First Western Bank & Trust
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for First Western Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | First Western Bank & Trust 900 South Broadway Minot, ND 58701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 855 |
| Total Mortgage Loan Application Amount | $284,775,000 |
| Average Mortgage Loan Application Amount | $284,200 |
| Highest Mortgage Loan Application Amount | $21,565,000 |
| Average Applicant Income | $128,800 |
| Highest Applicant Income | $1,185,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass County North Dakota | 154 | $ 49,040,000 | $ 318,000 | $ 111,000 |
| Crow Wing County Minnesota | 134 | $ 31,910,000 | $ 238,000 | $ 97,000 |
| Ward County North Dakota | 91 | $ 27,065,000 | $ 297,000 | $ 101,000 |
| Douglas County Minnesota | 90 | $ 44,950,000 | $ 499,000 | $ 105,000 |
| Burleigh County North Dakota | 58 | $ 25,910,000 | $ 446,000 | $ 133,000 |
| Clay County Minnesota | 46 | $ 11,490,000 | $ 249,000 | $ 109,000 |
| Cass County Minnesota | 38 | $ 9,810,000 | $ 258,000 | $ 132,000 |
| Pope County Minnesota | 16 | $ 3,160,000 | $ 197,000 | $ 78,000 |
| Becker County Minnesota | 13 | $ 4,005,000 | $ 308,000 | $ 230,000 |
| Hennepin County Minnesota | 13 | $ 4,345,000 | $ 334,000 | $ 187,000 |
| Grant County Minnesota | 12 | $ 1,580,000 | $ 131,000 | $ 128,000 |
| Otter Tail County Minnesota | 12 | $ 3,620,000 | $ 301,000 | $ 143,000 |
| Morton County North Dakota | 12 | $ 17,920,000 | $ 1,493,000 | $ 83,000 |
| Todd County Minnesota | 11 | $ 2,295,000 | $ 208,000 | $ 75,000 |
| Morrison County Minnesota | 9 | $ 1,675,000 | $ 186,000 | $ 93,000 |
| Stevens County Minnesota | 7 | $ 585,000 | $ 83,000 | $ 79,000 |
| McLean County North Dakota | 7 | $ 1,935,000 | $ 276,000 | $ 132,000 |
| Stearns County Minnesota | 6 | $ 990,000 | $ 165,000 | $ 89,000 |
| Wadena County Minnesota | 6 | $ 700,000 | $ 116,000 | $ 80,000 |
| Wright County Minnesota | 6 | $ 13,990,000 | $ 2,331,000 | $ 118,000 |
| Ransom County North Dakota | 6 | $ 1,530,000 | $ 255,000 | $ 82,000 |
| Minnehaha County South Dakota | 6 | $ 1,440,000 | $ 240,000 | $ 158,000 |
| McHenry County North Dakota | 5 | $ 645,000 | $ 129,000 | $ 81,000 |
| Mountrail County North Dakota | 5 | $ 1,485,000 | $ 297,000 | $ 119,000 |
| Richland County North Dakota | 4 | $ 550,000 | $ 137,000 | $ 132,000 |
| Maricopa County Arizona | 3 | $ 1,015,000 | $ 338,000 | $ 335,000 |
| Itasca County Minnesota | 3 | $ 485,000 | $ 161,000 | $ 82,000 |
| Kandiyohi County Minnesota | 3 | $ 925,000 | $ 308,000 | $ 204,000 |
| Grand Forks County North Dakota | 3 | $ 485,000 | $ 161,000 | $ 88,000 |
| Bay County Florida | 2 | $ 1,070,000 | $ 535,000 | $ 158,000 |
| Beltrami County Minnesota | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| Chippewa County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 70,000 |
| Hubbard County Minnesota | 2 | $ 550,000 | $ 275,000 | $ 215,000 |
| Isanti County Minnesota | 2 | $ 660,000 | $ 330,000 | $ 91,000 |
| Lyon County Minnesota | 2 | $ 510,000 | $ 255,000 | $ 68,000 |
| Norman County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 46,000 |
| Pine County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 36,000 |
| Ramsey County Minnesota | 2 | $ 330,000 | $ 165,000 | $ 54,000 |
| Sherburne County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 104,000 |
| St. Louis County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 90,000 |
| St. Louis County Missouri | 2 | $ 180,000 | $ 90,000 | $ 243,000 |
| Gallatin County Montana | 2 | $ 780,000 | $ 390,000 | $ 69,000 |
| Barnes County North Dakota | 2 | $ 470,000 | $ 235,000 | $ 159,000 |
| Bottineau County North Dakota | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| LaMoure County North Dakota | 2 | $ 240,000 | $ 120,000 | $ 87,000 |
| Pennington County South Dakota | 2 | $ 1,010,000 | $ 505,000 | $ 71,000 |
| Yavapai County Arizona | 1 | $ 425,000 | $ 425,000 | $ 337,000 |
| Yuma County Arizona | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Manatee County Florida | 1 | $ 935,000 | $ 935,000 | $ 586,000 |
| Anoka County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Benton County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Big Stone County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Chisago County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Kanabec County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Kittson County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 137,000 |
| Lake of the Woods County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Mille Lacs County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Olmsted County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Polk County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 129,000 |
| Scott County Minnesota | 1 | $ 485,000 | $ 485,000 | $ 193,000 |
| Traverse County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Wilkin County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Flathead County Montana | 1 | $ 455,000 | $ 455,000 | $ 283,000 |
| Douglas County Nebraska | 1 | $ 365,000 | $ 365,000 | $ 114,000 |
| Ocean County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 501,000 |
| Lincoln County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Swain County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Emmons County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Kidder County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| McIntosh County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Nelson County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Oliver County North Dakota | 1 | $ 215,000 | $ 215,000 | $ 163,000 |
| Pembina County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Renville County North Dakota | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Stark County North Dakota | 1 | $ 295,000 | $ 295,000 | $ 61,000 |
| Stutsman County North Dakota | 1 | $ 345,000 | $ 345,000 | $ 147,000 |
| Williams County North Dakota | 1 | $ 425,000 | $ 425,000 | $ 137,000 |
| Pittsburg County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Jasper County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 25,000 |
| Codington County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Day County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Marshall County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 1,185,000 |
| Bandera County Texas | 1 | $ 425,000 | $ 425,000 | $ 78,000 |
| San Patricio County Texas | 1 | $ 155,000 | $ 155,000 | $ 208,000 |
| Grant County Washington | 1 | $ 455,000 | $ 455,000 | $ 423,000 |
| Juneau County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Sawyer County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 151,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Western Bank & Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 646 | $202,830,000 | $313,000 | $21,565,000 | $116,000 | $1,185,000 |
| Refinancing | 116 | $62,160,000 | $535,000 | $10,565,000 | $91,000 | $586,000 |
| Cash-out Refinancing | 58 | $14,140,000 | $243,000 | $625,000 | $110,000 | $423,000 |
| Home Improvement | 19 | $2,225,000 | $117,000 | $355,000 | $183,000 | $427,000 |
| Other Purpose | 16 | $3,420,000 | $213,000 | $505,000 | $144,000 | $397,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 646 | $162,540,000 | $251,000 | $1,005,000 | $114,000 | $1,185,000 |
| Not applicable | 138 | $105,680,000 | $765,000 | $21,565,000 | $0 | $0 |
| Not Provided | 26 | $5,830,000 | $224,000 | $565,000 | $116,000 | $427,000 |
| Asian | 19 | $4,515,000 | $237,000 | $375,000 | $161,000 | $437,000 |
| Hispanic | 15 | $3,385,000 | $225,000 | $305,000 | $83,000 | $241,000 |
| American Indian or Alaskan Native | 6 | $1,950,000 | $325,000 | $505,000 | $67,000 | $137,000 |
| Black or African American | 4 | $660,000 | $165,000 | $235,000 | $117,000 | $288,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $215,000 | $215,000 | $215,000 | $103,000 | $103,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 738 | $259,300,000 | $351,000 | $21,565,000 | $122,000 | $1,185,000 |
| FHA-insured (Federal Housing Administration) | 60 | $12,820,000 | $213,000 | $425,000 | $78,000 | $563,000 |
| VA-guaranteed (Veterans Administration) | 32 | $8,130,000 | $254,000 | $405,000 | $83,000 | $158,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $4,525,000 | $181,000 | $295,000 | $62,000 | $122,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 717 | $247,905,000 | $345,000 | $21,565,000 | $115,000 | $1,185,000 |
| Application Withdrawn By Applicant | 104 | $27,540,000 | $264,000 | $835,000 | $121,000 | $563,000 |
| Application Denied By Financial Institution | 30 | $8,990,000 | $299,000 | $645,000 | $72,000 | $232,000 |
| Application Approved But Not Accepted | 4 | $340,000 | $85,000 | $175,000 | $89,000 | $144,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 825 | $275,785,000 | $334,000 | $21,565,000 | $116,000 | $1,185,000 |
| Debt-To-Income Ratio | 19 | $5,605,000 | $295,000 | $645,000 | $45,000 | $97,000 |
| Collateral | 4 | $1,250,000 | $312,000 | $605,000 | $136,000 | $212,000 |
| Credit History | 4 | $1,360,000 | $340,000 | $585,000 | $128,000 | $232,000 |
| Other | 3 | $775,000 | $258,000 | $325,000 | $82,000 | $110,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.