Flag Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Flag Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Flag Bank 3475 Piedmont Road, Ne Suite 550 Atlanta, GA 30305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,208 |
| Total Mortgage Loan Application Amount | $193,942,000 |
| Average Mortgage Loan Application Amount | $159,562 |
| Highest Mortgage Loan Application Amount | $52,860,000 |
| Average Applicant Income | $99,875 |
| Highest Applicant Income | $2,605,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Troup County Georgia | 242 | $ 19,969,000 | $ 82,000 | $ 55,000 |
| Houston County Georgia | 107 | $ 12,332,000 | $ 115,000 | $ 64,000 |
| Bibb County Georgia | 96 | $ 8,174,000 | $ 85,000 | $ 82,000 |
| Dooly County Georgia | 82 | $ 2,747,000 | $ 33,000 | $ 65,000 |
| Muscogee County Georgia | 70 | $ 8,327,000 | $ 118,000 | $ 65,000 |
| Macon County Georgia | 68 | $ 4,601,000 | $ 67,000 | $ 40,000 |
| Coweta County Georgia | 63 | $ 8,617,000 | $ 136,000 | $ 67,000 |
| Marion County Georgia | 50 | $ 2,248,000 | $ 44,000 | $ 34,000 |
| Fulton County Georgia | 34 | $ 62,314,000 | $ 1,832,000 | $ 155,000 |
| Fayette County Georgia | 29 | $ 5,989,000 | $ 206,000 | $ 68,000 |
| Harris County Georgia | 25 | $ 4,118,000 | $ 164,000 | $ 79,000 |
| Gwinnett County Georgia | 23 | $ 7,618,000 | $ 331,000 | $ 116,000 |
| Meriwether County Georgia | 23 | $ 1,933,000 | $ 84,000 | $ 88,000 |
| Sumter County Georgia | 22 | $ 2,990,000 | $ 135,000 | $ 66,000 |
| Lee County Alabama | 18 | $ 2,260,000 | $ 125,000 | $ 98,000 |
| Schley County Georgia | 18 | $ 1,296,000 | $ 72,000 | $ 40,000 |
| Crisp County Georgia | 15 | $ 1,528,000 | $ 101,000 | $ 46,000 |
| Cobb County Georgia | 14 | $ 2,509,000 | $ 179,000 | $ 179,000 |
| DeKalb County Georgia | 13 | $ 2,653,000 | $ 204,000 | $ 111,000 |
| Spalding County Georgia | 12 | $ 1,659,000 | $ 138,000 | $ 71,000 |
| Pulaski County Georgia | 10 | $ 1,176,000 | $ 117,000 | $ 96,000 |
| Cherokee County Georgia | 9 | $ 1,137,000 | $ 126,000 | $ 84,000 |
| Chambers County Alabama | 8 | $ 453,000 | $ 56,000 | $ 209,000 |
| Forsyth County Georgia | 8 | $ 1,385,000 | $ 173,000 | $ 83,000 |
| Russell County Alabama | 7 | $ 893,000 | $ 127,000 | $ 40,000 |
| Henry County Georgia | 7 | $ 892,000 | $ 127,000 | $ 51,000 |
| Bay County Florida | 6 | $ 1,936,000 | $ 322,000 | $ 191,000 |
| Carroll County Georgia | 6 | $ 505,000 | $ 84,000 | $ 66,000 |
| Hall County Georgia | 5 | $ 561,000 | $ 112,000 | $ 29,000 |
| Heard County Georgia | 5 | $ 370,000 | $ 74,000 | $ 47,000 |
| Talbot County Georgia | 5 | $ 281,000 | $ 56,000 | $ 36,000 |
| Walton County Florida | 4 | $ 1,720,000 | $ 430,000 | $ 253,000 |
| Chattahoochee County Georgia | 4 | $ 364,000 | $ 91,000 | $ 53,000 |
| Clayton County Georgia | 4 | $ 3,251,000 | $ 812,000 | $ 32,000 |
| Glynn County Georgia | 4 | $ 432,000 | $ 108,000 | $ 60,000 |
| Monroe County Georgia | 4 | $ 519,000 | $ 129,000 | $ 77,000 |
| Peach County Georgia | 4 | $ 420,000 | $ 105,000 | $ 55,000 |
| Pike County Georgia | 4 | $ 390,000 | $ 97,000 | $ 103,000 |
| Taylor County Georgia | 4 | $ 358,000 | $ 89,000 | $ 71,000 |
| Randolph County Alabama | 3 | $ 720,000 | $ 240,000 | $ 163,000 |
| Tallapoosa County Alabama | 3 | $ 408,000 | $ 136,000 | $ 77,000 |
| Okaloosa County Florida | 3 | $ 356,000 | $ 118,000 | $ 112,000 |
| Jones County Georgia | 3 | $ 464,000 | $ 154,000 | $ 48,000 |
| Upson County Georgia | 3 | $ 99,000 | $ 33,000 | $ 43,000 |
| Clarke County Georgia | 2 | $ 344,000 | $ 172,000 | $ 339,000 |
| Columbia County Georgia | 2 | $ 216,000 | $ 108,000 | $ 51,000 |
| Dawson County Georgia | 2 | $ 640,000 | $ 320,000 | $ 326,000 |
| Douglas County Georgia | 2 | $ 264,000 | $ 132,000 | $ 33,000 |
| Gilmer County Georgia | 2 | $ 258,000 | $ 129,000 | $ 52,000 |
| Hart County Georgia | 2 | $ 475,000 | $ 237,000 | $ 106,000 |
| Putnam County Georgia | 2 | $ 626,000 | $ 313,000 | $ 570,000 |
| Cabarrus County North Carolina | 2 | $ 166,000 | $ 83,000 | $ 21,000 |
| Mecklenburg County North Carolina | 2 | $ 484,000 | $ 242,000 | $ 105,000 |
| Union County North Carolina | 2 | $ 383,000 | $ 191,000 | $ 85,000 |
| Barbour County Alabama | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Los Angeles County California | 1 | $ 56,000 | $ 56,000 | $ 118,000 |
| Yuba County California | 1 | $ 266,000 | $ 266,000 | $ 68,000 |
| Flagler County Florida | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Franklin County Florida | 1 | $ 300,000 | $ 300,000 | $ 102,000 |
| Hillsborough County Florida | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Lake County Florida | 1 | $ 227,000 | $ 227,000 | $ 30,000 |
| Lee County Florida | 1 | $ 175,000 | $ 175,000 | $ 132,000 |
| Nassau County Florida | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Orange County Florida | 1 | $ 217,000 | $ 217,000 | $ 33,000 |
| Osceola County Florida | 1 | $ 267,000 | $ 267,000 | $ 185,000 |
| Palm Beach County Florida | 1 | $ 285,000 | $ 285,000 | $ 42,000 |
| Volusia County Florida | 1 | $ 163,000 | $ 163,000 | $ 40,000 |
| Barrow County Georgia | 1 | $ 118,000 | $ 118,000 | $ 34,000 |
| Colquitt County Georgia | 1 | $ 344,000 | $ 344,000 | $ 188,000 |
| Crawford County Georgia | 1 | $ 160,000 | $ 160,000 | $ 74,000 |
| Dougherty County Georgia | 1 | $ 21,000 | $ 21,000 | $ 53,000 |
| Floyd County Georgia | 1 | $ 346,000 | $ 346,000 | $ 164,000 |
| Lee County Georgia | 1 | $ 112,000 | $ 112,000 | $ 53,000 |
| Lowndes County Georgia | 1 | $ 107,000 | $ 107,000 | $ 69,000 |
| Mitchell County Georgia | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Newton County Georgia | 1 | $ 322,000 | $ 322,000 | $ 102,000 |
| Oconee County Georgia | 1 | $ 21,000 | $ 21,000 | $ 50,000 |
| Paulding County Georgia | 1 | $ 143,000 | $ 143,000 | $ 98,000 |
| Rabun County Georgia | 1 | $ 250,000 | $ 250,000 | $ 51,000 |
| Screven County Georgia | 1 | $ 190,000 | $ 190,000 | $ 72,000 |
| Stewart County Georgia | 1 | $ 59,000 | $ 59,000 | $ 65,000 |
| Telfair County Georgia | 1 | $ 34,000 | $ 34,000 | $ 48,000 |
| Wilcox County Georgia | 1 | $ 29,000 | $ 29,000 | $ 29,000 |
| Hinds County Mississippi | 1 | $ 28,000 | $ 28,000 | $ 84,000 |
| Davidson County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 115,000 |
| Jackson County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 73,000 |
| Pasquotank County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Georgetown County South Carolina | 1 | $ 314,000 | $ 314,000 | $ 237,000 |
| Greenville County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 156,000 |
| Horry County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 71,000 |
| Oconee County South Carolina | 1 | $ 277,000 | $ 277,000 | $ 223,000 |
| Sevier County Tennessee | 1 | $ 197,000 | $ 197,000 | $ 187,000 |
| Newport News County Virginia | 1 | $ 2,000 | $ 2,000 | $ 45,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Flag Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 560 | $67,292,000 | $177,714 | $4,200,000 | $110,571 | $2,605,000 |
| Home Purchase | 556 | $124,212,000 | $211,833 | $52,860,000 | $110,333 | $1,290,000 |
| Home Improvement | 92 | $2,438,000 | $12,666 | $346,000 | $54,000 | $255,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 824 | $147,255,000 | $172,250 | $52,860,000 | $126,125 | $2,605,000 |
| Black or African American | 221 | $17,604,000 | $64,333 | $542,000 | $47,000 | $246,000 |
| Not Provided | 75 | $14,488,000 | $221,400 | $4,200,000 | $48,400 | $998,000 |
| Not applicable | 52 | $10,942,000 | $210,000 | $2,900,000 | $59,000 | $767,000 |
| Hispanic | 21 | $1,718,000 | $98,500 | $192,000 | $100,000 | $253,000 |
| Asian | 9 | $1,158,000 | $128,000 | $344,000 | $131,000 | $396,000 |
| American Indian or Alaskan Native | 4 | $554,000 | $146,500 | $196,000 | $54,000 | $92,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $223,000 | $111,000 | $158,000 | $88,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,054 | $173,956,000 | $159,800 | $52,860,000 | $103,400 | $2,605,000 |
| VA-guaranteed (Veterans Administration) | 79 | $11,883,000 | $147,000 | $336,000 | $53,000 | $131,000 |
| FHA-insured (Federal Housing Administration) | 75 | $8,103,000 | $119,333 | $350,000 | $41,000 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,009 | $116,354,000 | $165,444 | $4,200,000 | $113,777 | $2,605,000 |
| Application Denied By Financial Institution | 100 | $60,748,000 | $226,000 | $52,860,000 | $119,250 | $540,000 |
| Application Withdrawn By Applicant | 67 | $9,737,000 | $203,666 | $542,000 | $63,166 | $246,000 |
| Application Approved But Not Accepted | 24 | $3,157,000 | $116,500 | $360,000 | $72,500 | $253,000 |
| File Closed For Incompleteness | 5 | $646,000 | $127,500 | $210,000 | $52,000 | $144,000 |
| Loan Purchased By The Institution | 3 | $3,300,000 | $1,100,000 | $2,900,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 69 | $5,631,000 | $99,666 | $350,000 | $66,000 | $240,000 |
| Other | 11 | $607,000 | $67,000 | $130,000 | $286,500 | $540,000 |
| Debt-To-Income Ratio | 8 | $562,000 | $70,000 | $190,000 | $37,000 | $120,000 |
| Collateral | 3 | $217,000 | $76,500 | $90,000 | $16,500 | $33,000 |
| Unverifiable Information | 3 | $53,126,000 | $17,708,000 | $52,860,000 | $76,000 | $171,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $364,000 | $121,000 | $176,000 | $76,000 | $87,000 |
| Credit Application Incomplete | 2 | $162,000 | $81,000 | $94,000 | $19,000 | $27,000 |
| Employment History | 1 | $79,000 | $79,000 | $79,000 | $32,000 | $32,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.