Golden Empire Mortgage, Inc.
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Golden Empire Mortgage, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Golden Empire Mortgage, Inc. 1200 Discovery Drive, Suite 300 Bakersfield, CA 93309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,398 |
| Total Mortgage Loan Application Amount | $1,909,600,000 |
| Average Mortgage Loan Application Amount | $280,250 |
| Highest Mortgage Loan Application Amount | $3,985,000 |
| Average Applicant Income | $114,500 |
| Highest Applicant Income | $3,362,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kern County California | 978 | $ 202,900,000 | $ 207,000 | $ 83,000 |
| San Bernardino County California | 827 | $ 253,845,000 | $ 306,000 | $ 109,000 |
| Los Angeles County California | 748 | $ 336,510,000 | $ 449,000 | $ 142,000 |
| Riverside County California | 569 | $ 222,675,000 | $ 391,000 | $ 124,000 |
| Ventura County California | 355 | $ 176,705,000 | $ 497,000 | $ 168,000 |
| San Diego County California | 280 | $ 165,620,000 | $ 591,000 | $ 204,000 |
| Orange County California | 198 | $ 112,200,000 | $ 566,000 | $ 167,000 |
| Madera County California | 183 | $ 34,955,000 | $ 191,000 | $ 90,000 |
| Fresno County California | 139 | $ 29,585,000 | $ 212,000 | $ 88,000 |
| San Joaquin County California | 128 | $ 35,340,000 | $ 276,000 | $ 98,000 |
| Stanislaus County California | 127 | $ 34,435,000 | $ 271,000 | $ 95,000 |
| Sacramento County California | 94 | $ 26,420,000 | $ 281,000 | $ 103,000 |
| Clatsop County Oregon | 91 | $ 29,275,000 | $ 321,000 | $ 98,000 |
| Contra Costa County California | 75 | $ 34,615,000 | $ 461,000 | $ 158,000 |
| Santa Barbara County California | 59 | $ 24,185,000 | $ 409,000 | $ 114,000 |
| Maricopa County Arizona | 42 | $ 15,650,000 | $ 372,000 | $ 112,000 |
| Merced County California | 42 | $ 9,540,000 | $ 227,000 | $ 87,000 |
| San Luis Obispo County California | 32 | $ 16,240,000 | $ 507,000 | $ 151,000 |
| Washington County Oregon | 28 | $ 12,180,000 | $ 435,000 | $ 167,000 |
| Deschutes County Oregon | 25 | $ 9,175,000 | $ 367,000 | $ 94,000 |
| Alameda County California | 21 | $ 7,595,000 | $ 361,000 | $ 127,000 |
| Tulare County California | 20 | $ 3,920,000 | $ 196,000 | $ 90,000 |
| Yuba County California | 19 | $ 3,515,000 | $ 185,000 | $ 91,000 |
| Solano County California | 16 | $ 6,480,000 | $ 405,000 | $ 91,000 |
| Clackamas County Oregon | 15 | $ 6,755,000 | $ 450,000 | $ 118,000 |
| Multnomah County Oregon | 15 | $ 5,345,000 | $ 356,000 | $ 131,000 |
| Mohave County Arizona | 12 | $ 3,760,000 | $ 313,000 | $ 228,000 |
| Calaveras County California | 12 | $ 4,050,000 | $ 337,000 | $ 96,000 |
| Santa Clara County California | 12 | $ 5,870,000 | $ 489,000 | $ 127,000 |
| San Mateo County California | 11 | $ 4,765,000 | $ 433,000 | $ 204,000 |
| Jefferson County Oregon | 11 | $ 2,985,000 | $ 271,000 | $ 86,000 |
| El Dorado County California | 10 | $ 2,730,000 | $ 273,000 | $ 106,000 |
| Butte County California | 9 | $ 1,595,000 | $ 177,000 | $ 92,000 |
| Placer County California | 9 | $ 3,215,000 | $ 357,000 | $ 124,000 |
| Sonoma County California | 9 | $ 4,555,000 | $ 506,000 | $ 267,000 |
| Douglas County Oregon | 9 | $ 2,375,000 | $ 263,000 | $ 70,000 |
| Pinal County Arizona | 8 | $ 2,790,000 | $ 348,000 | $ 93,000 |
| Amador County California | 8 | $ 1,350,000 | $ 168,000 | $ 93,000 |
| Nevada County California | 8 | $ 2,400,000 | $ 300,000 | $ 152,000 |
| Monterey County California | 7 | $ 3,535,000 | $ 505,000 | $ 155,000 |
| Santa Cruz County California | 7 | $ 3,875,000 | $ 553,000 | $ 167,000 |
| Pacific County Washington | 7 | $ 1,935,000 | $ 276,000 | $ 68,000 |
| Lake County California | 6 | $ 1,120,000 | $ 186,000 | $ 86,000 |
| Sutter County California | 6 | $ 1,180,000 | $ 196,000 | $ 81,000 |
| Kings County California | 5 | $ 1,625,000 | $ 325,000 | $ 89,000 |
| Crook County Oregon | 5 | $ 2,385,000 | $ 477,000 | $ 149,000 |
| Marion County Oregon | 5 | $ 1,655,000 | $ 331,000 | $ 460,000 |
| Collin County Texas | 5 | $ 2,015,000 | $ 403,000 | $ 269,000 |
| Williamson County Texas | 5 | $ 2,475,000 | $ 495,000 | $ 228,000 |
| Clark County Washington | 5 | $ 1,915,000 | $ 383,000 | $ 141,000 |
| Tehama County California | 4 | $ 800,000 | $ 200,000 | $ 57,000 |
| Bexar County Texas | 4 | $ 620,000 | $ 155,000 | $ 117,000 |
| Yavapai County Arizona | 3 | $ 1,325,000 | $ 441,000 | $ 148,000 |
| Plumas County California | 3 | $ 165,000 | $ 55,000 | $ 58,000 |
| San Francisco County California | 3 | $ 1,475,000 | $ 491,000 | $ 88,000 |
| Columbia County Oregon | 3 | $ 1,405,000 | $ 468,000 | $ 87,000 |
| Linn County Oregon | 3 | $ 935,000 | $ 311,000 | $ 109,000 |
| Dallas County Texas | 3 | $ 1,105,000 | $ 368,000 | $ 175,000 |
| Denton County Texas | 3 | $ 1,915,000 | $ 638,000 | $ 186,000 |
| Tarrant County Texas | 3 | $ 1,145,000 | $ 381,000 | $ 125,000 |
| Shasta County California | 2 | $ 610,000 | $ 305,000 | $ 36,000 |
| Coos County Oregon | 2 | $ 570,000 | $ 285,000 | $ 121,000 |
| Polk County Oregon | 2 | $ 910,000 | $ 455,000 | $ 100,000 |
| Union County Oregon | 2 | $ 180,000 | $ 90,000 | $ 44,000 |
| Yamhill County Oregon | 2 | $ 1,050,000 | $ 525,000 | $ 126,000 |
| Ellis County Texas | 2 | $ 640,000 | $ 320,000 | $ 81,000 |
| Harris County Texas | 2 | $ 530,000 | $ 265,000 | $ 120,000 |
| Kaufman County Texas | 2 | $ 770,000 | $ 385,000 | $ 155,000 |
| McLennan County Texas | 2 | $ 700,000 | $ 350,000 | $ 103,000 |
| Spokane County Washington | 2 | $ 260,000 | $ 130,000 | $ 86,000 |
| Coconino County Arizona | 1 | $ 395,000 | $ 395,000 | $ 170,000 |
| Navajo County Arizona | 1 | $ 235,000 | $ 235,000 | $ 198,000 |
| Pima County Arizona | 1 | $ 265,000 | $ 265,000 | $ 211,000 |
| Colusa County California | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Del Norte County California | 1 | $ 385,000 | $ 385,000 | $ 69,000 |
| Glenn County California | 1 | $ 265,000 | $ 265,000 | $ 133,000 |
| Imperial County California | 1 | $ 345,000 | $ 345,000 | $ 75,000 |
| Inyo County California | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Marin County California | 1 | $ 385,000 | $ 385,000 | $ 98,000 |
| Mariposa County California | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Mendocino County California | 1 | $ 445,000 | $ 445,000 | $ 84,000 |
| Mono County California | 1 | $ 455,000 | $ 455,000 | $ 175,000 |
| Napa County California | 1 | $ 855,000 | $ 855,000 | $ 230,000 |
| San Benito County California | 1 | $ 775,000 | $ 775,000 | $ 139,000 |
| Siskiyou County California | 1 | $ 405,000 | $ 405,000 | $ 125,000 |
| Tuolumne County California | 1 | $ 405,000 | $ 405,000 | $ 166,000 |
| Jackson County Oregon | 1 | $ 645,000 | $ 645,000 | $ 312,000 |
| Bell County Texas | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Brazoria County Texas | 1 | $ 475,000 | $ 475,000 | $ 286,000 |
| Fort Bend County Texas | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Grayson County Texas | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| Hays County Texas | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Hidalgo County Texas | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Rockwall County Texas | 1 | $ 385,000 | $ 385,000 | $ 127,000 |
| Travis County Texas | 1 | $ 645,000 | $ 645,000 | $ 248,000 |
| Wichita County Texas | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Cowlitz County Washington | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Kitsap County Washington | 1 | $ 495,000 | $ 495,000 | $ 191,000 |
| Whatcom County Washington | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Golden Empire Mortgage, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,770 | $1,286,490,000 | $341,000 | $2,405,000 | $122,000 | $3,362,000 |
| Cash-out Refinancing | 1,228 | $470,330,000 | $383,000 | $3,985,000 | $121,000 | $1,459,000 |
| Refinancing | 399 | $152,765,000 | $382,000 | $1,505,000 | $118,000 | $1,257,000 |
| Other Purpose | 1 | $15,000 | $15,000 | $15,000 | $97,000 | $97,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 2,602 | $785,710,000 | $301,000 | $1,685,000 | $107,000 | $3,362,000 |
| White | 1,659 | $688,695,000 | $415,000 | $3,985,000 | $138,000 | $1,320,000 |
| Not Provided | 533 | $210,925,000 | $395,000 | $1,505,000 | $128,000 | $687,000 |
| Black or African American | 340 | $113,060,000 | $332,000 | $895,000 | $120,000 | $678,000 |
| Asian | 186 | $81,000,000 | $435,000 | $1,255,000 | $149,000 | $744,000 |
| American Indian or Alaskan Native | 22 | $6,130,000 | $278,000 | $565,000 | $99,000 | $224,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $2,010,000 | $502,000 | $605,000 | $166,000 | $210,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,036 | $1,347,000,000 | $333,000 | $3,985,000 | $127,000 | $3,362,000 |
| FHA-insured (Federal Housing Administration) | 1,172 | $456,990,000 | $389,000 | $1,155,000 | $102,000 | $998,000 |
| VA-guaranteed (Veterans Administration) | 186 | $103,860,000 | $558,000 | $1,985,000 | $121,000 | $481,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $1,750,000 | $437,000 | $705,000 | $131,000 | $211,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,764 | $1,312,780,000 | $348,000 | $2,405,000 | $122,000 | $2,941,000 |
| Application Withdrawn By Applicant | 1,203 | $445,345,000 | $370,000 | $3,985,000 | $123,000 | $3,362,000 |
| Application Denied By Financial Institution | 358 | $129,940,000 | $362,000 | $1,985,000 | $113,000 | $1,473,000 |
| Application Approved But Not Accepted | 66 | $19,010,000 | $288,000 | $865,000 | $108,000 | $580,000 |
| File Closed For Incompleteness | 7 | $2,525,000 | $360,000 | $975,000 | $138,000 | $516,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,040 | $1,779,660,000 | $353,000 | $3,985,000 | $122,000 | $3,362,000 |
| Other | 93 | $31,585,000 | $339,000 | $785,000 | $124,000 | $1,473,000 |
| Debt-To-Income Ratio | 73 | $28,375,000 | $388,000 | $1,985,000 | $95,000 | $358,000 |
| Credit Application Incomplete | 69 | $24,345,000 | $352,000 | $1,445,000 | $113,000 | $298,000 |
| Collateral | 58 | $18,640,000 | $321,000 | $1,185,000 | $117,000 | $391,000 |
| Unverifiable Information | 23 | $8,625,000 | $375,000 | $1,255,000 | $109,000 | $261,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $7,715,000 | $406,000 | $935,000 | $113,000 | $365,000 |
| Credit History | 19 | $8,785,000 | $462,000 | $1,115,000 | $132,000 | $286,000 |
| Employment History | 4 | $1,870,000 | $467,000 | $555,000 | $89,000 | $97,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.