Gardner Financial Services, Ltd.
Mortgage Loan Application
Totals and Details
for 2013
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Gardner Financial Services, Ltd..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Gardner Financial Services, Ltd. 3503 Paesanos Pkwy San Antonio, TX 78231 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 4,236 |
| Total Mortgage Loan Application Amount | $923,728,000 |
| Average Mortgage Loan Application Amount | $234,500 |
| Highest Mortgage Loan Application Amount | $2,019,000 |
| Average Applicant Income | $122,000 |
| Highest Applicant Income | $2,112,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 1,921 | $ 413,407,000 | $ 215,000 | $ 105,000 |
| Tarrant County Texas | 382 | $ 83,434,000 | $ 218,000 | $ 124,000 |
| Comal County Texas | 279 | $ 70,166,000 | $ 251,000 | $ 109,000 |
| Guadalupe County Texas | 278 | $ 55,837,000 | $ 200,000 | $ 88,000 |
| Harris County Texas | 232 | $ 53,011,000 | $ 228,000 | $ 129,000 |
| Denton County Texas | 146 | $ 26,730,000 | $ 183,000 | $ 96,000 |
| Davidson County Tennessee | 141 | $ 29,716,000 | $ 210,000 | $ 112,000 |
| Kendall County Texas | 96 | $ 26,550,000 | $ 276,000 | $ 143,000 |
| Rutherford County Tennessee | 63 | $ 11,081,000 | $ 175,000 | $ 74,000 |
| Wilson County Texas | 60 | $ 14,233,000 | $ 237,000 | $ 91,000 |
| Williamson County Tennessee | 57 | $ 15,950,000 | $ 279,000 | $ 115,000 |
| Fort Bend County Texas | 51 | $ 11,212,000 | $ 219,000 | $ 122,000 |
| Johnson County Texas | 48 | $ 6,849,000 | $ 142,000 | $ 72,000 |
| Dallas County Texas | 45 | $ 14,238,000 | $ 316,000 | $ 142,000 |
| Webb County Texas | 31 | $ 5,558,000 | $ 179,000 | $ 75,000 |
| Collin County Texas | 29 | $ 6,918,000 | $ 238,000 | $ 105,000 |
| Parker County Texas | 29 | $ 6,962,000 | $ 240,000 | $ 108,000 |
| Medina County Texas | 27 | $ 7,390,000 | $ 273,000 | $ 112,000 |
| Atascosa County Texas | 26 | $ 4,862,000 | $ 187,000 | $ 78,000 |
| Dickson County Tennessee | 25 | $ 3,652,000 | $ 146,000 | $ 58,000 |
| Travis County Texas | 21 | $ 5,849,000 | $ 278,000 | $ 123,000 |
| Wilson County Tennessee | 18 | $ 4,116,000 | $ 228,000 | $ 77,000 |
| Brazoria County Texas | 18 | $ 3,250,000 | $ 180,000 | $ 98,000 |
| Hays County Texas | 16 | $ 3,209,000 | $ 200,000 | $ 86,000 |
| Montgomery County Texas | 16 | $ 3,645,000 | $ 227,000 | $ 139,000 |
| Sumner County Tennessee | 15 | $ 2,528,000 | $ 168,000 | $ 93,000 |
| Bandera County Texas | 12 | $ 2,984,000 | $ 248,000 | $ 157,000 |
| Maury County Tennessee | 11 | $ 2,216,000 | $ 201,000 | $ 60,000 |
| Ellis County Texas | 11 | $ 2,671,000 | $ 242,000 | $ 139,000 |
| Brewster County Texas | 8 | $ 1,497,000 | $ 187,000 | $ 56,000 |
| Galveston County Texas | 8 | $ 1,398,000 | $ 174,000 | $ 222,000 |
| Cooke County Texas | 7 | $ 934,000 | $ 133,000 | $ 73,000 |
| Kerr County Texas | 7 | $ 1,388,000 | $ 198,000 | $ 103,000 |
| Hood County Texas | 6 | $ 1,280,000 | $ 213,000 | $ 122,000 |
| Kaufman County Texas | 6 | $ 1,650,000 | $ 275,000 | $ 171,000 |
| Nueces County Texas | 6 | $ 1,184,000 | $ 197,000 | $ 108,000 |
| Williamson County Texas | 6 | $ 1,823,000 | $ 303,000 | $ 116,000 |
| Wise County Texas | 6 | $ 1,172,000 | $ 195,000 | $ 113,000 |
| Uvalde County Texas | 5 | $ 691,000 | $ 138,000 | $ 202,000 |
| Robertson County Tennessee | 4 | $ 702,000 | $ 175,000 | $ 71,000 |
| Burnet County Texas | 3 | $ 745,000 | $ 248,000 | $ 280,000 |
| Cameron County Texas | 3 | $ 538,000 | $ 179,000 | $ 162,000 |
| El Paso County Texas | 3 | $ 594,000 | $ 198,000 | $ 104,000 |
| Gillespie County Texas | 3 | $ 427,000 | $ 142,000 | $ 83,000 |
| Llano County Texas | 3 | $ 1,013,000 | $ 337,000 | $ 261,000 |
| McLennan County Texas | 3 | $ 645,000 | $ 215,000 | $ 104,000 |
| Rockwall County Texas | 3 | $ 474,000 | $ 158,000 | $ 51,000 |
| Tom Green County Texas | 3 | $ 544,000 | $ 181,000 | $ 79,000 |
| Hickman County Tennessee | 2 | $ 231,000 | $ 115,000 | $ 46,000 |
| Aransas County Texas | 2 | $ 222,000 | $ 111,000 | $ 72,000 |
| Grayson County Texas | 2 | $ 368,000 | $ 184,000 | $ 87,000 |
| Hunt County Texas | 2 | $ 373,000 | $ 186,000 | $ 93,000 |
| Palo Pinto County Texas | 2 | $ 367,000 | $ 183,000 | $ 171,000 |
| Somervell County Texas | 2 | $ 323,000 | $ 161,000 | $ 113,000 |
| Zapata County Texas | 2 | $ 119,000 | $ 59,000 | $ 248,000 |
| Bedford County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 37,000 |
| Cannon County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 65,000 |
| Cheatham County Tennessee | 1 | $ 332,000 | $ 332,000 | $ 129,000 |
| Hamilton County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 49,000 |
| Jefferson County Tennessee | 1 | $ 360,000 | $ 360,000 | $ 116,000 |
| Lincoln County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 31,000 |
| White County Tennessee | 1 | $ 187,000 | $ 187,000 | $ 83,000 |
| Bastrop County Texas | 1 | $ 125,000 | $ 125,000 | $ 227,000 |
| Bell County Texas | 1 | $ 190,000 | $ 190,000 | $ 40,000 |
| Blanco County Texas | 1 | $ 337,000 | $ 337,000 | $ 395,000 |
| Brazos County Texas | 1 | $ 140,000 | $ 140,000 | $ 185,000 |
| Colorado County Texas | 1 | $ 228,000 | $ 228,000 | $ 80,000 |
| Coryell County Texas | 1 | $ 132,000 | $ 132,000 | $ 72,000 |
| Frio County Texas | 1 | $ 180,000 | $ 180,000 | $ 115,000 |
| Gonzales County Texas | 1 | $ 302,000 | $ 302,000 | $ 163,000 |
| Hidalgo County Texas | 1 | $ 263,000 | $ 263,000 | $ 167,000 |
| Hill County Texas | 1 | $ 188,000 | $ 188,000 | $ 99,000 |
| Jasper County Texas | 1 | $ 165,000 | $ 165,000 | $ 240,000 |
| Kleberg County Texas | 1 | $ 141,000 | $ 141,000 | $ 103,000 |
| Midland County Texas | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Presidio County Texas | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| San Patricio County Texas | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Upshur County Texas | 1 | $ 250,000 | $ 250,000 | $ 240,000 |
| Victoria County Texas | 1 | $ 154,000 | $ 154,000 | $ 81,000 |
| Wood County Texas | 1 | $ 172,000 | $ 172,000 | $ 263,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Gardner Financial Services, Ltd. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,643 | $770,553,000 | $211,000 | $1,855,000 | $102,000 | $2,112,000 |
| Refinancing | 593 | $153,175,000 | $258,000 | $2,019,000 | $142,000 | $1,276,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,155 | $705,926,000 | $223,000 | $2,019,000 | $113,000 | $2,112,000 |
| Hispanic | 778 | $150,755,000 | $193,000 | $1,098,000 | $92,000 | $1,144,000 |
| Black or African American | 136 | $30,762,000 | $226,000 | $516,000 | $90,000 | $262,000 |
| Asian | 82 | $16,288,000 | $198,000 | $415,000 | $90,000 | $292,000 |
| Not Provided | 64 | $15,056,000 | $235,000 | $700,000 | $127,000 | $408,000 |
| American Indian or Alaskan Native | 11 | $2,565,000 | $233,000 | $417,000 | $108,000 | $295,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,376,000 | $237,000 | $417,000 | $94,000 | $201,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,259 | $531,729,000 | $235,000 | $2,019,000 | $131,000 | $2,112,000 |
| FHA-insured (Federal Housing Administration) | 1,093 | $181,752,000 | $166,000 | $435,000 | $74,000 | $708,000 |
| VA-guaranteed (Veterans Administration) | 812 | $198,886,000 | $244,000 | $941,000 | $93,000 | $589,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 72 | $11,361,000 | $157,000 | $251,000 | $52,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,365 | $728,612,000 | $216,000 | $2,019,000 | $107,000 | $2,112,000 |
| Application Approved But Not Accepted | 318 | $69,967,000 | $220,000 | $784,000 | $109,000 | $533,000 |
| Application Withdrawn By Applicant | 310 | $69,035,000 | $222,000 | $772,000 | $118,000 | $1,276,000 |
| Application Denied By Financial Institution | 217 | $49,624,000 | $228,000 | $1,960,000 | $103,000 | $540,000 |
| File Closed For Incompleteness | 26 | $6,490,000 | $249,000 | $1,500,000 | $146,000 | $708,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 50 | $13,743,000 | $274,000 | $1,960,000 | $120,000 | $540,000 |
| Debt-To-Income Ratio | 48 | $11,732,000 | $244,000 | $952,000 | $102,000 | $343,000 |
| Credit History | 36 | $6,804,000 | $189,000 | $504,000 | $77,000 | $271,000 |
| Other | 29 | $5,097,000 | $175,000 | $417,000 | $88,000 | $441,000 |
| Employment History | 21 | $3,533,000 | $168,000 | $417,000 | $63,000 | $109,000 |
| Unverifiable Information | 16 | $4,069,000 | $254,000 | $835,000 | $146,000 | $528,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $3,690,000 | $263,000 | $940,000 | $140,000 | $347,000 |
| Credit Application Incomplete | 3 | $956,000 | $318,000 | $532,000 | $173,000 | $294,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.