Geauga Savings Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Geauga Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Geauga Savings Bank 10800 Kinsman Rd Newbury, OH 44065 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,334 |
| Total Mortgage Loan Application Amount | $382,321,000 |
| Average Mortgage Loan Application Amount | $415,860 |
| Highest Mortgage Loan Application Amount | $2,548,000 |
| Average Applicant Income | $15,116 |
| Highest Applicant Income | $1,326,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 527 | $ 80,902,000 | $ 153,000 | $ 75,000 |
| Geauga County Ohio | 196 | $ 35,290,000 | $ 180,000 | $ 76,000 |
| Lake County Ohio | 178 | $ 23,481,000 | $ 131,000 | $ 67,000 |
| Ashtabula County Ohio | 131 | $ 16,932,000 | $ 129,000 | $ 51,000 |
| Lorain County Ohio | 106 | $ 18,496,000 | $ 174,000 | $ 67,000 |
| Summit County Ohio | 102 | $ 16,349,000 | $ 160,000 | $ 83,000 |
| Portage County Ohio | 91 | $ 14,041,000 | $ 154,000 | $ 67,000 |
| Trumbull County Ohio | 82 | $ 11,053,000 | $ 134,000 | $ 56,000 |
| Stark County Ohio | 67 | $ 8,771,000 | $ 130,000 | $ 84,000 |
| Cook County Illinois | 59 | $ 10,751,000 | $ 182,000 | $ 12,000 |
| Mahoning County Ohio | 55 | $ 5,852,000 | $ 106,000 | $ 61,000 |
| Wayne County Ohio | 45 | $ 7,869,000 | $ 174,000 | $ 74,000 |
| Lucas County Ohio | 43 | $ 3,885,000 | $ 90,000 | $ 46,000 |
| Franklin County Ohio | 41 | $ 6,146,000 | $ 149,000 | $ 85,000 |
| Medina County Ohio | 41 | $ 7,268,000 | $ 177,000 | $ 77,000 |
| Richland County Ohio | 41 | $ 3,958,000 | $ 96,000 | $ 59,000 |
| Holmes County Ohio | 32 | $ 4,364,000 | $ 136,000 | $ 57,000 |
| Columbiana County Ohio | 31 | $ 3,972,000 | $ 128,000 | $ 67,000 |
| Erie County Ohio | 27 | $ 4,463,000 | $ 165,000 | $ 91,000 |
| Ashland County Ohio | 25 | $ 3,694,000 | $ 147,000 | $ 62,000 |
| Huron County Ohio | 21 | $ 3,258,000 | $ 155,000 | $ 59,000 |
| Tuscarawas County Ohio | 21 | $ 2,837,000 | $ 135,000 | $ 55,000 |
| Carroll County Ohio | 19 | $ 3,109,000 | $ 163,000 | $ 60,000 |
| Hamilton County Ohio | 15 | $ 2,240,000 | $ 149,000 | $ 65,000 |
| Ottawa County Ohio | 15 | $ 2,180,000 | $ 145,000 | $ 79,000 |
| Crawford County Ohio | 12 | $ 1,307,000 | $ 108,000 | $ 67,000 |
| Delaware County Ohio | 11 | $ 2,257,000 | $ 205,000 | $ 115,000 |
| Morrow County Ohio | 11 | $ 1,450,000 | $ 131,000 | $ 48,000 |
| Knox County Ohio | 10 | $ 1,334,000 | $ 133,000 | $ 56,000 |
| Seneca County Ohio | 10 | $ 1,423,000 | $ 142,000 | $ 60,000 |
| Genesee County Michigan | 9 | $ 882,000 | $ 98,000 | $ 52,000 |
| Guernsey County Ohio | 9 | $ 1,115,000 | $ 123,000 | $ 65,000 |
| Jackson County Ohio | 9 | $ 828,000 | $ 92,000 | $ 59,000 |
| DuPage County Illinois | 8 | $ 1,859,000 | $ 232,000 | $ 90,000 |
| Jackson County Michigan | 7 | $ 604,000 | $ 86,000 | $ 49,000 |
| Denver County Colorado | 6 | $ 4,612,000 | $ 768,000 | $ 0 |
| Fairfield County Ohio | 6 | $ 1,485,000 | $ 247,000 | $ 67,000 |
| Sandusky County Ohio | 6 | $ 707,000 | $ 117,000 | $ 56,000 |
| Washington County Ohio | 6 | $ 1,270,000 | $ 211,000 | $ 63,000 |
| Wyandot County Ohio | 6 | $ 425,000 | $ 70,000 | $ 33,000 |
| Suffolk County Massachusetts | 5 | $ 1,092,000 | $ 218,000 | $ 0 |
| Oakland County Michigan | 5 | $ 1,369,000 | $ 273,000 | $ 67,000 |
| Hennepin County Minnesota | 5 | $ 1,483,000 | $ 296,000 | $ 0 |
| Clark County Ohio | 5 | $ 680,000 | $ 136,000 | $ 108,000 |
| Harrison County Ohio | 5 | $ 1,115,000 | $ 223,000 | $ 82,000 |
| Warren County Ohio | 5 | $ 2,045,000 | $ 409,000 | $ 230,000 |
| Harris County Texas | 5 | $ 1,506,000 | $ 301,000 | $ 0 |
| Broward County Florida | 4 | $ 3,513,000 | $ 878,000 | $ 0 |
| Palm Beach County Florida | 4 | $ 1,765,000 | $ 441,000 | $ 0 |
| Allen County Ohio | 4 | $ 542,000 | $ 135,000 | $ 46,000 |
| Coshocton County Ohio | 4 | $ 1,088,000 | $ 272,000 | $ 101,000 |
| Pickaway County Ohio | 4 | $ 767,000 | $ 191,000 | $ 79,000 |
| Tarrant County Texas | 4 | $ 2,144,000 | $ 536,000 | $ 0 |
| Fulton County Georgia | 3 | $ 807,000 | $ 269,000 | $ 0 |
| Will County Illinois | 3 | $ 442,000 | $ 147,000 | $ 265,000 |
| Butler County Ohio | 3 | $ 315,000 | $ 105,000 | $ 37,000 |
| Champaign County Ohio | 3 | $ 551,000 | $ 183,000 | $ 81,000 |
| Hocking County Ohio | 3 | $ 352,000 | $ 117,000 | $ 64,000 |
| Jefferson County Ohio | 3 | $ 240,000 | $ 80,000 | $ 44,000 |
| Marion County Ohio | 3 | $ 403,000 | $ 134,000 | $ 83,000 |
| Montgomery County Ohio | 3 | $ 1,112,000 | $ 370,000 | $ 79,000 |
| Ross County Ohio | 3 | $ 357,000 | $ 119,000 | $ 57,000 |
| Wood County Ohio | 3 | $ 370,000 | $ 123,000 | $ 35,000 |
| Dallas County Texas | 3 | $ 1,168,000 | $ 389,000 | $ 0 |
| Travis County Texas | 3 | $ 1,644,000 | $ 548,000 | $ 0 |
| Salt Lake County Utah | 3 | $ 1,017,000 | $ 339,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 1,419,000 | $ 709,000 | $ 0 |
| Duval County Florida | 2 | $ 242,000 | $ 121,000 | $ 0 |
| Pinellas County Florida | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Kootenai County Idaho | 2 | $ 1,227,000 | $ 613,000 | $ 0 |
| Essex County Massachusetts | 2 | $ 313,000 | $ 156,000 | $ 0 |
| Ramsey County Minnesota | 2 | $ 458,000 | $ 229,000 | $ 0 |
| Clark County Nevada | 2 | $ 324,000 | $ 162,000 | $ 0 |
| Athens County Ohio | 2 | $ 218,000 | $ 109,000 | $ 61,000 |
| Belmont County Ohio | 2 | $ 208,000 | $ 104,000 | $ 50,000 |
| Brown County Ohio | 2 | $ 333,000 | $ 166,000 | $ 73,000 |
| Defiance County Ohio | 2 | $ 277,000 | $ 138,000 | $ 21,000 |
| Gallia County Ohio | 2 | $ 186,000 | $ 93,000 | $ 37,000 |
| Greene County Ohio | 2 | $ 704,000 | $ 352,000 | $ 59,000 |
| Hancock County Ohio | 2 | $ 410,000 | $ 205,000 | $ 93,000 |
| Lawrence County Ohio | 2 | $ 178,000 | $ 89,000 | $ 43,000 |
| Licking County Ohio | 2 | $ 290,000 | $ 145,000 | $ 109,000 |
| Muskingum County Ohio | 2 | $ 377,000 | $ 188,000 | $ 71,000 |
| Noble County Ohio | 2 | $ 332,000 | $ 166,000 | $ 60,000 |
| Putnam County Ohio | 2 | $ 208,000 | $ 104,000 | $ 50,000 |
| Williams County Ohio | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Multnomah County Oregon | 2 | $ 1,181,000 | $ 590,000 | $ 0 |
| Denton County Texas | 2 | $ 1,546,000 | $ 773,000 | $ 0 |
| King County Washington | 2 | $ 1,044,000 | $ 522,000 | $ 0 |
| Pima County Arizona | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Los Angeles County California | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Orange County California | 1 | $ 663,000 | $ 663,000 | $ 0 |
| San Diego County California | 1 | $ 538,000 | $ 538,000 | $ 0 |
| Collier County Florida | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Lee County Florida | 1 | $ 353,000 | $ 353,000 | $ 126,000 |
| Leon County Florida | 1 | $ 993,000 | $ 993,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 650,000 | $ 650,000 | $ 253,000 |
| St. Johns County Florida | 1 | $ 146,000 | $ 146,000 | $ 83,000 |
| Bibb County Georgia | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Paulding County Georgia | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Kendall County Illinois | 1 | $ 117,000 | $ 117,000 | $ 49,000 |
| LaPorte County Indiana | 1 | $ 400,000 | $ 400,000 | $ 192,000 |
| Natchitoches County Louisiana | 1 | $ 698,000 | $ 698,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Allegan County Michigan | 1 | $ 134,000 | $ 134,000 | $ 73,000 |
| Kalamazoo County Michigan | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Kent County Michigan | 1 | $ 112,000 | $ 112,000 | $ 50,000 |
| Macomb County Michigan | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Oscoda County Michigan | 1 | $ 148,000 | $ 148,000 | $ 46,000 |
| Tuscola County Michigan | 1 | $ 96,000 | $ 96,000 | $ 63,000 |
| Washtenaw County Michigan | 1 | $ 357,000 | $ 357,000 | $ 0 |
| Wayne County Michigan | 1 | $ 712,000 | $ 712,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 991,000 | $ 991,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Oneida County New York | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Queens County New York | 1 | $ 521,000 | $ 521,000 | $ 0 |
| Clermont County Ohio | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| Fayette County Ohio | 1 | $ 77,000 | $ 77,000 | $ 39,000 |
| Hardin County Ohio | 1 | $ 103,000 | $ 103,000 | $ 25,000 |
| Henry County Ohio | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| Logan County Ohio | 1 | $ 79,000 | $ 79,000 | $ 40,000 |
| Madison County Ohio | 1 | $ 150,000 | $ 150,000 | $ 89,000 |
| Meigs County Ohio | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| Mercer County Ohio | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Paulding County Ohio | 1 | $ 269,000 | $ 269,000 | $ 84,000 |
| Perry County Ohio | 1 | $ 253,000 | $ 253,000 | $ 67,000 |
| Pike County Ohio | 1 | $ 68,000 | $ 68,000 | $ 17,000 |
| Union County Ohio | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Vinton County Ohio | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Marion County Oregon | 1 | $ 1,090,000 | $ 1,090,000 | $ 0 |
| Carter County Tennessee | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 523,000 | $ 523,000 | $ 0 |
| Brazoria County Texas | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Comal County Texas | 1 | $ 1,747,000 | $ 1,747,000 | $ 0 |
| Williamson County Texas | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Davis County Utah | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Sanpete County Utah | 1 | $ 2,095,000 | $ 2,095,000 | $ 0 |
| Utah County Utah | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Clark County Washington | 1 | $ 633,000 | $ 633,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 463,000 | $ 463,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Geauga Savings Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,209 | $185,197,000 | $386,588 | $2,170,000 | $26,647 | $1,107,000 |
| Refinancing | 918 | $157,541,000 | $353,000 | $2,095,000 | $7,750 | $1,326,000 |
| Home Improvement | 207 | $39,583,000 | $566,200 | $2,548,000 | $7,300 | $518,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,752 | $296,797,000 | $473,181 | $2,548,000 | $19,590 | $1,326,000 |
| Not Provided | 292 | $47,634,000 | $313,222 | $1,400,000 | $22,000 | $480,000 |
| Black or African American | 227 | $24,459,000 | $115,200 | $568,000 | $15,800 | $506,000 |
| Hispanic | 40 | $6,398,000 | $331,666 | $993,000 | $13,500 | $300,000 |
| Asian | 19 | $6,703,000 | $380,333 | $1,747,000 | $16,111 | $126,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $258,000 | $95,500 | $124,000 | $73,000 | $257,000 |
| American Indian or Alaskan Native | 1 | $72,000 | $72,000 | $72,000 | $19,000 | $19,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,334 | $382,321,000 | $414,458 | $2,548,000 | $16,125 | $1,326,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 542 | $79,240,000 | $146,000 | $2,170,000 | $68,000 | $519,000 |
| Application Denied By Financial Institution | 472 | $65,729,000 | $139,000 | $1,820,000 | $66,000 | $540,000 |
| Loan Purchased By The Institution | 437 | $97,014,000 | $414,166 | $2,548,000 | $16,583 | $1,107,000 |
| Application Withdrawn By Applicant | 355 | $60,505,000 | $170,000 | $1,400,000 | $73,000 | $518,000 |
| Application Approved But Not Accepted | 329 | $49,498,000 | $150,000 | $1,000,000 | $66,000 | $1,326,000 |
| File Closed For Incompleteness | 199 | $30,335,000 | $152,000 | $930,000 | $66,000 | $372,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 253 | $31,299,000 | $123,000 | $1,000,000 | $59,000 | $390,000 |
| Collateral | 85 | $13,757,000 | $161,000 | $1,820,000 | $78,000 | $348,000 |
| Debt-To-Income Ratio | 68 | $10,113,000 | $148,000 | $402,000 | $44,000 | $190,000 |
| Other | 35 | $6,321,000 | $180,000 | $1,200,000 | $123,000 | $540,000 |
| Employment History | 13 | $2,515,000 | $193,000 | $850,000 | $75,000 | $291,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $726,000 | $80,000 | $136,000 | $42,000 | $90,000 |
| Unverifiable Information | 8 | $937,000 | $117,000 | $208,000 | $48,000 | $95,000 |
| Mortgage Insurance Denied | 1 | $61,000 | $61,000 | $61,000 | $16,000 | $16,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.