First Western Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for First Western Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Western Federal Savings Bank
P.O. Box 1435
Rapid City, SD 57709
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 191
Total Mortgage Loan Application Amount $27,685,000
Average Mortgage Loan Application Amount $175,000
Highest Mortgage Loan Application Amount $565,000
Average Applicant Income $55,666
Highest Applicant Income $167,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Western Federal Savings Bank by Metropolitan Area in 2021

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ATLANTA-SANDY SPRINGS-ROSWELL, GA 16 $ 1,840,000 $ 115,000 $ 0
NA (OUTSIDE OF MSA/MD) 15 $ 2,485,000 $ 173,000 $ 0
DALLAS-PLANO-IRVING, TX 7 $ 1,165,000 $ 166,000 $ 0
KANSAS CITY, MO-KS 6 $ 520,000 $ 92,500 $ 0
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 5 $ 475,000 $ 95,000 $ 0
DAYTON-SPRINGFIELD-KETTERING, OH 4 $ 830,000 $ 207,000 $ 0
JACKSONVILLE, FL 4 $ 740,000 $ 185,000 $ 0
LAS VEGAS-HENDERSON-PARADISE, NV 4 $ 640,000 $ 160,000 $ 167,000
MEMPHIS, TN-MS-AR 4 $ 320,000 $ 80,000 $ 0
TAMPA-ST. PETERSBURG-CLEARWATER, FL 4 $ 580,000 $ 145,000 $ 0
ABILENE, TX 3 $ 285,000 $ 95,000 $ 0
CHARLOTTE-CONCORD-GASTONIA, NC-SC 3 $ 305,000 $ 101,000 $ 0
LOS ANGELES-LONG BEACH-GLENDALE, CA 3 $ 375,000 $ 125,000 $ 0
NAPLES-IMMOKALEE-MARCO ISLAND, FL 3 $ 555,000 $ 185,000 $ 0
NORTH PORT-SARASOTA-BRADENTON, FL 3 $ 665,000 $ 221,000 $ 0
OCALA, FL 3 $ 305,000 $ 101,000 $ 0
PANAMA CITY, FL 3 $ 395,000 $ 131,000 $ 0
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 3 $ 555,000 $ 185,000 $ 0
SAN ANTONIO-NEW BRAUNFELS, TX 3 $ 625,000 $ 208,000 $ 0
BARNSTABLE TOWN, MA 2 $ 590,000 $ 295,000 $ 0
BIRMINGHAM-HOOVER, AL 2 $ 180,000 $ 90,000 $ 0
BOISE CITY, ID 2 $ 530,000 $ 265,000 $ 0
BURLINGTON-SOUTH BURLINGTON, VT 2 $ 250,000 $ 125,000 $ 0
CAPE CORAL-FORT MYERS, FL 2 $ 380,000 $ 190,000 $ 0
CHICAGO-NAPERVILLE, IL 2 $ 170,000 $ 85,000 $ 0
CINCINNATI, OH-KY-IN 2 $ 110,000 $ 55,000 $ 0
COLUMBUS, OH 2 $ 100,000 $ 50,000 $ 0
FORT COLLINS, CO 2 $ 390,000 $ 195,000 $ 0
GRAND RAPIDS-WYOMING, MI 2 $ 320,000 $ 160,000 $ 0
HUNTSVILLE, AL 2 $ 230,000 $ 115,000 $ 0
KNOXVILLE, TN 2 $ 250,000 $ 125,000 $ 0
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 2 $ 330,000 $ 165,000 $ 0
ORLANDO-KISSIMMEE-SANFORD, FL 2 $ 220,000 $ 110,000 $ 0
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 450,000 $ 225,000 $ 0
PHOENIX-MESA-SCOTTSDALE, AZ 2 $ 160,000 $ 80,000 $ 0
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 2 $ 130,000 $ 65,000 $ 0
PROVO-OREM, UT 2 $ 150,000 $ 75,000 $ 0
RALEIGH, NC 2 $ 390,000 $ 195,000 $ 0
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 2 $ 180,000 $ 90,000 $ 0
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 2 $ 910,000 $ 455,000 $ 0
SAVANNAH, GA 2 $ 190,000 $ 95,000 $ 0
ST. LOUIS, MO-IL 2 $ 120,000 $ 60,000 $ 0
STAUNTON-WAYNESBORO, VA 2 $ 310,000 $ 155,000 $ 0
WACO, TX 2 $ 190,000 $ 95,000 $ 0
BAKERSFIELD, CA 1 $ 195,000 $ 195,000 $ 0
BELLINGHAM, WA 1 $ 305,000 $ 305,000 $ 0
BEND-REDMOND, OR 1 $ 175,000 $ 175,000 $ 0
BOSTON, MA 1 $ 105,000 $ 105,000 $ 0
CHARLESTON-NORTH CHARLESTON, SC 1 $ 125,000 $ 125,000 $ 0
CLEVELAND-ELYRIA, OH 1 $ 195,000 $ 195,000 $ 0
COLLEGE STATION-BRYAN, TX 1 $ 65,000 $ 65,000 $ 0
CORPUS CHRISTI, TX 1 $ 135,000 $ 135,000 $ 0
DAPHNE-FAIRHOPE-FOLEY, AL 1 $ 205,000 $ 205,000 $ 0
DECATUR, AL 1 $ 65,000 $ 65,000 $ 0
DECATUR, IL 1 $ 225,000 $ 225,000 $ 0
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 195,000 $ 195,000 $ 0
DENVER-AURORA-LAKEWOOD, CO 1 $ 125,000 $ 125,000 $ 0
DURHAM-CHAPEL HILL, NC 1 $ 65,000 $ 65,000 $ 0
ELGIN, IL 1 $ 145,000 $ 145,000 $ 0
FORT WORTH-ARLINGTON, TX 1 $ 85,000 $ 85,000 $ 0
HOMOSASSA SPRINGS, FL 1 $ 85,000 $ 85,000 $ 0
INDIANAPOLIS-CARMEL-ANDERSON, IN 1 $ 45,000 $ 45,000 $ 0
KILLEEN-TEMPLE, TX 1 $ 295,000 $ 295,000 $ 0
LAKE HAVASU CITY-KINGMAN, AZ 1 $ 75,000 $ 75,000 $ 0
LAKELAND-WINTER HAVEN, FL 1 $ 75,000 $ 75,000 $ 0
LAS CRUCES, NM 1 $ 85,000 $ 85,000 $ 0
LONGVIEW, TX 1 $ 65,000 $ 65,000 $ 0
LUBBOCK, TX 1 $ 105,000 $ 105,000 $ 0
MADERA, CA 1 $ 265,000 $ 265,000 $ 0
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 1 $ 85,000 $ 85,000 $ 0
MUSKEGON, MI 1 $ 105,000 $ 105,000 $ 0
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 1 $ 45,000 $ 45,000 $ 0
NEW ORLEANS-METAIRIE, LA 1 $ 115,000 $ 115,000 $ 0
OGDEN-CLEARFIELD, UT 1 $ 265,000 $ 265,000 $ 0
RAPID CITY, SD 1 $ 115,000 $ 115,000 $ 0
RENO, NV 1 $ 475,000 $ 475,000 $ 0
ROANOKE, VA 1 $ 135,000 $ 135,000 $ 0
ROCKFORD, IL 1 $ 325,000 $ 325,000 $ 0
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 1 $ 135,000 $ 135,000 $ 0
ST. GEORGE, UT 1 $ 135,000 $ 135,000 $ 0
STOCKTON-LODI, CA 1 $ 235,000 $ 235,000 $ 0
TUCSON, AZ 1 $ 55,000 $ 55,000 $ 0
TYLER, TX 1 $ 155,000 $ 155,000 $ 0
URBAN HONOLULU, HI 1 $ 245,000 $ 245,000 $ 0
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 75,000 $ 75,000 $ 0
WARREN-TROY-FARMINGTON HILLS, MI 1 $ 165,000 $ 165,000 $ 0
WASHINGTON-BALTIMORE-ARLINGTON, DC 1 $ 125,000 $ 125,000 $ 0
WILMINGTON, NC 1 $ 165,000 $ 165,000 $ 0
WORCESTER, MA-CT 1 $ 135,000 $ 135,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Western Federal Savings Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 177 $25,205,000 $142,000 $525,000 $0 $0
Refinancing 10 $1,580,000 $158,000 $345,000 $167,000 $167,000
Cash-out Refinancing 4 $900,000 $225,000 $565,000 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 190 $27,380,000 $144,000 $565,000 $0 $0
Hispanic 1 $305,000 $305,000 $305,000 $167,000 $167,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 191 $27,685,000 $144,000 $565,000 $167,000 $167,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 132 $18,300,000 $138,000 $475,000 $0 $0
Application Approved But Not Accepted 21 $2,895,000 $137,000 $475,000 $0 $0
Application Denied By Financial Institution 20 $3,330,000 $166,000 $405,000 $167,000 $167,000
Application Withdrawn By Applicant 15 $2,765,000 $184,000 $565,000 $0 $0
File Closed For Incompleteness 3 $395,000 $131,000 $205,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 191 $27,685,000 $144,000 $565,000 $167,000 $167,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.

Download the South Dakota Lender List