Gate City Bank
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Gate City Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Gate City Bank 500 2Nd Ave N Fargo, ND 58102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,535 |
| Total Mortgage Loan Application Amount | $860,945,000 |
| Average Mortgage Loan Application Amount | $160,000 |
| Highest Mortgage Loan Application Amount | $3,365,000 |
| Average Applicant Income | $119,600 |
| Highest Applicant Income | $1,558,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass County North Dakota | 966 | $ 184,110,000 | $ 190,000 | $ 143,000 |
| Burleigh County North Dakota | 506 | $ 98,530,000 | $ 194,000 | $ 136,000 |
| Grand Forks County North Dakota | 309 | $ 43,135,000 | $ 139,000 | $ 117,000 |
| Clay County Minnesota | 265 | $ 42,285,000 | $ 159,000 | $ 113,000 |
| Ward County North Dakota | 249 | $ 47,175,000 | $ 189,000 | $ 121,000 |
| Otter Tail County Minnesota | 166 | $ 30,900,000 | $ 186,000 | $ 145,000 |
| Morton County North Dakota | 164 | $ 23,570,000 | $ 143,000 | $ 126,000 |
| Williams County North Dakota | 157 | $ 31,805,000 | $ 202,000 | $ 150,000 |
| Stutsman County North Dakota | 93 | $ 13,735,000 | $ 147,000 | $ 102,000 |
| Richland County North Dakota | 76 | $ 9,390,000 | $ 123,000 | $ 102,000 |
| Stark County North Dakota | 76 | $ 14,550,000 | $ 191,000 | $ 125,000 |
| Polk County Minnesota | 67 | $ 8,295,000 | $ 123,000 | $ 103,000 |
| Becker County Minnesota | 47 | $ 14,465,000 | $ 307,000 | $ 176,000 |
| Douglas County Minnesota | 47 | $ 5,805,000 | $ 123,000 | $ 105,000 |
| Ramsey County North Dakota | 30 | $ 4,360,000 | $ 145,000 | $ 116,000 |
| Wilkin County Minnesota | 29 | $ 2,275,000 | $ 78,000 | $ 79,000 |
| Benton County Minnesota | 27 | $ 2,325,000 | $ 86,000 | $ 89,000 |
| Traill County North Dakota | 23 | $ 3,985,000 | $ 173,000 | $ 120,000 |
| McLean County North Dakota | 22 | $ 4,540,000 | $ 206,000 | $ 116,000 |
| Stearns County Minnesota | 21 | $ 3,905,000 | $ 185,000 | $ 125,000 |
| Walsh County North Dakota | 20 | $ 1,610,000 | $ 80,000 | $ 88,000 |
| Hennepin County Minnesota | 15 | $ 3,735,000 | $ 249,000 | $ 172,000 |
| Foster County North Dakota | 13 | $ 1,245,000 | $ 95,000 | $ 88,000 |
| Mercer County North Dakota | 13 | $ 1,245,000 | $ 95,000 | $ 147,000 |
| Grant County Minnesota | 12 | $ 1,640,000 | $ 136,000 | $ 94,000 |
| Renville County North Dakota | 12 | $ 1,550,000 | $ 129,000 | $ 83,000 |
| McHenry County North Dakota | 11 | $ 1,585,000 | $ 144,000 | $ 111,000 |
| Bottineau County North Dakota | 10 | $ 1,390,000 | $ 139,000 | $ 64,000 |
| Maricopa County Arizona | 9 | $ 5,775,000 | $ 641,000 | $ 430,000 |
| Mountrail County North Dakota | 9 | $ 1,325,000 | $ 147,000 | $ 125,000 |
| Norman County Minnesota | 8 | $ 1,100,000 | $ 137,000 | $ 112,000 |
| Barnes County North Dakota | 8 | $ 1,210,000 | $ 151,000 | $ 102,000 |
| Anoka County Minnesota | 7 | $ 1,365,000 | $ 195,000 | $ 136,000 |
| Hubbard County Minnesota | 7 | $ 2,565,000 | $ 366,000 | $ 222,000 |
| Wright County Minnesota | 7 | $ 1,815,000 | $ 259,000 | $ 124,000 |
| Pinal County Arizona | 6 | $ 1,280,000 | $ 213,000 | $ 142,000 |
| Emmons County North Dakota | 6 | $ 730,000 | $ 121,000 | $ 79,000 |
| Ransom County North Dakota | 6 | $ 1,590,000 | $ 265,000 | $ 147,000 |
| Collier County Florida | 5 | $ 4,515,000 | $ 903,000 | $ 437,000 |
| Kittson County Minnesota | 5 | $ 555,000 | $ 111,000 | $ 100,000 |
| Pennington County Minnesota | 5 | $ 725,000 | $ 145,000 | $ 88,000 |
| Pope County Minnesota | 5 | $ 665,000 | $ 133,000 | $ 117,000 |
| Burke County North Dakota | 5 | $ 475,000 | $ 95,000 | $ 103,000 |
| Nelson County North Dakota | 5 | $ 1,055,000 | $ 211,000 | $ 112,000 |
| Beltrami County Minnesota | 4 | $ 1,100,000 | $ 275,000 | $ 138,000 |
| Mahnomen County Minnesota | 4 | $ 620,000 | $ 155,000 | $ 193,000 |
| Ramsey County Minnesota | 4 | $ 1,400,000 | $ 350,000 | $ 153,000 |
| Sherburne County Minnesota | 4 | $ 920,000 | $ 230,000 | $ 55,000 |
| Wadena County Minnesota | 4 | $ 910,000 | $ 227,000 | $ 163,000 |
| Benson County North Dakota | 4 | $ 570,000 | $ 142,000 | $ 77,000 |
| LaMoure County North Dakota | 4 | $ 540,000 | $ 135,000 | $ 52,000 |
| Carver County Minnesota | 3 | $ 955,000 | $ 318,000 | $ 182,000 |
| Cass County Minnesota | 3 | $ 905,000 | $ 301,000 | $ 134,000 |
| Lake of the Woods County Minnesota | 3 | $ 405,000 | $ 135,000 | $ 29,000 |
| Lyon County Minnesota | 3 | $ 435,000 | $ 145,000 | $ 104,000 |
| Marshall County Minnesota | 3 | $ 225,000 | $ 75,000 | $ 73,000 |
| Morrison County Minnesota | 3 | $ 565,000 | $ 188,000 | $ 101,000 |
| Swift County Minnesota | 3 | $ 115,000 | $ 38,000 | $ 74,000 |
| Todd County Minnesota | 3 | $ 415,000 | $ 138,000 | $ 131,000 |
| Washington County Minnesota | 3 | $ 795,000 | $ 265,000 | $ 83,000 |
| Adams County North Dakota | 3 | $ 415,000 | $ 138,000 | $ 123,000 |
| Cavalier County North Dakota | 3 | $ 345,000 | $ 115,000 | $ 147,000 |
| Dunn County North Dakota | 3 | $ 165,000 | $ 55,000 | $ 187,000 |
| McKenzie County North Dakota | 3 | $ 1,135,000 | $ 378,000 | $ 136,000 |
| Oliver County North Dakota | 3 | $ 295,000 | $ 98,000 | $ 99,000 |
| Pembina County North Dakota | 3 | $ 635,000 | $ 211,000 | $ 156,000 |
| Rolette County North Dakota | 3 | $ 445,000 | $ 148,000 | $ 96,000 |
| St. Croix County Wisconsin | 3 | $ 805,000 | $ 268,000 | $ 165,000 |
| Crow Wing County Minnesota | 2 | $ 40,000 | $ 20,000 | $ 119,000 |
| Goodhue County Minnesota | 2 | $ 2,110,000 | $ 1,055,000 | $ 558,000 |
| Itasca County Minnesota | 2 | $ 510,000 | $ 255,000 | $ 107,000 |
| Stevens County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 65,000 |
| Traverse County Minnesota | 2 | $ 60,000 | $ 30,000 | $ 25,000 |
| Waseca County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 128,000 |
| Cooper County Missouri | 2 | $ 460,000 | $ 230,000 | $ 92,000 |
| Carbon County Montana | 2 | $ 530,000 | $ 265,000 | $ 95,000 |
| Gallatin County Montana | 2 | $ 240,000 | $ 120,000 | $ 168,000 |
| Richland County Montana | 2 | $ 670,000 | $ 335,000 | $ 300,000 |
| Clark County Nevada | 2 | $ 540,000 | $ 270,000 | $ 120,000 |
| Beaufort County North Carolina | 2 | $ 660,000 | $ 330,000 | $ 210,000 |
| Eddy County North Dakota | 2 | $ 140,000 | $ 70,000 | $ 51,000 |
| Grant County North Dakota | 2 | $ 440,000 | $ 220,000 | $ 119,000 |
| Hettinger County North Dakota | 2 | $ 320,000 | $ 160,000 | $ 130,000 |
| McIntosh County North Dakota | 2 | $ 120,000 | $ 60,000 | $ 92,000 |
| Sargent County North Dakota | 2 | $ 490,000 | $ 245,000 | $ 113,000 |
| Slope County North Dakota | 2 | $ 210,000 | $ 105,000 | $ 169,000 |
| Steele County North Dakota | 2 | $ 640,000 | $ 320,000 | $ 246,000 |
| Wells County North Dakota | 2 | $ 180,000 | $ 90,000 | $ 70,000 |
| Pennington County South Dakota | 2 | $ 830,000 | $ 415,000 | $ 104,000 |
| Dallas County Texas | 2 | $ 1,000,000 | $ 500,000 | $ 348,000 |
| Harris County Texas | 2 | $ 110,000 | $ 55,000 | $ 151,000 |
| Douglas County Wisconsin | 2 | $ 200,000 | $ 100,000 | $ 85,000 |
| Pima County Arizona | 1 | $ 435,000 | $ 435,000 | $ 120,000 |
| El Paso County Colorado | 1 | $ 325,000 | $ 325,000 | $ 208,000 |
| Weld County Colorado | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| District of Columbia County District Of Columbia | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| Broward County Florida | 1 | $ 415,000 | $ 415,000 | $ 356,000 |
| Hillsborough County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Manatee County Florida | 1 | $ 685,000 | $ 685,000 | $ 529,000 |
| Marion County Florida | 1 | $ 215,000 | $ 215,000 | $ 124,000 |
| Osceola County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Henry County Georgia | 1 | $ 375,000 | $ 375,000 | $ 126,000 |
| Cook County Illinois | 1 | $ 1,125,000 | $ 1,125,000 | $ 596,000 |
| Kane County Illinois | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Menard County Illinois | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Story County Iowa | 1 | $ 435,000 | $ 435,000 | $ 200,000 |
| Riley County Kansas | 1 | $ 255,000 | $ 255,000 | $ 238,000 |
| Blue Earth County Minnesota | 1 | $ 615,000 | $ 615,000 | $ 130,000 |
| Brown County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Chippewa County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 176,000 |
| Chisago County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Clearwater County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Cook County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 222,000 |
| Freeborn County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 137,000 |
| Kanabec County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Kandiyohi County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 195,000 |
| Koochiching County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Olmsted County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Roseau County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Jackson County Missouri | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Park County Montana | 1 | $ 595,000 | $ 595,000 | $ 264,000 |
| Roosevelt County Montana | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Yellowstone County Montana | 1 | $ 125,000 | $ 125,000 | $ 261,000 |
| Sarpy County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 311,000 |
| Pitt County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Dickey County North Dakota | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Divide County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Golden Valley County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Griggs County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Logan County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Pierce County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Klamath County Oregon | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Lane County Oregon | 1 | $ 425,000 | $ 425,000 | $ 99,000 |
| Lancaster County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 71,000 |
| Butte County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Codington County South Dakota | 1 | $ 415,000 | $ 415,000 | $ 181,000 |
| Lawrence County South Dakota | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Marshall County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 151,000 |
| Hamilton County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 395,000 | $ 395,000 | $ 254,000 |
| Clark County Washington | 1 | $ 395,000 | $ 395,000 | $ 521,000 |
| Lewis County Washington | 1 | $ 555,000 | $ 555,000 | $ 158,000 |
| Mason County Washington | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Pierce County Washington | 1 | $ 665,000 | $ 665,000 | $ 225,000 |
| Barron County Wisconsin | 1 | $ 625,000 | $ 625,000 | $ 238,000 |
| Kenosha County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 94,000 |
| Pierce County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 187,000 |
| Natrona County Wyoming | 1 | $ 645,000 | $ 645,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Gate City Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,503 | $673,035,000 | $268,000 | $2,005,000 | $114,000 | $1,558,000 |
| Home Improvement | 934 | $54,610,000 | $58,000 | $705,000 | $128,000 | $1,003,000 |
| Other Purpose | 619 | $45,135,000 | $72,000 | $535,000 | $132,000 | $746,000 |
| Refinancing | 392 | $68,180,000 | $173,000 | $3,365,000 | $132,000 | $1,200,000 |
| Cash-out Refinancing | 87 | $19,985,000 | $229,000 | $565,000 | $92,000 | $229,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,675 | $687,045,000 | $186,000 | $2,005,000 | $122,000 | $1,558,000 |
| Not Provided | 368 | $56,730,000 | $154,000 | $995,000 | $129,000 | $699,000 |
| Not applicable | 146 | $43,760,000 | $299,000 | $3,365,000 | $0 | $0 |
| Hispanic | 129 | $20,855,000 | $161,000 | $605,000 | $106,000 | $747,000 |
| American Indian or Alaskan Native | 76 | $17,380,000 | $228,000 | $1,475,000 | $102,000 | $1,200,000 |
| Black or African American | 74 | $17,420,000 | $235,000 | $465,000 | $87,000 | $304,000 |
| Asian | 61 | $16,395,000 | $268,000 | $1,105,000 | $112,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $340,000 | $170,000 | $195,000 | $42,000 | $61,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,892 | $714,350,000 | $183,000 | $3,365,000 | $128,000 | $1,558,000 |
| FHA-insured (Federal Housing Administration) | 475 | $102,095,000 | $214,000 | $485,000 | $74,000 | $276,000 |
| VA-guaranteed (Veterans Administration) | 130 | $36,990,000 | $284,000 | $755,000 | $101,000 | $334,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $7,510,000 | $197,000 | $385,000 | $67,000 | $184,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,913 | $545,335,000 | $187,000 | $3,365,000 | $134,000 | $1,049,000 |
| Preapproval Denied by Financial Institution | 796 | $186,970,000 | $234,000 | $1,605,000 | $78,000 | $1,558,000 |
| Application Withdrawn By Applicant | 382 | $82,320,000 | $215,000 | $1,655,000 | $133,000 | $1,497,000 |
| Application Denied By Financial Institution | 343 | $36,755,000 | $107,000 | $1,425,000 | $95,000 | $818,000 |
| File Closed For Incompleteness | 52 | $4,450,000 | $85,000 | $475,000 | $117,000 | $472,000 |
| Application Approved But Not Accepted | 49 | $5,115,000 | $104,000 | $335,000 | $137,000 | $360,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,396 | $637,220,000 | $187,000 | $3,365,000 | $134,000 | $1,497,000 |
| Debt-To-Income Ratio | 484 | $102,940,000 | $212,000 | $1,605,000 | $63,000 | $304,000 |
| Credit History | 286 | $46,540,000 | $162,000 | $675,000 | $91,000 | $1,558,000 |
| Credit Application Incomplete | 234 | $57,390,000 | $245,000 | $1,055,000 | $102,000 | $952,000 |
| Collateral | 85 | $8,745,000 | $102,000 | $1,425,000 | $125,000 | $818,000 |
| Employment History | 26 | $4,970,000 | $191,000 | $395,000 | $36,000 | $135,000 |
| Other | 24 | $3,140,000 | $130,000 | $295,000 | $96,000 | $201,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.