First State Bank Of St. Charles, Missouri
Mortgage Loan Application
Totals and Details
for 2016

Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for First State Bank Of St. Charles, Missouri.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First State Bank Of St. Charles, Missouri
2850 West Clay St
St Charles, MO 63301
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,155
Total Mortgage Loan Application Amount $1,100,153,000
Average Mortgage Loan Application Amount $220,333
Highest Mortgage Loan Application Amount $1,592,000
Average Applicant Income $111,333
Highest Applicant Income $1,497,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First State Bank Of St. Charles, Missouri by Metropolitan Area in 2016

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
KANSAS CITY, MO-KS 2,678 $ 592,103,000 $ 217,500 $ 108,500
ST. LOUIS, MO-IL 1,574 $ 301,575,000 $ 187,500 $ 99,500
PHOENIX-MESA-SCOTTSDALE, AZ 232 $ 61,698,000 $ 265,000 $ 117,000
NEWARK, NJ-PA 32 $ 14,319,000 $ 447,000 $ 191,000
SEATTLE-BELLEVUE-EVERETT, WA 20 $ 6,679,000 $ 333,000 $ 133,000
DENVER-AURORA-LAKEWOOD, CO 11 $ 3,125,000 $ 284,000 $ 184,000
DALLAS-PLANO-IRVING, TX 9 $ 2,016,000 $ 224,000 $ 125,000
SPRINGFIELD, MO 9 $ 1,263,000 $ 140,000 $ 62,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 8 $ 2,290,000 $ 286,000 $ 120,000
COLUMBIA, MO 7 $ 1,206,000 $ 172,000 $ 126,000
TOPEKA, KS 7 $ 1,468,000 $ 209,000 $ 68,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 6 $ 2,318,000 $ 394,500 $ 99,000
ST. JOSEPH, MO-KS 6 $ 1,473,000 $ 245,000 $ 93,000
TULSA, OK 6 $ 1,298,000 $ 216,000 $ 95,000
DES MOINES-WEST DES MOINES, IA 5 $ 1,610,000 $ 322,000 $ 105,000
JEFFERSON CITY, MO 5 $ 810,000 $ 162,000 $ 89,000
LAWRENCE, KS 5 $ 678,000 $ 135,000 $ 86,000
SAN DIEGO-CARLSBAD, CA 5 $ 1,822,000 $ 364,000 $ 141,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 4 $ 849,000 $ 212,000 $ 126,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 4 $ 554,000 $ 138,000 $ 74,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 4 $ 605,000 $ 151,000 $ 81,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 4 $ 1,565,000 $ 391,000 $ 83,000
OMAHA-COUNCIL BLUFFS, NE-IA 4 $ 920,000 $ 230,000 $ 69,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 4 $ 637,000 $ 159,000 $ 65,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 4 $ 2,727,000 $ 631,333 $ 308,333
ANAHEIM-SANTA ANA-IRVINE, CA 3 $ 1,509,000 $ 503,000 $ 339,000
FORT COLLINS, CO 3 $ 812,000 $ 270,000 $ 159,000
JOPLIN, MO 3 $ 378,000 $ 126,000 $ 85,000
MEMPHIS, TN-MS-AR 3 $ 374,000 $ 124,000 $ 98,000
NORTH PORT-SARASOTA-BRADENTON, FL 3 $ 1,018,000 $ 339,000 $ 240,000
RACINE, WI 3 $ 871,000 $ 290,000 $ 164,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 3 $ 1,005,000 $ 335,000 $ 113,000
WICHITA, KS 3 $ 919,000 $ 306,000 $ 113,000
ALBUQUERQUE, NM 2 $ 363,000 $ 181,000 $ 69,000
AUSTIN-ROUND ROCK, TX 2 $ 413,000 $ 206,000 $ 165,000
BRIDGEPORT-STAMFORD-NORWALK, CT 2 $ 788,000 $ 394,000 $ 159,000
CAPE CORAL-FORT MYERS, FL 2 $ 356,000 $ 178,000 $ 236,000
CAPE GIRARDEAU, MO-IL 2 $ 226,000 $ 113,000 $ 69,000
CHARLESTON-NORTH CHARLESTON, SC 2 $ 353,000 $ 176,000 $ 77,000
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 2 $ 620,000 $ 310,000 $ 109,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 2 $ 467,000 $ 233,000 $ 88,000
DAYTON, OH 2 $ 290,000 $ 145,000 $ 61,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 2 $ 571,000 $ 285,000 $ 137,000
FLAGSTAFF, AZ 2 $ 708,000 $ 354,000 $ 229,000
FORT WORTH-ARLINGTON, TX 2 $ 688,000 $ 344,000 $ 96,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 2 $ 433,000 $ 216,000 $ 113,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 2 $ 864,000 $ 432,000 $ 167,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 2 $ 577,000 $ 288,500 $ 132,500
MONROE, MI 2 $ 282,000 $ 141,000 $ 71,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 2 $ 764,000 $ 382,000 $ 227,000
OAKLAND-HAYWARD-BERKELEY, CA 2 $ 508,000 $ 254,000 $ 203,000
OKLAHOMA CITY, OK 2 $ 344,000 $ 172,000 $ 46,000
RALEIGH, NC 2 $ 528,000 $ 264,000 $ 172,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 2 $ 385,000 $ 192,000 $ 77,000
BOULDER, CO 1 $ 290,000 $ 290,000 $ 500,000
CINCINNATI, OH-KY-IN 1 $ 263,000 $ 263,000 $ 136,000
CLEVELAND-ELYRIA, OH 1 $ 198,000 $ 198,000 $ 65,000
COEUR D'ALENE, ID 1 $ 417,000 $ 417,000 $ 459,000
COLORADO SPRINGS, CO 1 $ 275,000 $ 275,000 $ 115,000
DUTCHESS COUNTY-PUTNAM COUNTY, NY 1 $ 370,000 $ 370,000 $ 187,000
ELGIN, IL 1 $ 372,000 $ 372,000 $ 127,000
GREENSBORO-HIGH POINT, NC 1 $ 257,000 $ 257,000 $ 170,000
JACKSONVILLE, FL 1 $ 412,000 $ 412,000 $ 140,000
JACKSONVILLE, NC 1 $ 243,000 $ 243,000 $ 0
LAS VEGAS-HENDERSON-PARADISE, NV 1 $ 165,000 $ 165,000 $ 42,000
MANHATTAN, KS 1 $ 173,000 $ 173,000 $ 84,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 1 $ 240,000 $ 240,000 $ 120,000
MUSKEGON, MI 1 $ 92,000 $ 92,000 $ 47,000
OCEAN CITY, NJ 1 $ 287,000 $ 287,000 $ 131,000
ORLANDO-KISSIMMEE-SANFORD, FL 1 $ 193,000 $ 193,000 $ 78,000
OXNARD-THOUSAND OAKS-VENTURA, CA 1 $ 250,000 $ 250,000 $ 202,000
PHILADELPHIA, PA 1 $ 146,000 $ 146,000 $ 197,000
PRESCOTT, AZ 1 $ 365,000 $ 365,000 $ 63,000
RICHMOND, VA 1 $ 76,000 $ 76,000 $ 42,000
ROCHESTER, MN 1 $ 325,000 $ 325,000 $ 197,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 1 $ 463,000 $ 463,000 $ 258,000
SALT LAKE CITY, UT 1 $ 311,000 $ 311,000 $ 130,000
SAN ANTONIO-NEW BRAUNFELS, TX 1 $ 166,000 $ 166,000 $ 70,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 1 $ 358,000 $ 358,000 $ 293,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 417,000 $ 417,000 $ 133,000
SAVANNAH, GA 1 $ 88,000 $ 88,000 $ 44,000
SEBASTIAN-VERO BEACH, FL 1 $ 293,000 $ 293,000 $ 101,000
SHREVEPORT-BOSSIER CITY, LA 1 $ 152,000 $ 152,000 $ 55,000
TERRE HAUTE, IN 1 $ 294,000 $ 294,000 $ 155,000
THE VILLAGES, FL 1 $ 179,000 $ 179,000 $ 51,000
TUCSON, AZ 1 $ 360,000 $ 360,000 $ 121,000
WARREN-TROY-FARMINGTON HILLS, MI 1 $ 318,000 $ 318,000 $ 73,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First State Bank Of St. Charles, Missouri in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,491 $711,860,000 $203,000 $1,500,000 $102,000 $1,497,000
Refinancing 1,473 $345,470,000 $234,000 $1,592,000 $119,000 $1,234,000
Home Improvement 191 $42,823,000 $224,000 $712,000 $113,000 $436,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,579 $991,186,000 $216,000 $1,592,000 $111,000 $1,497,000
Not applicable 137 $9,916,000 $72,000 $425,000 $0 $0
Asian 136 $35,734,000 $262,000 $1,500,000 $134,000 $780,000
Black or African American 131 $24,672,000 $188,000 $578,000 $88,000 $411,000
Hispanic 124 $26,031,000 $209,000 $606,000 $87,000 $263,000
Not Provided 23 $6,301,000 $273,000 $1,400,000 $155,000 $900,000
American Indian or Alaskan Native 19 $4,730,000 $248,000 $982,000 $107,000 $408,000
Native Hawaiin or Other Pacific Islander 6 $1,583,000 $263,000 $537,000 $118,000 $187,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,142 $910,325,000 $219,000 $1,592,000 $117,000 $1,497,000
FHA-insured (Federal Housing Administration) 668 $110,999,000 $166,000 $550,000 $65,000 $520,000
VA-guaranteed (Veterans Administration) 276 $68,219,000 $247,000 $712,000 $77,000 $300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 69 $10,610,000 $153,000 $283,000 $54,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,315 $905,382,000 $209,000 $1,200,000 $106,000 $1,497,000
Application Withdrawn By Applicant 461 $103,149,000 $223,000 $1,500,000 $118,000 $1,166,000
Application Denied By Financial Institution 239 $52,078,000 $217,000 $1,269,000 $94,000 $780,000
File Closed For Incompleteness 105 $33,222,000 $316,000 $1,592,000 $164,000 $867,000
Application Approved But Not Accepted 26 $4,737,000 $182,000 $582,000 $55,000 $227,000
Preapproval Denied by Financial Institution 9 $1,585,000 $176,000 $275,000 $61,000 $78,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Unverifiable Information 1 $151,000 $151,000 $151,000 $47,000 $47,000
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.

Download the Missouri Lender List