Gate City Bank
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Gate City Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Gate City Bank
500 2Nd Ave N
Fargo, ND 58102
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 8,053
Total Mortgage Loan Application Amount $1,693,755,000
Average Mortgage Loan Application Amount $163,800
Highest Mortgage Loan Application Amount $18,105,000
Average Applicant Income $112,000
Highest Applicant Income $1,793,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Gate City Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cass County North Dakota 1,827 $ 414,095,000 $ 226,000 $ 117,000
Burleigh County North Dakota 1,152 $ 275,520,000 $ 239,000 $ 115,000
Ward County North Dakota 576 $ 120,090,000 $ 208,000 $ 100,000
Clay County Minnesota 558 $ 104,780,000 $ 187,000 $ 94,000
Grand Forks County North Dakota 555 $ 103,145,000 $ 185,000 $ 104,000
Morton County North Dakota 349 $ 72,065,000 $ 206,000 $ 101,000
Otter Tail County Minnesota 315 $ 64,265,000 $ 204,000 $ 116,000
Williams County North Dakota 219 $ 54,495,000 $ 248,000 $ 111,000
Stark County North Dakota 170 $ 31,010,000 $ 182,000 $ 107,000
Stutsman County North Dakota 133 $ 21,395,000 $ 160,000 $ 88,000
Becker County Minnesota 126 $ 39,050,000 $ 309,000 $ 164,000
Douglas County Minnesota 121 $ 23,645,000 $ 195,000 $ 100,000
Polk County Minnesota 117 $ 21,145,000 $ 180,000 $ 103,000
Ramsey County North Dakota 94 $ 15,020,000 $ 159,000 $ 90,000
Richland County North Dakota 89 $ 14,655,000 $ 164,000 $ 92,000
Stearns County Minnesota 53 $ 10,145,000 $ 191,000 $ 96,000
Foster County North Dakota 53 $ 6,245,000 $ 117,000 $ 90,000
McLean County North Dakota 48 $ 8,220,000 $ 171,000 $ 136,000
Traill County North Dakota 45 $ 6,825,000 $ 151,000 $ 100,000
Wilkin County Minnesota 44 $ 6,730,000 $ 152,000 $ 82,000
Walsh County North Dakota 36 $ 3,980,000 $ 110,000 $ 90,000
Mercer County North Dakota 29 $ 5,035,000 $ 173,000 $ 111,000
Maricopa County Arizona 26 $ 5,870,000 $ 225,000 $ 175,000
Hennepin County Minnesota 24 $ 6,610,000 $ 275,000 $ 170,000
McHenry County North Dakota 22 $ 3,190,000 $ 145,000 $ 103,000
Renville County North Dakota 21 $ 2,655,000 $ 126,000 $ 97,000
Bottineau County North Dakota 19 $ 3,995,000 $ 210,000 $ 114,000
Sherburne County Minnesota 16 $ 4,420,000 $ 276,000 $ 141,000
Barnes County North Dakota 15 $ 2,475,000 $ 165,000 $ 87,000
Mountrail County North Dakota 15 $ 4,245,000 $ 283,000 $ 159,000
Hubbard County Minnesota 13 $ 3,425,000 $ 263,000 $ 141,000
McKenzie County North Dakota 13 $ 3,455,000 $ 265,000 $ 129,000
Benton County Minnesota 12 $ 1,820,000 $ 151,000 $ 84,000
Grant County Minnesota 12 $ 1,310,000 $ 109,000 $ 73,000
Pope County Minnesota 12 $ 1,730,000 $ 144,000 $ 60,000
Nelson County North Dakota 12 $ 1,560,000 $ 130,000 $ 74,000
Dakota County Minnesota 10 $ 2,980,000 $ 298,000 $ 140,000
Marshall County Minnesota 10 $ 1,330,000 $ 133,000 $ 83,000
Eddy County North Dakota 10 $ 1,040,000 $ 104,000 $ 71,000
Logan County North Dakota 9 $ 975,000 $ 108,000 $ 105,000
Pembina County North Dakota 9 $ 1,225,000 $ 136,000 $ 88,000
Ransom County North Dakota 9 $ 1,565,000 $ 173,000 $ 104,000
Beltrami County Minnesota 8 $ 1,310,000 $ 163,000 $ 112,000
Clearwater County Minnesota 8 $ 700,000 $ 87,000 $ 135,000
Norman County Minnesota 8 $ 810,000 $ 101,000 $ 69,000
Wright County Minnesota 8 $ 1,890,000 $ 236,000 $ 150,000
Benson County North Dakota 8 $ 1,420,000 $ 177,000 $ 166,000
Burke County North Dakota 8 $ 950,000 $ 118,000 $ 93,000
Rolette County North Dakota 7 $ 1,065,000 $ 152,000 $ 79,000
Ramsey County Minnesota 6 $ 1,350,000 $ 225,000 $ 158,000
Todd County Minnesota 6 $ 1,040,000 $ 173,000 $ 107,000
Emmons County North Dakota 6 $ 810,000 $ 135,000 $ 68,000
Sargent County North Dakota 6 $ 1,060,000 $ 176,000 $ 143,000
Wells County North Dakota 6 $ 990,000 $ 165,000 $ 72,000
Mahnomen County Minnesota 5 $ 835,000 $ 167,000 $ 141,000
Pennington County Minnesota 5 $ 775,000 $ 155,000 $ 81,000
St. Louis County Minnesota 5 $ 2,205,000 $ 441,000 $ 264,000
Stevens County Minnesota 5 $ 595,000 $ 119,000 $ 123,000
Washington County Minnesota 5 $ 2,085,000 $ 417,000 $ 279,000
Gallatin County Montana 5 $ 2,305,000 $ 461,000 $ 182,000
Adams County North Dakota 5 $ 655,000 $ 131,000 $ 49,000
LaMoure County North Dakota 5 $ 605,000 $ 121,000 $ 101,000
Oliver County North Dakota 5 $ 625,000 $ 125,000 $ 82,000
Towner County North Dakota 5 $ 615,000 $ 123,000 $ 58,000
Pinal County Arizona 4 $ 930,000 $ 232,000 $ 216,000
Chisago County Minnesota 4 $ 1,200,000 $ 300,000 $ 232,000
Crow Wing County Minnesota 4 $ 750,000 $ 187,000 $ 72,000
Morrison County Minnesota 4 $ 820,000 $ 205,000 $ 52,000
Olmsted County Minnesota 4 $ 1,910,000 $ 477,000 $ 168,000
Roseau County Minnesota 4 $ 720,000 $ 180,000 $ 72,000
Cavalier County North Dakota 4 $ 490,000 $ 122,000 $ 82,000
Griggs County North Dakota 4 $ 600,000 $ 150,000 $ 98,000
Hettinger County North Dakota 4 $ 480,000 $ 120,000 $ 102,000
Pierce County North Dakota 4 $ 590,000 $ 147,000 $ 40,000
Steele County North Dakota 4 $ 590,000 $ 147,000 $ 114,000
Anoka County Minnesota 3 $ 585,000 $ 195,000 $ 92,000
Carver County Minnesota 3 $ 1,225,000 $ 408,000 $ 161,000
Isanti County Minnesota 3 $ 305,000 $ 101,000 $ 40,000
Lake of the Woods County Minnesota 3 $ 365,000 $ 121,000 $ 130,000
Pipestone County Minnesota 3 $ 495,000 $ 165,000 $ 69,000
Red Lake County Minnesota 3 $ 465,000 $ 155,000 $ 107,000
Wadena County Minnesota 3 $ 375,000 $ 125,000 $ 77,000
Roosevelt County Montana 3 $ 255,000 $ 85,000 $ 52,000
Billings County North Dakota 3 $ 445,000 $ 148,000 $ 43,000
Kidder County North Dakota 3 $ 705,000 $ 235,000 $ 110,000
Tarrant County Texas 3 $ 475,000 $ 158,000 $ 217,000
Jefferson County West Virginia 3 $ 1,455,000 $ 485,000 $ 114,000
Mohave County Arizona 2 $ 480,000 $ 240,000 $ 83,000
Pima County Arizona 2 $ 500,000 $ 250,000 $ 61,000
Riverside County California 2 $ 980,000 $ 490,000 $ 144,000
Weld County Colorado 2 $ 710,000 $ 355,000 $ 100,000
District of Columbia County District Of Columbia 2 $ 640,000 $ 320,000 $ 265,000
Lee County Florida 2 $ 760,000 $ 380,000 $ 223,000
Manatee County Florida 2 $ 740,000 $ 370,000 $ 143,000
Carlton County Minnesota 2 $ 290,000 $ 145,000 $ 74,000
Cass County Minnesota 2 $ 800,000 $ 400,000 $ 162,000
Kandiyohi County Minnesota 2 $ 440,000 $ 220,000 $ 57,000
Kittson County Minnesota 2 $ 160,000 $ 80,000 $ 31,000
McLeod County Minnesota 2 $ 370,000 $ 185,000 $ 109,000
Scott County Minnesota 2 $ 1,250,000 $ 625,000 $ 160,000
Wabasha County Minnesota 2 $ 430,000 $ 215,000 $ 0
Yellowstone County Montana 2 $ 620,000 $ 310,000 $ 152,000
Clark County Nevada 2 $ 620,000 $ 310,000 $ 128,000
Dunn County North Dakota 2 $ 780,000 $ 390,000 $ 112,000
Grant County North Dakota 2 $ 100,000 $ 50,000 $ 45,000
Luzerne County Pennsylvania 2 $ 420,000 $ 210,000 $ 121,000
Brookings County South Dakota 2 $ 390,000 $ 195,000 $ 98,000
Custer County South Dakota 2 $ 500,000 $ 250,000 $ 160,000
Lawrence County South Dakota 2 $ 830,000 $ 415,000 $ 193,000
Meade County South Dakota 2 $ 330,000 $ 165,000 $ 48,000
Minnehaha County South Dakota 2 $ 420,000 $ 210,000 $ 45,000
Roberts County South Dakota 2 $ 370,000 $ 185,000 $ 114,000
Walworth County South Dakota 2 $ 220,000 $ 110,000 $ 52,000
McLennan County Texas 2 $ 130,000 $ 65,000 $ 96,000
Pierce County Wisconsin 2 $ 530,000 $ 265,000 $ 95,000
Boulder County Colorado 1 $ 285,000 $ 285,000 $ 101,000
Jefferson County Colorado 1 $ 405,000 $ 405,000 $ 120,000
Larimer County Colorado 1 $ 245,000 $ 245,000 $ 47,000
Litchfield County Connecticut 1 $ 215,000 $ 215,000 $ 57,000
Bay County Florida 1 $ 225,000 $ 225,000 $ 160,000
Brevard County Florida 1 $ 365,000 $ 365,000 $ 107,000
Flagler County Florida 1 $ 195,000 $ 195,000 $ 79,000
Pasco County Florida 1 $ 295,000 $ 295,000 $ 119,000
Santa Rosa County Florida 1 $ 145,000 $ 145,000 $ 100,000
Sumter County Florida 1 $ 265,000 $ 265,000 $ 122,000
Carroll County Georgia 1 $ 165,000 $ 165,000 $ 139,000
Fulton County Georgia 1 $ 265,000 $ 265,000 $ 339,000
Houston County Georgia 1 $ 185,000 $ 185,000 $ 59,000
Hawaii County Hawaii 1 $ 195,000 $ 195,000 $ 185,000
Wayne County Indiana 1 $ 235,000 $ 235,000 $ 220,000
Cerro Gordo County Iowa 1 $ 95,000 $ 95,000 $ 98,000
St. Bernard County Louisiana 1 $ 225,000 $ 225,000 $ 83,000
Charlevoix County Michigan 1 $ 205,000 $ 205,000 $ 87,000
Houghton County Michigan 1 $ 205,000 $ 205,000 $ 112,000
Cottonwood County Minnesota 1 $ 455,000 $ 455,000 $ 200,000
Faribault County Minnesota 1 $ 95,000 $ 95,000 $ 0
Freeborn County Minnesota 1 $ 165,000 $ 165,000 $ 79,000
Itasca County Minnesota 1 $ 185,000 $ 185,000 $ 68,000
Koochiching County Minnesota 1 $ 35,000 $ 35,000 $ 62,000
Lac qui Parle County Minnesota 1 $ 135,000 $ 135,000 $ 97,000
Le Sueur County Minnesota 1 $ 245,000 $ 245,000 $ 84,000
Mille Lacs County Minnesota 1 $ 55,000 $ 55,000 $ 107,000
Renville County Minnesota 1 $ 135,000 $ 135,000 $ 44,000
Rice County Minnesota 1 $ 715,000 $ 715,000 $ 0
Steele County Minnesota 1 $ 245,000 $ 245,000 $ 50,000
Swift County Minnesota 1 $ 25,000 $ 25,000 $ 49,000
Traverse County Minnesota 1 $ 95,000 $ 95,000 $ 31,000
Itawamba County Mississippi 1 $ 95,000 $ 95,000 $ 108,000
Jones County Mississippi 1 $ 95,000 $ 95,000 $ 79,000
Lowndes County Mississippi 1 $ 165,000 $ 165,000 $ 59,000
Boone County Missouri 1 $ 315,000 $ 315,000 $ 125,000
Buchanan County Missouri 1 $ 225,000 $ 225,000 $ 56,000
Cascade County Montana 1 $ 145,000 $ 145,000 $ 58,000
Lewis and Clark County Montana 1 $ 335,000 $ 335,000 $ 90,000
Powell County Montana 1 $ 95,000 $ 95,000 $ 85,000
Sheridan County Montana 1 $ 45,000 $ 45,000 $ 51,000
Silver Bow County Montana 1 $ 205,000 $ 205,000 $ 45,000
Valley County Montana 1 $ 195,000 $ 195,000 $ 118,000
Cass County Nebraska 1 $ 405,000 $ 405,000 $ 284,000
Washoe County Nevada 1 $ 205,000 $ 205,000 $ 135,000
Essex County New Jersey 1 $ 395,000 $ 395,000 $ 675,000
Eddy County New Mexico 1 $ 255,000 $ 255,000 $ 72,000
Rockingham County North Carolina 1 $ 205,000 $ 205,000 $ 90,000
Bowman County North Dakota 1 $ 215,000 $ 215,000 $ 157,000
Dickey County North Dakota 1 $ 175,000 $ 175,000 $ 70,000
Divide County North Dakota 1 $ 145,000 $ 145,000 $ 109,000
McIntosh County North Dakota 1 $ 105,000 $ 105,000 $ 146,000
Sheridan County North Dakota 1 $ 45,000 $ 45,000 $ 188,000
Butte County South Dakota 1 $ 55,000 $ 55,000 $ 0
Codington County South Dakota 1 $ 225,000 $ 225,000 $ 67,000
Lincoln County South Dakota 1 $ 565,000 $ 565,000 $ 275,000
Pennington County South Dakota 1 $ 105,000 $ 105,000 $ 55,000
Dallas County Texas 1 $ 275,000 $ 275,000 $ 196,000
Fort Bend County Texas 1 $ 205,000 $ 205,000 $ 131,000
Lubbock County Texas 1 $ 225,000 $ 225,000 $ 188,000
Montgomery County Texas 1 $ 245,000 $ 245,000 $ 96,000
Williamson County Texas 1 $ 295,000 $ 295,000 $ 271,000
Iron County Utah 1 $ 215,000 $ 215,000 $ 165,000
King County Washington 1 $ 225,000 $ 225,000 $ 106,000
Kitsap County Washington 1 $ 315,000 $ 315,000 $ 90,000
Snohomish County Washington 1 $ 185,000 $ 185,000 $ 242,000
Whitman County Washington 1 $ 385,000 $ 385,000 $ 279,000
Barron County Wisconsin 1 $ 275,000 $ 275,000 $ 63,000
Ozaukee County Wisconsin 1 $ 415,000 $ 415,000 $ 108,000
Campbell County Wyoming 1 $ 205,000 $ 205,000 $ 104,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Gate City Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,378 $845,850,000 $250,000 $18,105,000 $97,000 $1,793,000
Refinancing 2,378 $473,450,000 $199,000 $1,465,000 $107,000 $757,000
Cash-out Refinancing 1,367 $307,595,000 $225,000 $1,045,000 $109,000 $1,260,000
Home Improvement 500 $31,070,000 $62,000 $455,000 $122,000 $1,253,000
Other Purpose 430 $35,790,000 $83,000 $805,000 $125,000 $665,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,894 $1,432,610,000 $207,000 $1,505,000 $105,000 $1,793,000
Not Provided 555 $112,745,000 $203,000 $1,075,000 $122,000 $1,260,000
Not applicable 251 $75,055,000 $299,000 $18,105,000 $0 $0
Hispanic 105 $19,675,000 $187,000 $445,000 $76,000 $359,000
American Indian or Alaskan Native 92 $18,240,000 $198,000 $525,000 $80,000 $315,000
Black or African American 81 $17,395,000 $214,000 $645,000 $78,000 $288,000
Asian 59 $14,315,000 $242,000 $675,000 $110,000 $541,000
Native Hawaiian or Other Pacific Islander 6 $1,190,000 $198,000 $365,000 $81,000 $103,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,174 $1,509,610,000 $210,000 $18,105,000 $110,000 $1,793,000
FHA-insured (Federal Housing Administration) 509 $97,365,000 $191,000 $365,000 $60,000 $300,000
VA-guaranteed (Veterans Administration) 268 $70,340,000 $262,000 $755,000 $90,000 $293,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 102 $16,440,000 $161,000 $355,000 $58,000 $630,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,049 $1,276,195,000 $210,000 $18,105,000 $111,000 $1,221,000
Application Withdrawn By Applicant 772 $181,040,000 $234,000 $1,505,000 $115,000 $1,793,000
Preapproval Denied by Financial Institution 703 $143,145,000 $203,000 $755,000 $59,000 $630,000
Application Denied By Financial Institution 399 $71,485,000 $179,000 $1,585,000 $77,000 $686,000
File Closed For Incompleteness 69 $12,635,000 $183,000 $405,000 $102,000 $491,000
Application Approved But Not Accepted 61 $9,255,000 $151,000 $575,000 $128,000 $1,253,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,951 $1,479,125,000 $212,000 $18,105,000 $112,000 $1,793,000
Debt-To-Income Ratio 515 $106,225,000 $206,000 $1,585,000 $51,000 $422,000
Credit History 364 $67,860,000 $186,000 $745,000 $75,000 $630,000
Credit Application Incomplete 88 $19,400,000 $220,000 $585,000 $87,000 $686,000
Collateral 64 $7,920,000 $123,000 $395,000 $85,000 $222,000
Employment History 36 $7,450,000 $206,000 $415,000 $50,000 $127,000
Other 30 $4,850,000 $161,000 $445,000 $106,000 $295,000
Insufficient Cash (Downpayment, Closing Cost) 5 $925,000 $185,000 $225,000 $65,000 $82,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.

Download the North Dakota Lender List