Grand Valley Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Grand Valley Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Grand Valley Bank
2 South Main Street
Heber City, UT 84032
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 155
Total Mortgage Loan Application Amount $27,219,000
Average Mortgage Loan Application Amount $129,333
Highest Mortgage Loan Application Amount $417,000
Average Applicant Income $75,333
Highest Applicant Income $356,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Grand Valley Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Grand Valley Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2010 breaks down Grand Valley Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Grand Valley Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Grand Valley Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Grand Valley Bank's mortgage activity for 2010.

Mortgage Loan Application Totals for Grand Valley Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mesa County Colorado 123 $ 21,669,000 $ 176,000 $ 80,000
Uintah County Utah 10 $ 1,741,000 $ 174,000 $ 62,000
Wasatch County Utah 5 $ 847,000 $ 169,000 $ 40,000
Delta County Colorado 3 $ 373,000 $ 124,000 $ 28,000
Jefferson County Colorado 3 $ 744,000 $ 248,000 $ 115,000
Montrose County Colorado 3 $ 610,000 $ 203,000 $ 86,000
Larimer County Colorado 2 $ 354,000 $ 177,000 $ 57,000
San Diego County California 1 $ 80,000 $ 80,000 $ 54,000
Denver County Colorado 1 $ 150,000 $ 150,000 $ 41,000
Jackson County Oregon 1 $ 104,000 $ 104,000 $ 42,000
Salt Lake County Utah 1 $ 18,000 $ 18,000 $ 9,000
Summit County Utah 1 $ 400,000 $ 400,000 $ 188,000
Sweetwater County Wyoming 1 $ 129,000 $ 129,000 $ 82,000

Mortgage Loan Application Detail Totals for Grand Valley Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 110 $20,282,000 $184,000 $417,000 $76,000 $356,000
Home Purchase 38 $6,747,000 $177,000 $400,000 $79,000 $259,000
Home Improvement 7 $190,000 $27,000 $42,000 $71,000 $156,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 130 $22,855,000 $175,000 $417,000 $78,000 $356,000
Not Provided 17 $3,182,000 $187,000 $331,000 $81,000 $162,000
Hispanic 4 $602,000 $150,000 $266,000 $40,000 $57,000
Not applicable 3 $430,000 $143,000 $240,000 $0 $0
Native Hawaiian or Other Pacific Islander 1 $150,000 $150,000 $150,000 $120,000 $120,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 155 $27,219,000 $175,000 $417,000 $76,000 $356,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 112 $19,770,000 $176,000 $417,000 $79,000 $356,000
Application Denied By Financial Institution 20 $3,029,000 $151,000 $400,000 $61,000 $200,000
Application Withdrawn By Applicant 15 $2,314,000 $154,000 $323,000 $72,000 $133,000
Application Approved But Not Accepted 7 $1,933,000 $276,000 $400,000 $90,000 $188,000
File Closed For Incompleteness 1 $173,000 $173,000 $173,000 $2,000 $2,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 12 $2,033,000 $169,000 $400,000 $41,000 $200,000
Credit History 4 $509,000 $127,000 $321,000 $92,000 $149,000
Collateral 1 $130,000 $130,000 $130,000 $50,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 1 $150,000 $150,000 $150,000 $189,000 $189,000
Other 1 $4,000 $4,000 $4,000 $14,000 $14,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Grand Valley Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Grand Valley Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet with aggregated HMDA statistics today.

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