Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Fulton Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Fulton Bank, National Association One Penn Square Lancaster, PA 17604 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
Total Number of Mortgage Applications | 7,927 |
Total Mortgage Loan Application Amount | $1,571,489,000 |
Average Mortgage Loan Application Amount | $185,000 |
Highest Mortgage Loan Application Amount | $8,000,000 |
Average Applicant Income | $100,000 |
Highest Applicant Income | $3,120,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Lancaster County Pennsylvania | 1,597 | $ 268,725,000 | $ 168,000 | $ 87,000 |
Berks County Pennsylvania | 752 | $ 123,009,000 | $ 163,000 | $ 83,000 |
York County Pennsylvania | 578 | $ 95,802,000 | $ 165,000 | $ 100,000 |
Lebanon County Pennsylvania | 480 | $ 75,232,000 | $ 156,000 | $ 87,000 |
Dauphin County Pennsylvania | 366 | $ 62,273,000 | $ 170,000 | $ 104,000 |
Cumberland County Pennsylvania | 315 | $ 62,759,000 | $ 199,000 | $ 100,000 |
Chester County Pennsylvania | 239 | $ 59,361,000 | $ 248,000 | $ 132,000 |
Virginia Beach County Virginia | 200 | $ 60,536,000 | $ 302,000 | $ 122,000 |
Schuylkill County Pennsylvania | 198 | $ 22,786,000 | $ 115,000 | $ 59,000 |
Sussex County Delaware | 181 | $ 49,105,000 | $ 271,000 | $ 146,000 |
Bucks County Pennsylvania | 132 | $ 38,586,000 | $ 292,000 | $ 135,000 |
Chesterfield County Virginia | 116 | $ 30,431,000 | $ 262,000 | $ 129,000 |
Newport News County Virginia | 114 | $ 21,481,000 | $ 188,000 | $ 97,000 |
Henrico County Virginia | 111 | $ 25,102,000 | $ 226,000 | $ 145,000 |
Richmond City County Virginia | 107 | $ 26,291,000 | $ 245,000 | $ 139,000 |
Chesapeake County Virginia | 103 | $ 23,544,000 | $ 228,000 | $ 86,000 |
Montgomery County Pennsylvania | 93 | $ 20,995,000 | $ 225,000 | $ 117,000 |
Albemarle County Virginia | 89 | $ 26,133,000 | $ 293,000 | $ 173,000 |
Hampton County Virginia | 87 | $ 14,135,000 | $ 162,000 | $ 76,000 |
New Castle County Delaware | 80 | $ 21,565,000 | $ 269,000 | $ 132,000 |
James City County Virginia | 79 | $ 20,497,000 | $ 259,000 | $ 110,000 |
Centre County Pennsylvania | 64 | $ 13,213,000 | $ 206,000 | $ 158,000 |
York County Virginia | 63 | $ 16,306,000 | $ 258,000 | $ 90,000 |
Norfolk County Virginia | 59 | $ 10,797,000 | $ 183,000 | $ 77,000 |
Hanover County Virginia | 53 | $ 14,059,000 | $ 265,000 | $ 169,000 |
Northumberland County Pennsylvania | 52 | $ 5,432,000 | $ 104,000 | $ 53,000 |
Suffolk County Virginia | 51 | $ 11,354,000 | $ 222,000 | $ 83,000 |
Gloucester County Virginia | 50 | $ 9,906,000 | $ 198,000 | $ 71,000 |
Delaware County Pennsylvania | 49 | $ 11,032,000 | $ 225,000 | $ 126,000 |
Fairfax County Virginia | 43 | $ 29,147,000 | $ 677,000 | $ 213,000 |
Northampton County Pennsylvania | 42 | $ 8,256,000 | $ 196,000 | $ 80,000 |
Baltimore County Maryland | 40 | $ 7,861,000 | $ 196,000 | $ 67,000 |
Adams County Pennsylvania | 40 | $ 6,588,000 | $ 164,000 | $ 76,000 |
Portsmouth County Virginia | 37 | $ 3,974,000 | $ 107,000 | $ 66,000 |
Charlottesville County Virginia | 33 | $ 6,988,000 | $ 211,000 | $ 107,000 |
Lehigh County Pennsylvania | 31 | $ 4,975,000 | $ 160,000 | $ 61,000 |
Louisa County Virginia | 31 | $ 8,004,000 | $ 258,000 | $ 129,000 |
Gloucester County New Jersey | 28 | $ 4,052,000 | $ 144,000 | $ 76,000 |
Washington County Maryland | 25 | $ 4,326,000 | $ 173,000 | $ 57,000 |
Harford County Maryland | 23 | $ 4,322,000 | $ 187,000 | $ 57,000 |
Cecil County Maryland | 22 | $ 3,926,000 | $ 178,000 | $ 65,000 |
Columbia County Pennsylvania | 22 | $ 2,728,000 | $ 124,000 | $ 57,000 |
Perry County Pennsylvania | 19 | $ 2,975,000 | $ 156,000 | $ 94,000 |
Fluvanna County Virginia | 18 | $ 3,475,000 | $ 193,000 | $ 102,000 |
Greene County Virginia | 18 | $ 3,820,000 | $ 212,000 | $ 63,000 |
Atlantic County New Jersey | 17 | $ 5,756,000 | $ 338,000 | $ 224,000 |
Goochland County Virginia | 17 | $ 5,339,000 | $ 314,000 | $ 129,000 |
Howard County Maryland | 16 | $ 5,501,000 | $ 343,000 | $ 116,000 |
Lycoming County Pennsylvania | 16 | $ 2,288,000 | $ 143,000 | $ 102,000 |
Philadelphia County Pennsylvania | 16 | $ 3,699,000 | $ 231,000 | $ 112,000 |
Poquoson County Virginia | 16 | $ 4,866,000 | $ 304,000 | $ 115,000 |
Montgomery County Maryland | 15 | $ 12,352,000 | $ 823,000 | $ 329,000 |
Cape May County New Jersey | 15 | $ 6,176,000 | $ 411,000 | $ 331,000 |
Snyder County Pennsylvania | 15 | $ 1,888,000 | $ 125,000 | $ 57,000 |
Isle of Wight County Virginia | 15 | $ 4,453,000 | $ 296,000 | $ 119,000 |
Warren County New Jersey | 14 | $ 2,779,000 | $ 198,000 | $ 63,000 |
Franklin County Pennsylvania | 13 | $ 3,184,000 | $ 244,000 | $ 109,000 |
Montour County Pennsylvania | 13 | $ 1,594,000 | $ 122,000 | $ 44,000 |
Loudoun County Virginia | 13 | $ 6,395,000 | $ 491,000 | $ 152,000 |
Baltimore City County Maryland | 12 | $ 1,769,000 | $ 147,000 | $ 48,000 |
New Kent County Virginia | 12 | $ 2,983,000 | $ 248,000 | $ 101,000 |
Kent County Delaware | 11 | $ 2,181,000 | $ 198,000 | $ 131,000 |
Anne Arundel County Maryland | 11 | $ 3,343,000 | $ 303,000 | $ 145,000 |
Camden County New Jersey | 11 | $ 1,759,000 | $ 159,000 | $ 62,000 |
Union County Pennsylvania | 11 | $ 1,588,000 | $ 144,000 | $ 103,000 |
Frederick County Maryland | 10 | $ 2,213,000 | $ 221,000 | $ 93,000 |
Salem County New Jersey | 10 | $ 1,863,000 | $ 186,000 | $ 76,000 |
Worcester County Maryland | 9 | $ 2,101,000 | $ 233,000 | $ 185,000 |
Burlington County New Jersey | 9 | $ 1,668,000 | $ 185,000 | $ 83,000 |
Monroe County Pennsylvania | 9 | $ 1,678,000 | $ 186,000 | $ 145,000 |
Arlington County Virginia | 9 | $ 8,726,000 | $ 969,000 | $ 597,000 |
Currituck County North Carolina | 8 | $ 2,156,000 | $ 269,000 | $ 121,000 |
Dare County North Carolina | 8 | $ 2,112,000 | $ 264,000 | $ 229,000 |
Juniata County Pennsylvania | 8 | $ 1,355,000 | $ 169,000 | $ 65,000 |
Middlesex County Virginia | 8 | $ 2,305,000 | $ 288,000 | $ 130,000 |
Powhatan County Virginia | 8 | $ 2,482,000 | $ 310,000 | $ 130,000 |
Spotsylvania County Virginia | 8 | $ 2,772,000 | $ 346,000 | $ 188,000 |
King William County Virginia | 7 | $ 1,261,000 | $ 180,000 | $ 81,000 |
Williamsburg County Virginia | 7 | $ 1,762,000 | $ 251,000 | $ 47,000 |
Prince George's County Maryland | 6 | $ 1,530,000 | $ 255,000 | $ 68,000 |
Lancaster County Virginia | 6 | $ 1,877,000 | $ 312,000 | $ 161,000 |
Nelson County Virginia | 6 | $ 1,819,000 | $ 303,000 | $ 207,000 |
District of Columbia County District Of Columbia | 5 | $ 2,928,000 | $ 585,000 | $ 215,000 |
Carroll County Maryland | 5 | $ 1,343,000 | $ 268,000 | $ 81,000 |
Middlesex County New Jersey | 5 | $ 1,105,000 | $ 221,000 | $ 70,000 |
Luzerne County Pennsylvania | 5 | $ 1,207,000 | $ 241,000 | $ 117,000 |
Alexandria County Virginia | 5 | $ 2,930,000 | $ 586,000 | $ 174,000 |
Northampton County Virginia | 5 | $ 1,492,000 | $ 298,000 | $ 116,000 |
Prince William County Virginia | 5 | $ 1,702,000 | $ 340,000 | $ 154,000 |
Hunterdon County New Jersey | 4 | $ 1,017,000 | $ 254,000 | $ 114,000 |
Monmouth County New Jersey | 4 | $ 962,000 | $ 240,000 | $ 159,000 |
Morris County New Jersey | 4 | $ 1,070,000 | $ 267,000 | $ 72,000 |
Ocean County New Jersey | 4 | $ 1,420,000 | $ 355,000 | $ 234,000 |
Somerset County New Jersey | 4 | $ 1,765,000 | $ 441,000 | $ 689,000 |
Carbon County Pennsylvania | 4 | $ 658,000 | $ 164,000 | $ 54,000 |
King and Queen County Virginia | 4 | $ 1,940,000 | $ 485,000 | $ 262,000 |
Petersburg County Virginia | 4 | $ 501,000 | $ 125,000 | $ 72,000 |
Calvert County Maryland | 3 | $ 719,000 | $ 239,000 | $ 645,000 |
Clinton County Pennsylvania | 3 | $ 287,000 | $ 95,000 | $ 68,000 |
Huntingdon County Pennsylvania | 3 | $ 262,000 | $ 87,000 | $ 91,000 |
Wayne County Pennsylvania | 3 | $ 1,410,000 | $ 470,000 | $ 234,000 |
Augusta County Virginia | 3 | $ 939,000 | $ 313,000 | $ 287,000 |
Bedford County Virginia | 3 | $ 1,174,000 | $ 391,000 | $ 174,000 |
Mathews County Virginia | 3 | $ 559,000 | $ 186,000 | $ 80,000 |
Mecklenburg County Virginia | 3 | $ 2,134,000 | $ 711,000 | $ 253,000 |
Prince George County Virginia | 3 | $ 714,000 | $ 238,000 | $ 77,000 |
Charles County Maryland | 2 | $ 398,000 | $ 199,000 | $ 109,000 |
Dorchester County Maryland | 2 | $ 454,000 | $ 227,000 | $ 142,000 |
Wicomico County Maryland | 2 | $ 226,000 | $ 113,000 | $ 26,000 |
Cumberland County New Jersey | 2 | $ 360,000 | $ 180,000 | $ 56,000 |
Mercer County New Jersey | 2 | $ 714,000 | $ 357,000 | $ 174,000 |
Sussex County New Jersey | 2 | $ 528,000 | $ 264,000 | $ 109,000 |
Guilford County North Carolina | 2 | $ 426,000 | $ 213,000 | $ 91,000 |
Northampton County North Carolina | 2 | $ 302,000 | $ 151,000 | $ 72,000 |
Randolph County North Carolina | 2 | $ 249,000 | $ 124,000 | $ 122,000 |
Warren County North Carolina | 2 | $ 441,000 | $ 220,000 | $ 166,000 |
Fulton County Pennsylvania | 2 | $ 376,000 | $ 188,000 | $ 55,000 |
Mifflin County Pennsylvania | 2 | $ 419,000 | $ 209,000 | $ 132,000 |
Tioga County Pennsylvania | 2 | $ 282,000 | $ 141,000 | $ 63,000 |
Accomack County Virginia | 2 | $ 550,000 | $ 275,000 | $ 120,000 |
Amherst County Virginia | 2 | $ 419,000 | $ 209,000 | $ 95,000 |
Buckingham County Virginia | 2 | $ 1,041,000 | $ 520,000 | $ 236,000 |
Charles City County Virginia | 2 | $ 610,000 | $ 305,000 | $ 116,000 |
Colonial Heights County Virginia | 2 | $ 250,000 | $ 125,000 | $ 36,000 |
Dinwiddie County Virginia | 2 | $ 453,000 | $ 226,000 | $ 131,000 |
Harrisonburg County Virginia | 2 | $ 229,000 | $ 114,000 | $ 82,000 |
Northumberland County Virginia | 2 | $ 304,000 | $ 152,000 | $ 117,000 |
Orange County Virginia | 2 | $ 475,000 | $ 237,000 | $ 72,000 |
Pittsylvania County Virginia | 2 | $ 352,000 | $ 176,000 | $ 113,000 |
Stafford County Virginia | 2 | $ 508,000 | $ 254,000 | $ 67,000 |
Garrett County Maryland | 1 | $ 825,000 | $ 825,000 | $ 463,000 |
Kent County Maryland | 1 | $ 981,000 | $ 981,000 | $ 271,000 |
Queen Anne's County Maryland | 1 | $ 313,000 | $ 313,000 | $ 91,000 |
Bergen County New Jersey | 1 | $ 80,000 | $ 80,000 | $ 83,000 |
Essex County New Jersey | 1 | $ 197,000 | $ 197,000 | $ 82,000 |
Passaic County New Jersey | 1 | $ 301,000 | $ 301,000 | $ 103,000 |
Brunswick County North Carolina | 1 | $ 308,000 | $ 308,000 | $ 0 |
Chatham County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 0 |
Chowan County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 172,000 |
Gates County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
Pasquotank County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 189,000 |
Blair County Pennsylvania | 1 | $ 1,131,000 | $ 1,131,000 | $ 0 |
Pike County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 29,000 |
Susquehanna County Pennsylvania | 1 | $ 350,000 | $ 350,000 | $ 174,000 |
Jackson County Tennessee | 1 | $ 8,000 | $ 8,000 | $ 49,000 |
Appomattox County Virginia | 1 | $ 231,000 | $ 231,000 | $ 94,000 |
Caroline County Virginia | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
Essex County Virginia | 1 | $ 199,000 | $ 199,000 | $ 62,000 |
Fauquier County Virginia | 1 | $ 1,313,000 | $ 1,313,000 | $ 450,000 |
Franklin County Virginia | 1 | $ 352,000 | $ 352,000 | $ 351,000 |
Fredericksburg County Virginia | 1 | $ 218,000 | $ 218,000 | $ 32,000 |
Hopewell County Virginia | 1 | $ 58,000 | $ 58,000 | $ 18,000 |
Montgomery County Virginia | 1 | $ 100,000 | $ 100,000 | $ 242,000 |
Page County Virginia | 1 | $ 118,000 | $ 118,000 | $ 17,000 |
Roanoke County Virginia | 1 | $ 178,000 | $ 178,000 | $ 94,000 |
Rockbridge County Virginia | 1 | $ 450,000 | $ 450,000 | $ 76,000 |
Rockingham County Virginia | 1 | $ 153,000 | $ 153,000 | $ 100,000 |
Surry County Virginia | 1 | $ 100,000 | $ 100,000 | $ 18,000 |
Tazewell County Virginia | 1 | $ 54,000 | $ 54,000 | $ 35,000 |
Waynesboro County Virginia | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
Berkeley County West Virginia | 1 | $ 130,000 | $ 130,000 | $ 59,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 4,055 | $777,918,000 | $191,000 | $8,000,000 | $91,000 | $2,079,000 |
Refinancing | 3,411 | $723,389,000 | $212,000 | $2,613,000 | $113,000 | $3,120,000 |
Home Improvement | 461 | $70,182,000 | $152,000 | $4,000,000 | $96,000 | $2,591,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 6,071 | $1,152,968,000 | $189,000 | $4,000,000 | $102,000 | $3,120,000 |
Not Provided | 1,245 | $285,886,000 | $229,000 | $2,880,000 | $110,000 | $2,207,000 |
Black or African American | 221 | $41,878,000 | $189,000 | $2,613,000 | $74,000 | $645,000 |
Hispanic | 189 | $25,824,000 | $136,000 | $1,360,000 | $57,000 | $562,000 |
Asian | 116 | $28,103,000 | $242,000 | $1,500,000 | $113,000 | $444,000 |
Not applicable | 62 | $32,160,000 | $518,000 | $8,000,000 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 15 | $3,917,000 | $261,000 | $1,200,000 | $110,000 | $253,000 |
American Indian or Alaskan Native | 8 | $753,000 | $94,000 | $212,000 | $118,000 | $314,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,896 | $1,232,862,000 | $209,000 | $8,000,000 | $114,000 | $2,591,000 |
FHA-insured (Federal Housing Administration) | 1,562 | $243,834,000 | $156,000 | $737,000 | $61,000 | $3,120,000 |
VA-guaranteed (Veterans Administration) | 309 | $73,304,000 | $237,000 | $711,000 | $68,000 | $309,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 160 | $21,489,000 | $134,000 | $321,000 | $46,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 5,376 | $1,089,344,000 | $202,000 | $8,000,000 | $105,000 | $2,079,000 |
Application Denied By Financial Institution | 1,051 | $198,739,000 | $189,000 | $1,458,000 | $93,000 | $3,120,000 |
Application Withdrawn By Applicant | 744 | $157,766,000 | $212,000 | $2,295,000 | $100,000 | $2,207,000 |
Preapproval Denied by Financial Institution | 408 | $56,167,000 | $137,000 | $1,400,000 | $60,000 | $1,843,000 |
Application Approved But Not Accepted | 272 | $53,016,000 | $194,000 | $1,200,000 | $104,000 | $652,000 |
File Closed For Incompleteness | 65 | $14,139,000 | $217,000 | $1,350,000 | $94,000 | $355,000 |
Loan Purchased By The Institution | 11 | $2,318,000 | $210,000 | $412,000 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit Application Incomplete | 449 | $92,587,000 | $206,000 | $1,087,000 | $113,000 | $3,120,000 |
Debt-To-Income Ratio | 370 | $60,147,000 | $162,000 | $1,458,000 | $52,000 | $488,000 |
Credit History | 363 | $44,955,000 | $123,000 | $634,000 | $74,000 | $2,591,000 |
Collateral | 172 | $36,674,000 | $213,000 | $852,000 | $95,000 | $420,000 |
Other | 54 | $12,516,000 | $231,000 | $1,400,000 | $113,000 | $710,000 |
Employment History | 24 | $3,284,000 | $136,000 | $288,000 | $41,000 | $108,000 |
Unverifiable Information | 13 | $2,169,000 | $166,000 | $417,000 | $88,000 | $259,000 |
Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,028,000 | $169,000 | $417,000 | $71,000 | $166,000 |
Mortgage Insurance Denied | 2 | $546,000 | $273,000 | $398,000 | $165,000 | $253,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.