Firstmerit Bank Na 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Firstmerit Bank Na Iii Cascade Plaza - Cas46 Akron, OH 44308 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 10,564 |
Total Mortgage Loan Application Amount | $1,513,819,000 |
Average Mortgage Loan Application Amount | $122,000 |
Highest Mortgage Loan Application Amount | $33,000,000 |
Average Applicant Income | $76,000 |
Highest Applicant Income | $2,026,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Firstmerit Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstmerit Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Firstmerit Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstmerit Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstmerit Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstmerit Bank Na's mortgage activity for 2013.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 155,000 |
Addison County Vermont | 1 | $ 239,000 | $ 239,000 | $ 206,000 |
Alcona County Michigan | 9 | $ 851,000 | $ 94,000 | $ 64,000 |
Alger County Michigan | 12 | $ 881,000 | $ 73,000 | $ 63,000 |
Allegan County Michigan | 5 | $ 160,000 | $ 32,000 | $ 62,000 |
Allegheny County Pennsylvania | 19 | $ 12,831,000 | $ 675,000 | $ 122,000 |
Alpena County Michigan | 11 | $ 712,000 | $ 64,000 | $ 58,000 |
Antrim County Michigan | 19 | $ 1,611,000 | $ 84,000 | $ 58,000 |
Arenac County Michigan | 36 | $ 1,858,000 | $ 51,000 | $ 45,000 |
Ashland County Ohio | 147 | $ 13,272,000 | $ 90,000 | $ 51,000 |
Ashtabula County Ohio | 246 | $ 20,992,000 | $ 85,000 | $ 57,000 |
Baraga County Michigan | 3 | $ 84,000 | $ 28,000 | $ 15,000 |
Barry County Michigan | 1 | $ 164,000 | $ 164,000 | $ 92,000 |
Bay County Michigan | 165 | $ 11,383,000 | $ 68,000 | $ 62,000 |
Bayfield County Wisconsin | 1 | $ 72,000 | $ 72,000 | $ 71,000 |
Beaver County Pennsylvania | 4 | $ 362,000 | $ 90,000 | $ 46,000 |
Belmont County Ohio | 2 | $ 141,000 | $ 70,000 | $ 51,000 |
Benzie County Michigan | 2 | $ 223,000 | $ 111,000 | $ 126,000 |
Berrien County Michigan | 3 | $ 2,549,000 | $ 849,000 | $ 581,000 |
Boone County Illinois | 4 | $ 242,000 | $ 60,000 | $ 37,000 |
Branch County Michigan | 7 | $ 332,000 | $ 47,000 | $ 93,000 |
Broward County Florida | 5 | $ 1,013,000 | $ 202,000 | $ 299,000 |
Brown County Wisconsin | 40 | $ 4,150,000 | $ 103,000 | $ 61,000 |
Bucks County Pennsylvania | 2 | $ 353,000 | $ 176,000 | $ 94,000 |
Butler County Ohio | 1 | $ 10,000 | $ 10,000 | $ 58,000 |
Butler County Pennsylvania | 6 | $ 809,000 | $ 134,000 | $ 73,000 |
Calhoun County Michigan | 10 | $ 481,000 | $ 48,000 | $ 46,000 |
Calumet County Wisconsin | 22 | $ 1,908,000 | $ 86,000 | $ 55,000 |
Carroll County Illinois | 1 | $ 807,000 | $ 807,000 | $ 1,711,000 |
Carroll County Ohio | 23 | $ 2,411,000 | $ 104,000 | $ 79,000 |
Cass County Michigan | 2 | $ 648,000 | $ 324,000 | $ 431,000 |
Champaign County Ohio | 2 | $ 91,000 | $ 45,000 | $ 65,000 |
Charleston County South Carolina | 1 | $ 412,000 | $ 412,000 | $ 700,000 |
Charlevoix County Michigan | 24 | $ 4,346,000 | $ 181,000 | $ 87,000 |
Charlotte County Florida | 2 | $ 362,000 | $ 181,000 | $ 170,000 |
Chautauqua County New York | 1 | $ 138,000 | $ 138,000 | $ 231,000 |
Cheboygan County Michigan | 12 | $ 1,082,000 | $ 90,000 | $ 93,000 |
Chippewa County Michigan | 3 | $ 125,000 | $ 41,000 | $ 27,000 |
Claiborne County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 64,000 |
Clare County Michigan | 6 | $ 231,000 | $ 38,000 | $ 43,000 |
Clarion County Pennsylvania | 1 | $ 256,000 | $ 256,000 | $ 68,000 |
Clark County Indiana | 1 | $ 2,550,000 | $ 2,550,000 | $ 0 |
Clark County Nevada | 2 | $ 272,000 | $ 136,000 | $ 318,000 |
Clark County Ohio | 4 | $ 486,000 | $ 121,000 | $ 78,000 |
Clinton County Michigan | 41 | $ 2,381,000 | $ 58,000 | $ 62,000 |
Clinton County Ohio | 1 | $ 153,000 | $ 153,000 | $ 58,000 |
Cobb County Georgia | 2 | $ 342,000 | $ 171,000 | $ 112,000 |
Collier County Florida | 15 | $ 6,475,000 | $ 431,000 | $ 642,000 |
Columbia County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 287,000 |
Columbiana County Ohio | 16 | $ 2,061,000 | $ 128,000 | $ 62,000 |
Cook County Illinois | 421 | $ 84,585,000 | $ 200,000 | $ 104,000 |
Coshocton County Ohio | 2 | $ 47,000 | $ 23,000 | $ 64,000 |
Crawford County Michigan | 27 | $ 1,921,000 | $ 71,000 | $ 51,000 |
Crawford County Ohio | 73 | $ 4,404,000 | $ 60,000 | $ 45,000 |
Crawford County Pennsylvania | 7 | $ 751,000 | $ 107,000 | $ 80,000 |
Crawford County Wisconsin | 10 | $ 713,000 | $ 71,000 | $ 43,000 |
Cuyahoga County Ohio | 621 | $ 113,312,000 | $ 182,000 | $ 96,000 |
Dakota County Minnesota | 1 | $ 262,000 | $ 262,000 | $ 96,000 |
Dauphin County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 120,000 |
Defiance County Ohio | 1 | $ 106,000 | $ 106,000 | $ 59,000 |
DeKalb County Illinois | 2 | $ 222,000 | $ 111,000 | $ 50,000 |
Delaware County Ohio | 57 | $ 14,831,000 | $ 260,000 | $ 143,000 |
Delaware County Pennsylvania | 7 | $ 1,373,000 | $ 196,000 | $ 111,000 |
Delta County Michigan | 1 | $ 6,000 | $ 6,000 | $ 41,000 |
Dickinson County Michigan | 7 | $ 393,000 | $ 56,000 | $ 36,000 |
District of Columbia County District Of Columbia | 2 | $ 949,000 | $ 474,000 | $ 144,000 |
Dodge County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 78,000 |
Door County Wisconsin | 21 | $ 3,481,000 | $ 165,000 | $ 123,000 |
Douglas County Wisconsin | 8 | $ 369,000 | $ 46,000 | $ 59,000 |
Dunn County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
DuPage County Illinois | 68 | $ 21,542,000 | $ 316,000 | $ 170,000 |
Eaton County Michigan | 7 | $ 424,000 | $ 60,000 | $ 57,000 |
Elkhart County Indiana | 1 | $ 160,000 | $ 160,000 | $ 47,000 |
Emmet County Michigan | 10 | $ 3,624,000 | $ 362,000 | $ 278,000 |
Erie County Ohio | 69 | $ 9,307,000 | $ 134,000 | $ 89,000 |
Fairfield County Ohio | 13 | $ 22,389,000 | $ 1,722,000 | $ 63,000 |
Fayette County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
Fond du Lac County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
Forest County Wisconsin | 3 | $ 290,000 | $ 96,000 | $ 33,000 |
Franklin County Ohio | 161 | $ 122,104,000 | $ 758,000 | $ 91,000 |
Fulton County Ohio | 2 | $ 216,000 | $ 108,000 | $ 42,000 |
Gallia County Ohio | 2 | $ 72,000 | $ 36,000 | $ 97,000 |
Geauga County Ohio | 123 | $ 23,078,000 | $ 187,000 | $ 134,000 |
Genesee County Michigan | 607 | $ 43,307,000 | $ 71,000 | $ 65,000 |
Gladwin County Michigan | 13 | $ 1,788,000 | $ 137,000 | $ 78,000 |
Gogebic County Michigan | 6 | $ 409,000 | $ 68,000 | $ 51,000 |
Grand Traverse County Michigan | 25 | $ 18,338,000 | $ 733,000 | $ 77,000 |
Grant County Wisconsin | 16 | $ 1,525,000 | $ 95,000 | $ 53,000 |
Gratiot County Michigan | 10 | $ 213,000 | $ 21,000 | $ 38,000 |
Green County Wisconsin | 9 | $ 767,000 | $ 85,000 | $ 94,000 |
Green Lake County Wisconsin | 1 | $ 310,000 | $ 310,000 | $ 417,000 |
Greene County Ohio | 1 | $ 37,000 | $ 37,000 | $ 74,000 |
Greene County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 43,000 |
Greenville County South Carolina | 1 | $ 192,000 | $ 192,000 | $ 161,000 |
Guernsey County Ohio | 2 | $ 215,000 | $ 107,000 | $ 134,000 |
Hamilton County Indiana | 3 | $ 885,000 | $ 295,000 | $ 772,000 |
Hamilton County Ohio | 2 | $ 194,000 | $ 97,000 | $ 96,000 |
Hancock County Indiana | 1 | $ 25,000 | $ 25,000 | $ 119,000 |
Hancock County Ohio | 3 | $ 180,000 | $ 60,000 | $ 54,000 |
Harrison County Ohio | 4 | $ 621,000 | $ 155,000 | $ 125,000 |
Harrisonburg County Virginia | 1 | $ 200,000 | $ 200,000 | $ 213,000 |
Hendricks County Indiana | 1 | $ 156,000 | $ 156,000 | $ 106,000 |
Hillsdale County Michigan | 5 | $ 503,000 | $ 100,000 | $ 65,000 |
Holmes County Ohio | 28 | $ 4,623,000 | $ 165,000 | $ 59,000 |
Houghton County Michigan | 12 | $ 698,000 | $ 58,000 | $ 41,000 |
Huron County Michigan | 3 | $ 370,000 | $ 123,000 | $ 45,000 |
Huron County Ohio | 35 | $ 11,029,000 | $ 315,000 | $ 60,000 |
Indian River County Florida | 1 | $ 99,000 | $ 99,000 | $ 1,035,000 |
Ingham County Michigan | 59 | $ 4,853,000 | $ 82,000 | $ 94,000 |
Ionia County Michigan | 6 | $ 366,000 | $ 61,000 | $ 56,000 |
Iosco County Michigan | 19 | $ 1,858,000 | $ 97,000 | $ 74,000 |
Iowa County Wisconsin | 3 | $ 283,000 | $ 94,000 | $ 74,000 |
Iron County Michigan | 3 | $ 67,000 | $ 22,000 | $ 41,000 |
Iron County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 38,000 |
Iroquois County Illinois | 1 | $ 142,000 | $ 142,000 | $ 76,000 |
Jackson County Michigan | 182 | $ 15,337,000 | $ 84,000 | $ 64,000 |
Jefferson County Ohio | 2 | $ 147,000 | $ 73,000 | $ 47,000 |
Jefferson County Wisconsin | 15 | $ 1,509,000 | $ 100,000 | $ 44,000 |
Kalamazoo County Michigan | 9 | $ 594,000 | $ 66,000 | $ 63,000 |
Kalkaska County Michigan | 4 | $ 270,000 | $ 67,000 | $ 64,000 |
Kane County Illinois | 10 | $ 1,180,000 | $ 118,000 | $ 59,000 |
Kankakee County Illinois | 1 | $ 190,000 | $ 190,000 | $ 250,000 |
Kendall County Illinois | 1 | $ 219,000 | $ 219,000 | $ 149,000 |
Kenosha County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
Kent County Michigan | 12 | $ 1,431,000 | $ 119,000 | $ 87,000 |
Kewaunee County Wisconsin | 6 | $ 337,000 | $ 56,000 | $ 32,000 |
Keweenaw County Michigan | 4 | $ 311,000 | $ 77,000 | $ 64,000 |
Knox County Illinois | 1 | $ 182,000 | $ 182,000 | $ 101,000 |
Knox County Ohio | 65 | $ 6,293,000 | $ 96,000 | $ 63,000 |
Lackawanna County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 30,000 |
Lafayette County Wisconsin | 3 | $ 85,000 | $ 28,000 | $ 74,000 |
Lake County Illinois | 42 | $ 9,194,000 | $ 218,000 | $ 160,000 |
Lake County Indiana | 6 | $ 1,073,000 | $ 178,000 | $ 52,000 |
Lake County Michigan | 1 | $ 3,000 | $ 3,000 | $ 13,000 |
Lake County Ohio | 300 | $ 37,952,000 | $ 126,000 | $ 63,000 |
Lancaster County Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 49,000 |
Langlade County Wisconsin | 6 | $ 357,000 | $ 59,000 | $ 33,000 |
Lapeer County Michigan | 14 | $ 765,000 | $ 54,000 | $ 51,000 |
LaPorte County Indiana | 2 | $ 200,000 | $ 100,000 | $ 288,000 |
Lawrence County Pennsylvania | 206 | $ 22,320,000 | $ 108,000 | $ 72,000 |
Lee County Florida | 8 | $ 1,732,000 | $ 216,000 | $ 348,000 |
Leelanau County Michigan | 3 | $ 1,298,000 | $ 432,000 | $ 390,000 |
Lehigh County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 66,000 |
Lenawee County Michigan | 14 | $ 2,052,000 | $ 146,000 | $ 185,000 |
Licking County Ohio | 5 | $ 796,000 | $ 159,000 | $ 98,000 |
Lincoln County Wisconsin | 11 | $ 820,000 | $ 74,000 | $ 53,000 |
Livingston County Michigan | 129 | $ 17,610,000 | $ 136,000 | $ 92,000 |
Logan County Ohio | 2 | $ 119,000 | $ 59,000 | $ 119,000 |
Lorain County Ohio | 514 | $ 80,055,000 | $ 155,000 | $ 69,000 |
Loudon County Tennessee | 1 | $ 392,000 | $ 392,000 | $ 123,000 |
Loudoun County Virginia | 1 | $ 226,000 | $ 226,000 | $ 71,000 |
Lucas County Ohio | 52 | $ 24,854,000 | $ 477,000 | $ 112,000 |
Luzerne County Pennsylvania | 3 | $ 284,000 | $ 94,000 | $ 69,000 |
Mackinac County Michigan | 3 | $ 280,000 | $ 93,000 | $ 146,000 |
Macomb County Michigan | 69 | $ 6,513,000 | $ 94,000 | $ 86,000 |
Madison County Ohio | 24 | $ 2,154,000 | $ 89,000 | $ 61,000 |
Mahoning County Ohio | 24 | $ 2,218,000 | $ 92,000 | $ 62,000 |
Manatee County Florida | 3 | $ 321,000 | $ 107,000 | $ 62,000 |
Manistee County Michigan | 5 | $ 696,000 | $ 139,000 | $ 96,000 |
Manitowoc County Wisconsin | 3 | $ 242,000 | $ 80,000 | $ 52,000 |
Marathon County Wisconsin | 5 | $ 647,000 | $ 129,000 | $ 76,000 |
Marinette County Wisconsin | 8 | $ 512,000 | $ 64,000 | $ 33,000 |
Marion County Florida | 1 | $ 136,000 | $ 136,000 | $ 80,000 |
Marion County Indiana | 3 | $ 412,000 | $ 137,000 | $ 69,000 |
Marion County Ohio | 10 | $ 756,000 | $ 75,000 | $ 88,000 |
Marquette County Michigan | 26 | $ 1,481,000 | $ 56,000 | $ 53,000 |
Marquette County Wisconsin | 1 | $ 19,000 | $ 19,000 | $ 103,000 |
Mason County Michigan | 2 | $ 32,000 | $ 16,000 | $ 233,000 |
McHenry County Illinois | 21 | $ 3,181,000 | $ 151,000 | $ 121,000 |
Mecosta County Michigan | 1 | $ 19,000 | $ 19,000 | $ 22,000 |
Medina County Ohio | 498 | $ 78,149,000 | $ 156,000 | $ 87,000 |
Menominee County Michigan | 4 | $ 232,000 | $ 58,000 | $ 52,000 |
Mercer County Pennsylvania | 19 | $ 2,742,000 | $ 144,000 | $ 78,000 |
Miami County Ohio | 1 | $ 87,000 | $ 87,000 | $ 0 |
Middlesex County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
Midland County Michigan | 85 | $ 10,934,000 | $ 128,000 | $ 115,000 |
Milwaukee County Wisconsin | 3 | $ 347,000 | $ 115,000 | $ 77,000 |
Missaukee County Michigan | 29 | $ 1,674,000 | $ 57,000 | $ 49,000 |
Monroe County Florida | 1 | $ 280,000 | $ 280,000 | $ 200,000 |
Monroe County Michigan | 25 | $ 2,491,000 | $ 99,000 | $ 77,000 |
Monroe County Ohio | 2 | $ 142,000 | $ 71,000 | $ 75,000 |
Montcalm County Michigan | 1 | $ 304,000 | $ 304,000 | $ 377,000 |
Montgomery County Ohio | 4 | $ 197,000 | $ 49,000 | $ 65,000 |
Montgomery County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
Montmorency County Michigan | 6 | $ 404,000 | $ 67,000 | $ 74,000 |
Morrow County Ohio | 21 | $ 2,378,000 | $ 113,000 | $ 87,000 |
Muskegon County Michigan | 15 | $ 406,000 | $ 27,000 | $ 66,000 |
Natrona County Wyoming | 1 | $ 411,000 | $ 411,000 | $ 126,000 |
Newaygo County Michigan | 3 | $ 160,000 | $ 53,000 | $ 69,000 |
Noble County Ohio | 2 | $ 256,000 | $ 128,000 | $ 151,000 |
Oakland County Michigan | 244 | $ 53,473,000 | $ 219,000 | $ 128,000 |
Oceana County Michigan | 2 | $ 162,000 | $ 81,000 | $ 81,000 |
Oconto County Wisconsin | 48 | $ 4,038,000 | $ 84,000 | $ 62,000 |
Ogemaw County Michigan | 43 | $ 1,462,000 | $ 34,000 | $ 51,000 |
Ogle County Illinois | 1 | $ 107,000 | $ 107,000 | $ 31,000 |
Okaloosa County Florida | 2 | $ 1,130,000 | $ 565,000 | $ 628,000 |
Oneida County New York | 1 | $ 374,000 | $ 374,000 | $ 188,000 |
Oneida County Wisconsin | 27 | $ 3,506,000 | $ 129,000 | $ 116,000 |
Ontonagon County Michigan | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
Orange County Florida | 2 | $ 264,000 | $ 132,000 | $ 300,000 |
Osceola County Florida | 1 | $ 289,000 | $ 289,000 | $ 254,000 |
Osceola County Michigan | 70 | $ 1,718,000 | $ 24,000 | $ 44,000 |
Oscoda County Michigan | 15 | $ 693,000 | $ 46,000 | $ 44,000 |
Otsego County Michigan | 24 | $ 1,687,000 | $ 70,000 | $ 57,000 |
Ottawa County Michigan | 21 | $ 1,369,000 | $ 65,000 | $ 117,000 |
Ottawa County Ohio | 14 | $ 1,905,000 | $ 136,000 | $ 110,000 |
Outagamie County Wisconsin | 30 | $ 3,031,000 | $ 101,000 | $ 76,000 |
Ozaukee County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
Palm Beach County Florida | 4 | $ 563,000 | $ 140,000 | $ 268,000 |
Pasco County Florida | 1 | $ 118,000 | $ 118,000 | $ 115,000 |
Perry County Ohio | 1 | $ 334,000 | $ 334,000 | $ 212,000 |
Philadelphia County Pennsylvania | 2 | $ 266,000 | $ 133,000 | $ 66,000 |
Pickaway County Ohio | 2 | $ 1,794,000 | $ 897,000 | $ 37,000 |
Pima County Arizona | 1 | $ 121,000 | $ 121,000 | $ 56,000 |
Pinal County Arizona | 1 | $ 152,000 | $ 152,000 | $ 129,000 |
Pinellas County Florida | 1 | $ 664,000 | $ 664,000 | $ 166,000 |
Polk County Florida | 1 | $ 43,000 | $ 43,000 | $ 71,000 |
Polk County Wisconsin | 11 | $ 846,000 | $ 76,000 | $ 81,000 |
Portage County Ohio | 177 | $ 22,922,000 | $ 129,000 | $ 80,000 |
Portage County Wisconsin | 24 | $ 2,134,000 | $ 88,000 | $ 73,000 |
Porter County Indiana | 1 | $ 58,000 | $ 58,000 | $ 71,000 |
Presque Isle County Michigan | 12 | $ 781,000 | $ 65,000 | $ 43,000 |
Price County Wisconsin | 4 | $ 288,000 | $ 72,000 | $ 64,000 |
Putnam County Ohio | 2 | $ 237,000 | $ 118,000 | $ 43,000 |
Racine County Wisconsin | 2 | $ 676,000 | $ 338,000 | $ 218,000 |
Richland County Ohio | 147 | $ 13,129,000 | $ 89,000 | $ 68,000 |
Richland County Wisconsin | 1 | $ 7,000 | $ 7,000 | $ 33,000 |
Riverside County California | 1 | $ 283,000 | $ 283,000 | $ 0 |
Rock County Wisconsin | 4 | $ 402,000 | $ 100,000 | $ 49,000 |
Roscommon County Michigan | 18 | $ 1,850,000 | $ 102,000 | $ 81,000 |
Saginaw County Michigan | 286 | $ 21,842,000 | $ 76,000 | $ 70,000 |
Sandusky County Ohio | 4 | $ 574,000 | $ 143,000 | $ 95,000 |
Sangamon County Illinois | 2 | $ 751,000 | $ 375,000 | $ 776,000 |
Sanilac County Michigan | 2 | $ 83,000 | $ 41,000 | $ 25,000 |
Sarasota County Florida | 5 | $ 771,000 | $ 154,000 | $ 111,000 |
Sauk County Wisconsin | 2 | $ 235,000 | $ 117,000 | $ 76,000 |
Schoolcraft County Michigan | 1 | $ 75,000 | $ 75,000 | $ 135,000 |
Scioto County Ohio | 1 | $ 61,000 | $ 61,000 | $ 75,000 |
Seneca County Ohio | 17 | $ 877,000 | $ 51,000 | $ 37,000 |
Shawano County Wisconsin | 12 | $ 1,265,000 | $ 105,000 | $ 141,000 |
Shelby County Alabama | 1 | $ 10,000 | $ 10,000 | $ 12,000 |
Shiawassee County Michigan | 62 | $ 3,233,000 | $ 52,000 | $ 61,000 |
Somerset County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 85,000 |
St. Clair County Michigan | 4 | $ 545,000 | $ 136,000 | $ 112,000 |
St. Croix County Wisconsin | 2 | $ 406,000 | $ 203,000 | $ 95,000 |
St. Johns County Florida | 1 | $ 341,000 | $ 341,000 | $ 0 |
St. Joseph County Michigan | 82 | $ 5,125,000 | $ 62,000 | $ 59,000 |
Stark County Ohio | 792 | $ 93,192,000 | $ 117,000 | $ 79,000 |
Summit County Ohio | 1,072 | $ 143,696,000 | $ 134,000 | $ 83,000 |
Sumter County Florida | 2 | $ 152,000 | $ 76,000 | $ 69,000 |
Trumbull County Ohio | 18 | $ 1,725,000 | $ 95,000 | $ 52,000 |
Tuscarawas County Ohio | 20 | $ 2,561,000 | $ 128,000 | $ 72,000 |
Tuscola County Michigan | 35 | $ 2,329,000 | $ 66,000 | $ 46,000 |
Union County Ohio | 4 | $ 502,000 | $ 125,000 | $ 88,000 |
Van Buren County Michigan | 1 | $ 257,000 | $ 257,000 | $ 474,000 |
Vilas County Wisconsin | 30 | $ 5,100,000 | $ 170,000 | $ 82,000 |
Volusia County Florida | 1 | $ 51,000 | $ 51,000 | $ 45,000 |
Wabash County Indiana | 1 | $ 27,000 | $ 27,000 | $ 116,000 |
Walton County Florida | 1 | $ 206,000 | $ 206,000 | $ 200,000 |
Walworth County Wisconsin | 30 | $ 3,489,000 | $ 116,000 | $ 70,000 |
Washington County Pennsylvania | 2 | $ 309,000 | $ 154,000 | $ 90,000 |
Washtenaw County Michigan | 180 | $ 40,846,000 | $ 226,000 | $ 116,000 |
Waukesha County Wisconsin | 4 | $ 887,000 | $ 221,000 | $ 70,000 |
Waupaca County Wisconsin | 15 | $ 1,508,000 | $ 100,000 | $ 88,000 |
Waushara County Wisconsin | 25 | $ 1,724,000 | $ 68,000 | $ 70,000 |
Wayne County Michigan | 175 | $ 13,553,000 | $ 77,000 | $ 83,000 |
Wayne County Ohio | 294 | $ 30,417,000 | $ 103,000 | $ 72,000 |
Wayne County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
Westmoreland County Pennsylvania | 4 | $ 903,000 | $ 225,000 | $ 133,000 |
Wexford County Michigan | 78 | $ 4,351,000 | $ 55,000 | $ 59,000 |
Will County Illinois | 53 | $ 10,764,000 | $ 203,000 | $ 147,000 |
Winnebago County Wisconsin | 21 | $ 1,411,000 | $ 67,000 | $ 54,000 |
Wood County Ohio | 30 | $ 2,831,000 | $ 94,000 | $ 67,000 |
Wyandot County Ohio | 4 | $ 376,000 | $ 94,000 | $ 59,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 5,933 | $962,557,000 | $162,000 | $33,000,000 | $88,000 | $2,026,000 |
Home Purchase | 3,150 | $466,107,000 | $147,000 | $15,050,000 | $88,000 | $1,935,000 |
Home Improvement | 1,481 | $85,155,000 | $57,000 | $28,000,000 | $52,000 | $826,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 7,503 | $809,767,000 | $107,000 | $1,850,000 | $80,000 | $1,711,000 |
Not Provided | 2,109 | $310,077,000 | $147,000 | $2,500,000 | $106,000 | $2,026,000 |
Black or African American | 531 | $29,879,000 | $56,000 | $675,000 | $51,000 | $418,000 |
Hispanic | 230 | $20,540,000 | $89,000 | $396,000 | $65,000 | $779,000 |
Asian | 86 | $14,146,000 | $164,000 | $895,000 | $147,000 | $915,000 |
Not applicable | 69 | $327,984,000 | $4,753,000 | $33,000,000 | $0 | $0 |
American Indian or Alaskan Native | 28 | $1,055,000 | $37,000 | $178,000 | $46,000 | $225,000 |
Native Hawaiian or Other Pacific Islander | 8 | $371,000 | $46,000 | $155,000 | $90,000 | $194,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,711 | $1,423,501,000 | $146,000 | $33,000,000 | $86,000 | $2,026,000 |
FHA-insured (Federal Housing Administration) | 798 | $82,816,000 | $103,000 | $579,000 | $49,000 | $278,000 |
VA-guaranteed (Veterans Administration) | 55 | $7,502,000 | $136,000 | $403,000 | $58,000 | $167,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 6,428 | $884,677,000 | $137,000 | $15,050,000 | $91,000 | $2,026,000 |
Application Denied By Financial Institution | 2,062 | $186,926,000 | $90,000 | $20,800,000 | $61,000 | $1,711,000 |
Application Withdrawn By Applicant | 1,202 | $261,471,000 | $217,000 | $25,000,000 | $85,000 | $1,384,000 |
Application Approved But Not Accepted | 442 | $130,027,000 | $294,000 | $33,000,000 | $79,000 | $757,000 |
Loan Purchased By The Institution | 225 | $23,030,000 | $102,000 | $402,000 | $59,000 | $480,000 |
File Closed For Incompleteness | 116 | $17,962,000 | $154,000 | $1,800,000 | $105,000 | $1,442,000 |
Preapproval Denied by Financial Institution | 89 | $9,726,000 | $109,000 | $1,000,000 | $43,000 | $160,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 747 | $23,965,000 | $32,000 | $1,260,000 | $48,000 | $418,000 |
Debt-To-Income Ratio | 564 | $70,433,000 | $124,000 | $20,800,000 | $43,000 | $279,000 |
Collateral | 438 | $73,066,000 | $166,000 | $4,000,000 | $105,000 | $1,711,000 |
Other | 227 | $12,740,000 | $56,000 | $2,775,000 | $51,000 | $580,000 |
Credit Application Incomplete | 87 | $5,039,000 | $57,000 | $750,000 | $74,000 | $513,000 |
Insufficient Cash (Downpayment, Closing Cost) | 37 | $5,278,000 | $142,000 | $413,000 | $84,000 | $345,000 |
Unverifiable Information | 26 | $3,688,000 | $141,000 | $1,000,000 | $83,000 | $547,000 |
Employment History | 22 | $1,975,000 | $89,000 | $162,000 | $37,000 | $94,000 |
Mortgage Insurance Denied | 3 | $468,000 | $156,000 | $250,000 | $67,000 | $84,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstmerit Bank Na's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstmerit Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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