Fnb Of Nassau County
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Fnb Of Nassau County.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Fnb Of Nassau County
1891 S. 14Th Street
Fernandina Beach, FL 32034
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 532
Total Mortgage Loan Application Amount $113,084,000
Average Mortgage Loan Application Amount $191,629
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $96,296
Highest Applicant Income $832,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Fnb Of Nassau County by Metropolitan Area in 2004

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
JACKSONVILLE, FL 90 $ 14,109,000 $ 156,000 $ 69,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 72 $ 14,012,000 $ 194,000 $ 78,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 59 $ 12,888,000 $ 218,000 $ 96,000
BOSTON-QUINCY, MA 48 $ 14,925,000 $ 310,000 $ 120,000
EDISON, NJ 36 $ 8,107,000 $ 225,000 $ 100,000
MANCHESTER-NASHUA, NH 27 $ 5,335,000 $ 197,000 $ 87,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 23 $ 8,401,000 $ 365,000 $ 155,000
SPRINGFIELD, MA 18 $ 2,437,000 $ 135,000 $ 62,000
ESSEX COUNTY, MA 13 $ 3,268,000 $ 251,000 $ 113,000
PHILADELPHIA, PA 9 $ 1,477,000 $ 164,000 $ 60,000
RALEIGH-CARY, NC 8 $ 1,439,000 $ 179,000 $ 67,000
NEWARK-UNION, NJ-PA 7 $ 1,512,000 $ 216,000 $ 84,000
SAVANNAH, GA 7 $ 1,287,000 $ 183,000 $ 61,000
BRIDGEPORT-STAMFORD-NORWALK, CT 6 $ 1,296,000 $ 216,000 $ 91,000
BARNSTABLE TOWN, MA 5 $ 941,000 $ 188,000 $ 99,000
BIRMINGHAM-HOOVER, AL 4 $ 410,000 $ 102,000 $ 30,000
DURHAM, NC 4 $ 874,000 $ 218,000 $ 194,000
WINSTON-SALEM, NC 4 $ 460,000 $ 115,000 $ 54,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 3 $ 512,000 $ 170,000 $ 115,000
GREENSBORO-HIGH POINT, NC 2 $ 260,000 $ 130,000 $ 47,000
ORLANDO, FL 2 $ 420,000 $ 210,000 $ 135,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 2 $ 655,000 $ 327,000 $ 174,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 1 $ 11,000 $ 11,000 $ 38,000
BURLINGTON-SOUTH BURLINGTON, VT 1 $ 141,000 $ 141,000 $ 83,000
CAMDEN, NJ 1 $ 108,000 $ 108,000 $ 45,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 1 $ 152,000 $ 152,000 $ 89,000
GOLDSBORO, NC 1 $ 97,000 $ 97,000 $ 73,000
LEWISTON-AUBURN, ME 1 $ 126,000 $ 126,000 $ 124,000
PUNTA GORDA, FL 1 $ 127,000 $ 127,000 $ 463,000
TRENTON-EWING, NJ 1 $ 236,000 $ 236,000 $ 171,000
WILMINGTON, NC 1 $ 543,000 $ 543,000 $ 124,000
WORCESTER, MA 1 $ 200,000 $ 200,000 $ 45,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Fnb Of Nassau County in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 320 $70,847,000 $199,846 $1,000,000 $106,846 $832,000
Home Purchase 206 $41,856,000 $193,333 $938,000 $92,750 $665,000
Home Improvement 6 $381,000 $128,000 $225,000 $49,000 $75,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 512 $108,874,000 $200,769 $1,000,000 $102,307 $832,000
Black or African American 6 $685,000 $130,200 $225,000 $47,200 $222,000
Hispanic 4 $876,000 $201,000 $390,000 $98,000 $142,000
Not applicable 4 $1,530,000 $455,000 $600,000 $0 $0
Not Provided 3 $675,000 $202,000 $333,000 $68,500 $106,000
Asian 2 $432,000 $216,000 $290,000 $132,500 $205,000
American Indian or Alaskan Native 1 $12,000 $12,000 $12,000 $24,000 $24,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 532 $113,084,000 $202,692 $1,000,000 $100,769 $832,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 511 $107,632,000 $196,307 $1,000,000 $104,076 $832,000
Application Denied By Financial Institution 20 $5,423,000 $288,555 $960,000 $102,333 $294,000
Application Withdrawn By Applicant 1 $29,000 $29,000 $29,000 $75,000 $75,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 7 $1,648,000 $245,833 $417,000 $90,833 $153,000
Debt-To-Income Ratio 7 $1,411,000 $212,200 $380,000 $73,400 $140,000
Collateral 2 $770,000 $385,000 $590,000 $129,000 $258,000
Other 2 $1,255,000 $627,500 $960,000 $181,000 $294,000
Insufficient Cash (Downpayment, Closing Cost) 1 $139,000 $139,000 $139,000 $42,000 $42,000
Credit Application Incomplete 1 $200,000 $200,000 $200,000 $86,000 $86,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.

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