Radius Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Radius Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Radius Bank
One Harbor St, Suite 201
Boston, MA 02210
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 168
Total Mortgage Loan Application Amount $76,918,000
Average Mortgage Loan Application Amount $462,666
Highest Mortgage Loan Application Amount $1,470,000
Average Applicant Income $126,000
Highest Applicant Income $1,001,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Radius Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Radius Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2011 breaks down Radius Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Radius Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Radius Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Radius Bank's mortgage activity for 2011.

Mortgage Loan Application Totals for Radius Bank by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BOSTON-QUINCY, MA 64 $ 38,098,000 $ 595,000 $ 141,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 48 $ 24,980,000 $ 520,000 $ 174,000
PEABODY, MA 11 $ 3,490,000 $ 317,000 $ 199,000
NASSAU-SUFFOLK, NY 9 $ 2,539,000 $ 282,000 $ 17,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 8 $ 2,551,000 $ 318,000 $ 9,000
WORCESTER, MA 5 $ 1,610,000 $ 322,000 $ 49,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 4 $ 849,000 $ 197,000 $ 83,000
ALBANY-SCHENECTADY-TROY, NY 3 $ 404,000 $ 134,000 $ 0
BARNSTABLE TOWN, MA 3 $ 821,000 $ 273,000 $ 0
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 2 $ 129,000 $ 64,000 $ 259,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 2 $ 246,000 $ 123,000 $ 0
NEW HAVEN-MILFORD, CT 2 $ 313,000 $ 156,000 $ 0
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 2 $ 178,000 $ 89,000 $ 64,000
KINGSTON, NY 1 $ 240,000 $ 240,000 $ 0
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 1 $ 116,000 $ 116,000 $ 0
ROCHESTER, NY 1 $ 200,000 $ 200,000 $ 0
SPRINGFIELD, MA 1 $ 114,000 $ 114,000 $ 0

Mortgage Loan Application Detail Totals for Radius Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 120 $52,256,000 $435,000 $1,470,000 $127,000 $1,001,000
Home Purchase 46 $23,789,000 $517,000 $1,433,000 $119,000 $922,000
Home Improvement 2 $873,000 $436,000 $650,000 $132,000 $265,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 91 $33,121,000 $363,000 $1,345,000 $0 $0
White 63 $38,492,000 $610,000 $1,470,000 $298,000 $1,001,000
Not Provided 7 $2,177,000 $311,000 $640,000 $151,000 $530,000
Asian 3 $2,616,000 $872,000 $975,000 $316,000 $370,000
Black or African American 3 $340,000 $113,000 $124,000 $48,000 $55,000
Hispanic 1 $172,000 $172,000 $172,000 $102,000 $102,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 168 $76,918,000 $457,000 $1,470,000 $125,000 $1,001,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 133 $68,477,000 $514,000 $1,470,000 $121,000 $922,000
Loan Originated 12 $3,673,000 $306,000 $700,000 $146,000 $1,001,000
Application Denied By Financial Institution 11 $2,426,000 $220,000 $879,000 $189,000 $800,000
Application Withdrawn By Applicant 6 $1,001,000 $166,000 $400,000 $83,000 $139,000
File Closed For Incompleteness 5 $1,103,000 $220,000 $342,000 $91,000 $113,000
Application Approved But Not Accepted 1 $238,000 $238,000 $238,000 $93,000 $93,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 7 $1,848,000 $264,000 $879,000 $236,000 $800,000
Credit Application Incomplete 1 $40,000 $40,000 $40,000 $21,000 $21,000
Credit History 1 $235,000 $235,000 $235,000 $90,000 $90,000
Debt-To-Income Ratio 1 $242,000 $242,000 $242,000 $45,000 $45,000
Other 1 $61,000 $61,000 $61,000 $271,000 $271,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Radius Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Radius Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet with aggregated HMDA statistics today.

Download the Massachusetts Lender List