Firstcitybank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Firstcitybank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Firstcitybank 831 Fairways Court Stockbridge, GA 31802 |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 729 |
| Total Mortgage Loan Application Amount | $100,091,000 |
| Average Mortgage Loan Application Amount | $154,578 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $89,421 |
| Highest Applicant Income | $1,643,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lowndes County Georgia | 108 | $ 14,503,000 | $ 134,000 | $ 58,000 |
| Madison County Alabama | 72 | $ 7,033,000 | $ 97,000 | $ 52,000 |
| Henry County Georgia | 53 | $ 10,869,000 | $ 205,000 | $ 86,000 |
| Cobb County Georgia | 50 | $ 8,265,000 | $ 165,000 | $ 67,000 |
| Limestone County Alabama | 33 | $ 2,876,000 | $ 87,000 | $ 44,000 |
| Cherokee County Georgia | 33 | $ 5,568,000 | $ 168,000 | $ 70,000 |
| Gwinnett County Georgia | 33 | $ 5,036,000 | $ 152,000 | $ 62,000 |
| Fulton County Georgia | 31 | $ 5,519,000 | $ 178,000 | $ 176,000 |
| DeKalb County Georgia | 21 | $ 2,908,000 | $ 138,000 | $ 60,000 |
| Morgan County Alabama | 17 | $ 1,761,000 | $ 103,000 | $ 57,000 |
| Clayton County Georgia | 12 | $ 1,331,000 | $ 110,000 | $ 99,000 |
| Glascock County Georgia | 12 | $ 387,000 | $ 32,000 | $ 39,000 |
| Forsyth County Georgia | 11 | $ 1,860,000 | $ 169,000 | $ 50,000 |
| Paulding County Georgia | 11 | $ 1,243,000 | $ 113,000 | $ 39,000 |
| Carroll County Georgia | 9 | $ 935,000 | $ 103,000 | $ 45,000 |
| Fayette County Georgia | 9 | $ 997,000 | $ 110,000 | $ 129,000 |
| Coweta County Georgia | 8 | $ 1,247,000 | $ 155,000 | $ 67,000 |
| Bartow County Georgia | 7 | $ 766,000 | $ 109,000 | $ 51,000 |
| Berrien County Georgia | 7 | $ 755,000 | $ 107,000 | $ 62,000 |
| Brooks County Georgia | 7 | $ 727,000 | $ 103,000 | $ 48,000 |
| Bay County Florida | 6 | $ 1,224,000 | $ 204,000 | $ 108,000 |
| Newton County Georgia | 6 | $ 772,000 | $ 128,000 | $ 81,000 |
| Spalding County Georgia | 6 | $ 576,000 | $ 96,000 | $ 38,000 |
| Barrow County Georgia | 5 | $ 650,000 | $ 130,000 | $ 37,000 |
| Gordon County Georgia | 5 | $ 548,000 | $ 109,000 | $ 44,000 |
| Hall County Georgia | 5 | $ 640,000 | $ 128,000 | $ 58,000 |
| Jasper County Georgia | 5 | $ 773,000 | $ 154,000 | $ 81,000 |
| Lanier County Georgia | 5 | $ 659,000 | $ 131,000 | $ 62,000 |
| Whitfield County Georgia | 5 | $ 703,000 | $ 140,000 | $ 33,000 |
| Bibb County Georgia | 4 | $ 150,000 | $ 37,000 | $ 156,000 |
| Clarke County Georgia | 4 | $ 627,000 | $ 156,000 | $ 51,000 |
| Dawson County Georgia | 4 | $ 412,000 | $ 103,000 | $ 72,000 |
| Douglas County Georgia | 4 | $ 585,000 | $ 146,000 | $ 52,000 |
| Jackson County Georgia | 4 | $ 259,000 | $ 64,000 | $ 36,000 |
| Pickens County Georgia | 4 | $ 583,000 | $ 145,000 | $ 58,000 |
| Pike County Georgia | 4 | $ 404,000 | $ 101,000 | $ 90,000 |
| Walton County Georgia | 4 | $ 489,000 | $ 122,000 | $ 71,000 |
| Lee County Alabama | 3 | $ 246,000 | $ 82,000 | $ 48,000 |
| Walton County Florida | 3 | $ 479,000 | $ 159,000 | $ 95,000 |
| Floyd County Georgia | 3 | $ 329,000 | $ 109,000 | $ 90,000 |
| Lamar County Georgia | 3 | $ 220,000 | $ 73,000 | $ 40,000 |
| Monroe County Georgia | 3 | $ 280,000 | $ 93,000 | $ 57,000 |
| Polk County Georgia | 3 | $ 406,000 | $ 135,000 | $ 62,000 |
| Cherokee County Alabama | 2 | $ 317,000 | $ 158,000 | $ 124,000 |
| Franklin County Alabama | 2 | $ 120,000 | $ 60,000 | $ 41,000 |
| Jackson County Alabama | 2 | $ 129,000 | $ 64,000 | $ 21,000 |
| Lawrence County Alabama | 2 | $ 171,000 | $ 85,000 | $ 37,000 |
| Washington County Florida | 2 | $ 183,000 | $ 91,000 | $ 37,000 |
| Gilmer County Georgia | 2 | $ 216,000 | $ 108,000 | $ 37,000 |
| Jones County Georgia | 2 | $ 220,000 | $ 110,000 | $ 33,000 |
| Lumpkin County Georgia | 2 | $ 163,000 | $ 81,000 | $ 80,000 |
| Oconee County Georgia | 2 | $ 585,000 | $ 292,000 | $ 898,000 |
| Rockdale County Georgia | 2 | $ 161,000 | $ 80,000 | $ 68,000 |
| Union County Georgia | 2 | $ 289,000 | $ 144,000 | $ 40,000 |
| Lake County Ohio | 2 | $ 368,000 | $ 184,000 | $ 82,000 |
| Bradley County Tennessee | 2 | $ 179,000 | $ 89,000 | $ 46,000 |
| Hamilton County Tennessee | 2 | $ 155,000 | $ 77,000 | $ 51,000 |
| Tarrant County Texas | 2 | $ 243,000 | $ 121,000 | $ 165,000 |
| Chesterfield County Virginia | 2 | $ 336,000 | $ 168,000 | $ 100,000 |
| Chambers County Alabama | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Coffee County Alabama | 1 | $ 163,000 | $ 163,000 | $ 51,000 |
| Henry County Alabama | 1 | $ 72,000 | $ 72,000 | $ 19,000 |
| Houston County Alabama | 1 | $ 78,000 | $ 78,000 | $ 33,000 |
| Randolph County Alabama | 1 | $ 239,000 | $ 239,000 | $ 115,000 |
| New Castle County Delaware | 1 | $ 40,000 | $ 40,000 | $ 43,000 |
| Collier County Florida | 1 | $ 3,000,000 | $ 3,000,000 | $ 1,137,000 |
| Hillsborough County Florida | 1 | $ 192,000 | $ 192,000 | $ 54,000 |
| Marion County Florida | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| Okaloosa County Florida | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Seminole County Florida | 1 | $ 169,000 | $ 169,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| Appling County Georgia | 1 | $ 91,000 | $ 91,000 | $ 52,000 |
| Bleckley County Georgia | 1 | $ 98,000 | $ 98,000 | $ 63,000 |
| Bulloch County Georgia | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Burke County Georgia | 1 | $ 91,000 | $ 91,000 | $ 48,000 |
| Butts County Georgia | 1 | $ 62,000 | $ 62,000 | $ 18,000 |
| Clinch County Georgia | 1 | $ 132,000 | $ 132,000 | $ 123,000 |
| Columbia County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Dodge County Georgia | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Echols County Georgia | 1 | $ 179,000 | $ 179,000 | $ 32,000 |
| Emanuel County Georgia | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
| Glynn County Georgia | 1 | $ 141,000 | $ 141,000 | $ 93,000 |
| Haralson County Georgia | 1 | $ 164,000 | $ 164,000 | $ 44,000 |
| Heard County Georgia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Macon County Georgia | 1 | $ 82,000 | $ 82,000 | $ 28,000 |
| Madison County Georgia | 1 | $ 89,000 | $ 89,000 | $ 31,000 |
| Meriwether County Georgia | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| Morgan County Georgia | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Muscogee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Peach County Georgia | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| Richmond County Georgia | 1 | $ 87,000 | $ 87,000 | $ 38,000 |
| Stephens County Georgia | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Tattnall County Georgia | 1 | $ 169,000 | $ 169,000 | $ 81,000 |
| Toombs County Georgia | 1 | $ 83,000 | $ 83,000 | $ 53,000 |
| Troup County Georgia | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Twiggs County Georgia | 1 | $ 83,000 | $ 83,000 | $ 21,000 |
| Upson County Georgia | 1 | $ 151,000 | $ 151,000 | $ 33,000 |
| Walker County Georgia | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Ware County Georgia | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| White County Georgia | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| Wilkinson County Georgia | 1 | $ 103,000 | $ 103,000 | $ 57,000 |
| Frederick County Maryland | 1 | $ 153,000 | $ 153,000 | $ 100,000 |
| Clay County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Cumberland County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 520,000 | $ 520,000 | $ 418,000 |
| Mecklenburg County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Pamlico County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 48,000 |
| Aiken County South Carolina | 1 | $ 269,000 | $ 269,000 | $ 145,000 |
| Charleston County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 172,000 |
| Florence County South Carolina | 1 | $ 59,000 | $ 59,000 | $ 65,000 |
| Giles County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 95,000 |
| Knox County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 89,000 |
| Polk County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Firstcitybank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 575 | $77,575,000 | $166,090 | $3,000,000 | $107,000 | $1,137,000 |
| Refinancing | 152 | $22,466,000 | $155,000 | $1,219,000 | $66,714 | $1,643,000 |
| Home Improvement | 2 | $50,000 | $25,000 | $35,000 | $55,000 | $64,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 568 | $77,224,000 | $166,000 | $3,000,000 | $109,818 | $1,137,000 |
| Black or African American | 107 | $13,632,000 | $99,750 | $372,000 | $52,250 | $1,643,000 |
| Hispanic | 23 | $2,822,000 | $140,666 | $240,000 | $52,333 | $123,000 |
| Asian | 11 | $1,932,000 | $175,000 | $267,000 | $93,000 | $360,000 |
| Not Provided | 11 | $1,669,000 | $136,500 | $269,000 | $72,750 | $145,000 |
| Not applicable | 6 | $2,259,000 | $376,000 | $1,219,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $296,000 | $148,000 | $152,000 | $45,000 | $46,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $257,000 | $257,000 | $257,000 | $108,000 | $108,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 411 | $61,994,000 | $184,000 | $3,000,000 | $119,416 | $1,643,000 |
| FHA-insured (Federal Housing Administration) | 240 | $26,384,000 | $97,800 | $229,000 | $44,600 | $237,000 |
| VA-guaranteed (Veterans Administration) | 74 | $11,329,000 | $135,333 | $317,000 | $37,666 | $179,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $384,000 | $96,000 | $144,000 | $36,000 | $53,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 511 | $68,804,000 | $181,375 | $3,000,000 | $109,250 | $1,643,000 |
| Loan Purchased By The Institution | 192 | $26,731,000 | $114,428 | $676,000 | $65,428 | $899,000 |
| Application Withdrawn By Applicant | 14 | $2,506,000 | $179,000 | $529,000 | $65,000 | $213,000 |
| Application Denied By Financial Institution | 6 | $1,047,000 | $192,000 | $270,000 | $90,333 | $120,000 |
| Application Approved But Not Accepted | 3 | $427,000 | $142,000 | $150,000 | $206,000 | $550,000 |
| File Closed For Incompleteness | 3 | $576,000 | $192,000 | $261,000 | $88,000 | $156,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $422,000 | $211,000 | $270,000 | $82,500 | $117,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.