Firstcitybank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Firstcitybank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Firstcitybank 831 Fairways Court Stockbridge, GA 31802 |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,565 |
| Total Mortgage Loan Application Amount | $201,782,000 |
| Average Mortgage Loan Application Amount | $118,933 |
| Highest Mortgage Loan Application Amount | $995,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $3,346,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Alabama | 423 | $ 46,932,000 | $ 110,000 | $ 49,000 |
| Henry County Georgia | 141 | $ 22,341,000 | $ 158,000 | $ 59,000 |
| Limestone County Alabama | 114 | $ 11,352,000 | $ 99,000 | $ 50,000 |
| Fulton County Georgia | 101 | $ 17,736,000 | $ 175,000 | $ 81,000 |
| Gwinnett County Georgia | 65 | $ 10,331,000 | $ 158,000 | $ 47,000 |
| DeKalb County Georgia | 64 | $ 9,164,000 | $ 143,000 | $ 68,000 |
| Morgan County Alabama | 59 | $ 5,969,000 | $ 101,000 | $ 47,000 |
| Cobb County Georgia | 59 | $ 9,847,000 | $ 166,000 | $ 56,000 |
| Lowndes County Georgia | 56 | $ 7,117,000 | $ 127,000 | $ 65,000 |
| Hall County Georgia | 51 | $ 5,572,000 | $ 109,000 | $ 35,000 |
| Clayton County Georgia | 49 | $ 5,932,000 | $ 121,000 | $ 49,000 |
| Cherokee County Georgia | 23 | $ 3,234,000 | $ 140,000 | $ 61,000 |
| Coweta County Georgia | 23 | $ 3,376,000 | $ 146,000 | $ 62,000 |
| Spalding County Georgia | 21 | $ 2,235,000 | $ 106,000 | $ 339,000 |
| Lawrence County Alabama | 19 | $ 1,733,000 | $ 91,000 | $ 37,000 |
| Butts County Georgia | 16 | $ 1,817,000 | $ 113,000 | $ 53,000 |
| Fayette County Georgia | 15 | $ 2,858,000 | $ 190,000 | $ 62,000 |
| Paulding County Georgia | 14 | $ 1,768,000 | $ 126,000 | $ 38,000 |
| Marshall County Alabama | 13 | $ 1,437,000 | $ 110,000 | $ 47,000 |
| Douglas County Georgia | 13 | $ 1,818,000 | $ 139,000 | $ 44,000 |
| Newton County Georgia | 11 | $ 1,268,000 | $ 115,000 | $ 24,000 |
| Bartow County Georgia | 9 | $ 1,068,000 | $ 118,000 | $ 45,000 |
| Rockdale County Georgia | 9 | $ 1,197,000 | $ 133,000 | $ 59,000 |
| Forsyth County Georgia | 8 | $ 1,530,000 | $ 191,000 | $ 145,000 |
| Jackson County Georgia | 8 | $ 934,000 | $ 116,000 | $ 41,000 |
| Jasper County Georgia | 8 | $ 769,000 | $ 96,000 | $ 32,000 |
| Walker County Georgia | 8 | $ 880,000 | $ 110,000 | $ 52,000 |
| Carroll County Georgia | 7 | $ 1,293,000 | $ 184,000 | $ 70,000 |
| Lauderdale County Alabama | 6 | $ 578,000 | $ 96,000 | $ 40,000 |
| Berrien County Georgia | 6 | $ 495,000 | $ 82,000 | $ 39,000 |
| Catoosa County Georgia | 6 | $ 763,000 | $ 127,000 | $ 46,000 |
| Clarke County Georgia | 6 | $ 841,000 | $ 140,000 | $ 43,000 |
| Glascock County Georgia | 6 | $ 241,000 | $ 40,000 | $ 38,000 |
| Gordon County Georgia | 6 | $ 613,000 | $ 102,000 | $ 47,000 |
| Lincoln County Tennessee | 6 | $ 531,000 | $ 88,000 | $ 36,000 |
| Barrow County Georgia | 5 | $ 582,000 | $ 116,000 | $ 41,000 |
| Pike County Georgia | 5 | $ 1,023,000 | $ 204,000 | $ 104,000 |
| Hamilton County Tennessee | 5 | $ 515,000 | $ 103,000 | $ 52,000 |
| Pickens County Georgia | 4 | $ 673,000 | $ 168,000 | $ 58,000 |
| Fannin County Georgia | 3 | $ 505,000 | $ 168,000 | $ 100,000 |
| Gilmer County Georgia | 3 | $ 263,000 | $ 87,000 | $ 46,000 |
| Knox County Tennessee | 3 | $ 339,000 | $ 113,000 | $ 31,000 |
| Jefferson County Alabama | 2 | $ 386,000 | $ 193,000 | $ 51,000 |
| Lee County Alabama | 2 | $ 218,000 | $ 109,000 | $ 27,000 |
| Bay County Florida | 2 | $ 416,000 | $ 208,000 | $ 108,000 |
| Duval County Florida | 2 | $ 366,000 | $ 183,000 | $ 68,000 |
| Orange County Florida | 2 | $ 314,000 | $ 157,000 | $ 100,000 |
| Brooks County Georgia | 2 | $ 238,000 | $ 119,000 | $ 32,000 |
| Chatham County Georgia | 2 | $ 195,000 | $ 97,000 | $ 44,000 |
| Cook County Georgia | 2 | $ 221,000 | $ 110,000 | $ 65,000 |
| Harris County Georgia | 2 | $ 268,000 | $ 134,000 | $ 152,000 |
| Lumpkin County Georgia | 2 | $ 309,000 | $ 154,000 | $ 49,000 |
| Meriwether County Georgia | 2 | $ 326,000 | $ 163,000 | $ 116,000 |
| Monroe County Georgia | 2 | $ 331,000 | $ 165,000 | $ 56,000 |
| Putnam County Georgia | 2 | $ 589,000 | $ 294,000 | $ 101,000 |
| Troup County Georgia | 2 | $ 300,000 | $ 150,000 | $ 87,000 |
| Upson County Georgia | 2 | $ 172,000 | $ 86,000 | $ 44,000 |
| Franklin County Tennessee | 2 | $ 338,000 | $ 169,000 | $ 116,000 |
| McMinn County Tennessee | 2 | $ 137,000 | $ 68,000 | $ 24,000 |
| Chesterfield County Virginia | 2 | $ 166,000 | $ 83,000 | $ 39,000 |
| Baldwin County Alabama | 1 | $ 334,000 | $ 334,000 | $ 134,000 |
| Colbert County Alabama | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| DeKalb County Alabama | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Jackson County Alabama | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Mobile County Alabama | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Montgomery County Alabama | 1 | $ 77,000 | $ 77,000 | $ 16,000 |
| Perry County Alabama | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Shelby County Alabama | 1 | $ 261,000 | $ 261,000 | $ 134,000 |
| Tallapoosa County Alabama | 1 | $ 77,000 | $ 77,000 | $ 32,000 |
| Tuscaloosa County Alabama | 1 | $ 300,000 | $ 300,000 | $ 115,000 |
| Hillsborough County Florida | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Nassau County Florida | 1 | $ 130,000 | $ 130,000 | $ 87,000 |
| Okaloosa County Florida | 1 | $ 127,000 | $ 127,000 | $ 31,000 |
| Pasco County Florida | 1 | $ 206,000 | $ 206,000 | $ 156,000 |
| Walton County Florida | 1 | $ 650,000 | $ 650,000 | $ 236,000 |
| Washington County Florida | 1 | $ 83,000 | $ 83,000 | $ 37,000 |
| Bibb County Georgia | 1 | $ 76,000 | $ 76,000 | $ 33,000 |
| Bryan County Georgia | 1 | $ 204,000 | $ 204,000 | $ 80,000 |
| Columbia County Georgia | 1 | $ 120,000 | $ 120,000 | $ 95,000 |
| Floyd County Georgia | 1 | $ 81,000 | $ 81,000 | $ 28,000 |
| Franklin County Georgia | 1 | $ 103,000 | $ 103,000 | $ 68,000 |
| Greene County Georgia | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Hancock County Georgia | 1 | $ 132,000 | $ 132,000 | $ 145,000 |
| Haralson County Georgia | 1 | $ 184,000 | $ 184,000 | $ 112,000 |
| Heard County Georgia | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Houston County Georgia | 1 | $ 126,000 | $ 126,000 | $ 159,000 |
| Jefferson County Georgia | 1 | $ 21,000 | $ 21,000 | $ 65,000 |
| Lamar County Georgia | 1 | $ 93,000 | $ 93,000 | $ 37,000 |
| Lanier County Georgia | 1 | $ 91,000 | $ 91,000 | $ 29,000 |
| Muscogee County Georgia | 1 | $ 87,000 | $ 87,000 | $ 61,000 |
| Oglethorpe County Georgia | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| Polk County Georgia | 1 | $ 83,000 | $ 83,000 | $ 115,000 |
| Richmond County Georgia | 1 | $ 59,000 | $ 59,000 | $ 24,000 |
| Stewart County Georgia | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Union County Georgia | 1 | $ 319,000 | $ 319,000 | $ 396,000 |
| White County Georgia | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Cumberland County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Miami County Ohio | 1 | $ 79,000 | $ 79,000 | $ 34,000 |
| Montgomery County Ohio | 1 | $ 148,000 | $ 148,000 | $ 96,000 |
| Anderson County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 53,000 |
| Beaufort County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Greenwood County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 88,000 |
| Anderson County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 50,000 |
| Cumberland County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 54,000 |
| Giles County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 363,000 |
| Sequatchie County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 44,000 |
| Warren County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 15,000 |
| Wilson County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 17,000 |
| Tarrant County Texas | 1 | $ 110,000 | $ 110,000 | $ 74,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Firstcitybank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,080 | $134,519,000 | $138,500 | $688,000 | $76,500 | $548,000 |
| Refinancing | 484 | $67,227,000 | $114,625 | $995,000 | $47,125 | $3,346,000 |
| Home Improvement | 1 | $36,000 | $36,000 | $36,000 | $34,000 | $34,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,060 | $137,025,000 | $122,750 | $995,000 | $68,000 | $3,346,000 |
| Black or African American | 331 | $41,376,000 | $120,000 | $334,000 | $27,000 | $278,000 |
| Hispanic | 95 | $11,532,000 | $105,333 | $266,000 | $43,000 | $142,000 |
| Not Provided | 46 | $6,473,000 | $159,333 | $326,000 | $71,000 | $166,000 |
| Asian | 22 | $3,994,000 | $175,000 | $644,000 | $47,500 | $280,000 |
| Not applicable | 6 | $847,000 | $141,000 | $416,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $321,000 | $122,500 | $170,000 | $37,500 | $59,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $214,000 | $107,000 | $110,000 | $43,000 | $49,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 741 | $81,519,000 | $116,500 | $311,000 | $39,250 | $148,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 696 | $102,691,000 | $128,625 | $995,000 | $72,625 | $3,346,000 |
| VA-guaranteed (Veterans Administration) | 125 | $17,184,000 | $120,200 | $240,000 | $23,800 | $142,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $388,000 | $118,500 | $180,000 | $45,500 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,485 | $191,008,000 | $121,666 | $995,000 | $55,555 | $3,346,000 |
| Loan Purchased By The Institution | 38 | $5,014,000 | $110,000 | $319,000 | $61,666 | $396,000 |
| Application Withdrawn By Applicant | 26 | $3,532,000 | $202,500 | $275,000 | $120,500 | $203,000 |
| Application Denied By Financial Institution | 13 | $1,632,000 | $125,000 | $176,000 | $63,000 | $130,000 |
| File Closed For Incompleteness | 3 | $596,000 | $198,000 | $278,000 | $70,000 | $88,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 10 | $1,209,000 | $120,000 | $176,000 | $58,000 | $73,000 |
| Credit History | 2 | $250,000 | $125,000 | $160,000 | $53,000 | $71,000 |
| Collateral | 1 | $173,000 | $173,000 | $173,000 | $130,000 | $130,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.