Frost National Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Frost National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Frost National Bank 100 W. Houston T-5 San Antonio, TX 78205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,215 |
| Total Mortgage Loan Application Amount | $176,377,000 |
| Average Mortgage Loan Application Amount | $40,625 |
| Highest Mortgage Loan Application Amount | $950,000 |
| Average Applicant Income | $79,750 |
| Highest Applicant Income | $3,490,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 899 | $ 43,035,000 | $ 47,000 | $ 84,000 |
| Harris County Texas | 441 | $ 22,653,000 | $ 51,000 | $ 149,000 |
| Tarrant County Texas | 285 | $ 18,243,000 | $ 64,000 | $ 78,000 |
| Nueces County Texas | 256 | $ 11,361,000 | $ 44,000 | $ 68,000 |
| Travis County Texas | 187 | $ 15,854,000 | $ 84,000 | $ 88,000 |
| Dallas County Texas | 146 | $ 12,228,000 | $ 83,000 | $ 134,000 |
| Fort Bend County Texas | 87 | $ 5,035,000 | $ 57,000 | $ 131,000 |
| Galveston County Texas | 84 | $ 3,782,000 | $ 45,000 | $ 72,000 |
| Hays County Texas | 77 | $ 4,595,000 | $ 59,000 | $ 93,000 |
| Comal County Texas | 74 | $ 6,073,000 | $ 82,000 | $ 73,000 |
| Hidalgo County Texas | 66 | $ 3,353,000 | $ 50,000 | $ 76,000 |
| Denton County Texas | 53 | $ 2,649,000 | $ 49,000 | $ 121,000 |
| Brazoria County Texas | 50 | $ 2,435,000 | $ 48,000 | $ 70,000 |
| Collin County Texas | 49 | $ 2,551,000 | $ 52,000 | $ 181,000 |
| Guadalupe County Texas | 47 | $ 2,424,000 | $ 51,000 | $ 103,000 |
| San Patricio County Texas | 42 | $ 1,598,000 | $ 38,000 | $ 53,000 |
| Kendall County Texas | 35 | $ 2,331,000 | $ 66,000 | $ 83,000 |
| Cameron County Texas | 33 | $ 992,000 | $ 30,000 | $ 62,000 |
| Parker County Texas | 24 | $ 1,485,000 | $ 61,000 | $ 86,000 |
| Williamson County Texas | 22 | $ 725,000 | $ 32,000 | $ 88,000 |
| Medina County Texas | 20 | $ 604,000 | $ 30,000 | $ 98,000 |
| Johnson County Texas | 17 | $ 813,000 | $ 47,000 | $ 96,000 |
| Montgomery County Texas | 17 | $ 704,000 | $ 41,000 | $ 117,000 |
| Rockwall County Texas | 16 | $ 508,000 | $ 31,000 | $ 167,000 |
| Wise County Texas | 15 | $ 724,000 | $ 48,000 | $ 77,000 |
| Caldwell County Texas | 14 | $ 726,000 | $ 51,000 | $ 30,000 |
| Bastrop County Texas | 13 | $ 1,323,000 | $ 101,000 | $ 100,000 |
| Wilson County Texas | 12 | $ 572,000 | $ 47,000 | $ 63,000 |
| Aransas County Texas | 10 | $ 886,000 | $ 88,000 | $ 81,000 |
| Bandera County Texas | 10 | $ 599,000 | $ 59,000 | $ 60,000 |
| Victoria County Texas | 10 | $ 415,000 | $ 41,000 | $ 70,000 |
| Kaufman County Texas | 6 | $ 273,000 | $ 45,000 | $ 105,000 |
| Atascosa County Texas | 5 | $ 339,000 | $ 67,000 | $ 110,000 |
| Ellis County Texas | 5 | $ 136,000 | $ 27,000 | $ 87,000 |
| Bee County Texas | 4 | $ 523,000 | $ 130,000 | $ 171,000 |
| Hood County Texas | 4 | $ 205,000 | $ 51,000 | $ 114,000 |
| Jim Wells County Texas | 4 | $ 77,000 | $ 19,000 | $ 103,000 |
| Kerr County Texas | 4 | $ 169,000 | $ 42,000 | $ 68,000 |
| Montague County Texas | 4 | $ 207,000 | $ 51,000 | $ 82,000 |
| Willacy County Texas | 4 | $ 259,000 | $ 64,000 | $ 30,000 |
| Cooke County Texas | 3 | $ 326,000 | $ 108,000 | $ 417,000 |
| Grayson County Texas | 3 | $ 33,000 | $ 11,000 | $ 47,000 |
| Live Oak County Texas | 3 | $ 39,000 | $ 13,000 | $ 72,000 |
| Webb County Texas | 3 | $ 70,000 | $ 23,000 | $ 61,000 |
| Calhoun County Texas | 2 | $ 47,000 | $ 23,000 | $ 54,000 |
| Lee County Texas | 2 | $ 25,000 | $ 12,000 | $ 23,000 |
| Llano County Texas | 2 | $ 76,000 | $ 38,000 | $ 2,000,000 |
| Matagorda County Texas | 2 | $ 182,000 | $ 91,000 | $ 71,000 |
| McLennan County Texas | 2 | $ 68,000 | $ 34,000 | $ 149,000 |
| San Jacinto County Texas | 2 | $ 42,000 | $ 21,000 | $ 67,000 |
| Smith County Texas | 2 | $ 76,000 | $ 38,000 | $ 89,000 |
| Waller County Texas | 2 | $ 53,000 | $ 26,000 | $ 117,000 |
| Riverside County California | 1 | $ 23,000 | $ 23,000 | $ 84,000 |
| San Diego County California | 1 | $ 30,000 | $ 30,000 | $ 85,000 |
| Jefferson County Louisiana | 1 | $ 16,000 | $ 16,000 | $ 52,000 |
| Cleveland County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
| Beaufort County South Carolina | 1 | $ 38,000 | $ 38,000 | $ 53,000 |
| Austin County Texas | 1 | $ 91,000 | $ 91,000 | $ 68,000 |
| Brazos County Texas | 1 | $ 21,000 | $ 21,000 | $ 33,000 |
| Burleson County Texas | 1 | $ 24,000 | $ 24,000 | $ 102,000 |
| Concho County Texas | 1 | $ 21,000 | $ 21,000 | $ 101,000 |
| DeWitt County Texas | 1 | $ 41,000 | $ 41,000 | $ 38,000 |
| Eastland County Texas | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Fannin County Texas | 1 | $ 36,000 | $ 36,000 | $ 60,000 |
| Fayette County Texas | 1 | $ 93,000 | $ 93,000 | $ 143,000 |
| Gillespie County Texas | 1 | $ 27,000 | $ 27,000 | $ 110,000 |
| Gonzales County Texas | 1 | $ 12,000 | $ 12,000 | $ 68,000 |
| Hamilton County Texas | 1 | $ 135,000 | $ 135,000 | $ 229,000 |
| Hansford County Texas | 1 | $ 40,000 | $ 40,000 | $ 120,000 |
| Karnes County Texas | 1 | $ 37,000 | $ 37,000 | $ 104,000 |
| Kimble County Texas | 1 | $ 20,000 | $ 20,000 | $ 168,000 |
| Kleberg County Texas | 1 | $ 24,000 | $ 24,000 | $ 40,000 |
| Leon County Texas | 1 | $ 12,000 | $ 12,000 | $ 75,000 |
| Liberty County Texas | 1 | $ 14,000 | $ 14,000 | $ 72,000 |
| Maverick County Texas | 1 | $ 24,000 | $ 24,000 | $ 75,000 |
| Milam County Texas | 1 | $ 28,000 | $ 28,000 | $ 102,000 |
| Polk County Texas | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Randall County Texas | 1 | $ 21,000 | $ 21,000 | $ 81,000 |
| Refugio County Texas | 1 | $ 22,000 | $ 22,000 | $ 42,000 |
| Robertson County Texas | 1 | $ 21,000 | $ 21,000 | $ 33,000 |
| San Saba County Texas | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Shelby County Texas | 1 | $ 290,000 | $ 290,000 | $ 258,000 |
| Somervell County Texas | 1 | $ 10,000 | $ 10,000 | $ 31,000 |
| Starr County Texas | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Titus County Texas | 1 | $ 48,000 | $ 48,000 | $ 102,000 |
| Val Verde County Texas | 1 | $ 118,000 | $ 118,000 | $ 93,000 |
| Wharton County Texas | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Wichita County Texas | 1 | $ 14,000 | $ 14,000 | $ 74,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Frost National Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,138 | $87,569,000 | $28,333 | $822,000 | $83,000 | $3,490,000 |
| Refinancing | 724 | $61,031,000 | $84,000 | $950,000 | $88,000 | $1,243,000 |
| Home Purchase | 353 | $27,777,000 | $39,000 | $774,000 | $75,250 | $1,370,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,003 | $124,754,000 | $31,400 | $822,000 | $74,800 | $2,000,000 |
| Hispanic | 929 | $32,977,000 | $35,000 | $752,000 | $55,000 | $1,800,000 |
| Black or African American | 122 | $4,330,000 | $35,000 | $240,000 | $70,000 | $316,000 |
| Not Provided | 79 | $4,830,000 | $61,000 | $320,000 | $91,000 | $382,000 |
| Asian | 41 | $2,501,000 | $61,000 | $245,000 | $102,000 | $425,000 |
| Not applicable | 25 | $6,410,000 | $256,000 | $950,000 | $224,000 | $3,490,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $384,000 | $38,000 | $117,000 | $86,000 | $208,000 |
| American Indian or Alaskan Native | 6 | $191,000 | $31,000 | $93,000 | $36,000 | $76,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,215 | $176,377,000 | $29,800 | $950,000 | $70,400 | $3,490,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,855 | $118,189,000 | $41,333 | $950,000 | $85,000 | $3,490,000 |
| Application Denied By Financial Institution | 1,020 | $36,260,000 | $24,000 | $752,000 | $68,750 | $1,031,000 |
| Application Approved But Not Accepted | 314 | $20,565,000 | $65,000 | $650,000 | $114,000 | $1,243,000 |
| Application Withdrawn By Applicant | 26 | $1,363,000 | $52,000 | $213,000 | $134,000 | $700,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 608 | $16,656,000 | $27,000 | $450,000 | $69,000 | $595,000 |
| Debt-To-Income Ratio | 222 | $8,468,000 | $27,666 | $752,000 | $69,666 | $501,000 |
| Credit Application Incomplete | 140 | $8,885,000 | $63,000 | $450,000 | $110,000 | $1,031,000 |
| Collateral | 29 | $1,306,000 | $45,000 | $192,000 | $85,000 | $372,000 |
| Employment History | 9 | $443,000 | $34,500 | $150,000 | $53,500 | $120,000 |
| Other | 8 | $257,000 | $32,000 | $64,000 | $62,000 | $100,000 |
| Unverifiable Information | 4 | $245,000 | $61,000 | $166,000 | $45,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.