Flag Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Flag Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Flag Bank 3475 Piedmont Road, Ne Suite 550 Atlanta, GA 30305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,300 |
| Total Mortgage Loan Application Amount | $136,937,000 |
| Average Mortgage Loan Application Amount | $109,500 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $78,500 |
| Highest Applicant Income | $1,900,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Troup County Georgia | 385 | $ 35,992,000 | $ 93,000 | $ 58,000 |
| Muscogee County Georgia | 176 | $ 18,939,000 | $ 107,000 | $ 48,000 |
| Dooly County Georgia | 103 | $ 4,783,000 | $ 46,000 | $ 48,000 |
| Coweta County Georgia | 102 | $ 13,677,000 | $ 134,000 | $ 56,000 |
| Macon County Georgia | 82 | $ 4,786,000 | $ 58,000 | $ 52,000 |
| Marion County Georgia | 39 | $ 2,349,000 | $ 60,000 | $ 51,000 |
| Fulton County Georgia | 32 | $ 9,366,000 | $ 292,000 | $ 247,000 |
| Harris County Georgia | 29 | $ 3,836,000 | $ 132,000 | $ 85,000 |
| Lee County Alabama | 25 | $ 2,960,000 | $ 118,000 | $ 58,000 |
| Meriwether County Georgia | 24 | $ 2,231,000 | $ 92,000 | $ 110,000 |
| Sumter County Georgia | 24 | $ 2,390,000 | $ 99,000 | $ 37,000 |
| Cobb County Georgia | 19 | $ 3,471,000 | $ 182,000 | $ 271,000 |
| Schley County Georgia | 17 | $ 2,315,000 | $ 136,000 | $ 63,000 |
| Russell County Alabama | 16 | $ 1,772,000 | $ 110,000 | $ 49,000 |
| Crisp County Georgia | 16 | $ 1,457,000 | $ 91,000 | $ 33,000 |
| DeKalb County Georgia | 16 | $ 3,107,000 | $ 194,000 | $ 165,000 |
| Chambers County Alabama | 14 | $ 2,035,000 | $ 145,000 | $ 49,000 |
| Bibb County Georgia | 14 | $ 1,625,000 | $ 116,000 | $ 86,000 |
| Houston County Georgia | 12 | $ 526,000 | $ 43,000 | $ 97,000 |
| Fayette County Georgia | 10 | $ 1,782,000 | $ 178,000 | $ 80,000 |
| Heard County Georgia | 9 | $ 666,000 | $ 74,000 | $ 35,000 |
| Bay County Florida | 7 | $ 1,021,000 | $ 145,000 | $ 121,000 |
| Cherokee County Georgia | 7 | $ 575,000 | $ 82,000 | $ 73,000 |
| Pulaski County Georgia | 6 | $ 202,000 | $ 33,000 | $ 23,000 |
| Carroll County Georgia | 5 | $ 412,000 | $ 82,000 | $ 92,000 |
| Gwinnett County Georgia | 5 | $ 1,210,000 | $ 242,000 | $ 123,000 |
| Paulding County Georgia | 5 | $ 673,000 | $ 134,000 | $ 59,000 |
| Stewart County Georgia | 5 | $ 245,000 | $ 49,000 | $ 56,000 |
| Walton County Florida | 4 | $ 745,000 | $ 186,000 | $ 167,000 |
| Upson County Georgia | 4 | $ 142,000 | $ 35,000 | $ 81,000 |
| Douglas County Georgia | 3 | $ 532,000 | $ 177,000 | $ 45,000 |
| Spalding County Georgia | 3 | $ 311,000 | $ 103,000 | $ 34,000 |
| Taylor County Georgia | 3 | $ 183,000 | $ 61,000 | $ 36,000 |
| Webster County Georgia | 3 | $ 205,000 | $ 68,000 | $ 21,000 |
| Randolph County Alabama | 2 | $ 154,000 | $ 77,000 | $ 25,000 |
| Pasco County Florida | 2 | $ 145,000 | $ 72,000 | $ 53,000 |
| Volusia County Florida | 2 | $ 158,000 | $ 79,000 | $ 54,000 |
| Hall County Georgia | 2 | $ 535,000 | $ 267,000 | $ 153,000 |
| Lee County Georgia | 2 | $ 101,000 | $ 50,000 | $ 27,000 |
| Monroe County Georgia | 2 | $ 435,000 | $ 217,000 | $ 107,000 |
| Putnam County Georgia | 2 | $ 240,000 | $ 120,000 | $ 49,000 |
| Rabun County Georgia | 2 | $ 605,000 | $ 302,000 | $ 163,000 |
| Talbot County Georgia | 2 | $ 39,000 | $ 19,000 | $ 62,000 |
| Barbour County Alabama | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Clay County Alabama | 1 | $ 75,000 | $ 75,000 | $ 127,000 |
| Elmore County Alabama | 1 | $ 277,000 | $ 277,000 | $ 156,000 |
| Geneva County Alabama | 1 | $ 79,000 | $ 79,000 | $ 85,000 |
| Madison County Alabama | 1 | $ 198,000 | $ 198,000 | $ 43,000 |
| Tallapoosa County Alabama | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Escambia County Florida | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| Lee County Florida | 1 | $ 318,000 | $ 318,000 | $ 87,000 |
| Atkinson County Georgia | 1 | $ 262,000 | $ 262,000 | $ 75,000 |
| Bartow County Georgia | 1 | $ 100,000 | $ 100,000 | $ 107,000 |
| Catoosa County Georgia | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Clarke County Georgia | 1 | $ 150,000 | $ 150,000 | $ 200,000 |
| Clayton County Georgia | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| Colquitt County Georgia | 1 | $ 62,000 | $ 62,000 | $ 110,000 |
| Crawford County Georgia | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| Dawson County Georgia | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Dodge County Georgia | 1 | $ 13,000 | $ 13,000 | $ 49,000 |
| Forsyth County Georgia | 1 | $ 208,000 | $ 208,000 | $ 58,000 |
| Franklin County Georgia | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Morgan County Georgia | 1 | $ 66,000 | $ 66,000 | $ 88,000 |
| Peach County Georgia | 1 | $ 108,000 | $ 108,000 | $ 85,000 |
| Pickens County Georgia | 1 | $ 468,000 | $ 468,000 | $ 960,000 |
| Pike County Georgia | 1 | $ 334,000 | $ 334,000 | $ 133,000 |
| Richmond County Georgia | 1 | $ 248,000 | $ 248,000 | $ 80,000 |
| Stephens County Georgia | 1 | $ 450,000 | $ 450,000 | $ 150,000 |
| Turner County Georgia | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 12,000 |
| Charleston County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Oconee County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 91,000 |
| Richland County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Ector County Texas | 1 | $ 74,000 | $ 74,000 | $ 168,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Flag Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 651 | $74,627,000 | $117,666 | $1,500,000 | $83,500 | $1,900,000 |
| Refinancing | 572 | $57,874,000 | $109,250 | $850,000 | $76,750 | $960,000 |
| Home Improvement | 77 | $4,436,000 | $85,500 | $1,500,000 | $67,000 | $1,568,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 975 | $110,246,000 | $118,500 | $1,500,000 | $89,666 | $1,900,000 |
| Black or African American | 242 | $18,941,000 | $104,000 | $373,000 | $47,333 | $208,000 |
| Not Provided | 27 | $2,304,000 | $86,250 | $177,000 | $44,500 | $778,000 |
| Hispanic | 25 | $2,554,000 | $90,333 | $198,000 | $36,666 | $157,000 |
| Not applicable | 13 | $1,106,000 | $75,000 | $236,000 | $98,333 | $723,000 |
| Asian | 11 | $1,062,000 | $85,000 | $196,000 | $24,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $500,000 | $100,000 | $165,000 | $53,000 | $71,000 |
| American Indian or Alaskan Native | 2 | $224,000 | $112,000 | $124,000 | $83,000 | $107,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,064 | $109,318,000 | $112,333 | $1,500,000 | $84,666 | $1,900,000 |
| FHA-insured (Federal Housing Administration) | 149 | $15,409,000 | $100,666 | $281,000 | $40,333 | $129,000 |
| VA-guaranteed (Veterans Administration) | 87 | $12,210,000 | $134,000 | $323,000 | $49,333 | $161,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,030 | $111,203,000 | $124,500 | $1,500,000 | $80,750 | $1,900,000 |
| Application Denied By Financial Institution | 114 | $9,541,000 | $87,666 | $345,000 | $31,666 | $208,000 |
| Application Withdrawn By Applicant | 99 | $10,384,000 | $110,500 | $373,000 | $97,250 | $778,000 |
| File Closed For Incompleteness | 16 | $1,702,000 | $154,500 | $281,000 | $55,000 | $71,000 |
| Preapproval Approved but not Accepted | 16 | $2,078,000 | $129,000 | $396,000 | $47,000 | $240,000 |
| Preapproval Denied by Financial Institution | 11 | $1,004,000 | $91,000 | $141,000 | $32,000 | $54,000 |
| Application Approved But Not Accepted | 8 | $750,000 | $85,000 | $155,000 | $52,500 | $197,000 |
| Loan Purchased By The Institution | 6 | $275,000 | $45,000 | $60,000 | $6,000 | $46,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 78 | $6,335,000 | $107,333 | $334,000 | $44,666 | $114,000 |
| Debt-To-Income Ratio | 19 | $1,416,000 | $69,500 | $177,000 | $18,500 | $74,000 |
| Collateral | 12 | $1,129,000 | $72,000 | $148,000 | $42,500 | $119,000 |
| Other | 9 | $768,000 | $73,000 | $164,000 | $44,666 | $208,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $593,000 | $117,500 | $345,000 | $37,500 | $72,000 |
| Employment History | 2 | $150,000 | $75,000 | $100,000 | $20,000 | $40,000 |
| Credit Application Incomplete | 1 | $154,000 | $154,000 | $154,000 | $30,000 | $30,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.