Gate City Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Gate City Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Gate City Bank
500 2Nd Ave N
Fargo, ND 58102
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,546
Total Mortgage Loan Application Amount $1,215,240,000
Average Mortgage Loan Application Amount $171,000
Highest Mortgage Loan Application Amount $26,005,000
Average Applicant Income $123,000
Highest Applicant Income $1,800,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Gate City Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cass County North Dakota 1,244 $ 296,480,000 $ 238,000 $ 134,000
Burleigh County North Dakota 677 $ 147,905,000 $ 218,000 $ 132,000
Grand Forks County North Dakota 380 $ 92,090,000 $ 242,000 $ 124,000
Clay County Minnesota 335 $ 57,815,000 $ 172,000 $ 118,000
Ward County North Dakota 314 $ 64,270,000 $ 204,000 $ 113,000
Otter Tail County Minnesota 196 $ 40,820,000 $ 208,000 $ 154,000
Morton County North Dakota 173 $ 35,755,000 $ 206,000 $ 113,000
Williams County North Dakota 172 $ 38,650,000 $ 224,000 $ 122,000
Stark County North Dakota 97 $ 17,725,000 $ 182,000 $ 122,000
Stutsman County North Dakota 88 $ 11,390,000 $ 129,000 $ 103,000
Richland County North Dakota 79 $ 12,215,000 $ 154,000 $ 103,000
Douglas County Minnesota 73 $ 15,025,000 $ 205,000 $ 108,000
Polk County Minnesota 71 $ 13,255,000 $ 186,000 $ 118,000
Becker County Minnesota 59 $ 18,755,000 $ 317,000 $ 180,000
Ramsey County North Dakota 56 $ 8,790,000 $ 156,000 $ 81,000
Stearns County Minnesota 33 $ 6,415,000 $ 194,000 $ 145,000
Walsh County North Dakota 27 $ 2,785,000 $ 103,000 $ 80,000
Wilkin County Minnesota 26 $ 3,820,000 $ 146,000 $ 94,000
McLean County North Dakota 26 $ 4,910,000 $ 188,000 $ 117,000
Foster County North Dakota 23 $ 1,865,000 $ 81,000 $ 77,000
Maricopa County Arizona 19 $ 6,705,000 $ 352,000 $ 188,000
Traill County North Dakota 18 $ 2,770,000 $ 153,000 $ 108,000
Benton County Minnesota 17 $ 1,945,000 $ 114,000 $ 105,000
Hennepin County Minnesota 17 $ 6,505,000 $ 382,000 $ 152,000
Barnes County North Dakota 16 $ 3,420,000 $ 213,000 $ 83,000
McHenry County North Dakota 16 $ 2,370,000 $ 148,000 $ 88,000
Mercer County North Dakota 16 $ 4,220,000 $ 263,000 $ 151,000
Hubbard County Minnesota 14 $ 4,080,000 $ 291,000 $ 182,000
Bottineau County North Dakota 14 $ 3,230,000 $ 230,000 $ 100,000
Norman County Minnesota 12 $ 1,380,000 $ 115,000 $ 80,000
Wells County North Dakota 11 $ 2,135,000 $ 194,000 $ 77,000
Grant County Minnesota 9 $ 925,000 $ 102,000 $ 99,000
Pennington County Minnesota 9 $ 4,115,000 $ 457,000 $ 107,000
Pope County Minnesota 9 $ 1,685,000 $ 187,000 $ 115,000
Mountrail County North Dakota 9 $ 2,145,000 $ 238,000 $ 87,000
Marshall County Minnesota 8 $ 1,060,000 $ 132,000 $ 131,000
Wright County Minnesota 8 $ 2,400,000 $ 300,000 $ 145,000
Renville County North Dakota 8 $ 1,080,000 $ 135,000 $ 95,000
Sherburne County Minnesota 7 $ 1,855,000 $ 265,000 $ 282,000
McKenzie County North Dakota 7 $ 1,285,000 $ 183,000 $ 166,000
Nelson County North Dakota 7 $ 1,685,000 $ 240,000 $ 114,000
Pembina County North Dakota 7 $ 1,195,000 $ 170,000 $ 67,000
Pinal County Arizona 6 $ 1,720,000 $ 286,000 $ 220,000
Beltrami County Minnesota 6 $ 1,830,000 $ 305,000 $ 105,000
Rolette County North Dakota 6 $ 630,000 $ 105,000 $ 139,000
Lee County Florida 5 $ 1,675,000 $ 335,000 $ 239,000
Ramsey County Minnesota 5 $ 1,155,000 $ 231,000 $ 108,000
St. Louis County Minnesota 5 $ 955,000 $ 191,000 $ 67,000
Benson County North Dakota 5 $ 805,000 $ 161,000 $ 66,000
Steele County North Dakota 5 $ 715,000 $ 143,000 $ 86,000
Dakota County Minnesota 4 $ 1,390,000 $ 347,000 $ 167,000
Mahnomen County Minnesota 4 $ 580,000 $ 145,000 $ 99,000
Stevens County Minnesota 4 $ 870,000 $ 217,000 $ 79,000
Wadena County Minnesota 4 $ 330,000 $ 82,000 $ 83,000
Eddy County North Dakota 4 $ 500,000 $ 125,000 $ 83,000
Sargent County North Dakota 4 $ 530,000 $ 132,000 $ 82,000
Blue Earth County Minnesota 3 $ 855,000 $ 285,000 $ 170,000
Kandiyohi County Minnesota 3 $ 525,000 $ 175,000 $ 93,000
Renville County Minnesota 3 $ 765,000 $ 255,000 $ 84,000
Roseau County Minnesota 3 $ 715,000 $ 238,000 $ 247,000
Todd County Minnesota 3 $ 145,000 $ 48,000 $ 120,000
Washington County Minnesota 3 $ 2,315,000 $ 771,000 $ 369,000
Franklin County Missouri 3 $ 725,000 $ 241,000 $ 56,000
Roosevelt County Montana 3 $ 585,000 $ 195,000 $ 61,000
Adams County North Dakota 3 $ 325,000 $ 108,000 $ 102,000
Cavalier County North Dakota 3 $ 285,000 $ 95,000 $ 61,000
Griggs County North Dakota 3 $ 305,000 $ 101,000 $ 82,000
Kidder County North Dakota 3 $ 565,000 $ 188,000 $ 91,000
Pierce County North Dakota 3 $ 505,000 $ 168,000 $ 78,000
Ransom County North Dakota 3 $ 215,000 $ 71,000 $ 108,000
Lawrence County South Dakota 3 $ 1,195,000 $ 398,000 $ 289,000
Pima County Arizona 2 $ 420,000 $ 210,000 $ 121,000
El Paso County Colorado 2 $ 390,000 $ 195,000 $ 52,000
Charlotte County Florida 2 $ 320,000 $ 160,000 $ 208,000
Collier County Florida 2 $ 1,220,000 $ 610,000 $ 305,000
Hendry County Florida 2 $ 600,000 $ 300,000 $ 140,000
Canyon County Idaho 2 $ 600,000 $ 300,000 $ 62,000
Big Stone County Minnesota 2 $ 240,000 $ 120,000 $ 108,000
Carver County Minnesota 2 $ 460,000 $ 230,000 $ 142,000
Cass County Minnesota 2 $ 390,000 $ 195,000 $ 137,000
Clearwater County Minnesota 2 $ 250,000 $ 125,000 $ 107,000
Crow Wing County Minnesota 2 $ 530,000 $ 265,000 $ 69,000
Goodhue County Minnesota 2 $ 390,000 $ 195,000 $ 66,000
Koochiching County Minnesota 2 $ 330,000 $ 165,000 $ 89,000
Meeker County Minnesota 2 $ 130,000 $ 65,000 $ 90,000
Mille Lacs County Minnesota 2 $ 260,000 $ 130,000 $ 83,000
Morrison County Minnesota 2 $ 540,000 $ 270,000 $ 116,000
Olmsted County Minnesota 2 $ 570,000 $ 285,000 $ 206,000
Scott County Minnesota 2 $ 840,000 $ 420,000 $ 137,000
St. Louis County Missouri 2 $ 1,160,000 $ 580,000 $ 177,000
Richland County Montana 2 $ 180,000 $ 90,000 $ 121,000
Douglas County Nebraska 2 $ 250,000 $ 125,000 $ 69,000
Dickey County North Dakota 2 $ 360,000 $ 180,000 $ 91,000
Dunn County North Dakota 2 $ 480,000 $ 240,000 $ 126,000
Grant County North Dakota 2 $ 560,000 $ 280,000 $ 566,000
LaMoure County North Dakota 2 $ 210,000 $ 105,000 $ 123,000
Oliver County North Dakota 2 $ 280,000 $ 140,000 $ 82,000
Campbell County South Dakota 2 $ 210,000 $ 105,000 $ 130,000
Milwaukee County Wisconsin 2 $ 830,000 $ 415,000 $ 157,000
Baldwin County Alabama 1 $ 585,000 $ 585,000 $ 228,000
Placer County California 1 $ 705,000 $ 705,000 $ 283,000
Adams County Colorado 1 $ 485,000 $ 485,000 $ 158,000
Boulder County Colorado 1 $ 1,425,000 $ 1,425,000 $ 594,000
Larimer County Colorado 1 $ 385,000 $ 385,000 $ 176,000
Brevard County Florida 1 $ 395,000 $ 395,000 $ 128,000
Columbia County Florida 1 $ 355,000 $ 355,000 $ 215,000
Hillsborough County Florida 1 $ 405,000 $ 405,000 $ 384,000
Manatee County Florida 1 $ 125,000 $ 125,000 $ 162,000
Seminole County Florida 1 $ 55,000 $ 55,000 $ 47,000
Sumter County Florida 1 $ 285,000 $ 285,000 $ 73,000
Coweta County Georgia 1 $ 465,000 $ 465,000 $ 204,000
Gwinnett County Georgia 1 $ 505,000 $ 505,000 $ 235,000
Oglethorpe County Georgia 1 $ 195,000 $ 195,000 $ 58,000
Ada County Idaho 1 $ 335,000 $ 335,000 $ 100,000
Fremont County Idaho 1 $ 425,000 $ 425,000 $ 0
Cook County Illinois 1 $ 285,000 $ 285,000 $ 250,000
Hamilton County Indiana 1 $ 345,000 $ 345,000 $ 0
Jefferson County Iowa 1 $ 255,000 $ 255,000 $ 144,000
Mahaska County Iowa 1 $ 325,000 $ 325,000 $ 161,000
Jackson County Kansas 1 $ 45,000 $ 45,000 $ 22,000
Riley County Kansas 1 $ 305,000 $ 305,000 $ 132,000
Aroostook County Maine 1 $ 195,000 $ 195,000 $ 60,000
Montmorency County Michigan 1 $ 365,000 $ 365,000 $ 156,000
Anoka County Minnesota 1 $ 435,000 $ 435,000 $ 140,000
Chippewa County Minnesota 1 $ 85,000 $ 85,000 $ 69,000
Chisago County Minnesota 1 $ 65,000 $ 65,000 $ 105,000
Faribault County Minnesota 1 $ 85,000 $ 85,000 $ 0
Freeborn County Minnesota 1 $ 115,000 $ 115,000 $ 52,000
Isanti County Minnesota 1 $ 105,000 $ 105,000 $ 67,000
Itasca County Minnesota 1 $ 175,000 $ 175,000 $ 63,000
Kittson County Minnesota 1 $ 125,000 $ 125,000 $ 40,000
Lake of the Woods County Minnesota 1 $ 125,000 $ 125,000 $ 0
Nicollet County Minnesota 1 $ 275,000 $ 275,000 $ 155,000
Steele County Minnesota 1 $ 255,000 $ 255,000 $ 171,000
Traverse County Minnesota 1 $ 85,000 $ 85,000 $ 54,000
Winona County Minnesota 1 $ 155,000 $ 155,000 $ 140,000
Jackson County Missouri 1 $ 445,000 $ 445,000 $ 115,000
Ripley County Missouri 1 $ 395,000 $ 395,000 $ 133,000
Carbon County Montana 1 $ 105,000 $ 105,000 $ 102,000
Gallatin County Montana 1 $ 205,000 $ 205,000 $ 188,000
Lewis and Clark County Montana 1 $ 475,000 $ 475,000 $ 252,000
Wibaux County Montana 1 $ 65,000 $ 65,000 $ 108,000
Clark County Nevada 1 $ 485,000 $ 485,000 $ 120,000
Bernalillo County New Mexico 1 $ 225,000 $ 225,000 $ 40,000
Eddy County New Mexico 1 $ 175,000 $ 175,000 $ 0
Burke County North Carolina 1 $ 275,000 $ 275,000 $ 168,000
Pender County North Carolina 1 $ 425,000 $ 425,000 $ 0
Billings County North Dakota 1 $ 305,000 $ 305,000 $ 0
Bowman County North Dakota 1 $ 95,000 $ 95,000 $ 44,000
Burke County North Dakota 1 $ 165,000 $ 165,000 $ 105,000
Hettinger County North Dakota 1 $ 45,000 $ 45,000 $ 97,000
Logan County North Dakota 1 $ 45,000 $ 45,000 $ 52,000
Sheridan County North Dakota 1 $ 95,000 $ 95,000 $ 0
Towner County North Dakota 1 $ 175,000 $ 175,000 $ 0
McCurtain County Oklahoma 1 $ 695,000 $ 695,000 $ 675,000
Multnomah County Oregon 1 $ 335,000 $ 335,000 $ 134,000
Berkeley County South Carolina 1 $ 405,000 $ 405,000 $ 0
Brookings County South Dakota 1 $ 425,000 $ 425,000 $ 134,000
Brown County South Dakota 1 $ 345,000 $ 345,000 $ 67,000
Lincoln County South Dakota 1 $ 245,000 $ 245,000 $ 0
Meade County South Dakota 1 $ 555,000 $ 555,000 $ 195,000
Perkins County South Dakota 1 $ 125,000 $ 125,000 $ 67,000
Walworth County South Dakota 1 $ 95,000 $ 95,000 $ 258,000
Maury County Tennessee 1 $ 385,000 $ 385,000 $ 103,000
Shelby County Tennessee 1 $ 165,000 $ 165,000 $ 119,000
Denton County Texas 1 $ 755,000 $ 755,000 $ 305,000
Ellis County Texas 1 $ 505,000 $ 505,000 $ 132,000
Harris County Texas 1 $ 255,000 $ 255,000 $ 63,000
McLennan County Texas 1 $ 175,000 $ 175,000 $ 96,000
Iron County Utah 1 $ 85,000 $ 85,000 $ 184,000
Ozaukee County Wisconsin 1 $ 25,000 $ 25,000 $ 150,000
Natrona County Wyoming 1 $ 225,000 $ 225,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Gate City Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,279 $922,085,000 $281,000 $26,005,000 $110,000 $1,800,000
Home Improvement 714 $41,560,000 $58,000 $325,000 $127,000 $520,000
Refinancing 708 $116,940,000 $165,000 $1,805,000 $128,000 $1,068,000
Other Purpose 512 $49,140,000 $95,000 $805,000 $139,000 $779,000
Cash-out Refinancing 333 $85,515,000 $256,000 $1,325,000 $111,000 $757,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,555 $938,705,000 $206,000 $2,355,000 $117,000 $1,800,000
Not Provided 436 $94,490,000 $216,000 $1,985,000 $141,000 $1,068,000
Not applicable 241 $107,415,000 $445,000 $26,005,000 $103,000 $103,000
Hispanic 92 $18,140,000 $197,000 $485,000 $79,000 $288,000
American Indian or Alaskan Native 78 $17,380,000 $222,000 $705,000 $89,000 $256,000
Black or African American 66 $17,770,000 $269,000 $735,000 $86,000 $368,000
Asian 64 $18,090,000 $282,000 $755,000 $102,000 $323,000
Native Hawaiian or Other Pacific Islander 2 $430,000 $215,000 $235,000 $55,000 $73,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,894 $1,074,760,000 $219,000 $26,005,000 $124,000 $1,800,000
FHA-insured (Federal Housing Administration) 411 $82,885,000 $201,000 $435,000 $62,000 $200,000
VA-guaranteed (Veterans Administration) 163 $44,655,000 $273,000 $605,000 $93,000 $289,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 78 $12,940,000 $165,000 $435,000 $56,000 $155,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,752 $824,980,000 $219,000 $26,005,000 $131,000 $1,539,000
Preapproval Denied by Financial Institution 891 $207,175,000 $232,000 $1,805,000 $73,000 $1,800,000
Application Withdrawn By Applicant 484 $113,710,000 $234,000 $3,205,000 $121,000 $777,000
Application Denied By Financial Institution 307 $53,685,000 $174,000 $2,445,000 $84,000 $520,000
Application Approved But Not Accepted 67 $7,425,000 $110,000 $435,000 $111,000 $544,000
File Closed For Incompleteness 45 $8,265,000 $183,000 $905,000 $124,000 $288,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,348 $954,380,000 $219,000 $26,005,000 $129,000 $1,539,000
Debt-To-Income Ratio 524 $118,050,000 $225,000 $2,445,000 $56,000 $885,000
Credit Application Incomplete 279 $68,615,000 $245,000 $1,805,000 $104,000 $1,800,000
Credit History 253 $47,835,000 $189,000 $655,000 $74,000 $300,000
Collateral 65 $8,305,000 $127,000 $805,000 $124,000 $520,000
Employment History 53 $11,615,000 $219,000 $435,000 $51,000 $158,000
Other 18 $5,000,000 $277,000 $1,205,000 $98,000 $369,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,440,000 $240,000 $305,000 $99,000 $155,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.

Download the North Dakota Lender List