Mill City Credit Union
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Mill City Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Mill City Credit Union 9999 Wayzata Boulevard Minnetonka, MN 55305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 704 |
| Total Mortgage Loan Application Amount | $113,199,000 |
| Average Mortgage Loan Application Amount | $133,333 |
| Highest Mortgage Loan Application Amount | $855,000 |
| Average Applicant Income | $112,333 |
| Highest Applicant Income | $3,146,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 246 | $ 47,862,000 | $ 194,000 | $ 129,000 |
| Anoka County Minnesota | 24 | $ 3,287,000 | $ 136,000 | $ 89,000 |
| Wright County Minnesota | 24 | $ 3,737,000 | $ 155,000 | $ 119,000 |
| Linn County Iowa | 18 | $ 2,283,000 | $ 126,000 | $ 104,000 |
| Ramsey County Minnesota | 18 | $ 2,558,000 | $ 142,000 | $ 130,000 |
| Dakota County Minnesota | 17 | $ 2,826,000 | $ 166,000 | $ 116,000 |
| Carver County Minnesota | 14 | $ 2,842,000 | $ 203,000 | $ 118,000 |
| Washington County Minnesota | 12 | $ 1,845,000 | $ 153,000 | $ 119,000 |
| Marion County Missouri | 11 | $ 804,000 | $ 73,000 | $ 46,000 |
| Scott County Minnesota | 9 | $ 1,540,000 | $ 171,000 | $ 112,000 |
| Rutherford County Tennessee | 9 | $ 1,342,000 | $ 149,000 | $ 75,000 |
| Miami-Dade County Florida | 8 | $ 1,833,000 | $ 229,000 | $ 95,000 |
| Winnebago County Illinois | 8 | $ 958,000 | $ 119,000 | $ 66,000 |
| Sherburne County Minnesota | 8 | $ 776,000 | $ 97,000 | $ 71,000 |
| Ralls County Missouri | 8 | $ 817,000 | $ 102,000 | $ 62,000 |
| Erie County New York | 7 | $ 1,147,000 | $ 163,000 | $ 110,000 |
| Los Angeles County California | 6 | $ 1,459,000 | $ 243,000 | $ 68,000 |
| Benton County Iowa | 6 | $ 663,000 | $ 110,000 | $ 70,000 |
| Adams County Illinois | 5 | $ 432,000 | $ 86,000 | $ 64,000 |
| Boone County Illinois | 5 | $ 361,000 | $ 72,000 | $ 46,000 |
| Pike County Illinois | 5 | $ 192,000 | $ 38,000 | $ 42,000 |
| Osceola County Michigan | 5 | $ 393,000 | $ 78,000 | $ 59,000 |
| Bernalillo County New Mexico | 5 | $ 739,000 | $ 147,000 | $ 89,000 |
| Maricopa County Arizona | 4 | $ 663,000 | $ 165,000 | $ 71,000 |
| Broward County Florida | 4 | $ 656,000 | $ 164,000 | $ 107,000 |
| Henry County Georgia | 4 | $ 593,000 | $ 148,000 | $ 90,000 |
| Newton County Georgia | 4 | $ 335,000 | $ 83,000 | $ 65,000 |
| Mecosta County Michigan | 3 | $ 486,000 | $ 162,000 | $ 95,000 |
| Jackson County Missouri | 3 | $ 356,000 | $ 118,000 | $ 46,000 |
| Jasper County Missouri | 3 | $ 253,000 | $ 84,000 | $ 87,000 |
| Morgan County Alabama | 2 | $ 170,000 | $ 85,000 | $ 68,000 |
| Gwinnett County Georgia | 2 | $ 227,000 | $ 113,000 | $ 89,000 |
| Walton County Georgia | 2 | $ 107,000 | $ 53,000 | $ 76,000 |
| Cook County Illinois | 2 | $ 516,000 | $ 258,000 | $ 139,000 |
| Hamilton County Indiana | 2 | $ 382,000 | $ 191,000 | $ 134,000 |
| Johnson County Iowa | 2 | $ 165,000 | $ 82,000 | $ 63,000 |
| Essex County Massachusetts | 2 | $ 191,000 | $ 95,000 | $ 124,000 |
| Lake County Michigan | 2 | $ 232,000 | $ 116,000 | $ 103,000 |
| Newaygo County Michigan | 2 | $ 186,000 | $ 93,000 | $ 76,000 |
| Aitkin County Minnesota | 2 | $ 98,000 | $ 49,000 | $ 37,000 |
| Chisago County Minnesota | 2 | $ 421,000 | $ 210,000 | $ 79,000 |
| Stearns County Minnesota | 2 | $ 294,000 | $ 147,000 | $ 111,000 |
| Cascade County Montana | 2 | $ 315,000 | $ 157,000 | $ 68,000 |
| Clark County Nevada | 2 | $ 252,000 | $ 126,000 | $ 87,000 |
| Rockingham County New Hampshire | 2 | $ 150,000 | $ 75,000 | $ 76,000 |
| Sandoval County New Mexico | 2 | $ 293,000 | $ 146,000 | $ 104,000 |
| Chautauqua County New York | 2 | $ 175,000 | $ 87,000 | $ 127,000 |
| Marion County Ohio | 2 | $ 257,000 | $ 128,000 | $ 77,000 |
| Morrow County Ohio | 2 | $ 133,000 | $ 66,000 | $ 55,000 |
| Allegheny County Pennsylvania | 2 | $ 452,000 | $ 226,000 | $ 129,000 |
| Luzerne County Pennsylvania | 2 | $ 85,000 | $ 42,000 | $ 49,000 |
| Bedford County Tennessee | 2 | $ 191,000 | $ 95,000 | $ 51,000 |
| Pinal County Arizona | 1 | $ 60,000 | $ 60,000 | $ 171,000 |
| Riverside County California | 1 | $ 368,000 | $ 368,000 | $ 146,000 |
| San Bernardino County California | 1 | $ 196,000 | $ 196,000 | $ 50,000 |
| San Diego County California | 1 | $ 417,000 | $ 417,000 | $ 235,000 |
| San Joaquin County California | 1 | $ 178,000 | $ 178,000 | $ 51,000 |
| Sonoma County California | 1 | $ 35,000 | $ 35,000 | $ 276,000 |
| Boulder County Colorado | 1 | $ 190,000 | $ 190,000 | $ 55,000 |
| El Paso County Colorado | 1 | $ 180,000 | $ 180,000 | $ 71,000 |
| New London County Connecticut | 1 | $ 248,000 | $ 248,000 | $ 115,000 |
| Charlotte County Florida | 1 | $ 82,000 | $ 82,000 | $ 227,000 |
| Collier County Florida | 1 | $ 198,000 | $ 198,000 | $ 181,000 |
| Lake County Florida | 1 | $ 160,000 | $ 160,000 | $ 86,000 |
| Lee County Florida | 1 | $ 190,000 | $ 190,000 | $ 82,000 |
| Osceola County Florida | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Pinellas County Florida | 1 | $ 22,000 | $ 22,000 | $ 73,000 |
| Sumter County Florida | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Cobb County Georgia | 1 | $ 136,000 | $ 136,000 | $ 116,000 |
| Forsyth County Georgia | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Morgan County Georgia | 1 | $ 93,000 | $ 93,000 | $ 103,000 |
| Putnam County Georgia | 1 | $ 89,000 | $ 89,000 | $ 156,000 |
| Richmond County Georgia | 1 | $ 114,000 | $ 114,000 | $ 53,000 |
| Rockdale County Georgia | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| Kane County Illinois | 1 | $ 194,000 | $ 194,000 | $ 76,000 |
| Kendall County Illinois | 1 | $ 112,000 | $ 112,000 | $ 68,000 |
| Lake County Illinois | 1 | $ 749,000 | $ 749,000 | $ 420,000 |
| Lee County Illinois | 1 | $ 43,000 | $ 43,000 | $ 28,000 |
| Marion County Illinois | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| McHenry County Illinois | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Ogle County Illinois | 1 | $ 192,000 | $ 192,000 | $ 98,000 |
| Will County Illinois | 1 | $ 126,000 | $ 126,000 | $ 130,000 |
| Clark County Indiana | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| Porter County Indiana | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
| Cedar County Iowa | 1 | $ 72,000 | $ 72,000 | $ 56,000 |
| Plymouth County Iowa | 1 | $ 132,000 | $ 132,000 | $ 282,000 |
| Warren County Iowa | 1 | $ 136,000 | $ 136,000 | $ 101,000 |
| Middlesex County Massachusetts | 1 | $ 290,000 | $ 290,000 | $ 75,000 |
| Livingston County Michigan | 1 | $ 280,000 | $ 280,000 | $ 137,000 |
| Benton County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Cass County Minnesota | 1 | $ 855,000 | $ 855,000 | $ 500,000 |
| Crow Wing County Minnesota | 1 | $ 310,000 | $ 310,000 | $ 145,000 |
| Douglas County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Hubbard County Minnesota | 1 | $ 280,000 | $ 280,000 | $ 49,000 |
| Isanti County Minnesota | 1 | $ 79,000 | $ 79,000 | $ 86,000 |
| Kandiyohi County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 274,000 |
| Lake County Minnesota | 1 | $ 377,000 | $ 377,000 | $ 289,000 |
| Morrison County Minnesota | 1 | $ 280,000 | $ 280,000 | $ 191,000 |
| Otter Tail County Minnesota | 1 | $ 106,000 | $ 106,000 | $ 117,000 |
| Pine County Minnesota | 1 | $ 239,000 | $ 239,000 | $ 99,000 |
| Waseca County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Monroe County Missouri | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Chouteau County Montana | 1 | $ 91,000 | $ 91,000 | $ 51,000 |
| Teton County Montana | 1 | $ 168,000 | $ 168,000 | $ 73,000 |
| Merrimack County New Hampshire | 1 | $ 128,000 | $ 128,000 | $ 63,000 |
| Warren County New Jersey | 1 | $ 248,000 | $ 248,000 | $ 186,000 |
| Sullivan County New York | 1 | $ 250,000 | $ 250,000 | $ 85,000 |
| Buncombe County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 110,000 |
| Guilford County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 218,000 |
| Iredell County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 74,000 |
| Clermont County Ohio | 1 | $ 240,000 | $ 240,000 | $ 738,000 |
| Crawford County Ohio | 1 | $ 46,000 | $ 46,000 | $ 91,000 |
| Fayette County Ohio | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Gallia County Ohio | 1 | $ 37,000 | $ 37,000 | $ 38,000 |
| Jackson County Ohio | 1 | $ 108,000 | $ 108,000 | $ 41,000 |
| Lucas County Ohio | 1 | $ 81,000 | $ 81,000 | $ 82,000 |
| Warren County Ohio | 1 | $ 280,000 | $ 280,000 | $ 148,000 |
| Bucks County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 208,000 |
| Butler County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 37,000 |
| Chester County Pennsylvania | 1 | $ 414,000 | $ 414,000 | $ 111,000 |
| Montgomery County Pennsylvania | 1 | $ 263,000 | $ 263,000 | $ 116,000 |
| Denton County Texas | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Fort Bend County Texas | 1 | $ 168,000 | $ 168,000 | $ 215,000 |
| Grayson County Texas | 1 | $ 32,000 | $ 32,000 | $ 86,000 |
| Harris County Texas | 1 | $ 165,000 | $ 165,000 | $ 184,000 |
| Travis County Texas | 1 | $ 272,000 | $ 272,000 | $ 142,000 |
| Chesterfield County Virginia | 1 | $ 163,000 | $ 163,000 | $ 137,000 |
| King County Washington | 1 | $ 291,000 | $ 291,000 | $ 122,000 |
| Kitsap County Washington | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Dane County Wisconsin | 1 | $ 198,000 | $ 198,000 | $ 161,000 |
| Douglas County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Shawano County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 150,000 |
| Sheboygan County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 154,000 |
| Washington County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 88,000 |
| Waukesha County Wisconsin | 1 | $ 401,000 | $ 401,000 | $ 125,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Mill City Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 485 | $78,521,000 | $161,000 | $855,000 | $108,000 | $738,000 |
| Home Purchase | 183 | $32,426,000 | $177,000 | $850,000 | $113,000 | $3,146,000 |
| Home Improvement | 36 | $2,252,000 | $62,000 | $252,000 | $116,000 | $276,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 533 | $82,485,000 | $154,000 | $855,000 | $104,000 | $738,000 |
| Not Provided | 96 | $16,837,000 | $175,000 | $743,000 | $113,000 | $325,000 |
| Hispanic | 31 | $5,702,000 | $183,000 | $850,000 | $93,000 | $280,000 |
| Black or African American | 18 | $3,584,000 | $199,000 | $749,000 | $286,000 | $3,146,000 |
| Asian | 17 | $3,325,000 | $195,000 | $417,000 | $122,000 | $383,000 |
| American Indian or Alaskan Native | 4 | $661,000 | $165,000 | $213,000 | $152,000 | $235,000 |
| Not applicable | 3 | $401,000 | $133,000 | $163,000 | $102,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $204,000 | $102,000 | $144,000 | $99,000 | $160,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 695 | $111,893,000 | $160,000 | $855,000 | $111,000 | $3,146,000 |
| FHA-insured (Federal Housing Administration) | 9 | $1,306,000 | $145,000 | $373,000 | $55,000 | $175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 198 | $33,675,000 | $170,000 | $855,000 | $117,000 | $537,000 |
| Application Denied By Financial Institution | 194 | $24,436,000 | $125,000 | $543,000 | $91,000 | $3,146,000 |
| Loan Originated | 151 | $26,280,000 | $174,000 | $850,000 | $130,000 | $383,000 |
| File Closed For Incompleteness | 118 | $21,367,000 | $181,000 | $417,000 | $109,000 | $738,000 |
| Application Approved But Not Accepted | 27 | $4,660,000 | $172,000 | $417,000 | $105,000 | $282,000 |
| Preapproval Denied by Financial Institution | 11 | $1,657,000 | $150,000 | $340,000 | $51,000 | $106,000 |
| Preapproval Approved but not Accepted | 5 | $1,124,000 | $224,000 | $272,000 | $130,000 | $181,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 94 | $10,610,000 | $112,000 | $298,000 | $100,000 | $3,146,000 |
| Collateral | 42 | $5,439,000 | $129,000 | $330,000 | $95,000 | $252,000 |
| Debt-To-Income Ratio | 20 | $3,090,000 | $154,000 | $462,000 | $57,000 | $175,000 |
| Credit Application Incomplete | 6 | $1,141,000 | $190,000 | $243,000 | $101,000 | $177,000 |
| Other | 4 | $182,000 | $45,000 | $100,000 | $86,000 | $119,000 |
| Unverifiable Information | 2 | $173,000 | $86,000 | $148,000 | $86,000 | $110,000 |
| Employment History | 2 | $460,000 | $230,000 | $340,000 | $54,000 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $105,000 | $105,000 | $105,000 | $62,000 | $62,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.