Gardner Financial Services, Ltd.
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Gardner Financial Services, Ltd..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Gardner Financial Services, Ltd. 3503 Paesanos Pkwy San Antonio, TX 78231 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 6,428 |
| Total Mortgage Loan Application Amount | $1,643,593,000 |
| Average Mortgage Loan Application Amount | $264,000 |
| Highest Mortgage Loan Application Amount | $1,990,000 |
| Average Applicant Income | $122,000 |
| Highest Applicant Income | $2,808,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 1,471 | $ 358,142,000 | $ 243,000 | $ 111,000 |
| Harris County Texas | 600 | $ 143,402,000 | $ 239,000 | $ 131,000 |
| Tarrant County Texas | 472 | $ 114,216,000 | $ 241,000 | $ 131,000 |
| Travis County Texas | 349 | $ 104,159,000 | $ 298,000 | $ 137,000 |
| Comal County Texas | 231 | $ 73,567,000 | $ 318,000 | $ 141,000 |
| Williamson County Texas | 224 | $ 55,108,000 | $ 246,000 | $ 110,000 |
| Denton County Texas | 223 | $ 53,467,000 | $ 239,000 | $ 118,000 |
| Guadalupe County Texas | 219 | $ 51,912,000 | $ 237,000 | $ 97,000 |
| Rutherford County Tennessee | 209 | $ 44,518,000 | $ 213,000 | $ 84,000 |
| Adams County Colorado | 182 | $ 49,104,000 | $ 269,000 | $ 91,000 |
| Davidson County Tennessee | 179 | $ 41,627,000 | $ 232,000 | $ 104,000 |
| Dallas County Texas | 164 | $ 43,004,000 | $ 262,000 | $ 124,000 |
| San Diego County California | 152 | $ 64,283,000 | $ 422,000 | $ 110,000 |
| Jefferson County Colorado | 119 | $ 34,941,000 | $ 293,000 | $ 100,000 |
| Fort Bend County Texas | 114 | $ 27,907,000 | $ 244,000 | $ 111,000 |
| Collin County Texas | 105 | $ 29,494,000 | $ 280,000 | $ 142,000 |
| Williamson County Tennessee | 85 | $ 28,252,000 | $ 332,000 | $ 139,000 |
| Hays County Texas | 77 | $ 21,633,000 | $ 280,000 | $ 115,000 |
| Johnson County Texas | 77 | $ 15,915,000 | $ 206,000 | $ 118,000 |
| Kendall County Texas | 73 | $ 25,536,000 | $ 349,000 | $ 167,000 |
| Denver County Colorado | 71 | $ 21,196,000 | $ 298,000 | $ 108,000 |
| Maury County Tennessee | 71 | $ 13,833,000 | $ 194,000 | $ 62,000 |
| Brazos County Texas | 71 | $ 13,707,000 | $ 193,000 | $ 95,000 |
| Arapahoe County Colorado | 66 | $ 15,359,000 | $ 232,000 | $ 83,000 |
| Parker County Texas | 48 | $ 12,164,000 | $ 253,000 | $ 117,000 |
| Weld County Colorado | 47 | $ 13,069,000 | $ 278,000 | $ 85,000 |
| Wilson County Tennessee | 43 | $ 10,978,000 | $ 255,000 | $ 104,000 |
| Wise County Texas | 42 | $ 10,893,000 | $ 259,000 | $ 104,000 |
| Montgomery County Texas | 41 | $ 10,138,000 | $ 247,000 | $ 119,000 |
| Broomfield County Colorado | 29 | $ 10,567,000 | $ 364,000 | $ 195,000 |
| Brazoria County Texas | 26 | $ 5,553,000 | $ 213,000 | $ 89,000 |
| Sumner County Tennessee | 23 | $ 5,178,000 | $ 225,000 | $ 81,000 |
| Galveston County Texas | 20 | $ 4,399,000 | $ 219,000 | $ 121,000 |
| Douglas County Colorado | 19 | $ 5,700,000 | $ 300,000 | $ 104,000 |
| Bandera County Texas | 19 | $ 4,870,000 | $ 256,000 | $ 110,000 |
| El Paso County Texas | 19 | $ 4,401,000 | $ 231,000 | $ 180,000 |
| Boulder County Colorado | 18 | $ 6,338,000 | $ 352,000 | $ 120,000 |
| Cooke County Texas | 18 | $ 2,706,000 | $ 150,000 | $ 63,000 |
| Wilson County Texas | 18 | $ 5,208,000 | $ 289,000 | $ 101,000 |
| Atascosa County Texas | 17 | $ 3,392,000 | $ 199,000 | $ 94,000 |
| Riverside County California | 16 | $ 5,409,000 | $ 338,000 | $ 94,000 |
| Medina County Texas | 16 | $ 3,273,000 | $ 204,000 | $ 118,000 |
| Marshall County Tennessee | 14 | $ 2,396,000 | $ 171,000 | $ 76,000 |
| Kaufman County Texas | 14 | $ 2,806,000 | $ 200,000 | $ 93,000 |
| Dickson County Tennessee | 12 | $ 2,081,000 | $ 173,000 | $ 85,000 |
| Tom Green County Texas | 12 | $ 2,328,000 | $ 194,000 | $ 110,000 |
| Coffee County Tennessee | 9 | $ 1,409,000 | $ 156,000 | $ 52,000 |
| Ellis County Texas | 9 | $ 2,496,000 | $ 277,000 | $ 109,000 |
| Hood County Texas | 9 | $ 1,857,000 | $ 206,000 | $ 87,000 |
| Nueces County Texas | 9 | $ 1,587,000 | $ 176,000 | $ 112,000 |
| Rockwall County Texas | 9 | $ 2,627,000 | $ 291,000 | $ 95,000 |
| Los Angeles County California | 8 | $ 2,678,000 | $ 334,000 | $ 92,000 |
| El Paso County Colorado | 8 | $ 2,014,000 | $ 251,000 | $ 112,000 |
| Kerr County Texas | 8 | $ 1,560,000 | $ 195,000 | $ 78,000 |
| Llano County Texas | 8 | $ 2,950,000 | $ 368,000 | $ 257,000 |
| Smith County Texas | 8 | $ 1,841,000 | $ 230,000 | $ 119,000 |
| Robertson County Tennessee | 7 | $ 1,224,000 | $ 174,000 | $ 70,000 |
| Bell County Texas | 7 | $ 1,738,000 | $ 248,000 | $ 86,000 |
| Burnet County Texas | 7 | $ 1,625,000 | $ 232,000 | $ 110,000 |
| Lubbock County Texas | 7 | $ 2,190,000 | $ 312,000 | $ 134,000 |
| Bedford County Tennessee | 6 | $ 908,000 | $ 151,000 | $ 55,000 |
| Grayson County Texas | 6 | $ 938,000 | $ 156,000 | $ 72,000 |
| Cheatham County Tennessee | 5 | $ 1,156,000 | $ 231,000 | $ 83,000 |
| Lawrence County Tennessee | 5 | $ 636,000 | $ 127,000 | $ 52,000 |
| Hidalgo County Texas | 5 | $ 648,000 | $ 129,000 | $ 156,000 |
| Waller County Texas | 5 | $ 1,263,000 | $ 252,000 | $ 138,000 |
| Larimer County Colorado | 4 | $ 1,119,000 | $ 279,000 | $ 69,000 |
| Park County Colorado | 4 | $ 1,024,000 | $ 256,000 | $ 97,000 |
| Aransas County Texas | 4 | $ 854,000 | $ 213,000 | $ 207,000 |
| Bastrop County Texas | 4 | $ 1,068,000 | $ 267,000 | $ 129,000 |
| Henderson County Texas | 4 | $ 992,000 | $ 248,000 | $ 124,000 |
| Orange County California | 3 | $ 1,090,000 | $ 363,000 | $ 99,000 |
| Elbert County Colorado | 3 | $ 921,000 | $ 307,000 | $ 146,000 |
| Morgan County Colorado | 3 | $ 504,000 | $ 168,000 | $ 58,000 |
| Lewis County Tennessee | 3 | $ 410,000 | $ 136,000 | $ 31,000 |
| Montgomery County Tennessee | 3 | $ 397,000 | $ 132,000 | $ 131,000 |
| Bee County Texas | 3 | $ 508,000 | $ 169,000 | $ 98,000 |
| Gonzales County Texas | 3 | $ 854,000 | $ 284,000 | $ 130,000 |
| Liberty County Texas | 3 | $ 597,000 | $ 199,000 | $ 58,000 |
| Uvalde County Texas | 3 | $ 798,000 | $ 266,000 | $ 92,000 |
| Maricopa County Arizona | 2 | $ 339,000 | $ 169,000 | $ 89,000 |
| Pinal County Arizona | 2 | $ 290,000 | $ 145,000 | $ 127,000 |
| Clear Creek County Colorado | 2 | $ 548,000 | $ 274,000 | $ 136,000 |
| Gunnison County Colorado | 2 | $ 635,000 | $ 317,000 | $ 92,000 |
| Lake County Colorado | 2 | $ 302,000 | $ 151,000 | $ 109,000 |
| Cannon County Tennessee | 2 | $ 649,000 | $ 324,000 | $ 119,000 |
| Hickman County Tennessee | 2 | $ 426,000 | $ 213,000 | $ 44,000 |
| Knox County Tennessee | 2 | $ 288,000 | $ 144,000 | $ 165,000 |
| Shelby County Tennessee | 2 | $ 267,000 | $ 133,000 | $ 101,000 |
| Blanco County Texas | 2 | $ 316,000 | $ 158,000 | $ 142,000 |
| Caldwell County Texas | 2 | $ 515,000 | $ 257,000 | $ 115,000 |
| Eastland County Texas | 2 | $ 260,000 | $ 130,000 | $ 95,000 |
| Gillespie County Texas | 2 | $ 447,000 | $ 223,000 | $ 247,000 |
| Lampasas County Texas | 2 | $ 157,000 | $ 78,000 | $ 147,000 |
| Mason County Texas | 2 | $ 595,000 | $ 297,000 | $ 117,000 |
| Navarro County Texas | 2 | $ 469,000 | $ 234,000 | $ 75,000 |
| Robertson County Texas | 2 | $ 438,000 | $ 219,000 | $ 71,000 |
| San Patricio County Texas | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| Sutton County Texas | 2 | $ 421,000 | $ 210,000 | $ 90,000 |
| Washington County Texas | 2 | $ 537,000 | $ 268,000 | $ 113,000 |
| Webb County Texas | 2 | $ 177,000 | $ 88,000 | $ 58,000 |
| Montgomery County Alabama | 1 | $ 252,000 | $ 252,000 | $ 90,000 |
| Alameda County California | 1 | $ 530,000 | $ 530,000 | $ 247,000 |
| Fresno County California | 1 | $ 156,000 | $ 156,000 | $ 63,000 |
| Kings County California | 1 | $ 184,000 | $ 184,000 | $ 279,000 |
| San Bernardino County California | 1 | $ 181,000 | $ 181,000 | $ 30,000 |
| Santa Clara County California | 1 | $ 406,000 | $ 406,000 | $ 124,000 |
| Sonoma County California | 1 | $ 351,000 | $ 351,000 | $ 113,000 |
| Garfield County Colorado | 1 | $ 580,000 | $ 580,000 | $ 239,000 |
| Gilpin County Colorado | 1 | $ 244,000 | $ 244,000 | $ 230,000 |
| Grand County Colorado | 1 | $ 92,000 | $ 92,000 | $ 129,000 |
| La Plata County Colorado | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Logan County Colorado | 1 | $ 95,000 | $ 95,000 | $ 18,000 |
| San Miguel County Colorado | 1 | $ 400,000 | $ 400,000 | $ 282,000 |
| Teller County Colorado | 1 | $ 354,000 | $ 354,000 | $ 112,000 |
| Bay County Florida | 1 | $ 266,000 | $ 266,000 | $ 80,000 |
| Gwinnett County Georgia | 1 | $ 218,000 | $ 218,000 | $ 137,000 |
| Colfax County New Mexico | 1 | $ 132,000 | $ 132,000 | $ 185,000 |
| Carter County Oklahoma | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| Cleveland County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 85,000 |
| Marshall County Oklahoma | 1 | $ 211,000 | $ 211,000 | $ 158,000 |
| Oklahoma County Oklahoma | 1 | $ 244,000 | $ 244,000 | $ 74,000 |
| Giles County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 111,000 |
| Lincoln County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 93,000 |
| Macon County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 38,000 |
| Putnam County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 43,000 |
| Sevier County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Smith County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 33,000 |
| Warren County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 50,000 |
| Austin County Texas | 1 | $ 196,000 | $ 196,000 | $ 54,000 |
| Bosque County Texas | 1 | $ 64,000 | $ 64,000 | $ 212,000 |
| Calhoun County Texas | 1 | $ 103,000 | $ 103,000 | $ 321,000 |
| Cass County Texas | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Cherokee County Texas | 1 | $ 273,000 | $ 273,000 | $ 127,000 |
| Crane County Texas | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
| Deaf Smith County Texas | 1 | $ 121,000 | $ 121,000 | $ 58,000 |
| Ector County Texas | 1 | $ 239,000 | $ 239,000 | $ 61,000 |
| Fannin County Texas | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
| Fayette County Texas | 1 | $ 361,000 | $ 361,000 | $ 124,000 |
| Frio County Texas | 1 | $ 94,000 | $ 94,000 | $ 43,000 |
| Gregg County Texas | 1 | $ 227,000 | $ 227,000 | $ 202,000 |
| Harrison County Texas | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Hunt County Texas | 1 | $ 188,000 | $ 188,000 | $ 106,000 |
| Jasper County Texas | 1 | $ 215,000 | $ 215,000 | $ 798,000 |
| Jefferson County Texas | 1 | $ 261,000 | $ 261,000 | $ 99,000 |
| Jim Wells County Texas | 1 | $ 186,000 | $ 186,000 | $ 74,000 |
| La Salle County Texas | 1 | $ 248,000 | $ 248,000 | $ 83,000 |
| Lee County Texas | 1 | $ 146,000 | $ 146,000 | $ 74,000 |
| Live Oak County Texas | 1 | $ 71,000 | $ 71,000 | $ 46,000 |
| Matagorda County Texas | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| Maverick County Texas | 1 | $ 199,000 | $ 199,000 | $ 207,000 |
| McLennan County Texas | 1 | $ 166,000 | $ 166,000 | $ 68,000 |
| Midland County Texas | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Palo Pinto County Texas | 1 | $ 337,000 | $ 337,000 | $ 95,000 |
| Randall County Texas | 1 | $ 219,000 | $ 219,000 | $ 54,000 |
| Real County Texas | 1 | $ 244,000 | $ 244,000 | $ 210,000 |
| San Jacinto County Texas | 1 | $ 177,000 | $ 177,000 | $ 74,000 |
| Sterling County Texas | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Victoria County Texas | 1 | $ 210,000 | $ 210,000 | $ 156,000 |
| Zavala County Texas | 1 | $ 148,000 | $ 148,000 | $ 78,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Gardner Financial Services, Ltd. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,265 | $1,319,711,000 | $250,000 | $1,800,000 | $112,000 | $1,794,000 |
| Refinancing | 1,163 | $323,882,000 | $278,000 | $1,990,000 | $132,000 | $2,808,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,220 | $1,096,934,000 | $259,000 | $1,990,000 | $121,000 | $2,808,000 |
| Hispanic | 1,105 | $246,741,000 | $223,000 | $1,079,000 | $93,000 | $1,031,000 |
| Not Provided | 581 | $161,038,000 | $277,000 | $1,101,000 | $119,000 | $1,013,000 |
| Black or African American | 274 | $70,932,000 | $258,000 | $867,000 | $95,000 | $536,000 |
| Asian | 212 | $58,160,000 | $274,000 | $1,350,000 | $128,000 | $1,222,000 |
| American Indian or Alaskan Native | 25 | $6,119,000 | $244,000 | $984,000 | $139,000 | $774,000 |
| Native Hawaiin or Other Pacific Islander | 11 | $3,669,000 | $333,000 | $677,000 | $102,000 | $247,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,822 | $1,012,008,000 | $264,000 | $1,990,000 | $138,000 | $2,808,000 |
| FHA-insured (Federal Housing Administration) | 1,569 | $341,221,000 | $217,000 | $591,000 | $79,000 | $518,000 |
| VA-guaranteed (Veterans Administration) | 955 | $276,561,000 | $289,000 | $1,038,000 | $91,000 | $536,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 82 | $13,803,000 | $168,000 | $288,000 | $55,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,967 | $1,254,342,000 | $252,000 | $1,990,000 | $113,000 | $2,808,000 |
| Application Withdrawn By Applicant | 886 | $239,177,000 | $269,000 | $1,800,000 | $128,000 | $1,692,000 |
| Application Approved But Not Accepted | 406 | $106,776,000 | $262,000 | $1,625,000 | $118,000 | $1,383,000 |
| Application Denied By Financial Institution | 169 | $43,298,000 | $256,000 | $1,850,000 | $109,000 | $488,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 55 | $18,200,000 | $330,000 | $1,850,000 | $113,000 | $484,000 |
| Credit History | 32 | $7,392,000 | $231,000 | $588,000 | $124,000 | $294,000 |
| Collateral | 29 | $6,139,000 | $211,000 | $591,000 | $116,000 | $326,000 |
| Employment History | 18 | $4,138,000 | $229,000 | $417,000 | $81,000 | $144,000 |
| Unverifiable Information | 18 | $3,865,000 | $214,000 | $417,000 | $85,000 | $204,000 |
| Other | 13 | $3,113,000 | $239,000 | $578,000 | $131,000 | $488,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $451,000 | $112,000 | $157,000 | $42,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.