Genesee Regional Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Genesee Regional Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Genesee Regional Bank 1850 South Winton Road Rochester, NY 14618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,593 |
| Total Mortgage Loan Application Amount | $525,435,000 |
| Average Mortgage Loan Application Amount | $202,333 |
| Highest Mortgage Loan Application Amount | $1,645,000 |
| Average Applicant Income | $127,666 |
| Highest Applicant Income | $1,951,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monroe County New York | 1,556 | $ 304,000,000 | $ 195,000 | $ 106,000 |
| Onondaga County New York | 293 | $ 53,095,000 | $ 181,000 | $ 88,000 |
| Ontario County New York | 169 | $ 44,175,000 | $ 261,000 | $ 139,000 |
| Wayne County New York | 91 | $ 16,745,000 | $ 184,000 | $ 89,000 |
| Livingston County New York | 50 | $ 9,550,000 | $ 191,000 | $ 102,000 |
| Cayuga County New York | 48 | $ 9,670,000 | $ 201,000 | $ 113,000 |
| St. Lawrence County New York | 46 | $ 7,070,000 | $ 153,000 | $ 79,000 |
| Oswego County New York | 45 | $ 7,315,000 | $ 162,000 | $ 83,000 |
| Jefferson County New York | 37 | $ 6,825,000 | $ 184,000 | $ 97,000 |
| Genesee County New York | 30 | $ 4,460,000 | $ 148,000 | $ 73,000 |
| Oneida County New York | 28 | $ 5,230,000 | $ 186,000 | $ 109,000 |
| Orleans County New York | 26 | $ 4,160,000 | $ 160,000 | $ 100,000 |
| Yates County New York | 26 | $ 9,980,000 | $ 383,000 | $ 289,000 |
| Madison County New York | 20 | $ 4,060,000 | $ 203,000 | $ 88,000 |
| Steuben County New York | 17 | $ 4,005,000 | $ 235,000 | $ 149,000 |
| Collier County Florida | 16 | $ 7,270,000 | $ 454,000 | $ 286,000 |
| Erie County New York | 13 | $ 3,485,000 | $ 268,000 | $ 188,000 |
| Lee County Florida | 8 | $ 1,760,000 | $ 220,000 | $ 236,000 |
| Seneca County New York | 7 | $ 2,645,000 | $ 377,000 | $ 192,000 |
| Allegany County New York | 5 | $ 615,000 | $ 123,000 | $ 199,000 |
| Herkimer County New York | 5 | $ 2,385,000 | $ 477,000 | $ 219,000 |
| Manatee County Florida | 4 | $ 1,660,000 | $ 415,000 | $ 167,000 |
| Niagara County New York | 4 | $ 770,000 | $ 192,000 | $ 85,000 |
| Palm Beach County Florida | 3 | $ 1,595,000 | $ 531,000 | $ 211,000 |
| Cattaraugus County New York | 3 | $ 885,000 | $ 295,000 | $ 446,000 |
| Lewis County New York | 3 | $ 475,000 | $ 158,000 | $ 85,000 |
| Wyoming County New York | 3 | $ 595,000 | $ 198,000 | $ 163,000 |
| Bay County Florida | 2 | $ 570,000 | $ 285,000 | $ 110,000 |
| Indian River County Florida | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| St. Lucie County Florida | 2 | $ 610,000 | $ 305,000 | $ 332,000 |
| Sumter County Florida | 2 | $ 630,000 | $ 315,000 | $ 137,000 |
| Volusia County Florida | 2 | $ 570,000 | $ 285,000 | $ 93,000 |
| Broome County New York | 2 | $ 380,000 | $ 190,000 | $ 100,000 |
| Cortland County New York | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Westchester County New York | 2 | $ 1,430,000 | $ 715,000 | $ 314,000 |
| Broward County Florida | 1 | $ 545,000 | $ 545,000 | $ 227,000 |
| Charlotte County Florida | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Hillsborough County Florida | 1 | $ 165,000 | $ 165,000 | $ 230,000 |
| Martin County Florida | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Monroe County Florida | 1 | $ 715,000 | $ 715,000 | $ 780,000 |
| Orange County Florida | 1 | $ 495,000 | $ 495,000 | $ 900,000 |
| Osceola County Florida | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Polk County Florida | 1 | $ 195,000 | $ 195,000 | $ 150,000 |
| Sarasota County Florida | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Suwannee County Florida | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Albany County New York | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Chemung County New York | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Clinton County New York | 1 | $ 85,000 | $ 85,000 | $ 135,000 |
| Columbia County New York | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Dutchess County New York | 1 | $ 425,000 | $ 425,000 | $ 184,000 |
| Essex County New York | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Otsego County New York | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Putnam County New York | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Rensselaer County New York | 1 | $ 415,000 | $ 415,000 | $ 120,000 |
| Tompkins County New York | 1 | $ 365,000 | $ 365,000 | $ 125,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Genesee Regional Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,089 | $424,245,000 | $203,000 | $1,355,000 | $104,000 | $1,772,000 |
| Refinancing | 296 | $56,930,000 | $192,000 | $885,000 | $121,000 | $1,951,000 |
| Cash-out Refinancing | 208 | $44,260,000 | $212,000 | $1,645,000 | $158,000 | $1,300,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,930 | $400,590,000 | $207,000 | $1,645,000 | $114,000 | $1,951,000 |
| Not Provided | 334 | $67,130,000 | $200,000 | $905,000 | $109,000 | $682,000 |
| Black or African American | 134 | $21,450,000 | $160,000 | $645,000 | $71,000 | $540,000 |
| Hispanic | 114 | $19,240,000 | $168,000 | $905,000 | $97,000 | $791,000 |
| Asian | 73 | $15,315,000 | $209,000 | $525,000 | $125,000 | $576,000 |
| American Indian or Alaskan Native | 5 | $655,000 | $131,000 | $205,000 | $75,000 | $152,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $170,000 | $85,000 | $85,000 | $37,000 | $38,000 |
| Not applicable | 1 | $885,000 | $885,000 | $885,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,107 | $446,005,000 | $211,000 | $1,645,000 | $122,000 | $1,951,000 |
| FHA-insured (Federal Housing Administration) | 372 | $56,280,000 | $151,000 | $345,000 | $57,000 | $219,000 |
| VA-guaranteed (Veterans Administration) | 92 | $20,180,000 | $219,000 | $475,000 | $78,000 | $237,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $2,970,000 | $135,000 | $225,000 | $52,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,259 | $457,405,000 | $202,000 | $1,645,000 | $110,000 | $1,772,000 |
| Application Approved But Not Accepted | 141 | $29,775,000 | $211,000 | $625,000 | $124,000 | $1,951,000 |
| Application Withdrawn By Applicant | 116 | $24,900,000 | $214,000 | $905,000 | $125,000 | $1,406,000 |
| Application Denied By Financial Institution | 64 | $11,010,000 | $172,000 | $545,000 | $56,000 | $196,000 |
| File Closed For Incompleteness | 13 | $2,345,000 | $180,000 | $525,000 | $74,000 | $150,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,529 | $514,425,000 | $203,000 | $1,645,000 | $112,000 | $1,951,000 |
| Debt-To-Income Ratio | 26 | $3,800,000 | $146,000 | $285,000 | $33,000 | $77,000 |
| Other | 10 | $1,860,000 | $186,000 | $385,000 | $81,000 | $150,000 |
| Employment History | 8 | $1,400,000 | $175,000 | $355,000 | $57,000 | $165,000 |
| Credit History | 8 | $1,230,000 | $153,000 | $245,000 | $60,000 | $126,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,540,000 | $256,000 | $545,000 | $86,000 | $196,000 |
| Unverifiable Information | 3 | $815,000 | $271,000 | $505,000 | $83,000 | $192,000 |
| Collateral | 3 | $365,000 | $121,000 | $145,000 | $67,000 | $122,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.