Geauga Savings Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Geauga Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Geauga Savings Bank 10800 Kinsman Rd Newbury, OH 44065 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,992 |
| Total Mortgage Loan Application Amount | $281,596,000 |
| Average Mortgage Loan Application Amount | $135,666 |
| Highest Mortgage Loan Application Amount | $1,775,000 |
| Average Applicant Income | $71,666 |
| Highest Applicant Income | $1,326,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 389 | $ 49,670,000 | $ 127,000 | $ 63,000 |
| Geauga County Ohio | 157 | $ 28,162,000 | $ 179,000 | $ 88,000 |
| Rowan County North Carolina | 129 | $ 11,568,000 | $ 89,000 | $ 56,000 |
| Lake County Ohio | 120 | $ 16,065,000 | $ 133,000 | $ 67,000 |
| Summit County Ohio | 118 | $ 18,117,000 | $ 153,000 | $ 82,000 |
| Ashtabula County Ohio | 109 | $ 11,118,000 | $ 102,000 | $ 58,000 |
| Lorain County Ohio | 82 | $ 13,148,000 | $ 160,000 | $ 95,000 |
| Portage County Ohio | 78 | $ 10,840,000 | $ 138,000 | $ 68,000 |
| Stark County Ohio | 48 | $ 8,908,000 | $ 185,000 | $ 80,000 |
| Medina County Ohio | 42 | $ 9,853,000 | $ 234,000 | $ 112,000 |
| Trumbull County Ohio | 39 | $ 4,577,000 | $ 117,000 | $ 57,000 |
| Columbiana County Ohio | 37 | $ 4,707,000 | $ 127,000 | $ 72,000 |
| Franklin County Ohio | 35 | $ 4,196,000 | $ 119,000 | $ 65,000 |
| Mahoning County Ohio | 35 | $ 4,271,000 | $ 122,000 | $ 101,000 |
| Holmes County Ohio | 34 | $ 6,036,000 | $ 177,000 | $ 65,000 |
| Lucas County Ohio | 32 | $ 3,679,000 | $ 114,000 | $ 73,000 |
| Wayne County Ohio | 31 | $ 4,364,000 | $ 140,000 | $ 66,000 |
| Perry County Ohio | 27 | $ 2,395,000 | $ 88,000 | $ 49,000 |
| Huron County Ohio | 22 | $ 1,983,000 | $ 90,000 | $ 54,000 |
| Erie County Ohio | 20 | $ 1,483,000 | $ 74,000 | $ 61,000 |
| Hamilton County Ohio | 17 | $ 5,509,000 | $ 324,000 | $ 74,000 |
| Tuscarawas County Ohio | 17 | $ 2,400,000 | $ 141,000 | $ 73,000 |
| Ashland County Ohio | 16 | $ 2,694,000 | $ 168,000 | $ 68,000 |
| Ottawa County Ohio | 14 | $ 1,665,000 | $ 118,000 | $ 55,000 |
| Carroll County Ohio | 13 | $ 1,622,000 | $ 124,000 | $ 96,000 |
| Ross County Ohio | 13 | $ 1,826,000 | $ 140,000 | $ 68,000 |
| Richland County Ohio | 12 | $ 2,065,000 | $ 172,000 | $ 81,000 |
| Jackson County Ohio | 10 | $ 1,160,000 | $ 116,000 | $ 50,000 |
| Kent County Michigan | 8 | $ 987,000 | $ 123,000 | $ 97,000 |
| Cabarrus County North Carolina | 8 | $ 694,000 | $ 86,000 | $ 66,000 |
| Butler County Ohio | 8 | $ 864,000 | $ 108,000 | $ 73,000 |
| Fairfield County Ohio | 8 | $ 1,358,000 | $ 169,000 | $ 74,000 |
| Knox County Ohio | 8 | $ 1,095,000 | $ 136,000 | $ 66,000 |
| Licking County Ohio | 8 | $ 1,218,000 | $ 152,000 | $ 63,000 |
| Morrow County Ohio | 8 | $ 935,000 | $ 116,000 | $ 43,000 |
| Seneca County Ohio | 8 | $ 855,000 | $ 106,000 | $ 50,000 |
| Wood County Ohio | 8 | $ 1,179,000 | $ 147,000 | $ 70,000 |
| Athens County Ohio | 7 | $ 1,115,000 | $ 159,000 | $ 138,000 |
| Sandusky County Ohio | 7 | $ 1,204,000 | $ 172,000 | $ 68,000 |
| Cook County Illinois | 6 | $ 1,739,000 | $ 289,000 | $ 140,000 |
| Hancock County Ohio | 6 | $ 344,000 | $ 57,000 | $ 41,000 |
| Morgan County Ohio | 6 | $ 650,000 | $ 108,000 | $ 47,000 |
| Muskingum County Ohio | 6 | $ 1,542,000 | $ 257,000 | $ 32,000 |
| Pickaway County Ohio | 6 | $ 1,769,000 | $ 294,000 | $ 100,000 |
| Jackson County Michigan | 5 | $ 772,000 | $ 154,000 | $ 70,000 |
| Ottawa County Michigan | 5 | $ 856,000 | $ 171,000 | $ 61,000 |
| Belmont County Ohio | 5 | $ 273,000 | $ 54,000 | $ 54,000 |
| Delaware County Ohio | 5 | $ 1,859,000 | $ 371,000 | $ 111,000 |
| Hardin County Ohio | 5 | $ 1,188,000 | $ 237,000 | $ 31,000 |
| Harrison County Ohio | 5 | $ 375,000 | $ 75,000 | $ 74,000 |
| Highland County Ohio | 5 | $ 802,000 | $ 160,000 | $ 51,000 |
| Jefferson County Ohio | 5 | $ 594,000 | $ 118,000 | $ 41,000 |
| Logan County Ohio | 5 | $ 642,000 | $ 128,000 | $ 83,000 |
| Montgomery County Ohio | 5 | $ 845,000 | $ 169,000 | $ 75,000 |
| Warren County Ohio | 5 | $ 1,201,000 | $ 240,000 | $ 72,000 |
| Washington County Ohio | 5 | $ 470,000 | $ 94,000 | $ 64,000 |
| Oakland County Michigan | 4 | $ 1,304,000 | $ 326,000 | $ 282,000 |
| Coshocton County Ohio | 4 | $ 467,000 | $ 116,000 | $ 51,000 |
| Crawford County Ohio | 4 | $ 376,000 | $ 94,000 | $ 65,000 |
| Fulton County Ohio | 4 | $ 738,000 | $ 184,000 | $ 74,000 |
| Greene County Ohio | 4 | $ 578,000 | $ 144,000 | $ 113,000 |
| Hocking County Ohio | 4 | $ 660,000 | $ 165,000 | $ 85,000 |
| Marion County Ohio | 4 | $ 799,000 | $ 199,000 | $ 113,000 |
| Putnam County Ohio | 4 | $ 621,000 | $ 155,000 | $ 47,000 |
| Wyandot County Ohio | 4 | $ 395,000 | $ 98,000 | $ 60,000 |
| Indiana County Pennsylvania | 4 | $ 504,000 | $ 126,000 | $ 59,000 |
| Genesee County Michigan | 3 | $ 404,000 | $ 134,000 | $ 93,000 |
| Mecklenburg County North Carolina | 3 | $ 799,000 | $ 266,000 | $ 159,000 |
| Adams County Ohio | 3 | $ 264,000 | $ 88,000 | $ 49,000 |
| Clark County Ohio | 3 | $ 364,000 | $ 121,000 | $ 99,000 |
| Gallia County Ohio | 3 | $ 495,000 | $ 165,000 | $ 34,000 |
| Guernsey County Ohio | 3 | $ 361,000 | $ 120,000 | $ 24,000 |
| Meigs County Ohio | 3 | $ 222,000 | $ 74,000 | $ 37,000 |
| Miami County Ohio | 3 | $ 264,000 | $ 88,000 | $ 110,000 |
| Pike County Ohio | 3 | $ 263,000 | $ 87,000 | $ 47,000 |
| Scioto County Ohio | 3 | $ 273,000 | $ 91,000 | $ 60,000 |
| Vinton County Ohio | 3 | $ 416,000 | $ 138,000 | $ 29,000 |
| Hampden County Massachusetts | 2 | $ 435,000 | $ 217,000 | $ 159,000 |
| Brunswick County North Carolina | 2 | $ 592,000 | $ 296,000 | $ 268,000 |
| New Hanover County North Carolina | 2 | $ 316,000 | $ 158,000 | $ 164,000 |
| Henry County Ohio | 2 | $ 91,000 | $ 45,000 | $ 67,000 |
| Mercer County Ohio | 2 | $ 590,000 | $ 295,000 | $ 90,000 |
| Van Wert County Ohio | 2 | $ 550,000 | $ 275,000 | $ 94,000 |
| Williams County Ohio | 2 | $ 323,000 | $ 161,000 | $ 79,000 |
| Maricopa County Arizona | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Douglas County Colorado | 1 | $ 286,000 | $ 286,000 | $ 98,000 |
| Lee County Florida | 1 | $ 286,000 | $ 286,000 | $ 0 |
| Pinellas County Florida | 1 | $ 515,000 | $ 515,000 | $ 1,000,000 |
| DuPage County Illinois | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Will County Illinois | 1 | $ 334,000 | $ 334,000 | $ 147,000 |
| Ripley County Indiana | 1 | $ 380,000 | $ 380,000 | $ 132,000 |
| Allegan County Michigan | 1 | $ 130,000 | $ 130,000 | $ 111,000 |
| Hillsdale County Michigan | 1 | $ 89,000 | $ 89,000 | $ 176,000 |
| Macomb County Michigan | 1 | $ 133,000 | $ 133,000 | $ 170,000 |
| Mecosta County Michigan | 1 | $ 142,000 | $ 142,000 | $ 150,000 |
| Newaygo County Michigan | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 158,000 | $ 158,000 | $ 79,000 |
| Tuscola County Michigan | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Davidson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Stanly County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
| Wake County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 20,000 |
| Allen County Ohio | 1 | $ 200,000 | $ 200,000 | $ 128,000 |
| Champaign County Ohio | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Clermont County Ohio | 1 | $ 184,000 | $ 184,000 | $ 58,000 |
| Clinton County Ohio | 1 | $ 197,000 | $ 197,000 | $ 121,000 |
| Darke County Ohio | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Defiance County Ohio | 1 | $ 88,000 | $ 88,000 | $ 50,000 |
| Fayette County Ohio | 1 | $ 523,000 | $ 523,000 | $ 420,000 |
| Madison County Ohio | 1 | $ 116,000 | $ 116,000 | $ 68,000 |
| Monroe County Ohio | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Noble County Ohio | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Paulding County Ohio | 1 | $ 84,000 | $ 84,000 | $ 52,000 |
| Preble County Ohio | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Shelby County Ohio | 1 | $ 253,000 | $ 253,000 | $ 64,000 |
| Lawrence County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 66,000 |
| York County South Carolina | 1 | $ 418,000 | $ 418,000 | $ 88,000 |
| Johnson County Tennessee | 1 | $ 273,000 | $ 273,000 | $ 314,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Geauga Savings Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,010 | $133,952,000 | $132,000 | $1,775,000 | $71,000 | $1,000,000 |
| Refinancing | 810 | $127,316,000 | $157,000 | $876,000 | $75,000 | $1,326,000 |
| Home Improvement | 172 | $20,328,000 | $118,000 | $818,000 | $69,000 | $354,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,467 | $206,408,000 | $140,000 | $1,300,000 | $72,000 | $1,326,000 |
| Not Provided | 269 | $45,864,000 | $170,000 | $1,775,000 | $82,000 | $670,000 |
| Black or African American | 197 | $22,259,000 | $112,000 | $1,280,000 | $61,000 | $900,000 |
| Hispanic | 43 | $5,331,000 | $123,000 | $553,000 | $96,000 | $1,000,000 |
| Asian | 7 | $875,000 | $125,000 | $198,000 | $69,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $478,000 | $79,000 | $232,000 | $34,000 | $54,000 |
| American Indian or Alaskan Native | 3 | $381,000 | $127,000 | $190,000 | $75,000 | $100,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,992 | $281,596,000 | $141,000 | $1,775,000 | $72,000 | $1,326,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 484 | $65,754,000 | $135,000 | $1,300,000 | $74,000 | $741,000 |
| Application Denied By Financial Institution | 436 | $64,916,000 | $148,000 | $1,775,000 | $65,000 | $900,000 |
| Application Withdrawn By Applicant | 319 | $48,856,000 | $153,000 | $1,188,000 | $76,000 | $682,000 |
| Loan Purchased By The Institution | 291 | $38,368,000 | $131,000 | $594,000 | $78,000 | $1,000,000 |
| Application Approved But Not Accepted | 262 | $32,949,000 | $125,000 | $850,000 | $69,000 | $381,000 |
| File Closed For Incompleteness | 200 | $30,753,000 | $153,000 | $1,225,000 | $76,000 | $1,326,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 207 | $25,311,000 | $122,000 | $1,050,000 | $64,000 | $900,000 |
| Debt-To-Income Ratio | 129 | $25,444,000 | $197,000 | $1,775,000 | $58,000 | $283,000 |
| Collateral | 53 | $6,674,000 | $125,000 | $425,000 | $80,000 | $346,000 |
| Employment History | 20 | $2,104,000 | $105,000 | $308,000 | $51,000 | $105,000 |
| Other | 19 | $4,163,000 | $219,000 | $812,000 | $76,000 | $275,000 |
| Unverifiable Information | 3 | $625,000 | $208,000 | $425,000 | $133,000 | $270,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $140,000 | $46,000 | $81,000 | $17,000 | $37,000 |
| Mortgage Insurance Denied | 2 | $455,000 | $227,000 | $395,000 | $230,000 | $380,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.