Gesa
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Washington.
The mortgage statistics and data below are specific to mortgage loan applications for Gesa.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Gesa
51 Gage Blvd
Richland, WA 99352
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,499
Total Mortgage Loan Application Amount $902,025,000
Average Mortgage Loan Application Amount $227,800
Highest Mortgage Loan Application Amount $9,005,000
Average Applicant Income $117,600
Highest Applicant Income $9,638,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Gesa by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Benton County Washington 1,125 $ 225,995,000 $ 200,000 $ 120,000
Franklin County Washington 511 $ 99,845,000 $ 195,000 $ 127,000
Spokane County Washington 412 $ 112,390,000 $ 272,000 $ 122,000
King County Washington 393 $ 71,975,000 $ 183,000 $ 143,000
Yakima County Washington 364 $ 64,730,000 $ 177,000 $ 95,000
Walla Walla County Washington 267 $ 34,615,000 $ 129,000 $ 108,000
Grant County Washington 240 $ 44,460,000 $ 185,000 $ 107,000
Pierce County Washington 183 $ 28,155,000 $ 153,000 $ 143,000
Snohomish County Washington 178 $ 30,920,000 $ 173,000 $ 152,000
Chelan County Washington 75 $ 13,015,000 $ 173,000 $ 98,000
Adams County Washington 72 $ 15,220,000 $ 211,000 $ 89,000
Umatilla County Oregon 70 $ 9,290,000 $ 132,000 $ 77,000
Kitsap County Washington 63 $ 8,835,000 $ 140,000 $ 115,000
Stevens County Washington 54 $ 13,040,000 $ 241,000 $ 129,000
Kootenai County Idaho 49 $ 20,595,000 $ 420,000 $ 213,000
Douglas County Washington 35 $ 6,325,000 $ 180,000 $ 114,000
Skagit County Washington 34 $ 4,810,000 $ 141,000 $ 125,000
Thurston County Washington 32 $ 4,190,000 $ 130,000 $ 127,000
Clark County Washington 26 $ 4,400,000 $ 169,000 $ 121,000
Pend Oreille County Washington 24 $ 7,320,000 $ 305,000 $ 150,000
Kittitas County Washington 22 $ 2,680,000 $ 121,000 $ 98,000
Columbia County Washington 18 $ 2,390,000 $ 132,000 $ 73,000
Lewis County Washington 18 $ 2,310,000 $ 128,000 $ 100,000
Lincoln County Washington 18 $ 5,250,000 $ 291,000 $ 109,000
Clallam County Washington 17 $ 2,295,000 $ 135,000 $ 99,000
Whatcom County Washington 17 $ 4,325,000 $ 254,000 $ 165,000
Bonner County Idaho 16 $ 12,360,000 $ 772,000 $ 283,000
Grays Harbor County Washington 16 $ 2,780,000 $ 173,000 $ 117,000
Whitman County Washington 14 $ 3,970,000 $ 283,000 $ 123,000
Okanogan County Washington 13 $ 2,565,000 $ 197,000 $ 90,000
Mason County Washington 12 $ 1,750,000 $ 145,000 $ 91,000
Cowlitz County Washington 11 $ 1,745,000 $ 158,000 $ 290,000
Island County Washington 11 $ 1,795,000 $ 163,000 $ 112,000
Asotin County Washington 8 $ 2,480,000 $ 310,000 $ 139,000
Multnomah County Oregon 7 $ 4,555,000 $ 650,000 $ 109,000
Klickitat County Washington 7 $ 1,165,000 $ 166,000 $ 110,000
Pacific County Washington 7 $ 965,000 $ 137,000 $ 93,000
Latah County Idaho 6 $ 6,630,000 $ 1,105,000 $ 176,000
Clackamas County Oregon 6 $ 2,290,000 $ 381,000 $ 119,000
Morrow County Oregon 6 $ 730,000 $ 121,000 $ 85,000
Union County Oregon 4 $ 720,000 $ 180,000 $ 82,000
Jefferson County Washington 4 $ 410,000 $ 102,000 $ 63,000
Nez Perce County Idaho 3 $ 1,195,000 $ 398,000 $ 105,000
Shoshone County Idaho 3 $ 855,000 $ 285,000 $ 103,000
Ferry County Washington 3 $ 205,000 $ 68,000 $ 95,000
Ada County Idaho 2 $ 90,000 $ 45,000 $ 95,000
Baker County Oregon 2 $ 220,000 $ 110,000 $ 85,000
Columbia County Oregon 2 $ 250,000 $ 125,000 $ 35,000
Tillamook County Oregon 2 $ 70,000 $ 35,000 $ 55,000
Wallowa County Oregon 2 $ 120,000 $ 60,000 $ 52,000
San Juan County Washington 2 $ 360,000 $ 180,000 $ 83,000
Bonneville County Idaho 1 $ 25,000 $ 25,000 $ 120,000
Boundary County Idaho 1 $ 125,000 $ 125,000 $ 60,000
Canyon County Idaho 1 $ 15,000 $ 15,000 $ 216,000
Valley County Idaho 1 $ 575,000 $ 575,000 $ 393,000
Douglas County Oregon 1 $ 195,000 $ 195,000 $ 117,000
Gilliam County Oregon 1 $ 285,000 $ 285,000 $ 100,000
Hood River County Oregon 1 $ 105,000 $ 105,000 $ 177,000
Jefferson County Oregon 1 $ 9,005,000 $ 9,005,000 $ 0
Klamath County Oregon 1 $ 85,000 $ 85,000 $ 60,000
Lane County Oregon 1 $ 755,000 $ 755,000 $ 0
Linn County Oregon 1 $ 345,000 $ 345,000 $ 76,000
Marion County Oregon 1 $ 505,000 $ 505,000 $ 60,000
Washington County Oregon 1 $ 355,000 $ 355,000 $ 78,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Washington, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Gesa in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,598 $160,730,000 $100,000 $515,000 $118,000 $2,040,000
Home Purchase 1,116 $404,090,000 $362,000 $8,855,000 $138,000 $9,638,000
Other Purpose 874 $98,510,000 $112,000 $605,000 $121,000 $2,280,000
Cash-out Refinancing 730 $181,230,000 $248,000 $9,005,000 $109,000 $2,184,000
Refinancing 181 $57,465,000 $317,000 $8,505,000 $102,000 $1,332,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,590 $465,860,000 $179,000 $1,125,000 $130,000 $9,638,000
Hispanic 932 $177,530,000 $190,000 $955,000 $91,000 $2,280,000
Not Provided 682 $130,890,000 $191,000 $1,145,000 $127,000 $2,443,000
Asian 111 $26,515,000 $238,000 $1,385,000 $140,000 $513,000
Not applicable 65 $77,125,000 $1,186,000 $9,005,000 $0 $0
Black or African American 53 $10,835,000 $204,000 $725,000 $115,000 $238,000
American Indian or Alaskan Native 32 $4,670,000 $145,000 $405,000 $101,000 $306,000
Native Hawaiian or Other Pacific Islander 11 $1,475,000 $134,000 $455,000 $106,000 $232,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,484 $897,370,000 $200,000 $9,005,000 $122,000 $9,638,000
FHA-insured (Federal Housing Administration) 12 $3,520,000 $293,000 $405,000 $69,000 $108,000
VA-guaranteed (Veterans Administration) 3 $1,135,000 $378,000 $475,000 $93,000 $112,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,177 $653,045,000 $205,000 $9,005,000 $119,000 $9,638,000
Application Denied By Financial Institution 821 $144,695,000 $176,000 $1,145,000 $126,000 $2,570,000
Application Withdrawn By Applicant 358 $77,630,000 $216,000 $905,000 $133,000 $2,443,000
Application Approved But Not Accepted 143 $26,655,000 $186,000 $655,000 $115,000 $500,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,678 $757,330,000 $205,000 $9,005,000 $121,000 $9,638,000
Credit Application Incomplete 433 $86,155,000 $198,000 $1,145,000 $158,000 $2,570,000
Debt-To-Income Ratio 206 $29,160,000 $141,000 $955,000 $62,000 $384,000
Credit History 61 $8,605,000 $141,000 $485,000 $121,000 $1,617,000
Other 52 $9,980,000 $191,000 $705,000 $139,000 $748,000
Collateral 39 $4,785,000 $122,000 $565,000 $131,000 $1,332,000
Employment History 13 $2,285,000 $175,000 $405,000 $89,000 $276,000
Insufficient Cash (Downpayment, Closing Cost) 8 $2,440,000 $305,000 $725,000 $89,000 $226,000
Unverifiable Information 8 $1,080,000 $135,000 $265,000 $67,000 $180,000
Mortgage Insurance Denied 1 $205,000 $205,000 $205,000 $70,000 $70,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Washington, and search similar information at your convenience.

Download the Washington Lender List