Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Gate City Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Gate City Bank 500 2Nd Ave N Fargo, ND 58102 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 5,546 |
Total Mortgage Loan Application Amount | $1,215,240,000 |
Average Mortgage Loan Application Amount | $171,000 |
Highest Mortgage Loan Application Amount | $26,005,000 |
Average Applicant Income | $123,000 |
Highest Applicant Income | $1,800,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Cass County North Dakota | 1,244 | $ 296,480,000 | $ 238,000 | $ 134,000 |
Burleigh County North Dakota | 677 | $ 147,905,000 | $ 218,000 | $ 132,000 |
Grand Forks County North Dakota | 380 | $ 92,090,000 | $ 242,000 | $ 124,000 |
Clay County Minnesota | 335 | $ 57,815,000 | $ 172,000 | $ 118,000 |
Ward County North Dakota | 314 | $ 64,270,000 | $ 204,000 | $ 113,000 |
Otter Tail County Minnesota | 196 | $ 40,820,000 | $ 208,000 | $ 154,000 |
Morton County North Dakota | 173 | $ 35,755,000 | $ 206,000 | $ 113,000 |
Williams County North Dakota | 172 | $ 38,650,000 | $ 224,000 | $ 122,000 |
Stark County North Dakota | 97 | $ 17,725,000 | $ 182,000 | $ 122,000 |
Stutsman County North Dakota | 88 | $ 11,390,000 | $ 129,000 | $ 103,000 |
Richland County North Dakota | 79 | $ 12,215,000 | $ 154,000 | $ 103,000 |
Douglas County Minnesota | 73 | $ 15,025,000 | $ 205,000 | $ 108,000 |
Polk County Minnesota | 71 | $ 13,255,000 | $ 186,000 | $ 118,000 |
Becker County Minnesota | 59 | $ 18,755,000 | $ 317,000 | $ 180,000 |
Ramsey County North Dakota | 56 | $ 8,790,000 | $ 156,000 | $ 81,000 |
Stearns County Minnesota | 33 | $ 6,415,000 | $ 194,000 | $ 145,000 |
Walsh County North Dakota | 27 | $ 2,785,000 | $ 103,000 | $ 80,000 |
Wilkin County Minnesota | 26 | $ 3,820,000 | $ 146,000 | $ 94,000 |
McLean County North Dakota | 26 | $ 4,910,000 | $ 188,000 | $ 117,000 |
Foster County North Dakota | 23 | $ 1,865,000 | $ 81,000 | $ 77,000 |
Maricopa County Arizona | 19 | $ 6,705,000 | $ 352,000 | $ 188,000 |
Traill County North Dakota | 18 | $ 2,770,000 | $ 153,000 | $ 108,000 |
Benton County Minnesota | 17 | $ 1,945,000 | $ 114,000 | $ 105,000 |
Hennepin County Minnesota | 17 | $ 6,505,000 | $ 382,000 | $ 152,000 |
Barnes County North Dakota | 16 | $ 3,420,000 | $ 213,000 | $ 83,000 |
McHenry County North Dakota | 16 | $ 2,370,000 | $ 148,000 | $ 88,000 |
Mercer County North Dakota | 16 | $ 4,220,000 | $ 263,000 | $ 151,000 |
Hubbard County Minnesota | 14 | $ 4,080,000 | $ 291,000 | $ 182,000 |
Bottineau County North Dakota | 14 | $ 3,230,000 | $ 230,000 | $ 100,000 |
Norman County Minnesota | 12 | $ 1,380,000 | $ 115,000 | $ 80,000 |
Wells County North Dakota | 11 | $ 2,135,000 | $ 194,000 | $ 77,000 |
Grant County Minnesota | 9 | $ 925,000 | $ 102,000 | $ 99,000 |
Pennington County Minnesota | 9 | $ 4,115,000 | $ 457,000 | $ 107,000 |
Pope County Minnesota | 9 | $ 1,685,000 | $ 187,000 | $ 115,000 |
Mountrail County North Dakota | 9 | $ 2,145,000 | $ 238,000 | $ 87,000 |
Marshall County Minnesota | 8 | $ 1,060,000 | $ 132,000 | $ 131,000 |
Wright County Minnesota | 8 | $ 2,400,000 | $ 300,000 | $ 145,000 |
Renville County North Dakota | 8 | $ 1,080,000 | $ 135,000 | $ 95,000 |
Sherburne County Minnesota | 7 | $ 1,855,000 | $ 265,000 | $ 282,000 |
McKenzie County North Dakota | 7 | $ 1,285,000 | $ 183,000 | $ 166,000 |
Nelson County North Dakota | 7 | $ 1,685,000 | $ 240,000 | $ 114,000 |
Pembina County North Dakota | 7 | $ 1,195,000 | $ 170,000 | $ 67,000 |
Pinal County Arizona | 6 | $ 1,720,000 | $ 286,000 | $ 220,000 |
Beltrami County Minnesota | 6 | $ 1,830,000 | $ 305,000 | $ 105,000 |
Rolette County North Dakota | 6 | $ 630,000 | $ 105,000 | $ 139,000 |
Lee County Florida | 5 | $ 1,675,000 | $ 335,000 | $ 239,000 |
Ramsey County Minnesota | 5 | $ 1,155,000 | $ 231,000 | $ 108,000 |
St. Louis County Minnesota | 5 | $ 955,000 | $ 191,000 | $ 67,000 |
Benson County North Dakota | 5 | $ 805,000 | $ 161,000 | $ 66,000 |
Steele County North Dakota | 5 | $ 715,000 | $ 143,000 | $ 86,000 |
Dakota County Minnesota | 4 | $ 1,390,000 | $ 347,000 | $ 167,000 |
Mahnomen County Minnesota | 4 | $ 580,000 | $ 145,000 | $ 99,000 |
Stevens County Minnesota | 4 | $ 870,000 | $ 217,000 | $ 79,000 |
Wadena County Minnesota | 4 | $ 330,000 | $ 82,000 | $ 83,000 |
Eddy County North Dakota | 4 | $ 500,000 | $ 125,000 | $ 83,000 |
Sargent County North Dakota | 4 | $ 530,000 | $ 132,000 | $ 82,000 |
Blue Earth County Minnesota | 3 | $ 855,000 | $ 285,000 | $ 170,000 |
Kandiyohi County Minnesota | 3 | $ 525,000 | $ 175,000 | $ 93,000 |
Renville County Minnesota | 3 | $ 765,000 | $ 255,000 | $ 84,000 |
Roseau County Minnesota | 3 | $ 715,000 | $ 238,000 | $ 247,000 |
Todd County Minnesota | 3 | $ 145,000 | $ 48,000 | $ 120,000 |
Washington County Minnesota | 3 | $ 2,315,000 | $ 771,000 | $ 369,000 |
Franklin County Missouri | 3 | $ 725,000 | $ 241,000 | $ 56,000 |
Roosevelt County Montana | 3 | $ 585,000 | $ 195,000 | $ 61,000 |
Adams County North Dakota | 3 | $ 325,000 | $ 108,000 | $ 102,000 |
Cavalier County North Dakota | 3 | $ 285,000 | $ 95,000 | $ 61,000 |
Griggs County North Dakota | 3 | $ 305,000 | $ 101,000 | $ 82,000 |
Kidder County North Dakota | 3 | $ 565,000 | $ 188,000 | $ 91,000 |
Pierce County North Dakota | 3 | $ 505,000 | $ 168,000 | $ 78,000 |
Ransom County North Dakota | 3 | $ 215,000 | $ 71,000 | $ 108,000 |
Lawrence County South Dakota | 3 | $ 1,195,000 | $ 398,000 | $ 289,000 |
Pima County Arizona | 2 | $ 420,000 | $ 210,000 | $ 121,000 |
El Paso County Colorado | 2 | $ 390,000 | $ 195,000 | $ 52,000 |
Charlotte County Florida | 2 | $ 320,000 | $ 160,000 | $ 208,000 |
Collier County Florida | 2 | $ 1,220,000 | $ 610,000 | $ 305,000 |
Hendry County Florida | 2 | $ 600,000 | $ 300,000 | $ 140,000 |
Canyon County Idaho | 2 | $ 600,000 | $ 300,000 | $ 62,000 |
Big Stone County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 108,000 |
Carver County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 142,000 |
Cass County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 137,000 |
Clearwater County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 107,000 |
Crow Wing County Minnesota | 2 | $ 530,000 | $ 265,000 | $ 69,000 |
Goodhue County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 66,000 |
Koochiching County Minnesota | 2 | $ 330,000 | $ 165,000 | $ 89,000 |
Meeker County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 90,000 |
Mille Lacs County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 83,000 |
Morrison County Minnesota | 2 | $ 540,000 | $ 270,000 | $ 116,000 |
Olmsted County Minnesota | 2 | $ 570,000 | $ 285,000 | $ 206,000 |
Scott County Minnesota | 2 | $ 840,000 | $ 420,000 | $ 137,000 |
St. Louis County Missouri | 2 | $ 1,160,000 | $ 580,000 | $ 177,000 |
Richland County Montana | 2 | $ 180,000 | $ 90,000 | $ 121,000 |
Douglas County Nebraska | 2 | $ 250,000 | $ 125,000 | $ 69,000 |
Dickey County North Dakota | 2 | $ 360,000 | $ 180,000 | $ 91,000 |
Dunn County North Dakota | 2 | $ 480,000 | $ 240,000 | $ 126,000 |
Grant County North Dakota | 2 | $ 560,000 | $ 280,000 | $ 566,000 |
LaMoure County North Dakota | 2 | $ 210,000 | $ 105,000 | $ 123,000 |
Oliver County North Dakota | 2 | $ 280,000 | $ 140,000 | $ 82,000 |
Campbell County South Dakota | 2 | $ 210,000 | $ 105,000 | $ 130,000 |
Milwaukee County Wisconsin | 2 | $ 830,000 | $ 415,000 | $ 157,000 |
Baldwin County Alabama | 1 | $ 585,000 | $ 585,000 | $ 228,000 |
Placer County California | 1 | $ 705,000 | $ 705,000 | $ 283,000 |
Adams County Colorado | 1 | $ 485,000 | $ 485,000 | $ 158,000 |
Boulder County Colorado | 1 | $ 1,425,000 | $ 1,425,000 | $ 594,000 |
Larimer County Colorado | 1 | $ 385,000 | $ 385,000 | $ 176,000 |
Brevard County Florida | 1 | $ 395,000 | $ 395,000 | $ 128,000 |
Columbia County Florida | 1 | $ 355,000 | $ 355,000 | $ 215,000 |
Hillsborough County Florida | 1 | $ 405,000 | $ 405,000 | $ 384,000 |
Manatee County Florida | 1 | $ 125,000 | $ 125,000 | $ 162,000 |
Seminole County Florida | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
Sumter County Florida | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
Coweta County Georgia | 1 | $ 465,000 | $ 465,000 | $ 204,000 |
Gwinnett County Georgia | 1 | $ 505,000 | $ 505,000 | $ 235,000 |
Oglethorpe County Georgia | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
Ada County Idaho | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
Fremont County Idaho | 1 | $ 425,000 | $ 425,000 | $ 0 |
Cook County Illinois | 1 | $ 285,000 | $ 285,000 | $ 250,000 |
Hamilton County Indiana | 1 | $ 345,000 | $ 345,000 | $ 0 |
Jefferson County Iowa | 1 | $ 255,000 | $ 255,000 | $ 144,000 |
Mahaska County Iowa | 1 | $ 325,000 | $ 325,000 | $ 161,000 |
Jackson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
Riley County Kansas | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
Aroostook County Maine | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
Montmorency County Michigan | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
Anoka County Minnesota | 1 | $ 435,000 | $ 435,000 | $ 140,000 |
Chippewa County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
Chisago County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
Faribault County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 0 |
Freeborn County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
Isanti County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
Itasca County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
Kittson County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
Lake of the Woods County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 0 |
Nicollet County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 155,000 |
Steele County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 171,000 |
Traverse County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
Winona County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
Jackson County Missouri | 1 | $ 445,000 | $ 445,000 | $ 115,000 |
Ripley County Missouri | 1 | $ 395,000 | $ 395,000 | $ 133,000 |
Carbon County Montana | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
Gallatin County Montana | 1 | $ 205,000 | $ 205,000 | $ 188,000 |
Lewis and Clark County Montana | 1 | $ 475,000 | $ 475,000 | $ 252,000 |
Wibaux County Montana | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
Clark County Nevada | 1 | $ 485,000 | $ 485,000 | $ 120,000 |
Bernalillo County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 40,000 |
Eddy County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 0 |
Burke County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 168,000 |
Pender County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 0 |
Billings County North Dakota | 1 | $ 305,000 | $ 305,000 | $ 0 |
Bowman County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
Burke County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
Hettinger County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
Logan County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
Sheridan County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 0 |
Towner County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 0 |
McCurtain County Oklahoma | 1 | $ 695,000 | $ 695,000 | $ 675,000 |
Multnomah County Oregon | 1 | $ 335,000 | $ 335,000 | $ 134,000 |
Berkeley County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
Brookings County South Dakota | 1 | $ 425,000 | $ 425,000 | $ 134,000 |
Brown County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 67,000 |
Lincoln County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 0 |
Meade County South Dakota | 1 | $ 555,000 | $ 555,000 | $ 195,000 |
Perkins County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
Walworth County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 258,000 |
Maury County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 103,000 |
Shelby County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
Denton County Texas | 1 | $ 755,000 | $ 755,000 | $ 305,000 |
Ellis County Texas | 1 | $ 505,000 | $ 505,000 | $ 132,000 |
Harris County Texas | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
McLennan County Texas | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
Iron County Utah | 1 | $ 85,000 | $ 85,000 | $ 184,000 |
Ozaukee County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
Natrona County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 3,279 | $922,085,000 | $281,000 | $26,005,000 | $110,000 | $1,800,000 |
Home Improvement | 714 | $41,560,000 | $58,000 | $325,000 | $127,000 | $520,000 |
Refinancing | 708 | $116,940,000 | $165,000 | $1,805,000 | $128,000 | $1,068,000 |
Other Purpose | 512 | $49,140,000 | $95,000 | $805,000 | $139,000 | $779,000 |
Cash-out Refinancing | 333 | $85,515,000 | $256,000 | $1,325,000 | $111,000 | $757,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 4,555 | $938,705,000 | $206,000 | $2,355,000 | $117,000 | $1,800,000 |
Not Provided | 436 | $94,490,000 | $216,000 | $1,985,000 | $141,000 | $1,068,000 |
Not applicable | 241 | $107,415,000 | $445,000 | $26,005,000 | $103,000 | $103,000 |
Hispanic | 92 | $18,140,000 | $197,000 | $485,000 | $79,000 | $288,000 |
American Indian or Alaskan Native | 78 | $17,380,000 | $222,000 | $705,000 | $89,000 | $256,000 |
Black or African American | 66 | $17,770,000 | $269,000 | $735,000 | $86,000 | $368,000 |
Asian | 64 | $18,090,000 | $282,000 | $755,000 | $102,000 | $323,000 |
Native Hawaiian or Other Pacific Islander | 2 | $430,000 | $215,000 | $235,000 | $55,000 | $73,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,894 | $1,074,760,000 | $219,000 | $26,005,000 | $124,000 | $1,800,000 |
FHA-insured (Federal Housing Administration) | 411 | $82,885,000 | $201,000 | $435,000 | $62,000 | $200,000 |
VA-guaranteed (Veterans Administration) | 163 | $44,655,000 | $273,000 | $605,000 | $93,000 | $289,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 78 | $12,940,000 | $165,000 | $435,000 | $56,000 | $155,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,752 | $824,980,000 | $219,000 | $26,005,000 | $131,000 | $1,539,000 |
Preapproval Denied by Financial Institution | 891 | $207,175,000 | $232,000 | $1,805,000 | $73,000 | $1,800,000 |
Application Withdrawn By Applicant | 484 | $113,710,000 | $234,000 | $3,205,000 | $121,000 | $777,000 |
Application Denied By Financial Institution | 307 | $53,685,000 | $174,000 | $2,445,000 | $84,000 | $520,000 |
Application Approved But Not Accepted | 67 | $7,425,000 | $110,000 | $435,000 | $111,000 | $544,000 |
File Closed For Incompleteness | 45 | $8,265,000 | $183,000 | $905,000 | $124,000 | $288,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 4,348 | $954,380,000 | $219,000 | $26,005,000 | $129,000 | $1,539,000 |
Debt-To-Income Ratio | 524 | $118,050,000 | $225,000 | $2,445,000 | $56,000 | $885,000 |
Credit Application Incomplete | 279 | $68,615,000 | $245,000 | $1,805,000 | $104,000 | $1,800,000 |
Credit History | 253 | $47,835,000 | $189,000 | $655,000 | $74,000 | $300,000 |
Collateral | 65 | $8,305,000 | $127,000 | $805,000 | $124,000 | $520,000 |
Employment History | 53 | $11,615,000 | $219,000 | $435,000 | $51,000 | $158,000 |
Other | 18 | $5,000,000 | $277,000 | $1,205,000 | $98,000 | $369,000 |
Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,440,000 | $240,000 | $305,000 | $99,000 | $155,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.