First United Corporation
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for First United Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First United Corporation 19 S Second Street Oakland, MD 21550 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 956 |
| Total Mortgage Loan Application Amount | $113,115,000 |
| Average Mortgage Loan Application Amount | $117,000 |
| Highest Mortgage Loan Application Amount | $3,045,000 |
| Average Applicant Income | $62,333 |
| Highest Applicant Income | $4,143,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Garrett County Maryland | 178 | $ 27,919,000 | $ 156,000 | $ 97,000 |
| Berkeley County West Virginia | 171 | $ 11,786,000 | $ 68,000 | $ 53,000 |
| Allegany County Maryland | 126 | $ 8,331,000 | $ 66,000 | $ 48,000 |
| Mineral County West Virginia | 99 | $ 5,838,000 | $ 58,000 | $ 52,000 |
| Washington County Maryland | 54 | $ 3,937,000 | $ 72,000 | $ 67,000 |
| Monongalia County West Virginia | 54 | $ 7,187,000 | $ 133,000 | $ 65,000 |
| Preston County West Virginia | 43 | $ 3,335,000 | $ 77,000 | $ 64,000 |
| Frederick County Maryland | 35 | $ 8,638,000 | $ 246,000 | $ 78,000 |
| Grant County West Virginia | 20 | $ 560,000 | $ 28,000 | $ 47,000 |
| Hardy County West Virginia | 15 | $ 1,468,000 | $ 97,000 | $ 71,000 |
| Baldwin County Alabama | 10 | $ 4,460,000 | $ 446,000 | $ 0 |
| Hampshire County West Virginia | 9 | $ 181,000 | $ 20,000 | $ 38,000 |
| Marion County West Virginia | 9 | $ 1,012,000 | $ 112,000 | $ 92,000 |
| Somerset County Pennsylvania | 8 | $ 543,000 | $ 67,000 | $ 47,000 |
| Bedford County Pennsylvania | 7 | $ 284,000 | $ 40,000 | $ 61,000 |
| Jefferson County West Virginia | 7 | $ 418,000 | $ 59,000 | $ 49,000 |
| Randolph County West Virginia | 6 | $ 62,000 | $ 10,000 | $ 20,000 |
| Jefferson County Alabama | 5 | $ 699,000 | $ 139,000 | $ 0 |
| Travis County Texas | 5 | $ 963,000 | $ 192,000 | $ 0 |
| Morgan County West Virginia | 5 | $ 252,000 | $ 50,000 | $ 83,000 |
| Pinellas County Florida | 4 | $ 1,354,000 | $ 338,000 | $ 0 |
| Mobile County Alabama | 3 | $ 748,000 | $ 249,000 | $ 0 |
| Hillsborough County Florida | 3 | $ 1,773,000 | $ 591,000 | $ 0 |
| Lee County Florida | 3 | $ 388,000 | $ 129,000 | $ 0 |
| Clark County Nevada | 3 | $ 749,000 | $ 249,000 | $ 0 |
| Franklin County Pennsylvania | 3 | $ 181,000 | $ 60,000 | $ 57,000 |
| Limestone County Alabama | 2 | $ 402,000 | $ 201,000 | $ 0 |
| Collier County Florida | 2 | $ 581,000 | $ 290,000 | $ 0 |
| Flagler County Florida | 2 | $ 734,000 | $ 367,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 1,103,000 | $ 551,000 | $ 0 |
| Sarasota County Florida | 2 | $ 863,000 | $ 431,000 | $ 0 |
| Volusia County Florida | 2 | $ 676,000 | $ 338,000 | $ 0 |
| Adams County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 71,000 |
| Allegheny County Pennsylvania | 2 | $ 537,000 | $ 268,000 | $ 72,000 |
| Greene County Pennsylvania | 2 | $ 1,237,000 | $ 618,000 | $ 154,000 |
| Washington County Pennsylvania | 2 | $ 133,000 | $ 66,000 | $ 16,000 |
| Dallas County Texas | 2 | $ 544,000 | $ 272,000 | $ 0 |
| Frederick County Virginia | 2 | $ 282,000 | $ 141,000 | $ 156,000 |
| Harrison County West Virginia | 2 | $ 17,000 | $ 8,000 | $ 55,000 |
| Lee County Alabama | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Marshall County Alabama | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 471,000 | $ 471,000 | $ 0 |
| Shelby County Alabama | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 710,000 | $ 710,000 | $ 0 |
| Lake County Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Manatee County Florida | 1 | $ 512,000 | $ 512,000 | $ 0 |
| St. Johns County Florida | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Walton County Florida | 1 | $ 985,000 | $ 985,000 | $ 0 |
| Camden County Georgia | 1 | $ 372,000 | $ 372,000 | $ 157,000 |
| Carroll County Georgia | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Cobb County Georgia | 1 | $ 509,000 | $ 509,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 663,000 | $ 663,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Jones County Georgia | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Oconee County Georgia | 1 | $ 506,000 | $ 506,000 | $ 0 |
| Washoe County Nevada | 1 | $ 946,000 | $ 946,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 552,000 | $ 552,000 | $ 0 |
| Fayette County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Collin County Texas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Denton County Texas | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Tarrant County Texas | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Harrisonburg County Virginia | 1 | $ 100,000 | $ 100,000 | $ 218,000 |
| Shenandoah County Virginia | 1 | $ 30,000 | $ 30,000 | $ 21,000 |
| Spotsylvania County Virginia | 1 | $ 610,000 | $ 610,000 | $ 168,000 |
| Barbour County West Virginia | 1 | $ 6,000 | $ 6,000 | $ 20,000 |
| Calhoun County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Monroe County West Virginia | 1 | $ 260,000 | $ 260,000 | $ 300,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First United Corporation in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 433 | $82,568,000 | $190,000 | $3,045,000 | $69,000 | $4,143,000 |
| Home Improvement | 364 | $8,324,000 | $22,000 | $425,000 | $46,000 | $277,000 |
| Refinancing | 159 | $22,223,000 | $139,000 | $1,500,000 | $72,000 | $519,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 790 | $66,019,000 | $83,000 | $1,700,000 | $62,000 | $563,000 |
| Not applicable | 107 | $38,949,000 | $364,000 | $2,650,000 | $10,000 | $480,000 |
| Not Provided | 44 | $6,626,000 | $150,000 | $3,045,000 | $150,000 | $4,143,000 |
| Black or African American | 7 | $857,000 | $122,000 | $335,000 | $52,000 | $101,000 |
| American Indian or Alaskan Native | 4 | $177,000 | $44,000 | $118,000 | $37,000 | $52,000 |
| Asian | 2 | $457,000 | $228,000 | $314,000 | $170,000 | $241,000 |
| Hispanic | 2 | $30,000 | $15,000 | $25,000 | $15,000 | $31,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 946 | $111,422,000 | $117,000 | $3,045,000 | $61,000 | $4,143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,693,000 | $169,000 | $251,000 | $55,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 524 | $64,932,000 | $123,000 | $3,045,000 | $77,000 | $4,143,000 |
| Application Denied By Financial Institution | 265 | $15,285,000 | $57,000 | $1,500,000 | $46,000 | $519,000 |
| Loan Purchased By The Institution | 71 | $24,960,000 | $351,000 | $1,000,000 | $0 | $0 |
| Application Approved But Not Accepted | 43 | $2,411,000 | $56,000 | $200,000 | $58,000 | $178,000 |
| Application Withdrawn By Applicant | 26 | $2,282,000 | $87,000 | $432,000 | $57,000 | $135,000 |
| Preapproval Denied by Financial Institution | 16 | $2,086,000 | $130,000 | $270,000 | $59,000 | $107,000 |
| File Closed For Incompleteness | 11 | $1,159,000 | $105,000 | $275,000 | $41,000 | $115,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.