Flag Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Flag Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Flag Bank 3475 Piedmont Road, Ne Suite 550 Atlanta, GA 30305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,031 |
| Total Mortgage Loan Application Amount | $224,817,000 |
| Average Mortgage Loan Application Amount | $133,363 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $83,636 |
| Highest Applicant Income | $3,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Troup County Georgia | 716 | $ 75,381,000 | $ 105,000 | $ 52,000 |
| Muscogee County Georgia | 367 | $ 40,149,000 | $ 109,000 | $ 53,000 |
| Coweta County Georgia | 133 | $ 17,338,000 | $ 130,000 | $ 88,000 |
| Harris County Georgia | 85 | $ 12,031,000 | $ 141,000 | $ 55,000 |
| Dooly County Georgia | 77 | $ 2,925,000 | $ 37,000 | $ 38,000 |
| Lee County Alabama | 63 | $ 7,509,000 | $ 119,000 | $ 50,000 |
| Macon County Georgia | 58 | $ 2,693,000 | $ 46,000 | $ 40,000 |
| Marion County Georgia | 54 | $ 3,844,000 | $ 71,000 | $ 43,000 |
| Forsyth County Georgia | 52 | $ 8,101,000 | $ 155,000 | $ 82,000 |
| Upson County Georgia | 41 | $ 3,071,000 | $ 74,000 | $ 44,000 |
| Russell County Alabama | 37 | $ 3,595,000 | $ 97,000 | $ 47,000 |
| Fulton County Georgia | 35 | $ 8,051,000 | $ 230,000 | $ 134,000 |
| Meriwether County Georgia | 35 | $ 2,631,000 | $ 75,000 | $ 54,000 |
| Chambers County Alabama | 22 | $ 2,035,000 | $ 92,000 | $ 47,000 |
| Cobb County Georgia | 19 | $ 3,173,000 | $ 167,000 | $ 144,000 |
| DeKalb County Georgia | 18 | $ 3,200,000 | $ 177,000 | $ 69,000 |
| Spalding County Georgia | 16 | $ 1,931,000 | $ 120,000 | $ 68,000 |
| Heard County Georgia | 14 | $ 1,294,000 | $ 92,000 | $ 42,000 |
| Taylor County Georgia | 14 | $ 1,421,000 | $ 101,000 | $ 50,000 |
| Fayette County Georgia | 11 | $ 2,277,000 | $ 207,000 | $ 79,000 |
| Crisp County Georgia | 10 | $ 943,000 | $ 94,000 | $ 54,000 |
| Gwinnett County Georgia | 9 | $ 1,503,000 | $ 167,000 | $ 130,000 |
| Houston County Georgia | 9 | $ 511,000 | $ 56,000 | $ 43,000 |
| Sumter County Georgia | 9 | $ 780,000 | $ 86,000 | $ 51,000 |
| Henry County Georgia | 7 | $ 858,000 | $ 122,000 | $ 52,000 |
| Pike County Georgia | 7 | $ 1,174,000 | $ 167,000 | $ 50,000 |
| Schley County Georgia | 7 | $ 362,000 | $ 51,000 | $ 65,000 |
| Talbot County Georgia | 7 | $ 730,000 | $ 104,000 | $ 57,000 |
| Randolph County Alabama | 4 | $ 550,000 | $ 137,000 | $ 52,000 |
| Bay County Florida | 4 | $ 657,000 | $ 164,000 | $ 91,000 |
| Carroll County Georgia | 4 | $ 618,000 | $ 154,000 | $ 61,000 |
| Chattahoochee County Georgia | 4 | $ 308,000 | $ 77,000 | $ 34,000 |
| Douglas County Georgia | 4 | $ 567,000 | $ 141,000 | $ 124,000 |
| Pulaski County Georgia | 4 | $ 422,000 | $ 105,000 | $ 83,000 |
| Stewart County Georgia | 4 | $ 326,000 | $ 81,000 | $ 58,000 |
| Chatham County Georgia | 3 | $ 680,000 | $ 226,000 | $ 64,000 |
| Cherokee County Georgia | 3 | $ 372,000 | $ 124,000 | $ 58,000 |
| Clayton County Georgia | 3 | $ 557,000 | $ 185,000 | $ 66,000 |
| Dawson County Georgia | 3 | $ 717,000 | $ 239,000 | $ 84,000 |
| Hall County Georgia | 3 | $ 893,000 | $ 297,000 | $ 152,000 |
| Webster County Georgia | 3 | $ 96,000 | $ 32,000 | $ 29,000 |
| Worth County Georgia | 3 | $ 242,000 | $ 80,000 | $ 302,000 |
| Mobile County Alabama | 2 | $ 362,000 | $ 181,000 | $ 68,000 |
| Volusia County Florida | 2 | $ 94,000 | $ 47,000 | $ 70,000 |
| Walton County Florida | 2 | $ 760,000 | $ 380,000 | $ 259,000 |
| Fannin County Georgia | 2 | $ 661,000 | $ 330,000 | $ 340,000 |
| Glynn County Georgia | 2 | $ 332,000 | $ 166,000 | $ 126,000 |
| Gordon County Georgia | 2 | $ 255,000 | $ 127,000 | $ 68,000 |
| Hart County Georgia | 2 | $ 133,000 | $ 66,000 | $ 71,000 |
| Lumpkin County Georgia | 2 | $ 248,000 | $ 124,000 | $ 120,000 |
| Newton County Georgia | 2 | $ 240,000 | $ 120,000 | $ 51,000 |
| Paulding County Georgia | 2 | $ 261,000 | $ 130,000 | $ 60,000 |
| Rabun County Georgia | 2 | $ 1,815,000 | $ 907,000 | $ 1,573,000 |
| Wilcox County Georgia | 2 | $ 28,000 | $ 14,000 | $ 34,000 |
| Baldwin County Alabama | 1 | $ 263,000 | $ 263,000 | $ 111,000 |
| Jefferson County Alabama | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Pike County Alabama | 1 | $ 3,000 | $ 3,000 | $ 37,000 |
| Talladega County Alabama | 1 | $ 142,000 | $ 142,000 | $ 29,000 |
| Calhoun County Florida | 1 | $ 222,000 | $ 222,000 | $ 158,000 |
| Leon County Florida | 1 | $ 172,000 | $ 172,000 | $ 97,000 |
| Okaloosa County Florida | 1 | $ 355,000 | $ 355,000 | $ 345,000 |
| Palm Beach County Florida | 1 | $ 150,000 | $ 150,000 | $ 181,000 |
| Sumter County Florida | 1 | $ 74,000 | $ 74,000 | $ 50,000 |
| Baker County Georgia | 1 | $ 19,000 | $ 19,000 | $ 20,000 |
| Bibb County Georgia | 1 | $ 91,000 | $ 91,000 | $ 58,000 |
| Bleckley County Georgia | 1 | $ 20,000 | $ 20,000 | $ 77,000 |
| Bulloch County Georgia | 1 | $ 1,000 | $ 1,000 | $ 24,000 |
| Butts County Georgia | 1 | $ 4,000 | $ 4,000 | $ 28,000 |
| Colquitt County Georgia | 1 | $ 68,000 | $ 68,000 | $ 110,000 |
| Crawford County Georgia | 1 | $ 6,000 | $ 6,000 | $ 60,000 |
| Floyd County Georgia | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Peach County Georgia | 1 | $ 63,000 | $ 63,000 | $ 67,000 |
| Richmond County Georgia | 1 | $ 323,000 | $ 323,000 | $ 374,000 |
| Rockdale County Georgia | 1 | $ 124,000 | $ 124,000 | $ 34,000 |
| Ware County Georgia | 1 | $ 92,000 | $ 92,000 | $ 143,000 |
| Whitfield County Georgia | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
| Bradley County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Sevier County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 25,000 |
| Shelby County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 80,000 |
| Williamson County Tennessee | 1 | $ 251,000 | $ 251,000 | $ 171,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Flag Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 993 | $120,176,000 | $178,000 | $1,500,000 | $118,750 | $3,000,000 |
| Home Purchase (one-to-four family) | 904 | $100,635,000 | $114,750 | $500,000 | $71,000 | $480,000 |
| Home Improvement (one-to-four family) | 132 | $3,485,000 | $18,000 | $296,000 | $80,500 | $1,325,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 2 | $521,000 | $260,000 | $483,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,607 | $189,554,000 | $142,500 | $1,500,000 | $93,750 | $3,000,000 |
| Black | 357 | $28,770,000 | $86,000 | $430,000 | $46,666 | $329,000 |
| Hispanic | 35 | $3,295,000 | $104,000 | $154,000 | $44,000 | $180,000 |
| Information not provided by applicant in mail or telephone application | 15 | $1,581,000 | $105,000 | $270,000 | $82,000 | $152,000 |
| Asian or Pacific Islander | 12 | $1,228,000 | $102,000 | $187,000 | $40,000 | $114,000 |
| Other | 4 | $245,000 | $61,000 | $100,000 | $35,000 | $73,000 |
| American Indian or Alaskan Native | 1 | $144,000 | $144,000 | $144,000 | $47,000 | $47,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,481 | $167,391,000 | $140,000 | $1,500,000 | $92,500 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 399 | $38,888,000 | $98,500 | $177,000 | $39,000 | $188,000 |
| VA-guaranteed (Veterans Administration) | 151 | $18,538,000 | $120,000 | $264,000 | $53,500 | $218,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,803 | $201,160,000 | $142,750 | $1,500,000 | $91,500 | $3,000,000 |
| Application Denied By Financial Institution | 109 | $9,468,000 | $126,666 | $426,000 | $97,000 | $345,000 |
| Application Withdrawn By Applicant | 98 | $11,184,000 | $115,333 | $320,000 | $69,666 | $480,000 |
| File Closed For Incompleteness | 21 | $3,005,000 | $116,000 | $999,000 | $57,333 | $384,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 40 | $4,023,000 | $103,000 | $426,000 | $43,000 | $142,000 |
| Credit History | 38 | $2,999,000 | $173,000 | $355,000 | $143,333 | $345,000 |
| Collateral | 11 | $1,099,000 | $74,500 | $200,000 | $63,000 | $135,000 |
| Other | 10 | $406,000 | $53,000 | $136,000 | $49,500 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $569,000 | $112,000 | $196,000 | $38,000 | $57,000 |
| Unverifiable Information | 3 | $279,000 | $93,000 | $116,000 | $40,000 | $46,000 |
| Credit Application Incomplete | 1 | $25,000 | $25,000 | $25,000 | $30,000 | $30,000 |
| Employment History | 1 | $68,000 | $68,000 | $68,000 | $29,000 | $29,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.