Gnbank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Gnbank, National Association 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gnbank, National Association 100 E Forest (Po Box 67) Girard, KS 66743 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 452 |
| Total Mortgage Loan Application Amount | $43,073,000 |
| Average Mortgage Loan Application Amount | $93,333 |
| Highest Mortgage Loan Application Amount | $1,445,000 |
| Average Applicant Income | $114,666 |
| Highest Applicant Income | $5,465,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Gnbank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gnbank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Gnbank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gnbank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Gnbank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gnbank, National Association's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Crawford County Kansas | 125 | $ 11,222,000 | $ 89,000 | $ 237,000 |
| Brown County Kansas | 57 | $ 4,067,000 | $ 71,000 | $ 63,000 |
| Clay County Kansas | 53 | $ 5,017,000 | $ 94,000 | $ 65,000 |
| Prowers County Colorado | 31 | $ 2,165,000 | $ 69,000 | $ 59,000 |
| Atchison County Kansas | 21 | $ 2,370,000 | $ 112,000 | $ 61,000 |
| Jackson County Kansas | 20 | $ 1,878,000 | $ 93,000 | $ 55,000 |
| Ford County Kansas | 14 | $ 755,000 | $ 53,000 | $ 76,000 |
| Woodson County Kansas | 13 | $ 786,000 | $ 60,000 | $ 102,000 |
| Kiowa County Colorado | 12 | $ 1,066,000 | $ 88,000 | $ 73,000 |
| Edwards County Kansas | 11 | $ 629,000 | $ 57,000 | $ 61,000 |
| Doniphan County Kansas | 10 | $ 1,163,000 | $ 116,000 | $ 60,000 |
| Shawnee County Kansas | 7 | $ 2,601,000 | $ 371,000 | $ 105,000 |
| Nemaha County Kansas | 6 | $ 523,000 | $ 87,000 | $ 70,000 |
| Cherokee County Kansas | 4 | $ 356,000 | $ 89,000 | $ 104,000 |
| Jefferson County Kansas | 4 | $ 547,000 | $ 136,000 | $ 74,000 |
| Johnson County Kansas | 4 | $ 1,312,000 | $ 328,000 | $ 211,000 |
| Jasper County Missouri | 4 | $ 362,000 | $ 90,000 | $ 180,000 |
| Allen County Kansas | 3 | $ 215,000 | $ 71,000 | $ 75,000 |
| Cloud County Kansas | 3 | $ 130,000 | $ 43,000 | $ 43,000 |
| Marshall County Kansas | 3 | $ 506,000 | $ 168,000 | $ 132,000 |
| Riley County Kansas | 3 | $ 380,000 | $ 126,000 | $ 109,000 |
| Anderson County Kansas | 2 | $ 167,000 | $ 83,000 | $ 89,000 |
| Bourbon County Kansas | 2 | $ 312,000 | $ 156,000 | $ 148,000 |
| Clark County Kansas | 2 | $ 65,000 | $ 32,000 | $ 94,000 |
| Comanche County Kansas | 2 | $ 65,000 | $ 32,000 | $ 60,000 |
| Douglas County Kansas | 2 | $ 374,000 | $ 187,000 | $ 102,000 |
| Graham County Kansas | 2 | $ 144,000 | $ 72,000 | $ 100,000 |
| Leavenworth County Kansas | 2 | $ 332,000 | $ 166,000 | $ 73,000 |
| Neosho County Kansas | 2 | $ 351,000 | $ 175,000 | $ 73,000 |
| Richardson County Nebraska | 2 | $ 31,000 | $ 15,000 | $ 41,000 |
| Maricopa County Arizona | 1 | $ 360,000 | $ 360,000 | $ 1,201,000 |
| Baca County Colorado | 1 | $ 100,000 | $ 100,000 | $ 103,000 |
| Bent County Colorado | 1 | $ 64,000 | $ 64,000 | $ 59,000 |
| Cheyenne County Colorado | 1 | $ 144,000 | $ 144,000 | $ 1,000 |
| Conejos County Colorado | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Pueblo County Colorado | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| Washington County Colorado | 1 | $ 149,000 | $ 149,000 | $ 35,000 |
| Weld County Colorado | 1 | $ 200,000 | $ 200,000 | $ 559,000 |
| Barber County Kansas | 1 | $ 15,000 | $ 15,000 | $ 88,000 |
| Dickinson County Kansas | 1 | $ 240,000 | $ 240,000 | $ 95,000 |
| Ellsworth County Kansas | 1 | $ 170,000 | $ 170,000 | $ 52,000 |
| Gray County Kansas | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Harvey County Kansas | 1 | $ 128,000 | $ 128,000 | $ 52,000 |
| Hodgeman County Kansas | 1 | $ 35,000 | $ 35,000 | $ 129,000 |
| Kiowa County Kansas | 1 | $ 37,000 | $ 37,000 | $ 44,000 |
| Pratt County Kansas | 1 | $ 19,000 | $ 19,000 | $ 7,000 |
| Reno County Kansas | 1 | $ 30,000 | $ 30,000 | $ 68,000 |
| Saline County Kansas | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Stafford County Kansas | 1 | $ 27,000 | $ 27,000 | $ 53,000 |
| Washington County Kansas | 1 | $ 217,000 | $ 217,000 | $ 42,000 |
| Barton County Missouri | 1 | $ 124,000 | $ 124,000 | $ 146,000 |
| Clay County Missouri | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Newton County Missouri | 1 | $ 111,000 | $ 111,000 | $ 304,000 |
| Platte County Missouri | 1 | $ 182,000 | $ 182,000 | $ 81,000 |
| Stone County Missouri | 1 | $ 47,000 | $ 47,000 | $ 112,000 |
| Delaware County Oklahoma | 1 | $ 231,000 | $ 231,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Gnbank, National Association in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 252 | $22,411,000 | $88,000 | $550,000 | $114,000 | $5,465,000 |
| Refinancing | 150 | $16,486,000 | $109,000 | $1,445,000 | $147,000 | $3,073,000 |
| Home Improvement | 50 | $4,176,000 | $83,000 | $267,000 | $83,000 | $500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 358 | $33,528,000 | $93,000 | $429,000 | $134,000 | $5,465,000 |
| Hispanic | 33 | $2,258,000 | $68,000 | $149,000 | $91,000 | $1,334,000 |
| Not Provided | 28 | $2,979,000 | $106,000 | $550,000 | $75,000 | $258,000 |
| Not applicable | 23 | $3,461,000 | $150,000 | $1,445,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $682,000 | $113,000 | $250,000 | $82,000 | $288,000 |
| Asian | 3 | $133,000 | $44,000 | $72,000 | $495,000 | $743,000 |
| Black or African American | 1 | $32,000 | $32,000 | $32,000 | $33,000 | $33,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 376 | $37,237,000 | $99,000 | $1,445,000 | $138,000 | $5,465,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 76 | $5,836,000 | $76,000 | $200,000 | $43,000 | $104,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 245 | $25,577,000 | $104,000 | $1,445,000 | $173,000 | $5,465,000 |
| Application Denied By Financial Institution | 129 | $9,675,000 | $75,000 | $265,000 | $54,000 | $146,000 |
| File Closed For Incompleteness | 39 | $4,164,000 | $106,000 | $260,000 | $72,000 | $218,000 |
| Application Withdrawn By Applicant | 38 | $3,640,000 | $95,000 | $550,000 | $73,000 | $307,000 |
| Application Approved But Not Accepted | 1 | $17,000 | $17,000 | $17,000 | $120,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 76 | $5,374,000 | $70,000 | $265,000 | $53,000 | $127,000 |
| Debt-To-Income Ratio | 42 | $3,295,000 | $78,000 | $217,000 | $54,000 | $146,000 |
| Collateral | 5 | $478,000 | $95,000 | $200,000 | $83,000 | $111,000 |
| Employment History | 3 | $245,000 | $81,000 | $95,000 | $44,000 | $51,000 |
| Other | 2 | $223,000 | $111,000 | $140,000 | $63,000 | $84,000 |
| Unverifiable Information | 1 | $60,000 | $60,000 | $60,000 | $62,000 | $62,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gnbank, National Association's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gnbank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.