 | $ 2,044,000 | $ 157,000 | $ 88,000 |
| Hardin County Texas | 13 | $ 1,653,000 | $ 127,000 | $ 92,000 |
| Polk County Texas | 13 | $ 1,675,000 | $ 128,000 | $ 67,000 |
| San Patricio County Texas | 13 | $ 1,887,000 | $ 145,000 | $ 81,000 |
| Warrick County Indiana | 12 | $ 1,282,000 | $ 106,000 | $ 78,000 |
| Erath County Texas | 12 | $ 1,652,000 | $ 137,000 | $ 73,000 |
| Medina County Texas | 12 | $ 2,388,000 | $ 199,000 | $ 110,000 |
| Van Zandt County Texas | 12 | $ 1,873,000 | $ 156,000 | $ 82,000 |
| Victoria County Texas | 12 | $ 1,288,000 | $ 107,000 | $ 88,000 |
| Wilson County Texas | 12 | $ 1,983,000 | $ 165,000 | $ 88,000 |
| Brown County Indiana | 11 | $ 1,739,000 | $ 158,000 | $ 72,000 |
| Henry County Indiana | 11 | $ 808,000 | $ 73,000 | $ 57,000 |
| Shelby County Indiana | 11 | $ 1,458,000 | $ 132,000 | $ 70,000 |
| Vigo County Indiana | 11 | $ 1,237,000 | $ 112,000 | $ 63,000 |
| Payne County Oklahoma | 11 | $ 1,770,000 | $ 160,000 | $ 88,000 |
| Austin County Texas | 11 | $ 1,569,000 | $ 142,000 | $ 72,000 |
| Harrison County Texas | 11 | $ 1,645,000 | $ 149,000 | $ 92,000 |
| Matagorda County Texas | 11 | $ 1,336,000 | $ 121,000 | $ 81,000 |
| Walker County Texas | 11 | $ 1,609,000 | $ 146,000 | $ 83,000 |
| Kendall County Illinois | 10 | $ 1,962,000 | $ 196,000 | $ 114,000 |
| DeKalb County Indiana | 10 | $ 1,003,000 | $ 100,000 | $ 55,000 |
| Jasper County Indiana | 10 | $ 1,180,000 | $ 118,000 | $ 79,000 |
| Wayne County Indiana | 10 | $ 863,000 | $ 86,000 | $ 61,000 |
| Greenwood County South Carolina | 10 | $ 1,006,000 | $ 100,000 | $ 71,000 |
| Oconee County South Carolina | 10 | $ 928,000 | $ 92,000 | $ 53,000 |
| Fayette County Texas | 10 | $ 1,906,000 | $ 190,000 | $ 104,000 |
| Llano County Texas | 10 | $ 1,667,000 | $ 166,000 | $ 94,000 |
| Kosciusko County Indiana | 9 | $ 881,000 | $ 97,000 | $ 58,000 |
| Lawrence County Indiana | 9 | $ 956,000 | $ 106,000 | $ 75,000 |
| Marshall County Indiana | 9 | $ 1,022,000 | $ 113,000 | $ 53,000 |
| Wabash County Indiana | 9 | $ 819,000 | $ 91,000 | $ 43,000 |
| Curry County New Mexico | 9 | $ 1,031,000 | $ 114,000 | $ 80,000 |
| San Juan County New Mexico | 9 | $ 1,257,000 | $ 139,000 | $ 88,000 |
| Canadian County Oklahoma | 9 | $ 1,364,000 | $ 151,000 | $ 97,000 |
| Cherokee County Oklahoma | 9 | $ 1,538,000 | $ 170,000 | $ 90,000 |
| Darlington County South Carolina | 9 | $ 935,000 | $ 103,000 | $ 72,000 |
| Kershaw County South Carolina | 9 | $ 951,000 | $ 105,000 | $ 58,000 |
| Atascosa County Texas | 9 | $ 1,068,000 | $ 118,000 | $ 103,000 |
| Hill County Texas | 9 | $ 1,429,000 | $ 158,000 | $ 80,000 |
| Jasper County Texas | 9 | $ 1,172,000 | $ 130,000 | $ 98,000 |
| Navarro County Texas | 9 | $ 1,110,000 | $ 123,000 | $ 59,000 |
| Clinton County Indiana | 8 | $ 1,176,000 | $ 147,000 | $ 90,000 |
| Jefferson County Indiana | 8 | $ 720,000 | $ 90,000 | $ 59,000 |
| Putnam County Indiana | 8 | $ 1,363,000 | $ 170,000 | $ 96,000 |
| Lincoln County New Mexico | 8 | $ 1,254,000 | $ 156,000 | $ 127,000 |
| Delaware County Oklahoma | 8 | $ 1,354,000 | $ 169,000 | $ 64,000 |
| Colleton County South Carolina | 8 | $ 1,882,000 | $ 235,000 | $ 97,000 |
| Orangeburg County South Carolina | 8 | $ 1,073,000 | $ 134,000 | $ 53,000 |
| Burleson County Texas | 8 | $ 970,000 | $ 121,000 | $ 89,000 |
| Lampasas County Texas | 8 | $ 896,000 | $ 112,000 | $ 78,000 |
| San Jacinto County Texas | 8 | $ 1,446,000 | $ 180,000 | $ 109,000 |
| Upshur County Texas | 8 | $ 1,079,000 | $ 134,000 | $ 74,000 |
| Uvalde County Texas | 8 | $ 1,121,000 | $ 140,000 | $ 93,000 |
| Washington County Texas | 8 | $ 1,193,000 | $ 149,000 | $ 89,000 |
| McLean County Illinois | 7 | $ 1,399,000 | $ 199,000 | $ 113,000 |
| Cass County Indiana | 7 | $ 840,000 | $ 120,000 | $ 93,000 |
| Fountain County Indiana | 7 | $ 630,000 | $ 90,000 | $ 61,000 |
| Jackson County Indiana | 7 | $ 872,000 | $ 124,000 | $ 42,000 |
| Jennings County Indiana | 7 | $ 1,000,000 | $ 142,000 | $ 74,000 |
| Montgomery County Indiana | 7 | $ 563,000 | $ 80,000 | $ 45,000 |
| Steuben County Indiana | 7 | $ 932,000 | $ 133,000 | $ 60,000 |
| White County Indiana | 7 | $ 596,000 | $ 85,000 | $ 56,000 |
| Muskogee County Oklahoma | 7 | $ 1,341,000 | $ 191,000 | $ 112,000 |
| Cooke County Texas | 7 | $ 1,062,000 | $ 151,000 | $ 84,000 |
| Lee County Texas | 7 | $ 980,000 | $ 140,000 | $ 95,000 |
| Nacogdoches County Texas | 7 | $ 1,160,000 | $ 165,000 | $ 107,000 |
| Rusk County Texas | 7 | $ 707,000 | $ 101,000 | $ 76,000 |
| Val Verde County Texas | 7 | $ 745,000 | $ 106,000 | $ 76,000 |
| Young County Texas | 7 | $ 756,000 | $ 108,000 | $ 62,000 |
| Gibson County Indiana | 6 | $ 859,000 | $ 143,000 | $ 58,000 |
| Miami County Indiana | 6 | $ 419,000 | $ 69,000 | $ 31,000 |
| Noble County Indiana | 6 | $ 707,000 | $ 117,000 | $ 86,000 |
| Whitley County Indiana | 6 | $ 774,000 | $ 129,000 | $ 69,000 |
| Eddy County New Mexico | 6 | $ 1,030,000 | $ 171,000 | $ 88,000 |
| Valencia County New Mexico | 6 | $ 1,148,000 | $ 191,000 | $ 65,000 |
| Le Flore County Oklahoma | 6 | $ 1,377,000 | $ 229,000 | $ 116,000 |
| Osage County Oklahoma | 6 | $ 842,000 | $ 140,000 | $ 67,000 |
| Pottawatomie County Oklahoma | 6 | $ 815,000 | $ 135,000 | $ 68,000 |
| Calhoun County Texas | 6 | $ 837,000 | $ 139,000 | $ 73,000 |
| Camp County Texas | 6 | $ 945,000 | $ 157,000 | $ 94,000 |
| Hopkins County Texas | 6 | $ 563,000 | $ 93,000 | $ 67,000 |
| Carroll County Indiana | 5 | $ 446,000 | $ 89,000 | $ 48,000 |
| Greene County Indiana | 5 | $ 433,000 | $ 86,000 | $ 72,000 |
| LaGrange County Indiana | 5 | $ 810,000 | $ 162,000 | $ 61,000 |
| Owen County Indiana | 5 | $ 699,000 | $ 139,000 | $ 81,000 |
| Perry County Indiana | 5 | $ 791,000 | $ 158,000 | $ 60,000 |
| Pulaski County Indiana | 5 | $ 483,000 | $ 96,000 | $ 46,000 |
| Pontotoc County Oklahoma | 5 | $ 945,000 | $ 189,000 | $ 83,000 |
| Washington County Oklahoma | 5 | $ 970,000 | $ 194,000 | $ 123,000 |
| Cherokee County South Carolina | 5 | $ 467,000 | $ 93,000 | $ 42,000 |
| Edgefield County South Carolina | 5 | $ 612,000 | $ 122,000 | $ 54,000 |
| Blanco County Texas | 5 | $ 1,148,000 | $ 229,000 | $ 148,000 |
| Bosque County Texas | 5 | $ 786,000 | $ 157,000 | $ 82,000 |
| Callahan County Texas | 5 | $ 814,000 | $ 162,000 | $ 89,000 |
| Colorado County Texas | 5 | $ 711,000 | $ 142,000 | $ 140,000 |
| Howard County Texas | 5 | $ 494,000 | $ 98,000 | $ 139,000 |
| Kleberg County Texas | 5 | $ 655,000 | $ 131,000 | $ 119,000 |
| Leon County Texas | 5 | $ 665,000 | $ 133,000 | $ 74,000 |
| Maverick County Texas | 5 | $ 842,000 | $ 168,000 | $ 90,000 |
| Wharton County Texas | 5 | $ 548,000 | $ 109,000 | $ 85,000 |
| Champaign County Illinois | 4 | $ 602,000 | $ 150,000 | $ 85,000 |
| Madison County Illinois | 4 | $ 763,000 | $ 190,000 | $ 146,000 |
| Adams County Indiana | 4 | $ 466,000 | $ 116,000 | $ 38,000 |
| Benton County Indiana | 4 | $ 373,000 | $ 93,000 | $ 49,000 |
| Grant County Indiana | 4 | $ 333,000 | $ 83,000 | $ 43,000 |
| Knox County Indiana | 4 | $ 556,000 | $ 139,000 | $ 75,000 |
| Newton County Indiana | 4 | $ 513,000 | $ 128,000 | $ 76,000 |
| Posey County Indiana | 4 | $ 542,000 | $ 135,000 | $ 102,000 |
| Randolph County Indiana | 4 | $ 428,000 | $ 107,000 | $ 52,000 |
| Scott County Indiana | 4 | $ 416,000 | $ 104,000 | $ 69,000 |
| Switzerland County Indiana | 4 | $ 407,000 | $ 101,000 | $ 41,000 |
| Wells County Indiana | 4 | $ 305,000 | $ 76,000 | $ 80,000 |
| Grant County New Mexico | 4 | $ 622,000 | $ 155,000 | $ 60,000 |
| Comanche County Oklahoma | 4 | $ 597,000 | $ 149,000 | $ 107,000 |
| Creek County Oklahoma | 4 | $ 724,000 | $ 181,000 | $ 87,000 |
| Andrews County Texas | 4 | $ 523,000 | $ 130,000 | $ 151,000 |
| Fannin County Texas | 4 | $ 486,000 | $ 121,000 | $ 77,000 |
| Grimes County Texas | 4 | $ 455,000 | $ 113,000 | $ 89,000 |
| Houston County Texas | 4 | $ 827,000 | $ 206,000 | $ 67,000 |
| Jackson County Texas | 4 | $ 406,000 | $ 101,000 | $ 77,000 |
| Lamar County Texas | 4 | $ 460,000 | $ 115,000 | $ 38,000 |
| Palo Pinto County Texas | 4 | $ 541,000 | $ 135,000 | $ 79,000 |
| Rains County Texas | 4 | $ 768,000 | $ 192,000 | $ 152,000 |
| Somervell County Texas | 4 | $ 471,000 | $ 117,000 | $ 87,000 |
| Starr County Texas | 4 | $ 512,000 | $ 128,000 | $ 96,000 |
| Titus County Texas | 4 | $ 917,000 | $ 229,000 | $ 139,000 |
| Sangamon County Illinois | 3 | $ 556,000 | $ 185,000 | $ 81,000 |
| St. Clair County Illinois | 3 | $ 653,000 | $ 217,000 | $ 158,000 |
| Clay County Indiana | 3 | $ 238,000 | $ 79,000 | $ 54,000 |
| Daviess County Indiana | 3 | $ 254,000 | $ 84,000 | $ 47,000 |
| Dubois County Indiana | 3 | $ 345,000 | $ 115,000 | $ 60,000 |
| Fayette County Indiana | 3 | $ 208,000 | $ 69,000 | $ 45,000 |
| Fulton County Indiana | 3 | $ 355,000 | $ 118,000 | $ 42,000 |
| Orange County Indiana | 3 | $ 227,000 | $ 75,000 | $ 52,000 |
| Parke County Indiana | 3 | $ 273,000 | $ 91,000 | $ 34,000 |
| Rush County Indiana | 3 | $ 709,000 | $ 236,000 | $ 106,000 |
| Starke County Indiana | 3 | $ 229,000 | $ 76,000 | $ 41,000 |
| Washington County Indiana | 3 | $ 342,000 | $ 114,000 | $ 66,000 |
| Craig County Oklahoma | 3 | $ 458,000 | $ 152,000 | $ 128,000 |
| Grady County Oklahoma | 3 | $ 502,000 | $ 167,000 | $ 71,000 |
| Haskell County Oklahoma | 3 | $ 544,000 | $ 181,000 | $ 79,000 |
| Lincoln County Oklahoma | 3 | $ 586,000 | $ 195,000 | $ 84,000 |
| Logan County Oklahoma | 3 | $ 371,000 | $ 123,000 | $ 64,000 |
| McClain County Oklahoma | 3 | $ 580,000 | $ 193,000 | $ 111,000 |
| Calhoun County South Carolina | 3 | $ 564,000 | $ 188,000 | $ 129,000 |
| Chester County South Carolina | 3 | $ 499,000 | $ 166,000 | $ 103,000 |
| Chesterfield County South Carolina | 3 | $ 281,000 | $ 93,000 | $ 48,000 |
| Laurens County South Carolina | 3 | $ 253,000 | $ 84,000 | $ 38,000 |
| Marion County South Carolina | 3 | $ 227,000 | $ 75,000 | $ 69,000 |
| McCormick County South Carolina | 3 | $ 469,000 | $ 156,000 | $ 48,000 |
| Newberry County South Carolina | 3 | $ 477,000 | $ 159,000 | $ 45,000 |
| Bailey County Texas | 3 | $ 260,000 | $ 86,000 | $ 55,000 |
| Brown County Texas | 3 | $ 243,000 | $ 81,000 | $ 75,000 |
| Caldwell County Texas | 3 | $ 377,000 | $ 125,000 | $ 85,000 |
| Cass County Texas | 3 | $ 298,000 | $ 99,000 | $ 54,000 |
| Clay County Texas | 3 | $ 438,000 | $ 146,000 | $ 75,000 |
| Falls County Texas | 3 | $ 354,000 | $ 118,000 | $ 54,000 |
| Hale County Texas | 3 | $ 327,000 | $ 109,000 | $ 135,000 |
| Hockley County Texas | 3 | $ 251,000 | $ 83,000 | $ 85,000 |
| Jim Wells County Texas | 3 | $ 502,000 | $ 167,000 | $ 80,000 |
| Jones County Texas | 3 | $ 205,000 | $ 68,000 | $ 28,000 |
| Limestone County Texas | 3 | $ 388,000 | $ 129,000 | $ 80,000 |
| Milam County Texas | 3 | $ 285,000 | $ 95,000 | $ 112,000 |
| Sabine County Texas | 3 | $ 274,000 | $ 91,000 | $ 73,000 |
| Sutton County Texas | 3 | $ 449,000 | $ 149,000 | $ 141,000 |
| Trinity County Texas | 3 | $ 323,000 | $ 107,000 | $ 57,000 |
| DeKalb County Illinois | 2 | $ 405,000 | $ 202,000 | $ 122,000 |
| Grundy County Illinois | 2 | $ 391,000 | $ 195,000 | $ 97,000 |
| Jackson County Illinois | 2 | $ 141,000 | $ 70,000 | $ 41,000 |
| Macon County Illinois | 2 | $ 234,000 | $ 117,000 | $ 90,000 |
| Union County Illinois | 2 | $ 320,000 | $ 160,000 | $ 102,000 |
| Winnebago County Illinois | 2 | $ 317,000 | $ 158,000 | $ 110,000 |
| Blackford County Indiana | 2 | $ 204,000 | $ 102,000 | $ 65,000 |
| Franklin County Indiana | 2 | $ 338,000 | $ 169,000 | $ 66,000 |
| Huntington County Indiana | 2 | $ 111,000 | $ 55,000 | $ 69,000 |
| Ripley County Indiana | 2 | $ 235,000 | $ 117,000 | $ 37,000 |
| Tipton County Indiana | 2 | $ 207,000 | $ 103,000 | $ 66,000 |
| Vermillion County Indiana | 2 | $ 162,000 | $ 81,000 | $ 80,000 |
| Colfax County New Mexico | 2 | $ 648,000 | $ 324,000 | $ 135,000 |
| Otero County New Mexico | 2 | $ 262,000 | $ 131,000 | $ 70,000 |
| Socorro County New Mexico | 2 | $ 398,000 | $ 199,000 | $ 60,000 |
| Torrance County New Mexico | 2 | $ 435,000 | $ 217,000 | $ 74,000 |
| Caddo County Oklahoma | 2 | $ 213,000 | $ 106,000 | $ 67,000 |
| Custer County Oklahoma | 2 | $ 414,000 | $ 207,000 | $ 60,000 |
| Garfield County Oklahoma | 2 | $ 319,000 | $ 159,000 | $ 89,000 |
| Jackson County Oklahoma | 2 | $ 172,000 | $ 86,000 | $ 37,000 |
| Love County Oklahoma | 2 | $ 319,000 | $ 159,000 | $ 78,000 |
| Murray County Oklahoma | 2 | $ 146,000 | $ 73,000 | $ 41,000 |
| Ottawa County Oklahoma | 2 | $ 322,000 | $ 161,000 | $ 77,000 |
| Pittsburg County Oklahoma | 2 | $ 360,000 | $ 180,000 | $ 74,000 |
| Stephens County Oklahoma | 2 | $ 813,000 | $ 406,000 | $ 135,000 |
| Barnwell County South Carolina | 2 | $ 237,000 | $ 118,000 | $ 92,000 |
| Lee County South Carolina | 2 | $ 139,000 | $ 69,000 | $ 31,000 |
| Bee County Texas | 2 | $ 154,000 | $ 77,000 | $ 73,000 |
| Childress County Texas | 2 | $ 115,000 | $ 57,000 | $ 33,000 |
| Coke County Texas | 2 | $ 192,000 | $ 96,000 | $ 103,000 |
| Comanche County Texas | 2 | $ 328,000 | $ 164,000 | $ 71,000 |
| Fisher County Texas | 2 | $ 152,000 | $ 76,000 | $ 68,000 |
| Franklin County Texas | 2 | $ 263,000 | $ 131,000 | $ 321,000 |
| Frio County Texas | 2 | $ 265,000 | $ 132,000 | $ 104,000 |
| Hamilton County Texas | 2 | $ 200,000 | $ 100,000 | $ 52,000 |
| Lavaca County Texas | 2 | $ 182,000 | $ 91,000 | $ 131,000 |
| Live Oak County Texas | 2 | $ 344,000 | $ 172,000 | $ 96,000 |
| Mason County Texas | 2 | $ 120,000 | $ 60,000 | $ 50,000 |
| Montague County Texas | 2 | $ 155,000 | $ 77,000 | $ 32,000 |
| Moore County Texas | 2 | $ 156,000 | $ 78,000 | $ 63,000 |
| Newton County Texas | 2 | $ 181,000 | $ 90,000 | $ 89,000 |
| Nolan County Texas | 2 | $ 218,000 | $ 109,000 | $ 77,000 |
| Ochiltree County Texas | 2 | $ 188,000 | $ 94,000 | $ 77,000 |
| Panola County Texas | 2 | $ 179,000 | $ 89,000 | $ 60,000 |
| Parmer County Texas | 2 | $ 245,000 | $ 122,000 | $ 143,000 |
| Pecos County Texas | 2 | $ 142,000 | $ 71,000 | $ 52,000 |
| Real County Texas | 2 | $ 474,000 | $ 237,000 | $ 85,000 |
| Robertson County Texas | 2 | $ 192,000 | $ 96,000 | $ 65,000 |
| Scurry County Texas | 2 | $ 235,000 | $ 117,000 | $ 86,000 |
| Stephens County Texas | 2 | $ 225,000 | $ 112,000 | $ 145,000 |
| Terry County Texas | 2 | $ 187,000 | $ 93,000 | $ 50,000 |
| Tyler County Texas | 2 | $ 284,000 | $ 142,000 | $ 128,000 |
| Adams County Illinois | 1 | $ 168,000 | $ 168,000 | $ 50,000 |
| Boone County Illinois | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Clinton County Illinois | 1 | $ 139,000 | $ 139,000 | $ 31,000 |
| Douglas County Illinois | 1 | $ 181,000 | $ 181,000 | $ 312,000 |
| Kankakee County Illinois | 1 | $ 178,000 | $ 178,000 | $ 171,000 |
| LaSalle County Illinois | 1 | $ 159,000 | $ 159,000 | $ 100,000 |
| Lee County Illinois | 1 | $ 192,000 | $ 192,000 | $ 108,000 |
| McDonough County Illinois | 1 | $ 370,000 | $ 370,000 | $ 144,000 |
| Monroe County Illinois | 1 | $ 80,000 | $ 80,000 | $ 20,000 |
| Ogle County Illinois | 1 | $ 379,000 | $ 379,000 | $ 185,000 |
| Peoria County Illinois | 1 | $ 133,000 | $ 133,000 | $ 110,000 |
| Piatt County Illinois | 1 | $ 329,000 | $ 329,000 | $ 98,000 |
| Shelby County Illinois | 1 | $ 76,000 | $ 76,000 | $ 60,000 |
| Tazewell County Illinois | 1 | $ 106,000 | $ 106,000 | $ 76,000 |
| Vermilion County Illinois | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Williamson County Illinois | 1 | $ 122,000 | $ 122,000 | $ 82,000 |
| Crawford County Indiana | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Decatur County Indiana | 1 | $ 70,000 | $ 70,000 | $ 66,000 |
| Jay County Indiana | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
| Martin County Indiana | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Ohio County Indiana | 1 | $ 208,000 | $ 208,000 | $ 98,000 |
| Pike County Indiana | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Spencer County Indiana | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Sullivan County Indiana | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Union County Indiana | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Warren County Indiana | 1 | $ 102,000 | $ 102,000 | $ 58,000 |
| Chaves County New Mexico | 1 | $ 109,000 | $ 109,000 | $ 78,000 |
| Lea County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Los Alamos County New Mexico | 1 | $ 108,000 | $ 108,000 | $ 110,000 |
| McKinley County New Mexico | 1 | $ 162,000 | $ 162,000 | $ 60,000 |
| Rio Arriba County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Sierra County New Mexico | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Adair County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 75,000 |
| Bryan County Oklahoma | 1 | $ 171,000 | $ 171,000 | $ 300,000 |
| Carter County Oklahoma | 1 | $ 252,000 | $ 252,000 | $ 110,000 |
| Hughes County Oklahoma | 1 | $ 87,000 | $ 87,000 | $ 87,000 |
| Jefferson County Oklahoma | 1 | $ 128,000 | $ 128,000 | $ 84,000 |
| Kay County Oklahoma | 1 | $ 271,000 | $ 271,000 | $ 174,000 |
| Major County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Marshall County Oklahoma | 1 | $ 240,000 | $ 240,000 | $ 90,000 |
| Mayes County Oklahoma | 1 | $ 109,000 | $ 109,000 | $ 138,000 |
| Noble County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Pawnee County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Sequoyah County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Abbeville County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| Fairfield County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Jasper County South Carolina | 1 | $ 270,000 | $ 270,000 | $ 24,000 |
| Marlboro County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Saluda County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 60,000 |
| Williamsburg County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 75,000 |
| Brewster County Texas | 1 | $ 60,000 | $ 60,000 | $ 15,000 |
| Cherokee County Texas | 1 | $ 280,000 | $ 280,000 | $ 119,000 |
| Coleman County Texas | 1 | $ 77,000 | $ 77,000 | $ 53,000 |
| Crosby County Texas | 1 | $ 120,000 | $ 120,000 | $ 193,000 |
| Dawson County Texas | 1 | $ 174,000 | $ 174,000 | $ 240,000 |
| Deaf Smith County Texas | 1 | $ 104,000 | $ 104,000 | $ 72,000 |
| DeWitt County Texas | 1 | $ 145,000 | $ 145,000 | $ 275,000 |
| Dimmit County Texas | 1 | $ 153,000 | $ 153,000 | $ 46,000 |
| Duval County Texas | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Eastland County Texas | 1 | $ 128,000 | $ 128,000 | $ 146,000 |
| Freestone County Texas | 1 | $ 135,000 | $ 135,000 | $ 240,000 |
| Gaines County Texas | 1 | $ 86,000 | $ 86,000 | $ 56,000 |
| Garza County Texas | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Goliad County Texas | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Gonzales County Texas | 1 | $ 98,000 | $ 98,000 | $ 86,000 |
| Gray County Texas | 1 | $ 69,000 | $ 69,000 | $ 44,000 |
| Hartley County Texas | 1 | $ 226,000 | $ 226,000 | $ 102,000 |
| Haskell County Texas | 1 | $ 78,000 | $ 78,000 | $ 48,000 |
| Hutchinson County Texas | 1 | $ 69,000 | $ 69,000 | $ 42,000 |
| Jim Hogg County Texas | 1 | $ 60,000 | $ 60,000 | $ 91,000 |
| Karnes County Texas | 1 | $ 277,000 | $ 277,000 | $ 64,000 |
| Knox County Texas | 1 | $ 112,000 | $ 112,000 | $ 140,000 |
| Madison County Texas | 1 | $ 208,000 | $ 208,000 | $ 109,000 |
| Martin County Texas | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Mitchell County Texas | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Morris County Texas | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Presidio County Texas | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Runnels County Texas | 1 | $ 160,000 | $ 160,000 | $ 119,000 |
| Shackelford County Texas | 1 | $ 80,000 | $ 80,000 | $ 96,000 |
| Shelby County Texas | 1 | $ 99,000 | $ 99,000 | $ 65,000 |
| Ward County Texas | 1 | $ 122,000 | $ 122,000 | $ 120,000 |
| Willacy County Texas | 1 | $ 132,000 | $ 132,000 | $ 96,000 |
| Winkler County Texas | 1 | $ 58,000 | $ 58,000 | $ 110,000 |
| Zapata County Texas | 1 | $ 60,000 | $ 60,000 | $ 96,000 |
| Zavala County Texas | 1 | $ 206,000 | $ 206,000 | $ 120,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Great Western Financial Services, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,480 | $2,119,911,000 | $169,000 | $950,000 | $107,000 | $3,854,000 |
| Home Purchase | 283 | $44,232,000 | $156,000 | $640,000 | $133,000 | $1,319,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 7,340 | $1,232,231,000 | $167,000 | $950,000 | $108,000 | $3,854,000 |
| White | 4,790 | $827,951,000 | $172,000 | $808,000 | $108,000 | $1,319,000 |
| Hispanic | 317 | $46,981,000 | $148,000 | $425,000 | $93,000 | $396,000 |
| Asian | 223 | $43,658,000 | $195,000 | $493,000 | $126,000 | $546,000 |
| Black or African American | 84 | $11,636,000 | $138,000 | $417,000 | $85,000 | $405,000 |
| American Indian or Alaskan Native | 6 | $1,200,000 | $200,000 | $400,000 | $124,000 | $234,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $486,000 | $162,000 | $208,000 | $99,000 | $102,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,102 | $2,058,207,000 | $170,000 | $950,000 | $109,000 | $3,854,000 |
| FHA-insured (Federal Housing Administration) | 660 | $105,831,000 | $160,000 | $528,000 | $75,000 | $312,000 |
| VA-guaranteed (Veterans Administration) | 1 | $105,000 | $105,000 | $105,000 | $53,000 | $53,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 10,178 | $1,699,736,000 | $167,000 | $950,000 | $105,000 | $1,800,000 |
| Loan Originated | 2,472 | $448,815,000 | $181,000 | $682,000 | $118,000 | $3,854,000 |
| Application Denied By Financial Institution | 94 | $12,699,000 | $135,000 | $322,000 | $79,000 | $247,000 |
| Application Approved But Not Accepted | 19 | $2,893,000 | $152,000 | $322,000 | $90,000 | $187,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 37 | $4,186,000 | $113,000 | $276,000 | $70,000 | $240,000 |
| Debt-To-Income Ratio | 18 | $2,910,000 | $161,000 | $320,000 | $74,000 | $159,000 |
| Other | 7 | $1,083,000 | $154,000 | $299,000 | $61,000 | $106,000 |
| Collateral | 5 | $700,000 | $140,000 | $241,000 | $147,000 | $247,000 |
| Credit Application Incomplete | 2 | $164,000 | $82,000 | $96,000 | $153,000 | $191,000 |
| Unverifiable Information | 1 | $132,000 | $132,000 | $132,000 | $57,000 | $57,000 |
| Mortgage Insurance Denied | 1 | $303,000 | $303,000 | $303,000 | $125,000 | $125,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.