Frost Bank
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Frost Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Frost Bank 100 West Houston St San Antonio, TX 78205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 18,731 |
| Total Mortgage Loan Application Amount | $2,566,915,000 |
| Average Mortgage Loan Application Amount | $194,250 |
| Highest Mortgage Loan Application Amount | $8,005,000 |
| Average Applicant Income | $207,250 |
| Highest Applicant Income | $8,101,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 2,674 | $ 298,920,000 | $ 111,000 | $ 166,000 |
| Bexar County Texas | 2,119 | $ 203,495,000 | $ 96,000 | $ 136,000 |
| Tarrant County Texas | 1,882 | $ 239,280,000 | $ 127,000 | $ 171,000 |
| Dallas County Texas | 1,779 | $ 326,175,000 | $ 183,000 | $ 224,000 |
| Collin County Texas | 1,419 | $ 213,855,000 | $ 150,000 | $ 222,000 |
| Travis County Texas | 1,303 | $ 346,365,000 | $ 265,000 | $ 281,000 |
| Denton County Texas | 1,247 | $ 189,495,000 | $ 151,000 | $ 223,000 |
| Fort Bend County Texas | 681 | $ 82,985,000 | $ 121,000 | $ 191,000 |
| Montgomery County Texas | 616 | $ 73,000,000 | $ 118,000 | $ 203,000 |
| Williamson County Texas | 458 | $ 59,710,000 | $ 130,000 | $ 183,000 |
| Hidalgo County Texas | 369 | $ 25,265,000 | $ 68,000 | $ 107,000 |
| Galveston County Texas | 290 | $ 32,510,000 | $ 112,000 | $ 185,000 |
| Hays County Texas | 288 | $ 52,820,000 | $ 183,000 | $ 207,000 |
| Comal County Texas | 279 | $ 38,145,000 | $ 136,000 | $ 176,000 |
| Nueces County Texas | 279 | $ 24,345,000 | $ 87,000 | $ 138,000 |
| Brazoria County Texas | 248 | $ 22,520,000 | $ 90,000 | $ 157,000 |
| Rockwall County Texas | 213 | $ 33,235,000 | $ 156,000 | $ 227,000 |
| Ellis County Texas | 211 | $ 23,175,000 | $ 109,000 | $ 159,000 |
| Cameron County Texas | 183 | $ 10,925,000 | $ 59,000 | $ 93,000 |
| Parker County Texas | 149 | $ 19,985,000 | $ 134,000 | $ 198,000 |
| Guadalupe County Texas | 131 | $ 12,065,000 | $ 92,000 | $ 135,000 |
| Midland County Texas | 128 | $ 16,840,000 | $ 131,000 | $ 169,000 |
| Johnson County Texas | 119 | $ 12,425,000 | $ 104,000 | $ 136,000 |
| Kaufman County Texas | 105 | $ 11,005,000 | $ 104,000 | $ 132,000 |
| Ector County Texas | 99 | $ 8,115,000 | $ 81,000 | $ 119,000 |
| Kendall County Texas | 98 | $ 21,610,000 | $ 220,000 | $ 228,000 |
| Grayson County Texas | 61 | $ 6,655,000 | $ 109,000 | $ 156,000 |
| Waller County Texas | 59 | $ 8,945,000 | $ 151,000 | $ 232,000 |
| Bell County Texas | 58 | $ 5,010,000 | $ 86,000 | $ 136,000 |
| Hunt County Texas | 54 | $ 5,580,000 | $ 103,000 | $ 153,000 |
| Brazos County Texas | 51 | $ 3,995,000 | $ 78,000 | $ 125,000 |
| Wise County Texas | 48 | $ 6,100,000 | $ 127,000 | $ 173,000 |
| Bastrop County Texas | 42 | $ 4,920,000 | $ 117,000 | $ 126,000 |
| Burnet County Texas | 39 | $ 8,265,000 | $ 211,000 | $ 231,000 |
| Medina County Texas | 39 | $ 3,965,000 | $ 101,000 | $ 149,000 |
| Wilson County Texas | 38 | $ 3,680,000 | $ 96,000 | $ 163,000 |
| Hood County Texas | 36 | $ 4,360,000 | $ 121,000 | $ 136,000 |
| Victoria County Texas | 36 | $ 2,850,000 | $ 79,000 | $ 123,000 |
| San Patricio County Texas | 35 | $ 2,255,000 | $ 64,000 | $ 124,000 |
| Chambers County Texas | 31 | $ 2,605,000 | $ 84,000 | $ 159,000 |
| El Paso County Texas | 22 | $ 1,550,000 | $ 70,000 | $ 166,000 |
| Henderson County Texas | 22 | $ 3,890,000 | $ 176,000 | $ 161,000 |
| Liberty County Texas | 22 | $ 1,800,000 | $ 81,000 | $ 137,000 |
| Bandera County Texas | 21 | $ 3,725,000 | $ 177,000 | $ 162,000 |
| McLennan County Texas | 20 | $ 2,000,000 | $ 100,000 | $ 128,000 |
| Caldwell County Texas | 19 | $ 2,385,000 | $ 125,000 | $ 124,000 |
| Jefferson County Texas | 18 | $ 1,170,000 | $ 65,000 | $ 137,000 |
| Atascosa County Texas | 17 | $ 6,065,000 | $ 356,000 | $ 152,000 |
| Lubbock County Texas | 16 | $ 830,000 | $ 51,000 | $ 137,000 |
| Smith County Texas | 16 | $ 1,830,000 | $ 114,000 | $ 204,000 |
| Coryell County Texas | 13 | $ 1,035,000 | $ 79,000 | $ 105,000 |
| Navarro County Texas | 13 | $ 2,045,000 | $ 157,000 | $ 177,000 |
| Van Zandt County Texas | 13 | $ 1,015,000 | $ 78,000 | $ 123,000 |
| Gillespie County Texas | 12 | $ 2,890,000 | $ 240,000 | $ 184,000 |
| Hill County Texas | 12 | $ 770,000 | $ 64,000 | $ 105,000 |
| Cooke County Texas | 11 | $ 1,975,000 | $ 179,000 | $ 250,000 |
| Grimes County Texas | 11 | $ 1,595,000 | $ 145,000 | $ 133,000 |
| Walker County Texas | 11 | $ 605,000 | $ 55,000 | $ 85,000 |
| Aransas County Texas | 10 | $ 780,000 | $ 78,000 | $ 158,000 |
| Blanco County Texas | 10 | $ 1,860,000 | $ 186,000 | $ 189,000 |
| Palo Pinto County Texas | 10 | $ 2,650,000 | $ 265,000 | $ 285,000 |
| Wharton County Texas | 10 | $ 1,370,000 | $ 137,000 | $ 115,000 |
| Willacy County Texas | 10 | $ 460,000 | $ 46,000 | $ 69,000 |
| Hopkins County Texas | 9 | $ 765,000 | $ 85,000 | $ 151,000 |
| Polk County Texas | 9 | $ 875,000 | $ 97,000 | $ 130,000 |
| Colorado County Texas | 8 | $ 730,000 | $ 91,000 | $ 100,000 |
| Lamar County Texas | 8 | $ 830,000 | $ 103,000 | $ 135,000 |
| Llano County Texas | 8 | $ 1,620,000 | $ 202,000 | $ 285,000 |
| Montague County Texas | 8 | $ 810,000 | $ 101,000 | $ 119,000 |
| Webb County Texas | 8 | $ 880,000 | $ 110,000 | $ 147,000 |
| Anderson County Texas | 7 | $ 715,000 | $ 102,000 | $ 147,000 |
| Fannin County Texas | 7 | $ 795,000 | $ 113,000 | $ 153,000 |
| Fayette County Texas | 7 | $ 1,955,000 | $ 279,000 | $ 166,000 |
| Taylor County Texas | 7 | $ 255,000 | $ 36,000 | $ 110,000 |
| Washington County Texas | 7 | $ 1,275,000 | $ 182,000 | $ 283,000 |
| Austin County Texas | 6 | $ 1,140,000 | $ 190,000 | $ 241,000 |
| Bee County Texas | 6 | $ 710,000 | $ 118,000 | $ 71,000 |
| Erath County Texas | 6 | $ 560,000 | $ 93,000 | $ 293,000 |
| Gregg County Texas | 6 | $ 250,000 | $ 41,000 | $ 57,000 |
| Karnes County Texas | 6 | $ 1,000,000 | $ 166,000 | $ 111,000 |
| Kerr County Texas | 6 | $ 1,270,000 | $ 211,000 | $ 250,000 |
| Lavaca County Texas | 6 | $ 360,000 | $ 60,000 | $ 137,000 |
| Angelina County Texas | 5 | $ 225,000 | $ 45,000 | $ 160,000 |
| DeWitt County Texas | 5 | $ 125,000 | $ 25,000 | $ 104,000 |
| Frio County Texas | 5 | $ 515,000 | $ 103,000 | $ 113,000 |
| Hardin County Texas | 5 | $ 905,000 | $ 181,000 | $ 101,000 |
| Milam County Texas | 5 | $ 1,315,000 | $ 263,000 | $ 178,000 |
| Nacogdoches County Texas | 5 | $ 95,000 | $ 19,000 | $ 53,000 |
| Rusk County Texas | 5 | $ 195,000 | $ 39,000 | $ 54,000 |
| Tom Green County Texas | 5 | $ 185,000 | $ 37,000 | $ 133,000 |
| Burleson County Texas | 4 | $ 320,000 | $ 80,000 | $ 112,000 |
| Calhoun County Texas | 4 | $ 120,000 | $ 30,000 | $ 116,000 |
| Goliad County Texas | 4 | $ 620,000 | $ 155,000 | $ 152,000 |
| Howard County Texas | 4 | $ 260,000 | $ 65,000 | $ 181,000 |
| Lee County Texas | 4 | $ 460,000 | $ 115,000 | $ 86,000 |
| Leon County Texas | 4 | $ 800,000 | $ 200,000 | $ 221,000 |
| Robertson County Texas | 4 | $ 540,000 | $ 135,000 | $ 60,000 |
| Wichita County Texas | 4 | $ 260,000 | $ 65,000 | $ 179,000 |
| Wood County Texas | 4 | $ 370,000 | $ 92,000 | $ 130,000 |
| Bowie County Texas | 3 | $ 455,000 | $ 151,000 | $ 151,000 |
| Cherokee County Texas | 3 | $ 115,000 | $ 38,000 | $ 71,000 |
| Jasper County Texas | 3 | $ 135,000 | $ 45,000 | $ 94,000 |
| Jim Wells County Texas | 3 | $ 225,000 | $ 75,000 | $ 135,000 |
| Kleberg County Texas | 3 | $ 115,000 | $ 38,000 | $ 141,000 |
| Live Oak County Texas | 3 | $ 565,000 | $ 188,000 | $ 88,000 |
| Maverick County Texas | 3 | $ 235,000 | $ 78,000 | $ 52,000 |
| Orange County Texas | 3 | $ 45,000 | $ 15,000 | $ 133,000 |
| San Jacinto County Texas | 3 | $ 145,000 | $ 48,000 | $ 85,000 |
| Starr County Texas | 3 | $ 15,000 | $ 5,000 | $ 56,000 |
| Val Verde County Texas | 3 | $ 115,000 | $ 38,000 | $ 57,000 |
| Walton County Florida | 2 | $ 3,010,000 | $ 1,505,000 | $ 0 |
| Orleans County Louisiana | 2 | $ 1,410,000 | $ 705,000 | $ 0 |
| Andrews County Texas | 2 | $ 60,000 | $ 30,000 | $ 139,000 |
| Bosque County Texas | 2 | $ 60,000 | $ 30,000 | $ 142,000 |
| Camp County Texas | 2 | $ 80,000 | $ 40,000 | $ 121,000 |
| Deaf Smith County Texas | 2 | $ 50,000 | $ 25,000 | $ 76,000 |
| Delta County Texas | 2 | $ 130,000 | $ 65,000 | $ 83,000 |
| Gonzales County Texas | 2 | $ 200,000 | $ 100,000 | $ 100,000 |
| Hamilton County Texas | 2 | $ 80,000 | $ 40,000 | $ 70,000 |
| Jack County Texas | 2 | $ 520,000 | $ 260,000 | $ 184,000 |
| Jackson County Texas | 2 | $ 100,000 | $ 50,000 | $ 94,000 |
| La Salle County Texas | 2 | $ 40,000 | $ 20,000 | $ 29,000 |
| Lampasas County Texas | 2 | $ 250,000 | $ 125,000 | $ 138,000 |
| Marion County Texas | 2 | $ 70,000 | $ 35,000 | $ 60,000 |
| Martin County Texas | 2 | $ 250,000 | $ 125,000 | $ 151,000 |
| Matagorda County Texas | 2 | $ 80,000 | $ 40,000 | $ 95,000 |
| Nolan County Texas | 2 | $ 70,000 | $ 35,000 | $ 104,000 |
| Rains County Texas | 2 | $ 70,000 | $ 35,000 | $ 130,000 |
| Randall County Texas | 2 | $ 160,000 | $ 80,000 | $ 91,000 |
| Red River County Texas | 2 | $ 160,000 | $ 80,000 | $ 91,000 |
| Refugio County Texas | 2 | $ 70,000 | $ 35,000 | $ 155,000 |
| Scurry County Texas | 2 | $ 80,000 | $ 40,000 | $ 101,000 |
| Titus County Texas | 2 | $ 160,000 | $ 80,000 | $ 73,000 |
| Trinity County Texas | 2 | $ 110,000 | $ 55,000 | $ 175,000 |
| Upshur County Texas | 2 | $ 180,000 | $ 90,000 | $ 69,000 |
| Uvalde County Texas | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| Ward County Texas | 2 | $ 260,000 | $ 130,000 | $ 202,000 |
| Wilbarger County Texas | 2 | $ 60,000 | $ 30,000 | $ 118,000 |
| Winkler County Texas | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| Briscoe County Texas | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Brown County Texas | 1 | $ 25,000 | $ 25,000 | $ 162,000 |
| Callahan County Texas | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Cass County Texas | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Comanche County Texas | 1 | $ 75,000 | $ 75,000 | $ 179,000 |
| Concho County Texas | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Crane County Texas | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Falls County Texas | 1 | $ 165,000 | $ 165,000 | $ 224,000 |
| Freestone County Texas | 1 | $ 85,000 | $ 85,000 | $ 208,000 |
| Hale County Texas | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Harrison County Texas | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Hockley County Texas | 1 | $ 45,000 | $ 45,000 | $ 127,000 |
| Hutchinson County Texas | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Limestone County Texas | 1 | $ 5,000 | $ 5,000 | $ 25,000 |
| Mitchell County Texas | 1 | $ 5,000 | $ 5,000 | $ 75,000 |
| Morris County Texas | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Ochiltree County Texas | 1 | $ 5,000 | $ 5,000 | $ 106,000 |
| Panola County Texas | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Potter County Texas | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
| Presidio County Texas | 1 | $ 55,000 | $ 55,000 | $ 516,000 |
| Reeves County Texas | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Runnels County Texas | 1 | $ 5,000 | $ 5,000 | $ 8,000 |
| San Augustine County Texas | 1 | $ 55,000 | $ 55,000 | $ 200,000 |
| San Saba County Texas | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Sherman County Texas | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Somervell County Texas | 1 | $ 35,000 | $ 35,000 | $ 183,000 |
| Upton County Texas | 1 | $ 85,000 | $ 85,000 | $ 190,000 |
| Young County Texas | 1 | $ 85,000 | $ 85,000 | $ 261,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Frost Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 8,712 | $982,100,000 | $112,000 | $8,005,000 | $163,000 | $8,101,000 |
| Home Improvement | 7,732 | $964,100,000 | $124,000 | $5,005,000 | $194,000 | $4,867,000 |
| Home Purchase | 1,532 | $416,400,000 | $271,000 | $3,005,000 | $250,000 | $4,600,000 |
| Refinancing | 755 | $204,315,000 | $270,000 | $4,215,000 | $222,000 | $1,854,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,851 | $1,584,715,000 | $160,000 | $8,005,000 | $211,000 | $8,101,000 |
| Hispanic | 4,163 | $377,555,000 | $90,000 | $3,005,000 | $130,000 | $3,254,000 |
| Not Provided | 1,757 | $259,485,000 | $147,000 | $2,205,000 | $198,000 | $3,150,000 |
| Black or African American | 1,668 | $133,340,000 | $79,000 | $1,605,000 | $140,000 | $4,505,000 |
| Asian | 582 | $94,670,000 | $162,000 | $1,685,000 | $208,000 | $4,394,000 |
| American Indian or Alaskan Native | 203 | $28,245,000 | $139,000 | $3,265,000 | $158,000 | $2,030,000 |
| Not applicable | 22 | $11,490,000 | $522,000 | $2,505,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 18 | $2,480,000 | $137,000 | $405,000 | $118,000 | $349,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,731 | $2,566,915,000 | $137,000 | $8,005,000 | $185,000 | $8,101,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 9,212 | $1,184,400,000 | $128,000 | $6,605,000 | $160,000 | $5,400,000 |
| Loan Originated | 6,853 | $1,125,855,000 | $164,000 | $4,895,000 | $229,000 | $8,101,000 |
| Application Withdrawn By Applicant | 1,347 | $116,765,000 | $86,000 | $8,005,000 | $157,000 | $4,600,000 |
| File Closed For Incompleteness | 703 | $25,245,000 | $35,000 | $605,000 | $102,000 | $1,324,000 |
| Application Approved But Not Accepted | 529 | $88,585,000 | $167,000 | $1,705,000 | $243,000 | $6,894,000 |
| Preapproval Approved but not Accepted | 45 | $14,375,000 | $319,000 | $995,000 | $131,000 | $485,000 |
| Preapproval Denied by Financial Institution | 42 | $11,690,000 | $278,000 | $1,275,000 | $94,000 | $353,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,477 | $1,370,825,000 | $144,000 | $8,005,000 | $209,000 | $8,101,000 |
| Debt-To-Income Ratio | 3,012 | $489,490,000 | $162,000 | $5,005,000 | $114,000 | $1,419,000 |
| Credit Application Incomplete | 2,731 | $263,365,000 | $96,000 | $5,005,000 | $168,000 | $3,844,000 |
| Credit History | 1,756 | $170,880,000 | $97,000 | $4,215,000 | $167,000 | $4,100,000 |
| Other | 992 | $141,260,000 | $142,000 | $3,505,000 | $210,000 | $4,505,000 |
| Collateral | 396 | $73,950,000 | $186,000 | $6,605,000 | $224,000 | $2,030,000 |
| Unverifiable Information | 302 | $46,520,000 | $154,000 | $1,505,000 | $249,000 | $4,560,000 |
| Employment History | 64 | $10,370,000 | $162,000 | $4,005,000 | $237,000 | $5,400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $255,000 | $255,000 | $255,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.