Florida
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Florida.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Florida Po Box 5549 Gainesville, FL 32627 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,615 |
| Total Mortgage Loan Application Amount | $909,655,000 |
| Average Mortgage Loan Application Amount | $122,000 |
| Highest Mortgage Loan Application Amount | $10,945,000 |
| Average Applicant Income | $91,600 |
| Highest Applicant Income | $5,292,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marion County Florida | 1,675 | $ 161,985,000 | $ 96,000 | $ 73,000 |
| Alachua County Florida | 813 | $ 96,125,000 | $ 118,000 | $ 97,000 |
| Volusia County Florida | 239 | $ 24,205,000 | $ 101,000 | $ 105,000 |
| Columbia County Florida | 195 | $ 20,045,000 | $ 102,000 | $ 72,000 |
| Citrus County Florida | 173 | $ 19,015,000 | $ 109,000 | $ 82,000 |
| Levy County Florida | 92 | $ 11,020,000 | $ 119,000 | $ 68,000 |
| Hillsborough County Florida | 87 | $ 12,175,000 | $ 139,000 | $ 172,000 |
| Palm Beach County Florida | 85 | $ 11,555,000 | $ 135,000 | $ 182,000 |
| Lake County Florida | 84 | $ 7,890,000 | $ 93,000 | $ 78,000 |
| Suwannee County Florida | 73 | $ 7,435,000 | $ 101,000 | $ 71,000 |
| Pasco County Florida | 71 | $ 18,075,000 | $ 254,000 | $ 95,000 |
| Bradford County Florida | 69 | $ 6,605,000 | $ 95,000 | $ 64,000 |
| Clay County Florida | 69 | $ 8,185,000 | $ 118,000 | $ 82,000 |
| Pinellas County Florida | 68 | $ 7,220,000 | $ 106,000 | $ 162,000 |
| Orange County Florida | 66 | $ 10,920,000 | $ 165,000 | $ 150,000 |
| Duval County Florida | 64 | $ 10,790,000 | $ 168,000 | $ 106,000 |
| Broward County Florida | 60 | $ 11,040,000 | $ 184,000 | $ 315,000 |
| Putnam County Florida | 58 | $ 5,960,000 | $ 102,000 | $ 72,000 |
| Sumter County Florida | 52 | $ 6,700,000 | $ 128,000 | $ 131,000 |
| Union County Florida | 47 | $ 4,665,000 | $ 99,000 | $ 73,000 |
| Polk County Florida | 45 | $ 5,355,000 | $ 119,000 | $ 86,000 |
| Brevard County Florida | 44 | $ 7,420,000 | $ 168,000 | $ 274,000 |
| Lee County Florida | 44 | $ 6,490,000 | $ 147,000 | $ 168,000 |
| Seminole County Florida | 43 | $ 6,525,000 | $ 151,000 | $ 127,000 |
| Miami-Dade County Florida | 42 | $ 7,900,000 | $ 188,000 | $ 246,000 |
| Gilchrist County Florida | 39 | $ 3,795,000 | $ 97,000 | $ 72,000 |
| Manatee County Florida | 38 | $ 5,060,000 | $ 133,000 | $ 154,000 |
| Hernando County Florida | 35 | $ 3,425,000 | $ 97,000 | $ 103,000 |
| Sarasota County Florida | 32 | $ 4,730,000 | $ 147,000 | $ 188,000 |
| Osceola County Florida | 29 | $ 3,875,000 | $ 133,000 | $ 118,000 |
| St. Johns County Florida | 27 | $ 4,535,000 | $ 167,000 | $ 140,000 |
| Flagler County Florida | 26 | $ 2,330,000 | $ 89,000 | $ 106,000 |
| St. Lucie County Florida | 24 | $ 2,570,000 | $ 107,000 | $ 76,000 |
| Martin County Florida | 12 | $ 990,000 | $ 82,000 | $ 157,000 |
| Baker County Florida | 11 | $ 1,675,000 | $ 152,000 | $ 69,000 |
| Charlotte County Florida | 11 | $ 935,000 | $ 85,000 | $ 94,000 |
| Collier County Florida | 11 | $ 1,285,000 | $ 116,000 | $ 179,000 |
| Dixie County Florida | 11 | $ 2,225,000 | $ 202,000 | $ 178,000 |
| Leon County Florida | 11 | $ 1,155,000 | $ 105,000 | $ 121,000 |
| Hamilton County Florida | 10 | $ 1,040,000 | $ 104,000 | $ 64,000 |
| Bay County Florida | 7 | $ 1,245,000 | $ 177,000 | $ 149,000 |
| Indian River County Florida | 6 | $ 480,000 | $ 80,000 | $ 103,000 |
| Santa Rosa County Florida | 6 | $ 680,000 | $ 113,000 | $ 102,000 |
| Lafayette County Florida | 5 | $ 355,000 | $ 71,000 | $ 122,000 |
| Nassau County Florida | 5 | $ 795,000 | $ 159,000 | $ 95,000 |
| Okaloosa County Florida | 5 | $ 435,000 | $ 87,000 | $ 117,000 |
| Escambia County Florida | 4 | $ 400,000 | $ 100,000 | $ 59,000 |
| Highlands County Florida | 3 | $ 935,000 | $ 311,000 | $ 71,000 |
| Arapahoe County Colorado | 2 | $ 210,000 | $ 105,000 | $ 144,000 |
| Fairfield County Connecticut | 2 | $ 180,000 | $ 90,000 | $ 108,000 |
| Glades County Florida | 2 | $ 280,000 | $ 140,000 | $ 127,000 |
| Liberty County Florida | 2 | $ 30,000 | $ 15,000 | $ 80,000 |
| Madison County Florida | 2 | $ 200,000 | $ 100,000 | $ 47,000 |
| Okeechobee County Florida | 2 | $ 280,000 | $ 140,000 | $ 30,000 |
| Taylor County Florida | 2 | $ 140,000 | $ 70,000 | $ 37,000 |
| Plymouth County Massachusetts | 2 | $ 380,000 | $ 190,000 | $ 498,000 |
| Cumberland County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 57,000 |
| Radford County Virginia | 2 | $ 110,000 | $ 55,000 | $ 63,000 |
| Marin County California | 1 | $ 85,000 | $ 85,000 | $ 750,000 |
| San Diego County California | 1 | $ 505,000 | $ 505,000 | $ 384,000 |
| El Paso County Colorado | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Calhoun County Florida | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Gadsden County Florida | 1 | $ 225,000 | $ 225,000 | $ 1,000 |
| Hardee County Florida | 1 | $ 335,000 | $ 335,000 | $ 60,000 |
| Hendry County Florida | 1 | $ 435,000 | $ 435,000 | $ 60,000 |
| Holmes County Florida | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Jackson County Florida | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Jefferson County Florida | 1 | $ 255,000 | $ 255,000 | $ 36,000 |
| Monroe County Florida | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Wakulla County Florida | 1 | $ 105,000 | $ 105,000 | $ 360,000 |
| Walton County Florida | 1 | $ 645,000 | $ 645,000 | $ 564,000 |
| Washington County Florida | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Cobb County Georgia | 1 | $ 45,000 | $ 45,000 | $ 92,000 |
| Twiggs County Georgia | 1 | $ 95,000 | $ 95,000 | $ 118,000 |
| Champaign County Illinois | 1 | $ 75,000 | $ 75,000 | $ 10,000 |
| Cook County Illinois | 1 | $ 105,000 | $ 105,000 | $ 240,000 |
| Kane County Illinois | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
| Barren County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Bristol County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 240,000 |
| Middlesex County Massachusetts | 1 | $ 505,000 | $ 505,000 | $ 324,000 |
| Macomb County Michigan | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Oakland County Michigan | 1 | $ 95,000 | $ 95,000 | $ 150,000 |
| Blue Earth County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 840,000 |
| Jefferson County New York | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Kings County New York | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Monroe County New York | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Queens County New York | 1 | $ 505,000 | $ 505,000 | $ 144,000 |
| Buncombe County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| Iredell County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 300,000 |
| Macon County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 169,000 |
| Bristol County Rhode Island | 1 | $ 175,000 | $ 175,000 | $ 300,000 |
| Anderson County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Chester County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Meade County South Dakota | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Roane County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Williamson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 1,320,000 |
| Collin County Texas | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Smith County Texas | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
| Alexandria County Virginia | 1 | $ 275,000 | $ 275,000 | $ 134,000 |
| Snohomish County Washington | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| Lincoln County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 248,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Florida in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,146 | $603,550,000 | $191,000 | $10,945,000 | $82,000 | $5,292,000 |
| Home Improvement | 1,422 | $106,360,000 | $74,000 | $1,005,000 | $115,000 | $3,090,000 |
| Other Purpose | 1,264 | $82,470,000 | $65,000 | $635,000 | $96,000 | $2,280,000 |
| Cash-out Refinancing | 573 | $91,965,000 | $160,000 | $1,475,000 | $81,000 | $2,136,000 |
| Refinancing | 210 | $25,310,000 | $120,000 | $655,000 | $84,000 | $1,661,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,903 | $491,555,000 | $125,000 | $1,295,000 | $91,000 | $3,090,000 |
| Black or African American | 960 | $140,080,000 | $145,000 | $825,000 | $64,000 | $1,932,000 |
| Hispanic | 790 | $108,500,000 | $137,000 | $725,000 | $91,000 | $2,820,000 |
| Not Provided | 748 | $114,850,000 | $153,000 | $1,205,000 | $115,000 | $2,520,000 |
| Asian | 93 | $16,615,000 | $178,000 | $1,085,000 | $232,000 | $5,292,000 |
| American Indian or Alaskan Native | 57 | $9,895,000 | $173,000 | $1,145,000 | $74,000 | $256,000 |
| Not applicable | 28 | $23,110,000 | $825,000 | $10,945,000 | $69,000 | $134,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,410,000 | $141,000 | $305,000 | $43,000 | $113,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,281 | $852,815,000 | $135,000 | $10,945,000 | $94,000 | $5,292,000 |
| FHA-insured (Federal Housing Administration) | 304 | $51,440,000 | $169,000 | $415,000 | $59,000 | $168,000 |
| VA-guaranteed (Veterans Administration) | 22 | $4,070,000 | $185,000 | $315,000 | $80,000 | $269,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,330,000 | $166,000 | $255,000 | $50,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Preapproval Denied by Financial Institution | 1,698 | $329,630,000 | $194,000 | $1,295,000 | $60,000 | $903,000 |
| Application Denied By Financial Institution | 1,573 | $144,025,000 | $91,000 | $1,005,000 | $105,000 | $2,280,000 |
| Loan Originated | 1,340 | $132,100,000 | $98,000 | $10,945,000 | $97,000 | $1,337,000 |
| Application Withdrawn By Applicant | 1,255 | $162,375,000 | $129,000 | $1,475,000 | $113,000 | $3,090,000 |
| Preapproval Approved but not Accepted | 473 | $92,725,000 | $196,000 | $855,000 | $101,000 | $5,292,000 |
| File Closed For Incompleteness | 170 | $29,820,000 | $175,000 | $475,000 | $79,000 | $1,128,000 |
| Application Approved But Not Accepted | 106 | $18,980,000 | $179,000 | $475,000 | $75,000 | $346,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,344 | $436,000,000 | $130,000 | $10,945,000 | $102,000 | $5,292,000 |
| Debt-To-Income Ratio | 1,662 | $275,060,000 | $165,000 | $1,295,000 | $61,000 | $703,000 |
| Credit History | 749 | $101,675,000 | $135,000 | $1,085,000 | $72,000 | $903,000 |
| Other | 613 | $60,115,000 | $98,000 | $1,005,000 | $147,000 | $2,280,000 |
| Collateral | 104 | $12,920,000 | $124,000 | $655,000 | $116,000 | $1,800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 64 | $11,250,000 | $175,000 | $635,000 | $81,000 | $286,000 |
| Employment History | 56 | $9,770,000 | $174,000 | $635,000 | $71,000 | $209,000 |
| Unverifiable Information | 23 | $2,865,000 | $124,000 | $555,000 | $80,000 | $239,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.