The Golden 1
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for The Golden 1.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address The Golden 1
8945 Cal Center Dr
Sacramneto, CA 95826
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 11,697
Total Mortgage Loan Application Amount $4,005,435,000
Average Mortgage Loan Application Amount $377,200
Highest Mortgage Loan Application Amount $11,355,000
Average Applicant Income $168,400
Highest Applicant Income $7,002,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for The Golden 1 by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 5,084 $ 886,470,000 $ 174,000 $ 145,000
OAKLAND-HAYWARD-BERKELEY, CA 1,000 $ 765,850,000 $ 765,000 $ 254,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 899 $ 968,475,000 $ 1,077,000 $ 336,000
STOCKTON-LODI, CA 659 $ 245,465,000 $ 372,000 $ 153,000
FRESNO, CA 600 $ 78,150,000 $ 130,000 $ 109,000
NA (OUTSIDE OF MSA/MD) 361 $ 59,785,000 $ 165,000 $ 128,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 328 $ 96,180,000 $ 293,000 $ 155,000
MODESTO, CA 301 $ 41,915,000 $ 139,000 $ 109,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 280 $ 224,560,000 $ 802,000 $ 283,000
VALLEJO-FAIRFIELD, CA 261 $ 49,545,000 $ 189,000 $ 140,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 215 $ 107,255,000 $ 498,000 $ 214,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 199 $ 38,225,000 $ 192,000 $ 178,000
MADERA, CA 184 $ 22,920,000 $ 124,000 $ 100,000
ANAHEIM-SANTA ANA-IRVINE, CA 170 $ 114,120,000 $ 671,000 $ 256,000
YUBA CITY, CA 166 $ 19,680,000 $ 118,000 $ 115,000
SAN DIEGO-CARLSBAD, CA 117 $ 66,435,000 $ 567,000 $ 228,000
REDDING, CA 109 $ 12,765,000 $ 117,000 $ 117,000
SALINAS, CA 109 $ 30,465,000 $ 279,000 $ 208,000
CHICO, CA 98 $ 13,530,000 $ 138,000 $ 113,000
SANTA MARIA-SANTA BARBARA, CA 96 $ 21,310,000 $ 221,000 $ 149,000
BAKERSFIELD, CA 70 $ 8,870,000 $ 126,000 $ 122,000
MERCED, CA 65 $ 10,025,000 $ 154,000 $ 112,000
NAPA, CA 58 $ 12,700,000 $ 218,000 $ 155,000
HANFORD-CORCORAN, CA 56 $ 6,200,000 $ 110,000 $ 115,000
SANTA CRUZ-WATSONVILLE, CA 56 $ 41,030,000 $ 732,000 $ 267,000
VISALIA-PORTERVILLE, CA 47 $ 5,275,000 $ 112,000 $ 251,000
OXNARD-THOUSAND OAKS-VENTURA, CA 44 $ 22,630,000 $ 514,000 $ 221,000
SANTA ROSA, CA 37 $ 15,665,000 $ 423,000 $ 204,000
SAN RAFAEL, CA 24 $ 19,540,000 $ 814,000 $ 319,000
EL CENTRO, CA 4 $ 400,000 $ 100,000 $ 102,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for The Golden 1 in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 4,765 $524,545,000 $110,000 $1,005,000 $150,000 $5,304,000
Home Purchase 2,836 $2,604,780,000 $918,000 $5,005,000 $264,000 $2,968,000
Other Purpose 1,976 $212,320,000 $107,000 $935,000 $138,000 $3,720,000
Cash-out Refinancing 1,689 $456,315,000 $270,000 $3,605,000 $140,000 $7,002,000
Refinancing 431 $207,475,000 $481,000 $11,355,000 $150,000 $763,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,535 $1,172,065,000 $258,000 $4,005,000 $171,000 $5,304,000
Not Provided 2,311 $693,895,000 $300,000 $4,805,000 $159,000 $1,952,000
Asian 2,148 $1,425,060,000 $663,000 $5,005,000 $233,000 $2,552,000
Hispanic 1,796 $320,400,000 $178,000 $3,835,000 $128,000 $7,002,000
Black or African American 461 $99,235,000 $215,000 $2,785,000 $135,000 $1,108,000
American Indian or Alaskan Native 74 $12,760,000 $172,000 $3,055,000 $157,000 $1,353,000
Native Hawaiian or Other Pacific Islander 62 $14,170,000 $228,000 $925,000 $125,000 $428,000
Not applicable 2 $12,610,000 $6,305,000 $11,355,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,641 $3,982,965,000 $342,000 $11,355,000 $175,000 $7,002,000
FHA-insured (Federal Housing Administration) 56 $22,470,000 $401,000 $985,000 $104,000 $222,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,793 $2,645,955,000 $389,000 $4,415,000 $187,000 $5,304,000
Application Denied By Financial Institution 2,931 $512,695,000 $174,000 $5,005,000 $139,000 $2,568,000
Application Withdrawn By Applicant 1,781 $793,285,000 $445,000 $11,355,000 $190,000 $7,002,000
Application Approved But Not Accepted 100 $26,520,000 $265,000 $1,405,000 $163,000 $1,194,000
File Closed For Incompleteness 92 $26,980,000 $293,000 $1,085,000 $104,000 $541,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,766 $3,492,740,000 $398,000 $11,355,000 $186,000 $7,002,000
Debt-To-Income Ratio 1,044 $206,410,000 $197,000 $4,805,000 $105,000 $825,000
Unverifiable Information 741 $126,835,000 $171,000 $2,585,000 $154,000 $1,800,000
Collateral 551 $70,535,000 $128,000 $2,725,000 $159,000 $964,000
Credit History 398 $54,090,000 $135,000 $3,005,000 $139,000 $2,568,000
Other 167 $47,845,000 $286,000 $5,005,000 $215,000 $1,646,000
Employment History 26 $3,960,000 $152,000 $1,125,000 $92,000 $249,000
Insufficient Cash (Downpayment, Closing Cost) 4 $3,020,000 $755,000 $1,475,000 $223,000 $468,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

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