Mill City Credit Union
Mortgage Loan Application
Totals and Details
for 2013
Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Mill City Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Mill City Credit Union 9999 Wayzata Boulevard Minnetonka, MN 55305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 536 |
| Total Mortgage Loan Application Amount | $93,083,000 |
| Average Mortgage Loan Application Amount | $142,333 |
| Highest Mortgage Loan Application Amount | $720,000 |
| Average Applicant Income | $120,333 |
| Highest Applicant Income | $1,248,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 170 | $ 36,178,000 | $ 212,000 | $ 146,000 |
| Anoka County Minnesota | 24 | $ 3,890,000 | $ 162,000 | $ 91,000 |
| Marion County Missouri | 20 | $ 1,930,000 | $ 96,000 | $ 59,000 |
| Wright County Minnesota | 14 | $ 2,196,000 | $ 156,000 | $ 116,000 |
| Scott County Minnesota | 11 | $ 2,463,000 | $ 223,000 | $ 112,000 |
| Linn County Iowa | 10 | $ 1,056,000 | $ 105,000 | $ 67,000 |
| Dakota County Minnesota | 10 | $ 1,782,000 | $ 178,000 | $ 114,000 |
| Carver County Minnesota | 8 | $ 2,315,000 | $ 289,000 | $ 134,000 |
| Ramsey County Minnesota | 8 | $ 1,591,000 | $ 198,000 | $ 94,000 |
| Washington County Minnesota | 7 | $ 1,320,000 | $ 188,000 | $ 118,000 |
| Ralls County Missouri | 7 | $ 681,000 | $ 97,000 | $ 60,000 |
| Bernalillo County New Mexico | 7 | $ 1,074,000 | $ 153,000 | $ 87,000 |
| Rutherford County Tennessee | 7 | $ 932,000 | $ 133,000 | $ 92,000 |
| Miami-Dade County Florida | 6 | $ 828,000 | $ 138,000 | $ 140,000 |
| Boone County Illinois | 5 | $ 396,000 | $ 79,000 | $ 66,000 |
| Crow Wing County Minnesota | 4 | $ 462,000 | $ 115,000 | $ 77,000 |
| Broward County Florida | 3 | $ 767,000 | $ 255,000 | $ 262,000 |
| Walton County Georgia | 3 | $ 332,000 | $ 110,000 | $ 99,000 |
| Orleans County Louisiana | 3 | $ 675,000 | $ 225,000 | $ 86,000 |
| Mecosta County Michigan | 3 | $ 302,000 | $ 100,000 | $ 79,000 |
| Osceola County Michigan | 3 | $ 201,000 | $ 67,000 | $ 45,000 |
| Chisago County Minnesota | 3 | $ 337,000 | $ 112,000 | $ 106,000 |
| Otter Tail County Minnesota | 3 | $ 511,000 | $ 170,000 | $ 167,000 |
| Jasper County Missouri | 3 | $ 415,000 | $ 138,000 | $ 77,000 |
| Erie County New York | 3 | $ 348,000 | $ 116,000 | $ 97,000 |
| Maricopa County Arizona | 2 | $ 707,000 | $ 353,000 | $ 162,000 |
| Benton County Arkansas | 2 | $ 502,000 | $ 251,000 | $ 128,000 |
| Citrus County Florida | 2 | $ 177,000 | $ 88,000 | $ 86,000 |
| Lee County Florida | 2 | $ 271,000 | $ 135,000 | $ 98,000 |
| Pinellas County Florida | 2 | $ 285,000 | $ 142,000 | $ 121,000 |
| Henry County Georgia | 2 | $ 477,000 | $ 238,000 | $ 81,000 |
| Newton County Georgia | 2 | $ 347,000 | $ 173,000 | $ 120,000 |
| Adams County Illinois | 2 | $ 284,000 | $ 142,000 | $ 84,000 |
| Winnebago County Illinois | 2 | $ 128,000 | $ 64,000 | $ 48,000 |
| Johnson County Iowa | 2 | $ 295,000 | $ 147,000 | $ 97,000 |
| East Baton Rouge County Louisiana | 2 | $ 447,000 | $ 223,000 | $ 101,000 |
| Plymouth County Massachusetts | 2 | $ 243,000 | $ 121,000 | $ 125,000 |
| Mille Lacs County Minnesota | 2 | $ 335,000 | $ 167,000 | $ 153,000 |
| Sherburne County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 79,000 |
| Sandoval County New Mexico | 2 | $ 233,000 | $ 116,000 | $ 61,000 |
| Valencia County New Mexico | 2 | $ 186,000 | $ 93,000 | $ 80,000 |
| Guilford County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 143,000 |
| Montgomery County Pennsylvania | 2 | $ 316,000 | $ 158,000 | $ 148,000 |
| Bedford County Tennessee | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Harris County Texas | 2 | $ 447,000 | $ 223,000 | $ 119,000 |
| Milwaukee County Wisconsin | 2 | $ 412,000 | $ 206,000 | $ 119,000 |
| Macon County Alabama | 1 | $ 25,000 | $ 25,000 | $ 119,000 |
| Orange County California | 1 | $ 626,000 | $ 626,000 | $ 206,000 |
| Sacramento County California | 1 | $ 298,000 | $ 298,000 | $ 95,000 |
| San Diego County California | 1 | $ 417,000 | $ 417,000 | $ 130,000 |
| Ventura County California | 1 | $ 575,000 | $ 575,000 | $ 120,000 |
| Routt County Colorado | 1 | $ 200,000 | $ 200,000 | $ 51,000 |
| Brevard County Florida | 1 | $ 116,000 | $ 116,000 | $ 76,000 |
| Monroe County Florida | 1 | $ 288,000 | $ 288,000 | $ 110,000 |
| Butts County Georgia | 1 | $ 272,000 | $ 272,000 | $ 137,000 |
| Forsyth County Georgia | 1 | $ 143,000 | $ 143,000 | $ 153,000 |
| Fulton County Georgia | 1 | $ 417,000 | $ 417,000 | $ 125,000 |
| Gwinnett County Georgia | 1 | $ 138,000 | $ 138,000 | $ 75,000 |
| Jasper County Georgia | 1 | $ 92,000 | $ 92,000 | $ 56,000 |
| Stephens County Georgia | 1 | $ 184,000 | $ 184,000 | $ 117,000 |
| Bannock County Idaho | 1 | $ 37,000 | $ 37,000 | $ 33,000 |
| Cook County Illinois | 1 | $ 206,000 | $ 206,000 | $ 77,000 |
| Kane County Illinois | 1 | $ 112,000 | $ 112,000 | $ 33,000 |
| Pike County Illinois | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Warren County Illinois | 1 | $ 52,000 | $ 52,000 | $ 37,000 |
| Porter County Indiana | 1 | $ 133,000 | $ 133,000 | $ 46,000 |
| Vanderburgh County Indiana | 1 | $ 114,000 | $ 114,000 | $ 86,000 |
| Buchanan County Iowa | 1 | $ 66,000 | $ 66,000 | $ 90,000 |
| Clarke County Iowa | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Polk County Iowa | 1 | $ 47,000 | $ 47,000 | $ 98,000 |
| Sioux County Iowa | 1 | $ 61,000 | $ 61,000 | $ 34,000 |
| Tama County Iowa | 1 | $ 166,000 | $ 166,000 | $ 80,000 |
| Essex County Massachusetts | 1 | $ 223,000 | $ 223,000 | $ 105,000 |
| Hampden County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 138,000 |
| Suffolk County Massachusetts | 1 | $ 342,000 | $ 342,000 | $ 132,000 |
| Worcester County Massachusetts | 1 | $ 323,000 | $ 323,000 | $ 45,000 |
| Washtenaw County Michigan | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Isanti County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 116,000 |
| McLeod County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 113,000 |
| Olmsted County Minnesota | 1 | $ 379,000 | $ 379,000 | $ 130,000 |
| Sibley County Minnesota | 1 | $ 27,000 | $ 27,000 | $ 99,000 |
| St. Louis County Minnesota | 1 | $ 324,000 | $ 324,000 | $ 150,000 |
| Jones County Mississippi | 1 | $ 222,000 | $ 222,000 | $ 154,000 |
| Camden County Missouri | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Cole County Missouri | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| McDonald County Missouri | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| St. Louis County Missouri | 1 | $ 108,000 | $ 108,000 | $ 82,000 |
| Chouteau County Montana | 1 | $ 90,000 | $ 90,000 | $ 67,000 |
| Roosevelt County Montana | 1 | $ 82,000 | $ 82,000 | $ 72,000 |
| Yellowstone County Montana | 1 | $ 236,000 | $ 236,000 | $ 90,000 |
| Lancaster County Nebraska | 1 | $ 339,000 | $ 339,000 | $ 163,000 |
| Bergen County New Jersey | 1 | $ 88,000 | $ 88,000 | $ 110,000 |
| Gloucester County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 149,000 |
| Curry County New Mexico | 1 | $ 46,000 | $ 46,000 | $ 74,000 |
| Niagara County New York | 1 | $ 232,000 | $ 232,000 | $ 172,000 |
| Forsyth County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 90,000 |
| Clermont County Ohio | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Fayette County Ohio | 1 | $ 30,000 | $ 30,000 | $ 38,000 |
| Franklin County Ohio | 1 | $ 90,000 | $ 90,000 | $ 166,000 |
| Morrow County Ohio | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Ross County Ohio | 1 | $ 208,000 | $ 208,000 | $ 120,000 |
| Berks County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 94,000 |
| Monroe County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 101,000 |
| Northampton County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 137,000 |
| Schuylkill County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 42,000 |
| Minnehaha County South Dakota | 1 | $ 18,000 | $ 18,000 | $ 201,000 |
| Roberts County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 180,000 |
| Cannon County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| Franklin County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 86,000 |
| Wayne County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 262,000 |
| Denton County Texas | 1 | $ 293,000 | $ 293,000 | $ 126,000 |
| Tarrant County Texas | 1 | $ 313,000 | $ 313,000 | $ 152,000 |
| Arlington County Virginia | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Pierce County Wisconsin | 1 | $ 282,000 | $ 282,000 | $ 134,000 |
| Sawyer County Wisconsin | 1 | $ 278,000 | $ 278,000 | $ 148,000 |
| St. Croix County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
| Washburn County Wisconsin | 1 | $ 34,000 | $ 34,000 | $ 103,000 |
| Laramie County Wyoming | 1 | $ 116,000 | $ 116,000 | $ 264,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Mill City Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 343 | $59,767,000 | $174,000 | $626,000 | $115,000 | $825,000 |
| Home Purchase | 178 | $32,222,000 | $181,000 | $720,000 | $102,000 | $1,248,000 |
| Home Improvement | 15 | $1,094,000 | $72,000 | $150,000 | $144,000 | $350,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 410 | $70,930,000 | $173,000 | $720,000 | $107,000 | $825,000 |
| Not Provided | 56 | $9,192,000 | $164,000 | $578,000 | $136,000 | $700,000 |
| Hispanic | 31 | $4,656,000 | $150,000 | $626,000 | $144,000 | $1,248,000 |
| Black or African American | 25 | $4,751,000 | $190,000 | $325,000 | $97,000 | $228,000 |
| Asian | 12 | $3,179,000 | $264,000 | $417,000 | $125,000 | $370,000 |
| American Indian or Alaskan Native | 2 | $375,000 | $187,000 | $300,000 | $61,000 | $62,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 535 | $92,738,000 | $173,000 | $720,000 | $112,000 | $1,248,000 |
| FHA-insured (Federal Housing Administration) | 1 | $345,000 | $345,000 | $345,000 | $179,000 | $179,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 185 | $26,230,000 | $141,000 | $720,000 | $89,000 | $1,248,000 |
| Loan Originated | 118 | $20,498,000 | $173,000 | $684,000 | $116,000 | $383,000 |
| Application Approved But Not Accepted | 98 | $21,237,000 | $216,000 | $417,000 | $128,000 | $825,000 |
| File Closed For Incompleteness | 88 | $18,632,000 | $211,000 | $585,000 | $115,000 | $370,000 |
| Application Withdrawn By Applicant | 47 | $6,486,000 | $138,000 | $450,000 | $149,000 | $700,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 71 | $8,933,000 | $125,000 | $575,000 | $89,000 | $1,248,000 |
| Collateral | 27 | $3,257,000 | $120,000 | $320,000 | $104,000 | $400,000 |
| Debt-To-Income Ratio | 12 | $2,311,000 | $192,000 | $344,000 | $64,000 | $168,000 |
| Other | 12 | $1,744,000 | $145,000 | $417,000 | $109,000 | $310,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $536,000 | $107,000 | $186,000 | $57,000 | $75,000 |
| Employment History | 1 | $78,000 | $78,000 | $78,000 | $29,000 | $29,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.