Founders Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Founders Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Founders Federal Credit Union 737 Plantation Road Lancaster, SC 29720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,481 |
| Total Mortgage Loan Application Amount | $588,265,000 |
| Average Mortgage Loan Application Amount | $104,750 |
| Highest Mortgage Loan Application Amount | $1,325,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $792,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| York County South Carolina | 1,179 | $ 168,305,000 | $ 142,000 | $ 86,000 |
| Spartanburg County South Carolina | 752 | $ 83,130,000 | $ 110,000 | $ 73,000 |
| Lancaster County South Carolina | 495 | $ 61,475,000 | $ 124,000 | $ 79,000 |
| Mecklenburg County North Carolina | 465 | $ 75,995,000 | $ 163,000 | $ 76,000 |
| Chesterfield County South Carolina | 203 | $ 16,025,000 | $ 78,000 | $ 62,000 |
| Chester County South Carolina | 161 | $ 14,215,000 | $ 88,000 | $ 73,000 |
| Union County North Carolina | 143 | $ 27,405,000 | $ 191,000 | $ 86,000 |
| Laurens County South Carolina | 128 | $ 10,480,000 | $ 81,000 | $ 61,000 |
| Cherokee County South Carolina | 102 | $ 10,040,000 | $ 98,000 | $ 75,000 |
| Union County South Carolina | 91 | $ 7,415,000 | $ 81,000 | $ 61,000 |
| Greenville County South Carolina | 88 | $ 12,710,000 | $ 144,000 | $ 93,000 |
| Richland County South Carolina | 76 | $ 11,660,000 | $ 153,000 | $ 92,000 |
| Gaston County North Carolina | 50 | $ 8,450,000 | $ 169,000 | $ 81,000 |
| Lexington County South Carolina | 37 | $ 5,865,000 | $ 158,000 | $ 112,000 |
| Marlboro County South Carolina | 33 | $ 2,215,000 | $ 67,000 | $ 61,000 |
| Anderson County South Carolina | 30 | $ 4,340,000 | $ 144,000 | $ 72,000 |
| Kershaw County South Carolina | 29 | $ 3,795,000 | $ 130,000 | $ 90,000 |
| Cabarrus County North Carolina | 27 | $ 5,055,000 | $ 187,000 | $ 86,000 |
| Pickens County South Carolina | 25 | $ 3,015,000 | $ 120,000 | $ 116,000 |
| Horry County South Carolina | 23 | $ 3,325,000 | $ 144,000 | $ 103,000 |
| Fairfield County South Carolina | 22 | $ 2,550,000 | $ 115,000 | $ 71,000 |
| Charleston County South Carolina | 12 | $ 3,750,000 | $ 312,000 | $ 134,000 |
| Oconee County South Carolina | 11 | $ 1,755,000 | $ 159,000 | $ 75,000 |
| Darlington County South Carolina | 10 | $ 1,110,000 | $ 111,000 | $ 58,000 |
| Iredell County North Carolina | 8 | $ 1,270,000 | $ 158,000 | $ 67,000 |
| Greenwood County South Carolina | 8 | $ 760,000 | $ 95,000 | $ 59,000 |
| Anson County North Carolina | 7 | $ 545,000 | $ 77,000 | $ 53,000 |
| Brunswick County North Carolina | 7 | $ 1,115,000 | $ 159,000 | $ 157,000 |
| Catawba County North Carolina | 7 | $ 775,000 | $ 110,000 | $ 101,000 |
| Beaufort County South Carolina | 7 | $ 1,655,000 | $ 236,000 | $ 195,000 |
| Florence County South Carolina | 6 | $ 970,000 | $ 161,000 | $ 119,000 |
| Georgetown County South Carolina | 6 | $ 1,070,000 | $ 178,000 | $ 195,000 |
| New Hanover County North Carolina | 5 | $ 845,000 | $ 169,000 | $ 84,000 |
| Polk County North Carolina | 5 | $ 565,000 | $ 113,000 | $ 46,000 |
| Richmond County North Carolina | 5 | $ 595,000 | $ 119,000 | $ 64,000 |
| Aiken County South Carolina | 5 | $ 825,000 | $ 165,000 | $ 78,000 |
| Newberry County South Carolina | 5 | $ 375,000 | $ 75,000 | $ 73,000 |
| Stanly County North Carolina | 4 | $ 730,000 | $ 182,000 | $ 97,000 |
| Guilford County North Carolina | 3 | $ 1,045,000 | $ 348,000 | $ 103,000 |
| Lincoln County North Carolina | 3 | $ 295,000 | $ 98,000 | $ 116,000 |
| Montgomery County North Carolina | 3 | $ 955,000 | $ 318,000 | $ 380,000 |
| Sumter County South Carolina | 3 | $ 665,000 | $ 221,000 | $ 140,000 |
| Caldwell County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 70,000 |
| Cleveland County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 53,000 |
| Henderson County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 44,000 |
| McDowell County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 178,000 |
| Mitchell County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 132,000 |
| Rowan County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 114,000 |
| Rutherford County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 84,000 |
| Scotland County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 55,000 |
| Dorchester County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 81,000 |
| Coffee County Alabama | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Duval County Florida | 1 | $ 75,000 | $ 75,000 | $ 228,000 |
| Pinellas County Florida | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Coweta County Georgia | 1 | $ 335,000 | $ 335,000 | $ 65,000 |
| Jasper County Indiana | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Lake County Indiana | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Hinds County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Clark County Nevada | 1 | $ 105,000 | $ 105,000 | $ 242,000 |
| Alexander County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 136,000 |
| Alleghany County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 216,000 |
| Buncombe County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 151,000 |
| Burke County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 252,000 |
| Carteret County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Cumberland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Davidson County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 226,000 |
| Duplin County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Franklin County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Jackson County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Johnston County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Macon County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Madison County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Nash County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Stokes County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Wake County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Watauga County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 233,000 |
| Wilson County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Yancey County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| Berkeley County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 276,000 |
| Colleton County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 169,000 |
| Edgefield County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Hampton County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Lee County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Davidson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Dane County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 214,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Founders Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,900 | $310,280,000 | $163,000 | $1,325,000 | $77,000 | $792,000 |
| Refinancing | 1,455 | $219,015,000 | $150,000 | $645,000 | $82,000 | $476,000 |
| Other Purpose | 791 | $40,145,000 | $50,000 | $275,000 | $83,000 | $436,000 |
| Home Improvement | 335 | $18,825,000 | $56,000 | $295,000 | $74,000 | $270,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,715 | $359,325,000 | $132,000 | $1,325,000 | $85,000 | $792,000 |
| Black or African American | 841 | $87,335,000 | $103,000 | $485,000 | $65,000 | $405,000 |
| Hispanic | 503 | $77,455,000 | $153,000 | $495,000 | $61,000 | $314,000 |
| Not Provided | 326 | $49,670,000 | $152,000 | $895,000 | $93,000 | $695,000 |
| Asian | 58 | $10,050,000 | $173,000 | $405,000 | $95,000 | $400,000 |
| American Indian or Alaskan Native | 26 | $2,600,000 | $100,000 | $175,000 | $66,000 | $217,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $345,000 | $115,000 | $245,000 | $131,000 | $192,000 |
| Not applicable | 1 | $55,000 | $55,000 | $55,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,481 | $588,265,000 | $131,000 | $1,325,000 | $79,000 | $792,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,418 | $339,310,000 | $140,000 | $1,325,000 | $86,000 | $792,000 |
| Application Denied By Financial Institution | 1,317 | $144,975,000 | $110,000 | $895,000 | $67,000 | $456,000 |
| Application Withdrawn By Applicant | 533 | $71,195,000 | $133,000 | $625,000 | $87,000 | $420,000 |
| Preapproval Approved but not Accepted | 129 | $19,785,000 | $153,000 | $525,000 | $63,000 | $271,000 |
| Application Approved But Not Accepted | 73 | $11,195,000 | $153,000 | $485,000 | $85,000 | $261,000 |
| Preapproval Denied by Financial Institution | 11 | $1,805,000 | $164,000 | $225,000 | $58,000 | $101,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,153 | $441,485,000 | $140,000 | $1,325,000 | $85,000 | $792,000 |
| Debt-To-Income Ratio | 480 | $54,400,000 | $113,000 | $725,000 | $54,000 | $233,000 |
| Credit History | 398 | $39,800,000 | $100,000 | $365,000 | $66,000 | $240,000 |
| Collateral | 213 | $22,075,000 | $103,000 | $895,000 | $81,000 | $314,000 |
| Credit Application Incomplete | 123 | $14,855,000 | $120,000 | $405,000 | $81,000 | $456,000 |
| Other | 53 | $7,805,000 | $147,000 | $485,000 | $81,000 | $242,000 |
| Unverifiable Information | 34 | $3,960,000 | $116,000 | $465,000 | $84,000 | $312,000 |
| Employment History | 15 | $1,975,000 | $131,000 | $245,000 | $62,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,910,000 | $159,000 | $275,000 | $83,000 | $150,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.