Firstmark
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Firstmark 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Firstmark
2023 Gold Canyon Dr.
San Antonio, TX 78232
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,478
Total Mortgage Loan Application Amount $84,300,000
Average Mortgage Loan Application Amount $60,600
Highest Mortgage Loan Application Amount $385,000
Average Applicant Income $78,800
Highest Applicant Income $1,039,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Firstmark. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstmark's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Firstmark's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstmark serves its applicants.

Each category highlights the total number of mortgage applications processed by Firstmark, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstmark's mortgage activity for 2018.

Mortgage Loan Application Totals for Firstmark by Metropolitan Area in 2018

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
SAN ANTONIO-NEW BRAUNFELS, TX 711 $ 41,235,000 $ 57,000 $ 83,000
NA (OUTSIDE OF MSA/MD) 15 $ 875,000 $ 58,000 $ 64,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 4 $ 270,000 $ 67,000 $ 126,000
BROWNSVILLE-HARLINGEN, TX 3 $ 85,000 $ 28,000 $ 88,000
AUSTIN-ROUND ROCK, TX 1 $ 105,000 $ 105,000 $ 48,000
DALLAS-PLANO-IRVING, TX 1 $ 45,000 $ 45,000 $ 80,000

Mortgage Loan Application Detail Totals for Firstmark in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 517 $25,535,000 $49,000 $275,000 $79,000 $613,000
Refinancing 481 $34,345,000 $71,000 $385,000 $65,000 $492,000
Other Purpose 412 $18,820,000 $45,000 $255,000 $77,000 $1,039,000
Home Purchase 48 $4,830,000 $100,000 $315,000 $81,000 $292,000
Not Applicable 20 $770,000 $38,000 $125,000 $92,000 $240,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 982 $55,470,000 $56,000 $385,000 $65,000 $1,039,000
White 367 $22,275,000 $60,000 $315,000 $96,000 $613,000
Not Provided 67 $2,695,000 $40,000 $155,000 $73,000 $292,000
Black or African American 34 $1,690,000 $49,000 $155,000 $77,000 $204,000
Asian 17 $1,515,000 $89,000 $145,000 $106,000 $492,000
American Indian or Alaskan Native 7 $445,000 $63,000 $135,000 $56,000 $89,000
Native Hawaiian or Other Pacific Islander 1 $55,000 $55,000 $55,000 $60,000 $60,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,478 $84,300,000 $57,000 $385,000 $74,000 $1,039,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 777 $43,185,000 $55,000 $265,000 $64,000 $1,039,000
Loan Originated 574 $33,400,000 $58,000 $385,000 $85,000 $613,000
Application Withdrawn By Applicant 105 $6,065,000 $57,000 $205,000 $76,000 $433,000
Application Approved But Not Accepted 21 $1,615,000 $76,000 $265,000 $102,000 $274,000
File Closed For Incompleteness 1 $35,000 $35,000 $35,000 $63,000 $63,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 701 $41,115,000 $58,000 $385,000 $85,000 $613,000
Debt-To-Income Ratio 287 $17,925,000 $62,000 $265,000 $56,000 $265,000
Credit History 243 $11,905,000 $48,000 $195,000 $60,000 $300,000
Other 140 $8,520,000 $60,000 $225,000 $72,000 $1,039,000
Collateral 60 $2,680,000 $44,000 $155,000 $93,000 $314,000
Credit Application Incomplete 38 $1,770,000 $46,000 $185,000 $78,000 $492,000
Unverifiable Information 5 $185,000 $37,000 $85,000 $67,000 $172,000
Employment History 4 $200,000 $50,000 $75,000 $58,000 $75,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstmark's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Firstmark's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Texas Lender List