Frost National Bank
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Frost National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Frost National Bank
100 W. Houston T-5
San Antonio, TX 78205
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,693
Total Mortgage Loan Application Amount $317,878,000
Average Mortgage Loan Application Amount $79,333
Highest Mortgage Loan Application Amount $3,515,000
Average Applicant Income $130,666
Highest Applicant Income $5,300,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Frost National Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar County Texas 1,164 $ 63,727,000 $ 54,000 $ 95,000
Tarrant County Texas 569 $ 42,537,000 $ 74,000 $ 129,000
Harris County Texas 559 $ 38,324,000 $ 68,000 $ 130,000
Nueces County Texas 280 $ 17,677,000 $ 63,000 $ 91,000
Travis County Texas 270 $ 36,620,000 $ 135,000 $ 153,000
Dallas County Texas 258 $ 24,745,000 $ 95,000 $ 205,000
Hidalgo County Texas 227 $ 7,957,000 $ 35,000 $ 63,000
Collin County Texas 159 $ 12,934,000 $ 81,000 $ 173,000
Fort Bend County Texas 125 $ 7,020,000 $ 56,000 $ 114,000
Galveston County Texas 99 $ 5,561,000 $ 56,000 $ 105,000
Denton County Texas 96 $ 5,465,000 $ 56,000 $ 131,000
Cameron County Texas 86 $ 2,629,000 $ 30,000 $ 61,000
Hays County Texas 74 $ 5,488,000 $ 74,000 $ 83,000
Comal County Texas 71 $ 5,593,000 $ 78,000 $ 146,000
Brazoria County Texas 66 $ 4,208,000 $ 63,000 $ 123,000
Kendall County Texas 63 $ 6,836,000 $ 108,000 $ 128,000
San Patricio County Texas 49 $ 2,244,000 $ 45,000 $ 93,000
Williamson County Texas 43 $ 2,578,000 $ 59,000 $ 112,000
Guadalupe County Texas 41 $ 3,317,000 $ 80,000 $ 131,000
Parker County Texas 37 $ 4,329,000 $ 117,000 $ 184,000
Willacy County Texas 36 $ 687,000 $ 19,000 $ 34,000
Johnson County Texas 32 $ 1,869,000 $ 58,000 $ 76,000
Montgomery County Texas 31 $ 1,949,000 $ 62,000 $ 173,000
Ellis County Texas 18 $ 910,000 $ 50,000 $ 90,000
Caldwell County Texas 16 $ 724,000 $ 45,000 $ 84,000
Rockwall County Texas 15 $ 1,381,000 $ 92,000 $ 212,000
Wilson County Texas 15 $ 855,000 $ 57,000 $ 65,000
Wise County Texas 14 $ 708,000 $ 50,000 $ 109,000
Medina County Texas 13 $ 310,000 $ 23,000 $ 102,000
Bandera County Texas 10 $ 381,000 $ 38,000 $ 50,000
Atascosa County Texas 9 $ 173,000 $ 19,000 $ 61,000
Victoria County Texas 8 $ 493,000 $ 61,000 $ 123,000
Burnet County Texas 7 $ 477,000 $ 68,000 $ 183,000
Refugio County Texas 7 $ 154,000 $ 22,000 $ 75,000
Palo Pinto County Texas 6 $ 854,000 $ 142,000 $ 61,000
Bastrop County Texas 5 $ 123,000 $ 24,000 $ 83,000
Grayson County Texas 5 $ 271,000 $ 54,000 $ 133,000
Hood County Texas 5 $ 602,000 $ 120,000 $ 116,000
Jim Wells County Texas 5 $ 162,000 $ 32,000 $ 84,000
Kaufman County Texas 5 $ 183,000 $ 36,000 $ 93,000
Kerr County Texas 5 $ 204,000 $ 40,000 $ 96,000
Bell County Texas 4 $ 153,000 $ 38,000 $ 98,000
Llano County Texas 4 $ 653,000 $ 163,000 $ 291,000
Montague County Texas 4 $ 264,000 $ 66,000 $ 74,000
Waller County Texas 4 $ 219,000 $ 54,000 $ 127,000
Washington County Texas 4 $ 288,000 $ 72,000 $ 96,000
Aransas County Texas 3 $ 340,000 $ 113,000 $ 210,000
Blanco County Texas 3 $ 63,000 $ 21,000 $ 42,000
Fayette County Texas 3 $ 340,000 $ 113,000 $ 44,000
Kleberg County Texas 3 $ 86,000 $ 28,000 $ 96,000
Liberty County Texas 3 $ 75,000 $ 25,000 $ 243,000
Starr County Texas 3 $ 120,000 $ 40,000 $ 53,000
Uvalde County Texas 3 $ 330,000 $ 110,000 $ 79,000
Brazos County Texas 2 $ 89,000 $ 44,000 $ 82,000
Colorado County Texas 2 $ 20,000 $ 10,000 $ 71,000
DeWitt County Texas 2 $ 61,000 $ 30,000 $ 75,000
Hunt County Texas 2 $ 64,000 $ 32,000 $ 80,000
Jackson County Texas 2 $ 58,000 $ 29,000 $ 104,000
Karnes County Texas 2 $ 94,000 $ 47,000 $ 30,000
Matagorda County Texas 2 $ 53,000 $ 26,000 $ 40,000
Milam County Texas 2 $ 115,000 $ 57,000 $ 84,000
Real County Texas 2 $ 48,000 $ 24,000 $ 64,000
San Jacinto County Texas 2 $ 25,000 $ 12,000 $ 49,000
Linn County Iowa 1 $ 5,000 $ 5,000 $ 53,000
St. Mary County Louisiana 1 $ 6,000 $ 6,000 $ 30,000
Canadian County Oklahoma 1 $ 21,000 $ 21,000 $ 111,000
Austin County Texas 1 $ 117,000 $ 117,000 $ 232,000
Bosque County Texas 1 $ 24,000 $ 24,000 $ 75,000
Calhoun County Texas 1 $ 18,000 $ 18,000 $ 73,000
Cherokee County Texas 1 $ 11,000 $ 11,000 $ 182,000
Cooke County Texas 1 $ 75,000 $ 75,000 $ 223,000
Edwards County Texas 1 $ 35,000 $ 35,000 $ 24,000
Franklin County Texas 1 $ 114,000 $ 114,000 $ 380,000
Freestone County Texas 1 $ 12,000 $ 12,000 $ 78,000
Frio County Texas 1 $ 38,000 $ 38,000 $ 132,000
Goliad County Texas 1 $ 6,000 $ 6,000 $ 73,000
Hamilton County Texas 1 $ 50,000 $ 50,000 $ 204,000
Hardin County Texas 1 $ 40,000 $ 40,000 $ 221,000
Henderson County Texas 1 $ 10,000 $ 10,000 $ 60,000
Jefferson County Texas 1 $ 80,000 $ 80,000 $ 119,000
La Salle County Texas 1 $ 40,000 $ 40,000 $ 15,000
Lamar County Texas 1 $ 21,000 $ 21,000 $ 86,000
Lavaca County Texas 1 $ 35,000 $ 35,000 $ 115,000
Lee County Texas 1 $ 5,000 $ 5,000 $ 60,000
Leon County Texas 1 $ 30,000 $ 30,000 $ 65,000
Maverick County Texas 1 $ 35,000 $ 35,000 $ 91,000
Mills County Texas 1 $ 70,000 $ 70,000 $ 0
Navarro County Texas 1 $ 2,000 $ 2,000 $ 25,000
Pecos County Texas 1 $ 41,000 $ 41,000 $ 160,000
Tom Green County Texas 1 $ 108,000 $ 108,000 $ 349,000
Wharton County Texas 1 $ 7,000 $ 7,000 $ 40,000
Davis County Utah 1 $ 5,000 $ 5,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Frost National Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 2,986 $156,230,000 $52,000 $2,000,000 $108,000 $5,300,000
Refinancing 1,062 $102,966,000 $96,000 $3,515,000 $110,000 $1,029,000
Home Purchase 645 $58,682,000 $90,000 $1,800,000 $174,000 $3,048,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,765 $220,660,000 $79,000 $2,000,000 $148,000 $5,300,000
Hispanic 1,351 $51,356,000 $38,000 $1,000,000 $67,000 $1,681,000
Not Provided 268 $15,992,000 $59,000 $542,000 $111,000 $1,457,000
Black or African American 156 $6,587,000 $42,000 $225,000 $85,000 $595,000
Not applicable 94 $19,418,000 $206,000 $3,515,000 $0 $0
Asian 43 $2,979,000 $69,000 $500,000 $159,000 $507,000
American Indian or Alaskan Native 9 $444,000 $49,000 $150,000 $91,000 $385,000
Native Hawaiian or Other Pacific Islander 7 $442,000 $63,000 $150,000 $126,000 $229,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,693 $317,878,000 $67,000 $3,515,000 $117,000 $5,300,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,296 $191,404,000 $83,000 $3,515,000 $135,000 $5,300,000
Application Denied By Financial Institution 1,847 $82,619,000 $44,000 $1,000,000 $80,000 $3,048,000
Application Approved But Not Accepted 536 $42,891,000 $80,000 $1,500,000 $169,000 $1,858,000
Application Withdrawn By Applicant 13 $814,000 $62,000 $361,000 $110,000 $243,000
Loan Purchased By The Institution 1 $150,000 $150,000 $150,000 $60,000 $60,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,182 $42,899,000 $36,000 $750,000 $70,000 $3,048,000
Debt-To-Income Ratio 381 $18,144,000 $47,000 $566,000 $60,000 $419,000
Credit Application Incomplete 149 $12,680,000 $85,000 $990,000 $168,000 $902,000
Other 68 $4,532,000 $66,000 $320,000 $124,000 $520,000
Collateral 32 $2,913,000 $91,000 $1,000,000 $177,000 $756,000
Employment History 26 $1,125,000 $43,000 $150,000 $74,000 $213,000
Unverifiable Information 9 $326,000 $36,000 $60,000 $103,000 $504,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.

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