Frost Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Frost Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Frost Bank 100 West Houston St San Antonio, TX 78205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 15,574 |
| Total Mortgage Loan Application Amount | $2,546,030,000 |
| Average Mortgage Loan Application Amount | $215,000 |
| Highest Mortgage Loan Application Amount | $20,005,000 |
| Average Applicant Income | $209,250 |
| Highest Applicant Income | $7,619,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 2,028 | $ 278,220,000 | $ 137,000 | $ 186,000 |
| Travis County Texas | 1,631 | $ 535,345,000 | $ 328,000 | $ 297,000 |
| Tarrant County Texas | 1,578 | $ 251,580,000 | $ 159,000 | $ 189,000 |
| Bexar County Texas | 1,544 | $ 162,630,000 | $ 105,000 | $ 144,000 |
| Dallas County Texas | 1,471 | $ 293,575,000 | $ 199,000 | $ 247,000 |
| Collin County Texas | 1,376 | $ 226,800,000 | $ 164,000 | $ 217,000 |
| Denton County Texas | 1,134 | $ 179,250,000 | $ 158,000 | $ 218,000 |
| Fort Bend County Texas | 617 | $ 72,175,000 | $ 116,000 | $ 184,000 |
| Williamson County Texas | 473 | $ 76,005,000 | $ 160,000 | $ 176,000 |
| Montgomery County Texas | 470 | $ 59,570,000 | $ 126,000 | $ 205,000 |
| Hays County Texas | 282 | $ 52,890,000 | $ 187,000 | $ 204,000 |
| Comal County Texas | 259 | $ 47,705,000 | $ 184,000 | $ 181,000 |
| Galveston County Texas | 236 | $ 27,560,000 | $ 116,000 | $ 192,000 |
| Hidalgo County Texas | 226 | $ 17,550,000 | $ 77,000 | $ 100,000 |
| Nueces County Texas | 183 | $ 15,575,000 | $ 85,000 | $ 115,000 |
| Brazoria County Texas | 164 | $ 13,770,000 | $ 83,000 | $ 154,000 |
| Rockwall County Texas | 136 | $ 19,940,000 | $ 146,000 | $ 247,000 |
| Ellis County Texas | 133 | $ 14,925,000 | $ 112,000 | $ 143,000 |
| Parker County Texas | 127 | $ 15,725,000 | $ 123,000 | $ 215,000 |
| Midland County Texas | 113 | $ 19,275,000 | $ 170,000 | $ 185,000 |
| Cameron County Texas | 106 | $ 6,920,000 | $ 65,000 | $ 99,000 |
| Guadalupe County Texas | 105 | $ 11,675,000 | $ 111,000 | $ 140,000 |
| Kendall County Texas | 89 | $ 17,335,000 | $ 194,000 | $ 222,000 |
| Johnson County Texas | 81 | $ 7,675,000 | $ 94,000 | $ 161,000 |
| Kaufman County Texas | 62 | $ 4,990,000 | $ 80,000 | $ 131,000 |
| Ector County Texas | 52 | $ 5,230,000 | $ 100,000 | $ 133,000 |
| Grayson County Texas | 52 | $ 6,210,000 | $ 119,000 | $ 231,000 |
| Bell County Texas | 49 | $ 4,455,000 | $ 90,000 | $ 252,000 |
| Waller County Texas | 40 | $ 5,530,000 | $ 138,000 | $ 187,000 |
| Hood County Texas | 35 | $ 4,655,000 | $ 133,000 | $ 165,000 |
| Brazos County Texas | 34 | $ 3,430,000 | $ 100,000 | $ 183,000 |
| Medina County Texas | 34 | $ 5,050,000 | $ 148,000 | $ 119,000 |
| Bastrop County Texas | 33 | $ 5,085,000 | $ 154,000 | $ 134,000 |
| Burnet County Texas | 31 | $ 8,405,000 | $ 271,000 | $ 175,000 |
| Wise County Texas | 30 | $ 3,010,000 | $ 100,000 | $ 171,000 |
| San Patricio County Texas | 27 | $ 1,665,000 | $ 61,000 | $ 114,000 |
| Hunt County Texas | 25 | $ 2,625,000 | $ 105,000 | $ 163,000 |
| Chambers County Texas | 23 | $ 2,435,000 | $ 105,000 | $ 162,000 |
| McLennan County Texas | 20 | $ 2,480,000 | $ 124,000 | $ 165,000 |
| Henderson County Texas | 19 | $ 3,545,000 | $ 186,000 | $ 126,000 |
| Smith County Texas | 19 | $ 1,755,000 | $ 92,000 | $ 112,000 |
| Victoria County Texas | 19 | $ 1,615,000 | $ 85,000 | $ 151,000 |
| Wilson County Texas | 19 | $ 1,985,000 | $ 104,000 | $ 188,000 |
| Caldwell County Texas | 16 | $ 2,170,000 | $ 135,000 | $ 132,000 |
| Gillespie County Texas | 15 | $ 3,215,000 | $ 214,000 | $ 150,000 |
| Grimes County Texas | 13 | $ 1,895,000 | $ 145,000 | $ 123,000 |
| El Paso County Texas | 12 | $ 770,000 | $ 64,000 | $ 148,000 |
| Kerr County Texas | 11 | $ 1,575,000 | $ 143,000 | $ 123,000 |
| Atascosa County Texas | 10 | $ 880,000 | $ 88,000 | $ 88,000 |
| Austin County Texas | 10 | $ 2,400,000 | $ 240,000 | $ 116,000 |
| Bandera County Texas | 10 | $ 1,570,000 | $ 157,000 | $ 175,000 |
| Llano County Texas | 10 | $ 3,010,000 | $ 301,000 | $ 209,000 |
| Blanco County Texas | 9 | $ 1,595,000 | $ 177,000 | $ 99,000 |
| Colorado County Texas | 9 | $ 555,000 | $ 61,000 | $ 206,000 |
| Aransas County Texas | 8 | $ 770,000 | $ 96,000 | $ 87,000 |
| Liberty County Texas | 8 | $ 510,000 | $ 63,000 | $ 117,000 |
| Walker County Texas | 8 | $ 950,000 | $ 118,000 | $ 146,000 |
| Cooke County Texas | 7 | $ 1,215,000 | $ 173,000 | $ 256,000 |
| Coryell County Texas | 7 | $ 255,000 | $ 36,000 | $ 103,000 |
| Lavaca County Texas | 7 | $ 825,000 | $ 117,000 | $ 108,000 |
| San Jacinto County Texas | 7 | $ 755,000 | $ 107,000 | $ 243,000 |
| Van Zandt County Texas | 7 | $ 735,000 | $ 105,000 | $ 143,000 |
| Wharton County Texas | 7 | $ 455,000 | $ 65,000 | $ 154,000 |
| Andrews County Texas | 6 | $ 360,000 | $ 60,000 | $ 118,000 |
| Angelina County Texas | 6 | $ 160,000 | $ 26,000 | $ 65,000 |
| Fannin County Texas | 6 | $ 1,090,000 | $ 181,000 | $ 122,000 |
| Lubbock County Texas | 6 | $ 350,000 | $ 58,000 | $ 110,000 |
| Polk County Texas | 6 | $ 460,000 | $ 76,000 | $ 182,000 |
| Starr County Texas | 6 | $ 280,000 | $ 46,000 | $ 80,000 |
| Webb County Texas | 6 | $ 480,000 | $ 80,000 | $ 117,000 |
| Bosque County Texas | 5 | $ 485,000 | $ 97,000 | $ 108,000 |
| DeWitt County Texas | 5 | $ 85,000 | $ 17,000 | $ 85,000 |
| Hill County Texas | 5 | $ 225,000 | $ 45,000 | $ 86,000 |
| Hopkins County Texas | 5 | $ 605,000 | $ 121,000 | $ 159,000 |
| Jackson County Texas | 5 | $ 355,000 | $ 71,000 | $ 85,000 |
| Karnes County Texas | 5 | $ 395,000 | $ 79,000 | $ 70,000 |
| Navarro County Texas | 5 | $ 785,000 | $ 157,000 | $ 227,000 |
| Palo Pinto County Texas | 5 | $ 1,335,000 | $ 267,000 | $ 90,000 |
| Randall County Texas | 5 | $ 205,000 | $ 41,000 | $ 109,000 |
| Burleson County Texas | 4 | $ 130,000 | $ 32,000 | $ 296,000 |
| Fayette County Texas | 4 | $ 340,000 | $ 85,000 | $ 244,000 |
| Howard County Texas | 4 | $ 260,000 | $ 65,000 | $ 132,000 |
| Jim Wells County Texas | 4 | $ 280,000 | $ 70,000 | $ 90,000 |
| Somervell County Texas | 4 | $ 650,000 | $ 162,000 | $ 154,000 |
| Tom Green County Texas | 4 | $ 120,000 | $ 30,000 | $ 85,000 |
| Willacy County Texas | 4 | $ 270,000 | $ 67,000 | $ 47,000 |
| Gregg County Texas | 3 | $ 205,000 | $ 68,000 | $ 115,000 |
| Harrison County Texas | 3 | $ 415,000 | $ 138,000 | $ 161,000 |
| Jefferson County Texas | 3 | $ 215,000 | $ 71,000 | $ 119,000 |
| Kleberg County Texas | 3 | $ 135,000 | $ 45,000 | $ 36,000 |
| Live Oak County Texas | 3 | $ 45,000 | $ 15,000 | $ 58,000 |
| Rusk County Texas | 3 | $ 265,000 | $ 88,000 | $ 105,000 |
| Taylor County Texas | 3 | $ 235,000 | $ 78,000 | $ 105,000 |
| Titus County Texas | 3 | $ 145,000 | $ 48,000 | $ 40,000 |
| Ward County Texas | 3 | $ 235,000 | $ 78,000 | $ 145,000 |
| Wood County Texas | 3 | $ 525,000 | $ 175,000 | $ 119,000 |
| Erath County Texas | 2 | $ 270,000 | $ 135,000 | $ 144,000 |
| Goliad County Texas | 2 | $ 310,000 | $ 155,000 | $ 118,000 |
| Hamilton County Texas | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Hockley County Texas | 2 | $ 60,000 | $ 30,000 | $ 22,000 |
| Jack County Texas | 2 | $ 560,000 | $ 280,000 | $ 351,000 |
| Lampasas County Texas | 2 | $ 290,000 | $ 145,000 | $ 64,000 |
| Lee County Texas | 2 | $ 260,000 | $ 130,000 | $ 139,000 |
| Milam County Texas | 2 | $ 330,000 | $ 165,000 | $ 239,000 |
| Montague County Texas | 2 | $ 140,000 | $ 70,000 | $ 95,000 |
| Shelby County Texas | 2 | $ 70,000 | $ 35,000 | $ 22,000 |
| Uvalde County Texas | 2 | $ 70,000 | $ 35,000 | $ 65,000 |
| Washington County Texas | 2 | $ 440,000 | $ 220,000 | $ 191,000 |
| Walton County Florida | 1 | $ 2,065,000 | $ 2,065,000 | $ 0 |
| Anderson County Texas | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Bee County Texas | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Bowie County Texas | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Brown County Texas | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Calhoun County Texas | 1 | $ 125,000 | $ 125,000 | $ 206,000 |
| Cass County Texas | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| Cherokee County Texas | 1 | $ 95,000 | $ 95,000 | $ 109,000 |
| Clay County Texas | 1 | $ 405,000 | $ 405,000 | $ 479,000 |
| Falls County Texas | 1 | $ 55,000 | $ 55,000 | $ 124,000 |
| Frio County Texas | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Hardin County Texas | 1 | $ 125,000 | $ 125,000 | $ 158,000 |
| Limestone County Texas | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Martin County Texas | 1 | $ 35,000 | $ 35,000 | $ 236,000 |
| Maverick County Texas | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Potter County Texas | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Rains County Texas | 1 | $ 145,000 | $ 145,000 | $ 176,000 |
| Real County Texas | 1 | $ 95,000 | $ 95,000 | $ 109,000 |
| Scurry County Texas | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Upshur County Texas | 1 | $ 85,000 | $ 85,000 | $ 163,000 |
| Val Verde County Texas | 1 | $ 1,505,000 | $ 1,505,000 | $ 474,000 |
| Wichita County Texas | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Wilbarger County Texas | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Frost Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 7,449 | $1,031,465,000 | $138,000 | $4,905,000 | $199,000 | $3,557,000 |
| Other Purpose | 6,129 | $952,835,000 | $155,000 | $9,995,000 | $195,000 | $7,619,000 |
| Home Purchase | 1,147 | $305,815,000 | $266,000 | $3,405,000 | $233,000 | $1,724,000 |
| Refinancing | 849 | $255,915,000 | $301,000 | $20,005,000 | $210,000 | $5,060,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,365 | $1,733,185,000 | $185,000 | $20,005,000 | $222,000 | $7,619,000 |
| Hispanic | 2,643 | $280,785,000 | $106,000 | $2,355,000 | $140,000 | $2,252,000 |
| Not Provided | 1,476 | $246,160,000 | $166,000 | $5,605,000 | $206,000 | $3,384,000 |
| Black or African American | 1,091 | $101,765,000 | $93,000 | $3,005,000 | $141,000 | $3,120,000 |
| Asian | 454 | $87,820,000 | $193,000 | $3,605,000 | $213,000 | $3,321,000 |
| American Indian or Alaskan Native | 140 | $19,090,000 | $136,000 | $605,000 | $178,000 | $1,007,000 |
| Not applicable | 46 | $15,600,000 | $339,000 | $3,605,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 15 | $2,245,000 | $149,000 | $495,000 | $149,000 | $271,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,574 | $2,546,030,000 | $163,000 | $20,005,000 | $200,000 | $7,619,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 7,857 | $1,094,315,000 | $139,000 | $9,995,000 | $168,000 | $7,619,000 |
| Loan Originated | 6,573 | $1,268,605,000 | $193,000 | $4,275,000 | $238,000 | $5,493,000 |
| Application Withdrawn By Applicant | 575 | $66,535,000 | $115,000 | $2,065,000 | $204,000 | $7,288,000 |
| Application Approved But Not Accepted | 566 | $115,900,000 | $204,000 | $20,005,000 | $220,000 | $4,110,000 |
| Preapproval Denied by Financial Institution | 3 | $675,000 | $225,000 | $245,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,714 | $1,451,040,000 | $188,000 | $20,005,000 | $234,000 | $7,288,000 |
| Credit Application Incomplete | 2,892 | $319,540,000 | $110,000 | $3,005,000 | $185,000 | $7,619,000 |
| Debt-To-Income Ratio | 2,208 | $373,450,000 | $169,000 | $5,605,000 | $107,000 | $1,237,000 |
| Credit History | 1,339 | $152,545,000 | $113,000 | $9,995,000 | $167,000 | $2,022,000 |
| Other | 712 | $111,590,000 | $156,000 | $3,405,000 | $212,000 | $1,849,000 |
| Collateral | 390 | $78,790,000 | $202,000 | $1,925,000 | $240,000 | $3,630,000 |
| Unverifiable Information | 245 | $47,585,000 | $194,000 | $2,325,000 | $252,000 | $2,054,000 |
| Employment History | 74 | $11,490,000 | $155,000 | $755,000 | $230,000 | $1,600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.