General Electric Credit Union
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for General Electric Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | General Electric Credit Union 10485 Reading Rd Cincinnati, OH 45241 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 2,160 |
| Total Mortgage Loan Application Amount | $581,360,000 |
| Average Mortgage Loan Application Amount | $501,600 |
| Highest Mortgage Loan Application Amount | $9,075,000 |
| Average Applicant Income | $146,200 |
| Highest Applicant Income | $3,654,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 811 | $ 279,885,000 | $ 345,000 | $ 178,000 |
| Butler County Ohio | 292 | $ 46,200,000 | $ 158,000 | $ 116,000 |
| Warren County Ohio | 279 | $ 60,445,000 | $ 216,000 | $ 155,000 |
| Clermont County Ohio | 208 | $ 33,190,000 | $ 159,000 | $ 110,000 |
| Boone County Kentucky | 119 | $ 22,345,000 | $ 187,000 | $ 142,000 |
| Kenton County Kentucky | 104 | $ 21,720,000 | $ 208,000 | $ 127,000 |
| Campbell County Kentucky | 74 | $ 15,360,000 | $ 207,000 | $ 117,000 |
| Montgomery County Ohio | 31 | $ 10,945,000 | $ 353,000 | $ 112,000 |
| Brown County Ohio | 26 | $ 4,320,000 | $ 166,000 | $ 124,000 |
| Dearborn County Indiana | 23 | $ 2,485,000 | $ 108,000 | $ 117,000 |
| Fayette County Kentucky | 15 | $ 5,755,000 | $ 383,000 | $ 175,000 |
| Franklin County Ohio | 14 | $ 16,810,000 | $ 1,200,000 | $ 686,000 |
| Adams County Ohio | 12 | $ 1,070,000 | $ 89,000 | $ 69,000 |
| Greene County Ohio | 11 | $ 6,645,000 | $ 604,000 | $ 193,000 |
| Delaware County Ohio | 9 | $ 3,595,000 | $ 399,000 | $ 144,000 |
| Clinton County Ohio | 8 | $ 1,490,000 | $ 186,000 | $ 133,000 |
| Franklin County Indiana | 7 | $ 1,625,000 | $ 232,000 | $ 138,000 |
| Pendleton County Kentucky | 7 | $ 595,000 | $ 85,000 | $ 71,000 |
| Highland County Ohio | 6 | $ 470,000 | $ 78,000 | $ 141,000 |
| Grant County Kentucky | 5 | $ 1,305,000 | $ 261,000 | $ 260,000 |
| Miami County Ohio | 5 | $ 815,000 | $ 163,000 | $ 119,000 |
| Collier County Florida | 4 | $ 5,940,000 | $ 1,485,000 | $ 1,369,000 |
| Preble County Ohio | 4 | $ 420,000 | $ 105,000 | $ 107,000 |
| Jessamine County Kentucky | 3 | $ 835,000 | $ 278,000 | $ 140,000 |
| Scott County Kentucky | 3 | $ 885,000 | $ 295,000 | $ 145,000 |
| Licking County Ohio | 3 | $ 1,385,000 | $ 461,000 | $ 206,000 |
| Monroe County Florida | 2 | $ 4,790,000 | $ 2,395,000 | $ 749,000 |
| Sarasota County Florida | 2 | $ 2,050,000 | $ 1,025,000 | $ 429,000 |
| Hamilton County Indiana | 2 | $ 910,000 | $ 455,000 | $ 259,000 |
| Ohio County Indiana | 2 | $ 270,000 | $ 135,000 | $ 84,000 |
| Ripley County Indiana | 2 | $ 110,000 | $ 55,000 | $ 116,000 |
| Bourbon County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 90,000 |
| Gallatin County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 144,000 |
| Jefferson County Kentucky | 2 | $ 930,000 | $ 465,000 | $ 65,000 |
| Pulaski County Kentucky | 2 | $ 420,000 | $ 210,000 | $ 211,000 |
| Cuyahoga County Ohio | 2 | $ 1,250,000 | $ 625,000 | $ 233,000 |
| Fairfield County Ohio | 2 | $ 990,000 | $ 495,000 | $ 215,000 |
| Pickaway County Ohio | 2 | $ 610,000 | $ 305,000 | $ 134,000 |
| Ross County Ohio | 2 | $ 860,000 | $ 430,000 | $ 170,000 |
| Scioto County Ohio | 2 | $ 140,000 | $ 70,000 | $ 101,000 |
| Summit County Ohio | 2 | $ 100,000 | $ 50,000 | $ 126,000 |
| Union County Ohio | 2 | $ 400,000 | $ 200,000 | $ 125,000 |
| Pulaski County Arkansas | 1 | $ 5,205,000 | $ 5,205,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Lee County Florida | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Manatee County Florida | 1 | $ 275,000 | $ 275,000 | $ 227,000 |
| Martin County Florida | 1 | $ 675,000 | $ 675,000 | $ 224,000 |
| Orange County Florida | 1 | $ 305,000 | $ 305,000 | $ 253,000 |
| Pinellas County Florida | 1 | $ 325,000 | $ 325,000 | $ 354,000 |
| Volusia County Florida | 1 | $ 315,000 | $ 315,000 | $ 353,000 |
| Clay County Indiana | 1 | $ 395,000 | $ 395,000 | $ 340,000 |
| Randolph County Indiana | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Switzerland County Indiana | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Bracken County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Carroll County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Garrard County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 91,000 |
| Hopkins County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Knott County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Mason County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Owen County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 340,000 |
| Wayne County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 268,000 |
| Woodford County Kentucky | 1 | $ 575,000 | $ 575,000 | $ 242,000 |
| Allen County Ohio | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Clark County Ohio | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Darke County Ohio | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Hancock County Ohio | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Hocking County Ohio | 1 | $ 745,000 | $ 745,000 | $ 332,000 |
| Logan County Ohio | 1 | $ 275,000 | $ 275,000 | $ 215,000 |
| Mercer County Ohio | 1 | $ 525,000 | $ 525,000 | $ 109,000 |
| Ottawa County Ohio | 1 | $ 305,000 | $ 305,000 | $ 186,000 |
| Pike County Ohio | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Trumbull County Ohio | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Campbell County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 558,000 |
| Davidson County Tennessee | 1 | $ 1,645,000 | $ 1,645,000 | $ 643,000 |
| Williamson County Tennessee | 1 | $ 905,000 | $ 905,000 | $ 234,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for General Electric Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 802 | $63,200,000 | $78,000 | $1,065,000 | $120,000 | $860,000 |
| Home Purchase | 653 | $311,445,000 | $476,000 | $8,885,000 | $210,000 | $3,635,000 |
| Cash-out Refinancing | 506 | $122,720,000 | $242,000 | $3,005,000 | $153,000 | $3,654,000 |
| Refinancing | 184 | $63,480,000 | $345,000 | $5,205,000 | $158,000 | $972,000 |
| Home Improvement | 15 | $20,515,000 | $1,367,000 | $9,075,000 | $90,000 | $170,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,564 | $376,740,000 | $240,000 | $4,205,000 | $155,000 | $2,565,000 |
| Not Provided | 187 | $33,715,000 | $180,000 | $2,185,000 | $125,000 | $581,000 |
| Not applicable | 164 | $118,510,000 | $722,000 | $9,075,000 | $0 | $0 |
| Black or African American | 123 | $14,255,000 | $115,000 | $1,775,000 | $102,000 | $1,027,000 |
| Asian | 70 | $21,800,000 | $311,000 | $2,255,000 | $213,000 | $1,005,000 |
| Hispanic | 40 | $14,970,000 | $374,000 | $2,185,000 | $347,000 | $3,654,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $370,000 | $92,000 | $205,000 | $109,000 | $180,000 |
| American Indian or Alaskan Native | 4 | $210,000 | $52,000 | $75,000 | $123,000 | $167,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,160 | $581,360,000 | $269,000 | $9,075,000 | $155,000 | $3,654,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,569 | $459,435,000 | $292,000 | $9,075,000 | $166,000 | $3,635,000 |
| Application Withdrawn By Applicant | 329 | $57,775,000 | $175,000 | $4,265,000 | $115,000 | $3,654,000 |
| Loan Purchased By The Institution | 115 | $43,095,000 | $374,000 | $1,605,000 | $0 | $0 |
| Application Denied By Financial Institution | 111 | $16,635,000 | $149,000 | $4,205,000 | $114,000 | $1,267,000 |
| File Closed For Incompleteness | 31 | $3,195,000 | $103,000 | $455,000 | $102,000 | $259,000 |
| Application Approved But Not Accepted | 5 | $1,225,000 | $245,000 | $555,000 | $249,000 | $650,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,049 | $564,725,000 | $275,000 | $9,075,000 | $157,000 | $3,654,000 |
| Credit History | 56 | $6,340,000 | $113,000 | $685,000 | $106,000 | $520,000 |
| Debt-To-Income Ratio | 26 | $3,250,000 | $125,000 | $975,000 | $85,000 | $557,000 |
| Collateral | 22 | $5,850,000 | $265,000 | $4,205,000 | $180,000 | $1,267,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $880,000 | $220,000 | $305,000 | $104,000 | $107,000 |
| Other | 1 | $15,000 | $15,000 | $15,000 | $39,000 | $39,000 |
| Unverifiable Information | 1 | $245,000 | $245,000 | $245,000 | $0 | $0 |
| Credit Application Incomplete | 1 | $55,000 | $55,000 | $55,000 | $21,000 | $21,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.