Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Gold Star Mortgage Financial Group, Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Gold Star Mortgage Financial Group, Corporation 100 Phoenix Dr, Ste 300 Ann Arbor, MI 48108 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
Total Number of Mortgage Applications | 15,161 |
Total Mortgage Loan Application Amount | $4,282,035,000 |
Average Mortgage Loan Application Amount | $280,666 |
Highest Mortgage Loan Application Amount | $2,805,000 |
Average Applicant Income | $116,000 |
Highest Applicant Income | $5,027,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Wilkes County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 153,000 |
Ashtabula County Ohio | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
Butler County Ohio | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
Delaware County Ohio | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
Hamilton County Ohio | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
Knox County Ohio | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
Licking County Ohio | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
Mahoning County Ohio | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
Miami County Ohio | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
Pickaway County Ohio | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
Trumbull County Ohio | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
Union County Ohio | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
Warren County Ohio | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
Williams County Ohio | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
Cleveland County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
Tulsa County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
Curry County Oregon | 1 | $ 1,055,000 | $ 1,055,000 | $ 174,000 |
Deschutes County Oregon | 1 | $ 215,000 | $ 215,000 | $ 180,000 |
Douglas County Oregon | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
Josephine County Oregon | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
Lincoln County Oregon | 1 | $ 345,000 | $ 345,000 | $ 71,000 |
Linn County Oregon | 1 | $ 305,000 | $ 305,000 | $ 176,000 |
Carbon County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
Montgomery County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 110,000 |
Philadelphia County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
Anderson County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 148,000 |
Marion County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
Pickens County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
Spartanburg County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
Blount County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 291,000 |
Cheatham County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 144,000 |
Cumberland County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
Knox County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 291,000 |
Overton County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
Sevier County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 119,000 |
Andrews County Texas | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
Angelina County Texas | 1 | $ 335,000 | $ 335,000 | $ 256,000 |
Blanco County Texas | 1 | $ 745,000 | $ 745,000 | $ 251,000 |
Brazoria County Texas | 1 | $ 405,000 | $ 405,000 | $ 90,000 |
Cameron County Texas | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
Coryell County Texas | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
Delta County Texas | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
El Paso County Texas | 1 | $ 125,000 | $ 125,000 | $ 141,000 |
Grayson County Texas | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
Gregg County Texas | 1 | $ 765,000 | $ 765,000 | $ 625,000 |
Hunt County Texas | 1 | $ 535,000 | $ 535,000 | $ 170,000 |
Lamar County Texas | 1 | $ 225,000 | $ 225,000 | $ 178,000 |
Lee County Texas | 1 | $ 425,000 | $ 425,000 | $ 267,000 |
McLennan County Texas | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
Midland County Texas | 1 | $ 255,000 | $ 255,000 | $ 132,000 |
Nueces County Texas | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
Randall County Texas | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
San Patricio County Texas | 1 | $ 225,000 | $ 225,000 | $ 144,000 |
Somervell County Texas | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
Titus County Texas | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
Walker County Texas | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
Caroline County Virginia | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
Charlotte County Virginia | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
Floyd County Virginia | 1 | $ 345,000 | $ 345,000 | $ 137,000 |
Franklin County Virginia | 1 | $ 295,000 | $ 295,000 | $ 185,000 |
Greene County Virginia | 1 | $ 385,000 | $ 385,000 | $ 162,000 |
Hampton County Virginia | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
King George County Virginia | 1 | $ 365,000 | $ 365,000 | $ 77,000 |
Louisa County Virginia | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
Mecklenburg County Virginia | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
Newport News County Virginia | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
Norfolk County Virginia | 1 | $ 325,000 | $ 325,000 | $ 127,000 |
Portsmouth County Virginia | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
Radford County Virginia | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
Roanoke City County Virginia | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
Shenandoah County Virginia | 1 | $ 235,000 | $ 235,000 | $ 81,000 |
Warren County Virginia | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
York County Virginia | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
Chelan County Washington | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
Douglas County Washington | 1 | $ 435,000 | $ 435,000 | $ 175,000 |
Lincoln County Washington | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
Okanogan County Washington | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
Pacific County Washington | 1 | $ 245,000 | $ 245,000 | $ 37,000 |
Pend Oreille County Washington | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
Skamania County Washington | 1 | $ 445,000 | $ 445,000 | $ 170,000 |
Yakima County Washington | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
Calumet County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
Chippewa County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
Door County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 173,000 |
Douglas County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
Dunn County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
Juneau County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 156,000 |
Kenosha County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 141,000 |
Manitowoc County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
Milwaukee County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
Pierce County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
Waupaca County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 7,803 | $2,244,915,000 | $287,000 | $1,995,000 | $109,000 | $4,996,000 |
Refinancing | 4,476 | $1,221,460,000 | $272,000 | $2,805,000 | $121,000 | $2,578,000 |
Cash-out Refinancing | 2,882 | $815,660,000 | $283,000 | $1,765,000 | $118,000 | $5,027,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 9,789 | $2,726,605,000 | $278,000 | $2,805,000 | $117,000 | $5,027,000 |
Not Provided | 2,385 | $726,255,000 | $304,000 | $1,915,000 | $123,000 | $2,578,000 |
Black or African American | 1,425 | $336,285,000 | $235,000 | $1,505,000 | $82,000 | $612,000 |
Hispanic | 783 | $231,765,000 | $295,000 | $1,405,000 | $97,000 | $508,000 |
Asian | 175 | $56,575,000 | $323,000 | $1,265,000 | $131,000 | $689,000 |
American Indian or Alaskan Native | 30 | $9,810,000 | $327,000 | $1,125,000 | $136,000 | $565,000 |
Native Hawaiian or Other Pacific Islander | 10 | $3,250,000 | $325,000 | $465,000 | $94,000 | $168,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,143 | $3,501,745,000 | $288,000 | $2,805,000 | $124,000 | $5,027,000 |
FHA-insured (Federal Housing Administration) | 2,149 | $504,495,000 | $234,000 | $755,000 | $69,000 | $1,210,000 |
VA-guaranteed (Veterans Administration) | 690 | $242,500,000 | $351,000 | $1,405,000 | $96,000 | $921,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 179 | $33,295,000 | $186,000 | $545,000 | $54,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 10,272 | $2,903,320,000 | $282,000 | $1,995,000 | $114,000 | $4,996,000 |
Application Withdrawn By Applicant | 2,735 | $773,135,000 | $282,000 | $2,805,000 | $123,000 | $5,027,000 |
Application Approved But Not Accepted | 1,001 | $283,745,000 | $283,000 | $1,345,000 | $116,000 | $2,597,000 |
Preapproval Approved but not Accepted | 461 | $143,035,000 | $310,000 | $1,405,000 | $92,000 | $540,000 |
Application Denied By Financial Institution | 349 | $87,445,000 | $250,000 | $755,000 | $80,000 | $1,186,000 |
File Closed For Incompleteness | 300 | $80,400,000 | $268,000 | $925,000 | $105,000 | $730,000 |
Preapproval Denied by Financial Institution | 43 | $10,955,000 | $254,000 | $705,000 | $58,000 | $189,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 14,769 | $4,183,635,000 | $283,000 | $2,805,000 | $115,000 | $5,027,000 |
Debt-To-Income Ratio | 211 | $55,045,000 | $260,000 | $755,000 | $62,000 | $400,000 |
Collateral | 66 | $16,700,000 | $253,000 | $705,000 | $128,000 | $1,186,000 |
Credit History | 57 | $13,415,000 | $235,000 | $495,000 | $80,000 | $304,000 |
Unverifiable Information | 24 | $6,160,000 | $256,000 | $585,000 | $79,000 | $230,000 |
Credit Application Incomplete | 15 | $3,225,000 | $215,000 | $485,000 | $55,000 | $91,000 |
Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,035,000 | $226,000 | $545,000 | $95,000 | $411,000 |
Employment History | 7 | $1,075,000 | $153,000 | $225,000 | $43,000 | $68,000 |
Other | 3 | $745,000 | $248,000 | $305,000 | $165,000 | $415,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.