Gardner Financial Services, Ltd.
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Gardner Financial Services, Ltd..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Gardner Financial Services, Ltd. 3503 Paesanos Pkwy San Antonio, TX 78231 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 3,817 |
| Total Mortgage Loan Application Amount | $901,986,000 |
| Average Mortgage Loan Application Amount | $274,500 |
| Highest Mortgage Loan Application Amount | $3,430,000 |
| Average Applicant Income | $131,500 |
| Highest Applicant Income | $2,738,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 1,369 | $ 308,840,000 | $ 225,000 | $ 110,000 |
| Harris County Texas | 406 | $ 113,122,000 | $ 278,000 | $ 144,000 |
| Tarrant County Texas | 318 | $ 73,771,000 | $ 231,000 | $ 133,000 |
| Guadalupe County Texas | 236 | $ 49,620,000 | $ 210,000 | $ 91,000 |
| Comal County Texas | 226 | $ 63,499,000 | $ 280,000 | $ 121,000 |
| Denton County Texas | 134 | $ 23,763,000 | $ 177,000 | $ 90,000 |
| Rutherford County Tennessee | 98 | $ 19,403,000 | $ 197,000 | $ 79,000 |
| Davidson County Tennessee | 95 | $ 19,728,000 | $ 207,000 | $ 102,000 |
| Kendall County Texas | 81 | $ 26,068,000 | $ 321,000 | $ 156,000 |
| Fort Bend County Texas | 66 | $ 17,769,000 | $ 269,000 | $ 147,000 |
| Adams County Colorado | 61 | $ 15,623,000 | $ 256,000 | $ 83,000 |
| Jefferson County Colorado | 51 | $ 11,232,000 | $ 220,000 | $ 87,000 |
| Johnson County Texas | 44 | $ 7,525,000 | $ 171,000 | $ 78,000 |
| Travis County Texas | 43 | $ 14,992,000 | $ 348,000 | $ 147,000 |
| Parker County Texas | 42 | $ 10,571,000 | $ 251,000 | $ 113,000 |
| Denver County Colorado | 37 | $ 9,958,000 | $ 269,000 | $ 98,000 |
| Arapahoe County Colorado | 34 | $ 9,096,000 | $ 267,000 | $ 117,000 |
| Dallas County Texas | 30 | $ 7,761,000 | $ 258,000 | $ 163,000 |
| Williamson County Tennessee | 28 | $ 10,656,000 | $ 380,000 | $ 173,000 |
| Wilson County Texas | 22 | $ 5,378,000 | $ 244,000 | $ 89,000 |
| Brazoria County Texas | 21 | $ 3,615,000 | $ 172,000 | $ 93,000 |
| Montgomery County Texas | 19 | $ 4,621,000 | $ 243,000 | $ 214,000 |
| Tom Green County Texas | 19 | $ 3,192,000 | $ 168,000 | $ 93,000 |
| Dickson County Tennessee | 18 | $ 2,677,000 | $ 148,000 | $ 77,000 |
| Atascosa County Texas | 17 | $ 2,669,000 | $ 157,000 | $ 79,000 |
| Boulder County Colorado | 16 | $ 3,700,000 | $ 231,000 | $ 94,000 |
| Collin County Texas | 16 | $ 3,491,000 | $ 218,000 | $ 119,000 |
| Douglas County Colorado | 15 | $ 4,830,000 | $ 322,000 | $ 102,000 |
| Hays County Texas | 15 | $ 3,723,000 | $ 248,000 | $ 97,000 |
| Medina County Texas | 15 | $ 4,550,000 | $ 303,000 | $ 128,000 |
| Weld County Colorado | 13 | $ 2,995,000 | $ 230,000 | $ 76,000 |
| Galveston County Texas | 13 | $ 2,706,000 | $ 208,000 | $ 111,000 |
| Bandera County Texas | 12 | $ 3,240,000 | $ 270,000 | $ 108,000 |
| Ellis County Texas | 10 | $ 1,941,000 | $ 194,000 | $ 90,000 |
| Williamson County Texas | 10 | $ 2,875,000 | $ 287,000 | $ 100,000 |
| Sumner County Tennessee | 9 | $ 1,627,000 | $ 180,000 | $ 79,000 |
| Wilson County Tennessee | 9 | $ 1,952,000 | $ 216,000 | $ 71,000 |
| Brewster County Texas | 9 | $ 1,593,000 | $ 177,000 | $ 64,000 |
| Cooke County Texas | 7 | $ 1,229,000 | $ 175,000 | $ 72,000 |
| Wise County Texas | 6 | $ 1,256,000 | $ 209,000 | $ 100,000 |
| Broomfield County Colorado | 5 | $ 1,356,000 | $ 271,000 | $ 117,000 |
| Hood County Texas | 5 | $ 1,263,000 | $ 252,000 | $ 138,000 |
| Kerr County Texas | 5 | $ 917,000 | $ 183,000 | $ 68,000 |
| Nueces County Texas | 5 | $ 1,302,000 | $ 260,000 | $ 249,000 |
| Waller County Texas | 5 | $ 857,000 | $ 171,000 | $ 125,000 |
| Maury County Tennessee | 4 | $ 744,000 | $ 186,000 | $ 54,000 |
| El Paso County Texas | 4 | $ 945,000 | $ 236,000 | $ 163,000 |
| Hickman County Tennessee | 3 | $ 318,000 | $ 106,000 | $ 39,000 |
| Humphreys County Tennessee | 3 | $ 302,000 | $ 100,000 | $ 34,000 |
| Robertson County Tennessee | 3 | $ 540,000 | $ 180,000 | $ 84,000 |
| Aransas County Texas | 3 | $ 587,000 | $ 195,000 | $ 219,000 |
| Brazos County Texas | 3 | $ 468,000 | $ 156,000 | $ 122,000 |
| Gillespie County Texas | 3 | $ 606,000 | $ 202,000 | $ 76,000 |
| Karnes County Texas | 3 | $ 535,000 | $ 178,000 | $ 79,000 |
| Llano County Texas | 3 | $ 902,000 | $ 300,000 | $ 364,000 |
| Clear Creek County Colorado | 2 | $ 460,000 | $ 230,000 | $ 139,000 |
| El Paso County Colorado | 2 | $ 503,000 | $ 251,000 | $ 88,000 |
| Larimer County Colorado | 2 | $ 362,000 | $ 181,000 | $ 58,000 |
| Marion County Indiana | 2 | $ 410,000 | $ 205,000 | $ 82,000 |
| Bedford County Tennessee | 2 | $ 281,000 | $ 140,000 | $ 42,000 |
| Cheatham County Tennessee | 2 | $ 378,000 | $ 189,000 | $ 118,000 |
| Blanco County Texas | 2 | $ 456,000 | $ 228,000 | $ 118,000 |
| Burnet County Texas | 2 | $ 524,000 | $ 262,000 | $ 236,000 |
| Cameron County Texas | 2 | $ 382,000 | $ 191,000 | $ 261,000 |
| Ector County Texas | 2 | $ 229,000 | $ 114,000 | $ 39,000 |
| Fayette County Texas | 2 | $ 499,000 | $ 249,000 | $ 92,000 |
| Kleberg County Texas | 2 | $ 226,000 | $ 113,000 | $ 38,000 |
| Liberty County Texas | 2 | $ 290,000 | $ 145,000 | $ 71,000 |
| Lubbock County Texas | 2 | $ 285,000 | $ 142,000 | $ 171,000 |
| Montague County Texas | 2 | $ 238,000 | $ 119,000 | $ 60,000 |
| Runnels County Texas | 2 | $ 200,000 | $ 100,000 | $ 74,000 |
| Victoria County Texas | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
| Eagle County Colorado | 1 | $ 281,000 | $ 281,000 | $ 110,000 |
| Gilpin County Colorado | 1 | $ 210,000 | $ 210,000 | $ 149,000 |
| Morgan County Colorado | 1 | $ 281,000 | $ 281,000 | $ 62,000 |
| Park County Colorado | 1 | $ 252,000 | $ 252,000 | $ 65,000 |
| Pueblo County Colorado | 1 | $ 272,000 | $ 272,000 | $ 92,000 |
| Hamilton County Indiana | 1 | $ 188,000 | $ 188,000 | $ 152,000 |
| Blount County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 43,000 |
| Cannon County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 53,000 |
| Coffee County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 47,000 |
| Gibson County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 47,000 |
| Knox County Tennessee | 1 | $ 210,000 | $ 210,000 | $ 286,000 |
| Marshall County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 70,000 |
| Montgomery County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 33,000 |
| White County Tennessee | 1 | $ 211,000 | $ 211,000 | $ 59,000 |
| Austin County Texas | 1 | $ 189,000 | $ 189,000 | $ 91,000 |
| Bell County Texas | 1 | $ 134,000 | $ 134,000 | $ 50,000 |
| Calhoun County Texas | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Erath County Texas | 1 | $ 202,000 | $ 202,000 | $ 175,000 |
| Frio County Texas | 1 | $ 177,000 | $ 177,000 | $ 86,000 |
| Hidalgo County Texas | 1 | $ 70,000 | $ 70,000 | $ 27,000 |
| Hunt County Texas | 1 | $ 415,000 | $ 415,000 | $ 99,000 |
| Jack County Texas | 1 | $ 97,000 | $ 97,000 | $ 50,000 |
| Jeff Davis County Texas | 1 | $ 108,000 | $ 108,000 | $ 65,000 |
| Jones County Texas | 1 | $ 112,000 | $ 112,000 | $ 104,000 |
| Kaufman County Texas | 1 | $ 152,000 | $ 152,000 | $ 82,000 |
| Matagorda County Texas | 1 | $ 156,000 | $ 156,000 | $ 79,000 |
| Maverick County Texas | 1 | $ 86,000 | $ 86,000 | $ 182,000 |
| McLennan County Texas | 1 | $ 388,000 | $ 388,000 | $ 220,000 |
| Refugio County Texas | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Rockwall County Texas | 1 | $ 516,000 | $ 516,000 | $ 219,000 |
| Rusk County Texas | 1 | $ 305,000 | $ 305,000 | $ 242,000 |
| Smith County Texas | 1 | $ 89,000 | $ 89,000 | $ 471,000 |
| Val Verde County Texas | 1 | $ 340,000 | $ 340,000 | $ 123,000 |
| Washington County Texas | 1 | $ 214,000 | $ 214,000 | $ 82,000 |
| Webb County Texas | 1 | $ 195,000 | $ 195,000 | $ 204,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Gardner Financial Services, Ltd. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,437 | $779,186,000 | $226,000 | $3,430,000 | $111,000 | $2,738,000 |
| Refinancing | 380 | $122,800,000 | $323,000 | $1,800,000 | $152,000 | $930,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,758 | $665,993,000 | $241,000 | $3,430,000 | $119,000 | $2,738,000 |
| Hispanic | 673 | $140,283,000 | $208,000 | $1,800,000 | $95,000 | $633,000 |
| Not Provided | 151 | $40,749,000 | $269,000 | $1,360,000 | $136,000 | $1,446,000 |
| Black or African American | 137 | $30,783,000 | $224,000 | $526,000 | $94,000 | $330,000 |
| Asian | 78 | $19,758,000 | $253,000 | $1,750,000 | $146,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,856,000 | $219,000 | $417,000 | $106,000 | $300,000 |
| American Indian or Alaskan Native | 7 | $1,564,000 | $223,000 | $299,000 | $89,000 | $141,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,286 | $584,266,000 | $255,000 | $3,430,000 | $135,000 | $2,738,000 |
| FHA-insured (Federal Housing Administration) | 839 | $149,289,000 | $177,000 | $440,000 | $77,000 | $1,066,000 |
| VA-guaranteed (Veterans Administration) | 623 | $157,337,000 | $252,000 | $796,000 | $97,000 | $429,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 69 | $11,094,000 | $160,000 | $294,000 | $53,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,145 | $746,410,000 | $237,000 | $3,430,000 | $114,000 | $2,738,000 |
| Application Withdrawn By Applicant | 469 | $110,804,000 | $236,000 | $1,760,000 | $126,000 | $1,446,000 |
| Application Approved But Not Accepted | 102 | $22,152,000 | $217,000 | $679,000 | $106,000 | $535,000 |
| Application Denied By Financial Institution | 93 | $19,080,000 | $205,000 | $926,000 | $89,000 | $664,000 |
| File Closed For Incompleteness | 8 | $3,540,000 | $442,000 | $1,360,000 | $179,000 | $610,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 31 | $6,602,000 | $212,000 | $926,000 | $65,000 | $193,000 |
| Collateral | 20 | $3,058,000 | $152,000 | $308,000 | $105,000 | $512,000 |
| Credit History | 12 | $2,754,000 | $229,000 | $467,000 | $101,000 | $177,000 |
| Other | 11 | $3,138,000 | $285,000 | $926,000 | $138,000 | $664,000 |
| Employment History | 7 | $1,039,000 | $148,000 | $238,000 | $62,000 | $126,000 |
| Unverifiable Information | 6 | $1,349,000 | $224,000 | $417,000 | $81,000 | $174,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $845,000 | $169,000 | $308,000 | $88,000 | $173,000 |
| Credit Application Incomplete | 1 | $295,000 | $295,000 | $295,000 | $96,000 | $96,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.