First Western Bank & Trust
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for First Western Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Western Bank & Trust 900 South Broadway Minot, ND 58701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,616 |
| Total Mortgage Loan Application Amount | $424,140,000 |
| Average Mortgage Loan Application Amount | $207,800 |
| Highest Mortgage Loan Application Amount | $21,485,000 |
| Average Applicant Income | $109,800 |
| Highest Applicant Income | $1,500,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Crow Wing County Minnesota | 309 | $ 69,955,000 | $ 226,000 | $ 100,000 |
| Cass County North Dakota | 267 | $ 74,445,000 | $ 278,000 | $ 125,000 |
| Douglas County Minnesota | 174 | $ 39,230,000 | $ 225,000 | $ 92,000 |
| Ward County North Dakota | 150 | $ 32,600,000 | $ 217,000 | $ 100,000 |
| Burleigh County North Dakota | 136 | $ 41,910,000 | $ 308,000 | $ 130,000 |
| Cass County Minnesota | 78 | $ 19,780,000 | $ 253,000 | $ 140,000 |
| Clay County Minnesota | 64 | $ 11,190,000 | $ 174,000 | $ 137,000 |
| Morton County North Dakota | 34 | $ 13,260,000 | $ 390,000 | $ 139,000 |
| Hennepin County Minnesota | 25 | $ 16,245,000 | $ 649,000 | $ 207,000 |
| Otter Tail County Minnesota | 25 | $ 6,655,000 | $ 266,000 | $ 172,000 |
| Pope County Minnesota | 23 | $ 4,465,000 | $ 194,000 | $ 82,000 |
| Morrison County Minnesota | 21 | $ 4,055,000 | $ 193,000 | $ 71,000 |
| Becker County Minnesota | 19 | $ 4,835,000 | $ 254,000 | $ 167,000 |
| Todd County Minnesota | 17 | $ 2,585,000 | $ 152,000 | $ 55,000 |
| Aitkin County Minnesota | 15 | $ 2,695,000 | $ 179,000 | $ 71,000 |
| McLean County North Dakota | 13 | $ 1,775,000 | $ 136,000 | $ 141,000 |
| Anoka County Minnesota | 12 | $ 3,020,000 | $ 251,000 | $ 139,000 |
| Grant County Minnesota | 12 | $ 2,040,000 | $ 170,000 | $ 73,000 |
| Stearns County Minnesota | 11 | $ 2,265,000 | $ 205,000 | $ 95,000 |
| Bottineau County North Dakota | 10 | $ 1,950,000 | $ 195,000 | $ 132,000 |
| McHenry County North Dakota | 10 | $ 1,560,000 | $ 156,000 | $ 90,000 |
| Maricopa County Arizona | 9 | $ 2,935,000 | $ 326,000 | $ 192,000 |
| Wadena County Minnesota | 9 | $ 1,475,000 | $ 163,000 | $ 84,000 |
| Ramsey County Minnesota | 7 | $ 22,755,000 | $ 3,250,000 | $ 79,000 |
| Carver County Minnesota | 6 | $ 2,090,000 | $ 348,000 | $ 206,000 |
| Dakota County Minnesota | 6 | $ 1,880,000 | $ 313,000 | $ 99,000 |
| Hubbard County Minnesota | 6 | $ 1,140,000 | $ 190,000 | $ 145,000 |
| Norman County Minnesota | 6 | $ 820,000 | $ 136,000 | $ 40,000 |
| Mille Lacs County Minnesota | 5 | $ 1,235,000 | $ 247,000 | $ 187,000 |
| Stevens County Minnesota | 5 | $ 575,000 | $ 115,000 | $ 51,000 |
| Wright County Minnesota | 5 | $ 1,465,000 | $ 293,000 | $ 163,000 |
| Grand Forks County North Dakota | 5 | $ 1,335,000 | $ 267,000 | $ 125,000 |
| Richland County North Dakota | 5 | $ 945,000 | $ 189,000 | $ 99,000 |
| Stutsman County North Dakota | 5 | $ 1,495,000 | $ 299,000 | $ 105,000 |
| Mercer County North Dakota | 4 | $ 710,000 | $ 177,000 | $ 169,000 |
| Renville County North Dakota | 4 | $ 700,000 | $ 175,000 | $ 65,000 |
| Boone County Indiana | 3 | $ 525,000 | $ 175,000 | $ 143,000 |
| Benton County Minnesota | 3 | $ 565,000 | $ 188,000 | $ 152,000 |
| Kandiyohi County Minnesota | 3 | $ 765,000 | $ 255,000 | $ 81,000 |
| Oliver County North Dakota | 3 | $ 385,000 | $ 128,000 | $ 84,000 |
| Lawrence County South Dakota | 3 | $ 895,000 | $ 298,000 | $ 211,000 |
| Johnson County Kansas | 2 | $ 660,000 | $ 330,000 | $ 193,000 |
| Brown County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 59,000 |
| Goodhue County Minnesota | 2 | $ 820,000 | $ 410,000 | $ 76,000 |
| Lac qui Parle County Minnesota | 2 | $ 490,000 | $ 245,000 | $ 53,000 |
| Meeker County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 61,000 |
| Polk County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 0 |
| St. Louis County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 124,000 |
| Traverse County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 119,000 |
| Washington County Minnesota | 2 | $ 710,000 | $ 355,000 | $ 132,000 |
| Barnes County North Dakota | 2 | $ 760,000 | $ 380,000 | $ 98,000 |
| Mountrail County North Dakota | 2 | $ 430,000 | $ 215,000 | $ 87,000 |
| Steele County North Dakota | 2 | $ 310,000 | $ 155,000 | $ 47,000 |
| Traill County North Dakota | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| Williams County North Dakota | 2 | $ 3,060,000 | $ 1,530,000 | $ 66,000 |
| St. Croix County Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 89,000 |
| Coconino County Arizona | 1 | $ 405,000 | $ 405,000 | $ 67,000 |
| Denver County Colorado | 1 | $ 305,000 | $ 305,000 | $ 58,000 |
| Weld County Colorado | 1 | $ 145,000 | $ 145,000 | $ 219,000 |
| Brevard County Florida | 1 | $ 325,000 | $ 325,000 | $ 89,000 |
| Lake County Florida | 1 | $ 215,000 | $ 215,000 | $ 231,000 |
| Monroe County Florida | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Nassau County Florida | 1 | $ 355,000 | $ 355,000 | $ 182,000 |
| Palm Beach County Florida | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Polk County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Volusia County Florida | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Cook County Illinois | 1 | $ 375,000 | $ 375,000 | $ 104,000 |
| Blackford County Indiana | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Clay County Iowa | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Dallas County Iowa | 1 | $ 285,000 | $ 285,000 | $ 160,000 |
| Pottawattamie County Iowa | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Warren County Iowa | 1 | $ 125,000 | $ 125,000 | $ 137,000 |
| Oldham County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 229,000 |
| Ionia County Michigan | 1 | $ 245,000 | $ 245,000 | $ 134,000 |
| Beltrami County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Big Stone County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Carlton County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Cottonwood County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Itasca County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Kittson County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Koochiching County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 166,000 |
| Le Sueur County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 163,000 |
| McLeod County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 115,000 |
| Pine County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Pipestone County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Lafayette County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 414,000 |
| Park County Montana | 1 | $ 545,000 | $ 545,000 | $ 1,500,000 |
| Ravalli County Montana | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Scotts Bluff County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Clark County Nevada | 1 | $ 175,000 | $ 175,000 | $ 148,000 |
| Benson County North Dakota | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Burke County North Dakota | 1 | $ 365,000 | $ 365,000 | $ 132,000 |
| Dickey County North Dakota | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Divide County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Emmons County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Foster County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| LaMoure County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 176,000 |
| Ramsey County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Ransom County North Dakota | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Rolette County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| Sargent County North Dakota | 1 | $ 305,000 | $ 305,000 | $ 93,000 |
| Stark County North Dakota | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Wells County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Brown County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 170,000 |
| Deuel County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Dewey County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 117,000 |
| Walworth County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 305,000 |
| Campbell County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Marshall County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Sumner County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 103,000 |
| Montgomery County Texas | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Palo Pinto County Texas | 1 | $ 365,000 | $ 365,000 | $ 94,000 |
| Cowlitz County Washington | 1 | $ 535,000 | $ 535,000 | $ 104,000 |
| Outagamie County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Pierce County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Western Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 866 | $217,610,000 | $251,000 | $8,415,000 | $104,000 | $971,000 |
| Refinancing | 469 | $145,205,000 | $309,000 | $21,485,000 | $129,000 | $1,116,000 |
| Cash-out Refinancing | 230 | $54,850,000 | $238,000 | $545,000 | $128,000 | $1,500,000 |
| Other Purpose | 33 | $4,645,000 | $140,000 | $445,000 | $94,000 | $234,000 |
| Home Improvement | 18 | $1,830,000 | $101,000 | $505,000 | $94,000 | $184,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,327 | $305,575,000 | $230,000 | $1,265,000 | $114,000 | $1,500,000 |
| Not applicable | 162 | $88,440,000 | $545,000 | $21,485,000 | $0 | $0 |
| Not Provided | 55 | $13,195,000 | $239,000 | $545,000 | $154,000 | $1,076,000 |
| Hispanic | 32 | $6,860,000 | $214,000 | $545,000 | $71,000 | $229,000 |
| Black or African American | 19 | $5,225,000 | $275,000 | $545,000 | $114,000 | $485,000 |
| Asian | 12 | $3,470,000 | $289,000 | $495,000 | $118,000 | $221,000 |
| American Indian or Alaskan Native | 8 | $1,310,000 | $163,000 | $435,000 | $79,000 | $195,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $65,000 | $65,000 | $65,000 | $27,000 | $27,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,382 | $372,920,000 | $269,000 | $21,485,000 | $123,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 83 | $16,325,000 | $196,000 | $345,000 | $62,000 | $129,000 |
| VA-guaranteed (Veterans Administration) | 81 | $22,265,000 | $274,000 | $595,000 | $83,000 | $216,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 70 | $12,630,000 | $180,000 | $305,000 | $51,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,366 | $367,390,000 | $268,000 | $21,485,000 | $118,000 | $1,208,000 |
| Application Withdrawn By Applicant | 178 | $40,530,000 | $227,000 | $755,000 | $106,000 | $1,500,000 |
| Application Denied By Financial Institution | 58 | $13,680,000 | $235,000 | $545,000 | $63,000 | $204,000 |
| Application Approved But Not Accepted | 13 | $2,415,000 | $185,000 | $435,000 | $116,000 | $221,000 |
| File Closed For Incompleteness | 1 | $125,000 | $125,000 | $125,000 | $45,000 | $45,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,558 | $410,460,000 | $263,000 | $21,485,000 | $117,000 | $1,500,000 |
| Debt-To-Income Ratio | 27 | $7,125,000 | $263,000 | $545,000 | $50,000 | $152,000 |
| Credit History | 14 | $2,310,000 | $165,000 | $285,000 | $63,000 | $132,000 |
| Collateral | 9 | $2,435,000 | $270,000 | $545,000 | $101,000 | $204,000 |
| Other | 5 | $1,285,000 | $257,000 | $495,000 | $92,000 | $145,000 |
| Employment History | 2 | $260,000 | $130,000 | $155,000 | $56,000 | $58,000 |
| Unverifiable Information | 1 | $265,000 | $265,000 | $265,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.