Mill City Credit Union
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Mill City Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Mill City Credit Union 9999 Wayzata Boulevard Minnetonka, MN 55305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 868 |
| Total Mortgage Loan Application Amount | $140,737,000 |
| Average Mortgage Loan Application Amount | $161,953 |
| Highest Mortgage Loan Application Amount | $918,000 |
| Average Applicant Income | $70,923 |
| Highest Applicant Income | $448,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 327 | $ 58,194,000 | $ 177,000 | $ 76,000 |
| Anoka County Minnesota | 38 | $ 5,637,000 | $ 148,000 | $ 71,000 |
| Linn County Iowa | 32 | $ 3,964,000 | $ 123,000 | $ 78,000 |
| Miami-Dade County Florida | 26 | $ 3,546,000 | $ 136,000 | $ 69,000 |
| Dakota County Minnesota | 23 | $ 4,276,000 | $ 185,000 | $ 77,000 |
| Ramsey County Minnesota | 22 | $ 3,269,000 | $ 148,000 | $ 69,000 |
| Carver County Minnesota | 18 | $ 3,486,000 | $ 193,000 | $ 79,000 |
| Wright County Minnesota | 16 | $ 2,397,000 | $ 149,000 | $ 84,000 |
| Maricopa County Arizona | 13 | $ 2,188,000 | $ 168,000 | $ 54,000 |
| Scott County Minnesota | 12 | $ 2,247,000 | $ 187,000 | $ 76,000 |
| Rockdale County Georgia | 9 | $ 1,299,000 | $ 144,000 | $ 98,000 |
| Sherburne County Minnesota | 9 | $ 1,523,000 | $ 169,000 | $ 85,000 |
| Marion County Missouri | 9 | $ 752,000 | $ 83,000 | $ 37,000 |
| Erie County New York | 9 | $ 915,000 | $ 101,000 | $ 69,000 |
| Winnebago County Illinois | 8 | $ 738,000 | $ 92,000 | $ 54,000 |
| Osceola County Michigan | 8 | $ 746,000 | $ 93,000 | $ 48,000 |
| Bernalillo County New Mexico | 8 | $ 1,028,000 | $ 128,000 | $ 80,000 |
| Los Angeles County California | 7 | $ 1,839,000 | $ 262,000 | $ 85,000 |
| Kane County Illinois | 7 | $ 1,186,000 | $ 169,000 | $ 67,000 |
| Johnson County Iowa | 7 | $ 830,000 | $ 118,000 | $ 53,000 |
| Washington County Minnesota | 7 | $ 1,198,000 | $ 171,000 | $ 79,000 |
| Hamilton County Ohio | 7 | $ 740,000 | $ 105,000 | $ 78,000 |
| Newton County Georgia | 6 | $ 699,000 | $ 116,000 | $ 69,000 |
| DuPage County Illinois | 6 | $ 801,000 | $ 133,000 | $ 80,000 |
| Benton County Iowa | 6 | $ 822,000 | $ 137,000 | $ 72,000 |
| Mecosta County Michigan | 6 | $ 584,000 | $ 97,000 | $ 40,000 |
| Rutherford County Tennessee | 6 | $ 741,000 | $ 123,000 | $ 45,000 |
| Boone County Illinois | 5 | $ 485,000 | $ 97,000 | $ 38,000 |
| Cook County Illinois | 5 | $ 964,000 | $ 192,000 | $ 80,000 |
| Essex County Massachusetts | 5 | $ 1,006,000 | $ 201,000 | $ 67,000 |
| Harris County Texas | 5 | $ 789,000 | $ 157,000 | $ 78,000 |
| Jones County Iowa | 4 | $ 527,000 | $ 131,000 | $ 88,000 |
| McLeod County Minnesota | 4 | $ 371,000 | $ 92,000 | $ 72,000 |
| Rockingham County New Hampshire | 4 | $ 661,000 | $ 165,000 | $ 54,000 |
| Montgomery County Pennsylvania | 4 | $ 763,000 | $ 190,000 | $ 77,000 |
| DeKalb County Georgia | 3 | $ 1,247,000 | $ 415,000 | $ 64,000 |
| Suffolk County Massachusetts | 3 | $ 609,000 | $ 203,000 | $ 79,000 |
| Ralls County Missouri | 3 | $ 328,000 | $ 109,000 | $ 55,000 |
| Cascade County Montana | 3 | $ 297,000 | $ 99,000 | $ 44,000 |
| Sandoval County New Mexico | 3 | $ 499,000 | $ 166,000 | $ 66,000 |
| Butler County Ohio | 3 | $ 802,000 | $ 267,000 | $ 91,000 |
| Bucks County Pennsylvania | 3 | $ 745,000 | $ 248,000 | $ 67,000 |
| Benton County Arkansas | 2 | $ 429,000 | $ 214,000 | $ 91,000 |
| Orange County California | 2 | $ 457,000 | $ 228,000 | $ 74,000 |
| Riverside County California | 2 | $ 420,000 | $ 210,000 | $ 102,000 |
| Sacramento County California | 2 | $ 322,000 | $ 161,000 | $ 60,000 |
| San Diego County California | 2 | $ 430,000 | $ 215,000 | $ 115,000 |
| San Joaquin County California | 2 | $ 386,000 | $ 193,000 | $ 69,000 |
| Broward County Florida | 2 | $ 497,000 | $ 248,000 | $ 117,000 |
| Forsyth County Georgia | 2 | $ 285,000 | $ 142,000 | $ 54,000 |
| Gwinnett County Georgia | 2 | $ 213,000 | $ 106,000 | $ 71,000 |
| Walton County Georgia | 2 | $ 282,000 | $ 141,000 | $ 55,000 |
| Adams County Illinois | 2 | $ 133,000 | $ 66,000 | $ 45,000 |
| Floyd County Indiana | 2 | $ 448,000 | $ 224,000 | $ 83,000 |
| Muscatine County Iowa | 2 | $ 220,000 | $ 110,000 | $ 45,000 |
| Polk County Iowa | 2 | $ 236,000 | $ 118,000 | $ 63,000 |
| Warren County Iowa | 2 | $ 165,000 | $ 82,000 | $ 42,000 |
| Johnson County Kansas | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| Bristol County Massachusetts | 2 | $ 415,000 | $ 207,000 | $ 79,000 |
| Middlesex County Massachusetts | 2 | $ 488,000 | $ 244,000 | $ 82,000 |
| Wayne County Michigan | 2 | $ 237,000 | $ 118,000 | $ 66,000 |
| Wexford County Michigan | 2 | $ 233,000 | $ 116,000 | $ 48,000 |
| Isanti County Minnesota | 2 | $ 234,000 | $ 117,000 | $ 37,000 |
| Le Sueur County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 72,000 |
| Jasper County Missouri | 2 | $ 145,000 | $ 72,000 | $ 43,000 |
| Newton County Missouri | 2 | $ 124,000 | $ 62,000 | $ 35,000 |
| Bergen County New Jersey | 2 | $ 513,000 | $ 256,000 | $ 21,000 |
| New York County New York | 2 | $ 523,000 | $ 261,000 | $ 159,000 |
| Niagara County New York | 2 | $ 265,000 | $ 132,000 | $ 86,000 |
| Jackson County Ohio | 2 | $ 151,000 | $ 75,000 | $ 62,000 |
| Craig County Oklahoma | 2 | $ 105,000 | $ 52,000 | $ 63,000 |
| Clackamas County Oregon | 2 | $ 455,000 | $ 227,000 | $ 105,000 |
| Carbon County Pennsylvania | 2 | $ 195,000 | $ 97,000 | $ 54,000 |
| Milwaukee County Wisconsin | 2 | $ 142,000 | $ 71,000 | $ 68,000 |
| Washington County Arkansas | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Calaveras County California | 1 | $ 176,000 | $ 176,000 | $ 101,000 |
| Glenn County California | 1 | $ 312,000 | $ 312,000 | $ 250,000 |
| Santa Clara County California | 1 | $ 299,000 | $ 299,000 | $ 95,000 |
| Stanislaus County California | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Tulare County California | 1 | $ 82,000 | $ 82,000 | $ 88,000 |
| Ventura County California | 1 | $ 244,000 | $ 244,000 | $ 84,000 |
| San Miguel County Colorado | 1 | $ 127,000 | $ 127,000 | $ 72,000 |
| Marion County Florida | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Martin County Florida | 1 | $ 114,000 | $ 114,000 | $ 448,000 |
| Monroe County Florida | 1 | $ 83,000 | $ 83,000 | $ 12,000 |
| Orange County Florida | 1 | $ 165,000 | $ 165,000 | $ 167,000 |
| Pasco County Florida | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Pinellas County Florida | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| Cobb County Georgia | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| Hall County Georgia | 1 | $ 126,000 | $ 126,000 | $ 77,000 |
| Jasper County Georgia | 1 | $ 143,000 | $ 143,000 | $ 54,000 |
| Ada County Idaho | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Bingham County Idaho | 1 | $ 58,000 | $ 58,000 | $ 21,000 |
| Gooding County Idaho | 1 | $ 92,000 | $ 92,000 | $ 28,000 |
| DeKalb County Illinois | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Lee County Illinois | 1 | $ 96,000 | $ 96,000 | $ 78,000 |
| Buchanan County Iowa | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Fayette County Iowa | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Jasper County Iowa | 1 | $ 30,000 | $ 30,000 | $ 29,000 |
| Louisa County Iowa | 1 | $ 70,000 | $ 70,000 | $ 51,000 |
| Story County Iowa | 1 | $ 78,000 | $ 78,000 | $ 81,000 |
| Washington County Iowa | 1 | $ 147,000 | $ 147,000 | $ 49,000 |
| Cherokee County Kansas | 1 | $ 30,000 | $ 30,000 | $ 32,000 |
| Ellis County Kansas | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Campbell County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Jefferson County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 51,000 |
| Penobscot County Maine | 1 | $ 123,000 | $ 123,000 | $ 56,000 |
| Allegan County Michigan | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
| Clare County Michigan | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Ingham County Michigan | 1 | $ 146,000 | $ 146,000 | $ 53,000 |
| Lake County Michigan | 1 | $ 104,000 | $ 104,000 | $ 70,000 |
| Washtenaw County Michigan | 1 | $ 323,000 | $ 323,000 | $ 133,000 |
| Aitkin County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 97,000 |
| Benton County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 42,000 |
| Brown County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 58,000 |
| Cook County Minnesota | 1 | $ 320,000 | $ 320,000 | $ 163,000 |
| Kanabec County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Lyon County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Mille Lacs County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
| St. Louis County Minnesota | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Monroe County Missouri | 1 | $ 78,000 | $ 78,000 | $ 61,000 |
| Phelps County Missouri | 1 | $ 184,000 | $ 184,000 | $ 143,000 |
| Pondera County Montana | 1 | $ 73,000 | $ 73,000 | $ 51,000 |
| Teton County Montana | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Belknap County New Hampshire | 1 | $ 158,000 | $ 158,000 | $ 42,000 |
| Hillsborough County New Hampshire | 1 | $ 256,000 | $ 256,000 | $ 82,000 |
| Burlington County New Jersey | 1 | $ 144,000 | $ 144,000 | $ 55,000 |
| Cape May County New Jersey | 1 | $ 182,000 | $ 182,000 | $ 65,000 |
| Cumberland County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Essex County New Jersey | 1 | $ 230,000 | $ 230,000 | $ 229,000 |
| Gloucester County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Mercer County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 115,000 |
| Morris County New Jersey | 1 | $ 199,000 | $ 199,000 | $ 101,000 |
| Union County New Jersey | 1 | $ 142,000 | $ 142,000 | $ 35,000 |
| Valencia County New Mexico | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| Guilford County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Ward County North Dakota | 1 | $ 133,000 | $ 133,000 | $ 80,000 |
| Cuyahoga County Ohio | 1 | $ 300,000 | $ 300,000 | $ 232,000 |
| Delaware County Ohio | 1 | $ 162,000 | $ 162,000 | $ 74,000 |
| Franklin County Ohio | 1 | $ 143,000 | $ 143,000 | $ 47,000 |
| Gallia County Ohio | 1 | $ 119,000 | $ 119,000 | $ 75,000 |
| Lucas County Ohio | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
| Marion County Ohio | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Warren County Ohio | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
| Delaware County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Payne County Oklahoma | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| Jackson County Oregon | 1 | $ 265,000 | $ 265,000 | $ 167,000 |
| Butler County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 79,000 |
| Chester County Pennsylvania | 1 | $ 754,000 | $ 754,000 | $ 340,000 |
| Delaware County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
| Schuylkill County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Aiken County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Madison County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| Washington County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 52,000 |
| Dallas County Texas | 1 | $ 323,000 | $ 323,000 | $ 120,000 |
| Denton County Texas | 1 | $ 129,000 | $ 129,000 | $ 99,000 |
| Davis County Utah | 1 | $ 130,000 | $ 130,000 | $ 93,000 |
| Salt Lake County Utah | 1 | $ 323,000 | $ 323,000 | $ 60,000 |
| Hampton County Virginia | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Powhatan County Virginia | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Prince William County Virginia | 1 | $ 291,000 | $ 291,000 | $ 81,000 |
| King County Washington | 1 | $ 295,000 | $ 295,000 | $ 112,000 |
| Dane County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Marathon County Wisconsin | 1 | $ 214,000 | $ 214,000 | $ 62,000 |
| Polk County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 35,000 |
| Portage County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
| St. Croix County Wisconsin | 1 | $ 322,000 | $ 322,000 | $ 96,000 |
| Waukesha County Wisconsin | 1 | $ 197,000 | $ 197,000 | $ 90,000 |
| Teton County Wyoming | 1 | $ 390,000 | $ 390,000 | $ 96,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Mill City Credit Union in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 576 | $88,748,000 | $159,437 | $918,000 | $76,031 | $448,000 |
| Home Purchase (one-to-four family) | 290 | $51,776,000 | $166,218 | $550,000 | $66,625 | $280,000 |
| Home Improvement (one-to-four family) | 2 | $213,000 | $106,000 | $126,000 | $45,000 | $48,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 543 | $85,876,000 | $163,437 | $550,000 | $76,343 | $448,000 |
| Information not provided by applicant in mail or telephone application | 218 | $38,047,000 | $172,074 | $918,000 | $72,407 | $340,000 |
| Hispanic | 42 | $7,193,000 | $169,076 | $345,000 | $67,615 | $250,000 |
| Black | 33 | $4,746,000 | $140,153 | $310,000 | $61,384 | $222,000 |
| Asian or Pacific Islander | 16 | $2,683,000 | $200,250 | $301,000 | $84,000 | $157,000 |
| Other | 15 | $2,162,000 | $132,750 | $258,000 | $65,125 | $177,000 |
| American Indian or Alaskan Native | 1 | $30,000 | $30,000 | $30,000 | $32,000 | $32,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 868 | $140,737,000 | $164,833 | $918,000 | $72,388 | $448,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 405 | $65,581,000 | $164,366 | $918,000 | $75,100 | $284,000 |
| Application Withdrawn By Applicant | 327 | $52,494,000 | $157,448 | $550,000 | $69,000 | $234,000 |
| Loan Originated | 79 | $15,065,000 | $175,117 | $800,000 | $92,176 | $448,000 |
| Application Denied By Financial Institution | 57 | $7,597,000 | $123,272 | $323,000 | $54,727 | $192,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 38 | $4,958,000 | $129,666 | $323,000 | $55,200 | $192,000 |
| Debt-To-Income Ratio | 12 | $1,710,000 | $105,285 | $264,000 | $45,285 | $88,000 |
| Collateral | 3 | $194,000 | $64,666 | $122,000 | $49,666 | $85,000 |
| Other | 3 | $580,000 | $193,333 | $280,000 | $70,333 | $95,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.