Mill City Credit Union
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Mill City Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Mill City Credit Union 9999 Wayzata Boulevard Minnetonka, MN 55305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 496 |
| Total Mortgage Loan Application Amount | $65,123,000 |
| Average Mortgage Loan Application Amount | $122,333 |
| Highest Mortgage Loan Application Amount | $1,044,000 |
| Average Applicant Income | $103,666 |
| Highest Applicant Income | $538,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 149 | $ 19,719,000 | $ 132,000 | $ 122,000 |
| Anoka County Minnesota | 25 | $ 1,991,000 | $ 79,000 | $ 102,000 |
| Miami-Dade County Florida | 20 | $ 3,870,000 | $ 193,000 | $ 149,000 |
| Linn County Iowa | 13 | $ 690,000 | $ 53,000 | $ 80,000 |
| Wright County Minnesota | 12 | $ 875,000 | $ 72,000 | $ 107,000 |
| Carver County Minnesota | 11 | $ 2,095,000 | $ 190,000 | $ 124,000 |
| Dakota County Minnesota | 10 | $ 666,000 | $ 66,000 | $ 83,000 |
| Ramsey County Minnesota | 10 | $ 874,000 | $ 87,000 | $ 91,000 |
| Maricopa County Arizona | 9 | $ 1,703,000 | $ 189,000 | $ 88,000 |
| Boone County Illinois | 8 | $ 481,000 | $ 60,000 | $ 53,000 |
| Scott County Minnesota | 8 | $ 1,162,000 | $ 145,000 | $ 112,000 |
| Bernalillo County New Mexico | 8 | $ 783,000 | $ 97,000 | $ 105,000 |
| Rutherford County Tennessee | 7 | $ 1,468,000 | $ 209,000 | $ 77,000 |
| Winnebago County Illinois | 6 | $ 528,000 | $ 88,000 | $ 78,000 |
| Mecosta County Michigan | 5 | $ 798,000 | $ 159,000 | $ 70,000 |
| Washington County Arkansas | 4 | $ 787,000 | $ 196,000 | $ 92,000 |
| Los Angeles County California | 4 | $ 1,059,000 | $ 264,000 | $ 64,000 |
| Kane County Illinois | 4 | $ 754,000 | $ 188,000 | $ 66,000 |
| Johnson County Iowa | 4 | $ 478,000 | $ 119,000 | $ 99,000 |
| Osceola County Michigan | 4 | $ 522,000 | $ 130,000 | $ 57,000 |
| Sherburne County Minnesota | 4 | $ 151,000 | $ 37,000 | $ 117,000 |
| Orange County California | 3 | $ 1,185,000 | $ 395,000 | $ 219,000 |
| Broward County Florida | 3 | $ 903,000 | $ 301,000 | $ 98,000 |
| Adams County Illinois | 3 | $ 245,000 | $ 81,000 | $ 75,000 |
| Johnson County Kansas | 3 | $ 217,000 | $ 72,000 | $ 96,000 |
| Suffolk County Massachusetts | 3 | $ 898,000 | $ 299,000 | $ 71,000 |
| Jasper County Missouri | 3 | $ 258,000 | $ 86,000 | $ 60,000 |
| Marion County Missouri | 3 | $ 208,000 | $ 69,000 | $ 54,000 |
| Erie County New York | 3 | $ 286,000 | $ 95,000 | $ 144,000 |
| Lake County Florida | 2 | $ 125,000 | $ 62,000 | $ 77,000 |
| Gwinnett County Georgia | 2 | $ 220,000 | $ 110,000 | $ 80,000 |
| Newton County Georgia | 2 | $ 314,000 | $ 157,000 | $ 118,000 |
| Cook County Illinois | 2 | $ 325,000 | $ 162,000 | $ 138,000 |
| Iowa County Iowa | 2 | $ 127,000 | $ 63,000 | $ 99,000 |
| Polk County Iowa | 2 | $ 202,000 | $ 101,000 | $ 98,000 |
| Middlesex County Massachusetts | 2 | $ 657,000 | $ 328,000 | $ 78,000 |
| Chisago County Minnesota | 2 | $ 388,000 | $ 194,000 | $ 94,000 |
| Cascade County Montana | 2 | $ 212,000 | $ 106,000 | $ 55,000 |
| Valencia County New Mexico | 2 | $ 104,000 | $ 52,000 | $ 61,000 |
| Delaware County Ohio | 2 | $ 270,000 | $ 135,000 | $ 120,000 |
| Bucks County Pennsylvania | 2 | $ 77,000 | $ 38,000 | $ 142,000 |
| Luzerne County Pennsylvania | 2 | $ 162,000 | $ 81,000 | $ 63,000 |
| Philadelphia County Pennsylvania | 2 | $ 453,000 | $ 226,000 | $ 66,000 |
| Roberts County South Dakota | 2 | $ 221,000 | $ 110,000 | $ 118,000 |
| Milwaukee County Wisconsin | 2 | $ 369,000 | $ 184,000 | $ 90,000 |
| Racine County Wisconsin | 2 | $ 315,000 | $ 157,000 | $ 56,000 |
| St. Croix County Wisconsin | 2 | $ 335,000 | $ 167,000 | $ 111,000 |
| Sacramento County California | 1 | $ 314,000 | $ 314,000 | $ 116,000 |
| Solano County California | 1 | $ 50,000 | $ 50,000 | $ 99,000 |
| Stanislaus County California | 1 | $ 230,000 | $ 230,000 | $ 74,000 |
| Douglas County Colorado | 1 | $ 51,000 | $ 51,000 | $ 122,000 |
| Gunnison County Colorado | 1 | $ 50,000 | $ 50,000 | $ 147,000 |
| Manatee County Florida | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Osceola County Florida | 1 | $ 61,000 | $ 61,000 | $ 108,000 |
| Palm Beach County Florida | 1 | $ 290,000 | $ 290,000 | $ 135,000 |
| Polk County Florida | 1 | $ 392,000 | $ 392,000 | $ 197,000 |
| Bryan County Georgia | 1 | $ 25,000 | $ 25,000 | $ 126,000 |
| DeKalb County Georgia | 1 | $ 100,000 | $ 100,000 | $ 103,000 |
| Fulton County Georgia | 1 | $ 238,000 | $ 238,000 | $ 58,000 |
| Morgan County Georgia | 1 | $ 40,000 | $ 40,000 | $ 74,000 |
| Rockdale County Georgia | 1 | $ 270,000 | $ 270,000 | $ 90,000 |
| Walton County Georgia | 1 | $ 234,000 | $ 234,000 | $ 128,000 |
| DuPage County Illinois | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Ogle County Illinois | 1 | $ 170,000 | $ 170,000 | $ 65,000 |
| Peoria County Illinois | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
| Vermilion County Illinois | 1 | $ 21,000 | $ 21,000 | $ 97,000 |
| Whiteside County Illinois | 1 | $ 54,000 | $ 54,000 | $ 28,000 |
| Buchanan County Iowa | 1 | $ 52,000 | $ 52,000 | $ 93,000 |
| Jones County Iowa | 1 | $ 23,000 | $ 23,000 | $ 109,000 |
| Tama County Iowa | 1 | $ 45,000 | $ 45,000 | $ 92,000 |
| Warren County Iowa | 1 | $ 8,000 | $ 8,000 | $ 62,000 |
| Orleans County Louisiana | 1 | $ 56,000 | $ 56,000 | $ 12,000 |
| Androscoggin County Maine | 1 | $ 179,000 | $ 179,000 | $ 98,000 |
| Baltimore County Maryland | 1 | $ 65,000 | $ 65,000 | $ 117,000 |
| Norfolk County Massachusetts | 1 | $ 20,000 | $ 20,000 | $ 93,000 |
| Beltrami County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 59,000 |
| Cass County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 97,000 |
| Isanti County Minnesota | 1 | $ 198,000 | $ 198,000 | $ 72,000 |
| Le Sueur County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 80,000 |
| Sibley County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 106,000 |
| St. Louis County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 74,000 |
| Stearns County Minnesota | 1 | $ 204,000 | $ 204,000 | $ 63,000 |
| Todd County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 130,000 |
| Wadena County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 98,000 |
| Clay County Missouri | 1 | $ 147,000 | $ 147,000 | $ 60,000 |
| Lincoln County Missouri | 1 | $ 196,000 | $ 196,000 | $ 78,000 |
| McDonald County Missouri | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Newton County Missouri | 1 | $ 89,000 | $ 89,000 | $ 33,000 |
| St. Louis County Missouri | 1 | $ 168,000 | $ 168,000 | $ 300,000 |
| Douglas County Nebraska | 1 | $ 118,000 | $ 118,000 | $ 175,000 |
| Rockingham County New Hampshire | 1 | $ 70,000 | $ 70,000 | $ 88,000 |
| Cumberland County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Gloucester County New Jersey | 1 | $ 170,000 | $ 170,000 | $ 53,000 |
| Morris County New Jersey | 1 | $ 546,000 | $ 546,000 | $ 239,000 |
| Sandoval County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Santa Fe County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
| Niagara County New York | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Guilford County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 98,000 |
| Wake County North Carolina | 1 | $ 281,000 | $ 281,000 | $ 97,000 |
| Burleigh County North Dakota | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Cass County North Dakota | 1 | $ 63,000 | $ 63,000 | $ 205,000 |
| Athens County Ohio | 1 | $ 122,000 | $ 122,000 | $ 90,000 |
| Butler County Ohio | 1 | $ 253,000 | $ 253,000 | $ 59,000 |
| Clermont County Ohio | 1 | $ 53,000 | $ 53,000 | $ 78,000 |
| Hamilton County Ohio | 1 | $ 154,000 | $ 154,000 | $ 59,000 |
| Jackson County Ohio | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Morrow County Ohio | 1 | $ 160,000 | $ 160,000 | $ 76,000 |
| Ottawa County Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 55,000 |
| Rogers County Oklahoma | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Tulsa County Oklahoma | 1 | $ 323,000 | $ 323,000 | $ 87,000 |
| Allegheny County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 59,000 |
| Montgomery County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Spartanburg County South Carolina | 1 | $ 216,000 | $ 216,000 | $ 68,000 |
| Washington County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Dallas County Texas | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Burnett County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 69,000 |
| Oneida County Wisconsin | 1 | $ 21,000 | $ 21,000 | $ 65,000 |
| Walworth County Wisconsin | 1 | $ 211,000 | $ 211,000 | $ 95,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Mill City Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 206 | $25,347,000 | $123,000 | $1,044,000 | $105,000 | $538,000 |
| Home Purchase | 173 | $34,351,000 | $198,000 | $920,000 | $86,000 | $465,000 |
| Home Improvement | 117 | $5,425,000 | $46,000 | $240,000 | $120,000 | $508,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 236 | $30,591,000 | $129,000 | $450,000 | $94,000 | $508,000 |
| Not Provided | 195 | $22,808,000 | $116,000 | $1,044,000 | $112,000 | $538,000 |
| Hispanic | 33 | $6,203,000 | $187,000 | $920,000 | $90,000 | $241,000 |
| Black or African American | 21 | $3,326,000 | $158,000 | $330,000 | $108,000 | $465,000 |
| Asian | 9 | $1,915,000 | $212,000 | $417,000 | $116,000 | $215,000 |
| American Indian or Alaskan Native | 2 | $280,000 | $140,000 | $180,000 | $65,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 496 | $65,123,000 | $131,000 | $1,044,000 | $102,000 | $538,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 333 | $32,199,000 | $96,000 | $840,000 | $110,000 | $538,000 |
| Application Denied By Financial Institution | 50 | $8,297,000 | $165,000 | $400,000 | $60,000 | $118,000 |
| Application Approved But Not Accepted | 37 | $10,094,000 | $272,000 | $920,000 | $115,000 | $274,000 |
| File Closed For Incompleteness | 36 | $7,400,000 | $205,000 | $1,020,000 | $87,000 | $250,000 |
| Preapproval Denied by Financial Institution | 23 | $3,037,000 | $132,000 | $300,000 | $73,000 | $465,000 |
| Application Withdrawn By Applicant | 15 | $3,690,000 | $246,000 | $1,044,000 | $115,000 | $240,000 |
| Preapproval Approved but not Accepted | 2 | $406,000 | $203,000 | $230,000 | $72,000 | $77,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 37 | $4,661,000 | $125,000 | $282,000 | $65,000 | $465,000 |
| Debt-To-Income Ratio | 18 | $3,870,000 | $215,000 | $400,000 | $65,000 | $107,000 |
| Collateral | 4 | $672,000 | $168,000 | $226,000 | $65,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $156,000 | $156,000 | $156,000 | $118,000 | $118,000 |
| Other | 1 | $140,000 | $140,000 | $140,000 | $101,000 | $101,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.