First State Bank Of St. Charles, Missouri
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for First State Bank Of St. Charles, Missouri.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.

Mortgage Company & Address First State Bank Of St. Charles, Missouri
2850 West Clay St
St Charles, MO 63301
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,525
Total Mortgage Loan Application Amount $753,135,000
Average Mortgage Loan Application Amount $228,200
Highest Mortgage Loan Application Amount $1,875,000
Average Applicant Income $128,800
Highest Applicant Income $2,326,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First State Bank Of St. Charles, Missouri by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson County Kansas 454 $ 167,900,000 $ 369,000 $ 169,000
St. Louis County Missouri 359 $ 91,735,000 $ 255,000 $ 155,000
Jackson County Missouri 326 $ 86,250,000 $ 264,000 $ 138,000
St. Charles County Missouri 305 $ 86,965,000 $ 285,000 $ 143,000
Clay County Missouri 117 $ 37,615,000 $ 321,000 $ 136,000
Wyandotte County Kansas 88 $ 18,690,000 $ 212,000 $ 90,000
Camden County Missouri 80 $ 23,380,000 $ 292,000 $ 214,000
Maricopa County Arizona 73 $ 35,335,000 $ 484,000 $ 213,000
St. Louis City County Missouri 67 $ 11,835,000 $ 176,000 $ 113,000
Lincoln County Missouri 59 $ 15,445,000 $ 261,000 $ 101,000
Jefferson County Missouri 42 $ 10,590,000 $ 252,000 $ 101,000
Leavenworth County Kansas 41 $ 11,805,000 $ 287,000 $ 137,000
Platte County Missouri 39 $ 12,915,000 $ 331,000 $ 165,000
Cass County Missouri 37 $ 11,725,000 $ 316,000 $ 123,000
Warren County Missouri 30 $ 8,670,000 $ 289,000 $ 97,000
Miller County Missouri 25 $ 7,025,000 $ 281,000 $ 133,000
Franklin County Missouri 21 $ 6,795,000 $ 323,000 $ 109,000
Douglas County Kansas 17 $ 4,635,000 $ 272,000 $ 137,000
Miami County Kansas 14 $ 3,890,000 $ 277,000 $ 160,000
Morgan County Missouri 12 $ 2,840,000 $ 236,000 $ 199,000
Yavapai County Arizona 6 $ 1,240,000 $ 206,000 $ 143,000
Phelps County Missouri 6 $ 730,000 $ 121,000 $ 116,000
Cook County Illinois 5 $ 2,015,000 $ 403,000 $ 167,000
Franklin County Kansas 5 $ 1,725,000 $ 345,000 $ 140,000
Geary County Kansas 5 $ 1,135,000 $ 227,000 $ 93,000
Pottawatomie County Kansas 5 $ 1,405,000 $ 281,000 $ 108,000
Riley County Kansas 5 $ 1,275,000 $ 255,000 $ 102,000
Sedgwick County Kansas 5 $ 1,535,000 $ 307,000 $ 103,000
Buchanan County Missouri 5 $ 705,000 $ 141,000 $ 239,000
Cape Girardeau County Missouri 5 $ 1,075,000 $ 215,000 $ 82,000
Clinton County Missouri 5 $ 1,555,000 $ 311,000 $ 129,000
Greene County Missouri 5 $ 1,185,000 $ 237,000 $ 99,000
Johnson County Missouri 5 $ 1,095,000 $ 219,000 $ 113,000
Lafayette County Missouri 5 $ 1,295,000 $ 259,000 $ 87,000
Cameron County Texas 5 $ 1,305,000 $ 261,000 $ 0
Lee County Florida 4 $ 1,980,000 $ 495,000 $ 369,000
Okaloosa County Florida 4 $ 1,130,000 $ 282,000 $ 159,000
St. Clair County Illinois 4 $ 1,100,000 $ 275,000 $ 109,000
Boone County Missouri 4 $ 1,090,000 $ 272,000 $ 77,000
Pulaski County Missouri 4 $ 750,000 $ 187,000 $ 74,000
Ray County Missouri 4 $ 630,000 $ 157,000 $ 55,000
Stone County Missouri 4 $ 1,440,000 $ 360,000 $ 229,000
Jefferson County Colorado 3 $ 1,115,000 $ 371,000 $ 121,000
Charlotte County Florida 3 $ 1,085,000 $ 361,000 $ 155,000
Collier County Florida 3 $ 1,705,000 $ 568,000 $ 640,000
Madison County Illinois 3 $ 195,000 $ 65,000 $ 62,000
Monroe County Illinois 3 $ 915,000 $ 305,000 $ 230,000
Jefferson County Kansas 3 $ 755,000 $ 251,000 $ 133,000
Daviess County Missouri 3 $ 705,000 $ 235,000 $ 168,000
Montgomery County Missouri 3 $ 605,000 $ 201,000 $ 82,000
Taney County Missouri 3 $ 1,095,000 $ 365,000 $ 233,000
Clark County Nevada 3 $ 1,155,000 $ 385,000 $ 206,000
Tulsa County Oklahoma 3 $ 585,000 $ 195,000 $ 66,000
Harris County Texas 3 $ 1,115,000 $ 371,000 $ 121,000
Tarrant County Texas 3 $ 1,265,000 $ 421,000 $ 146,000
Travis County Texas 3 $ 1,365,000 $ 455,000 $ 170,000
Pima County Arizona 2 $ 450,000 $ 225,000 $ 304,000
Pinal County Arizona 2 $ 790,000 $ 395,000 $ 144,000
Benton County Arkansas 2 $ 720,000 $ 360,000 $ 203,000
Carroll County Arkansas 2 $ 900,000 $ 450,000 $ 110,000
San Diego County California 2 $ 1,380,000 $ 690,000 $ 245,000
Larimer County Colorado 2 $ 1,370,000 $ 685,000 $ 360,000
Hartford County Connecticut 2 $ 330,000 $ 165,000 $ 120,000
Hillsborough County Florida 2 $ 540,000 $ 270,000 $ 148,000
Orange County Florida 2 $ 840,000 $ 420,000 $ 211,000
Hamilton County Indiana 2 $ 960,000 $ 480,000 $ 273,000
Crawford County Kansas 2 $ 270,000 $ 135,000 $ 70,000
Linn County Kansas 2 $ 390,000 $ 195,000 $ 181,000
Morton County Kansas 2 $ 200,000 $ 100,000 $ 47,000
Shawnee County Kansas 2 $ 620,000 $ 310,000 $ 124,000
Carver County Minnesota 2 $ 790,000 $ 395,000 $ 228,000
Harrison County Mississippi 2 $ 440,000 $ 220,000 $ 373,000
Andrew County Missouri 2 $ 710,000 $ 355,000 $ 129,000
Bates County Missouri 2 $ 280,000 $ 140,000 $ 67,000
Bollinger County Missouri 2 $ 210,000 $ 105,000 $ 48,000
Christian County Missouri 2 $ 770,000 $ 385,000 $ 177,000
Cole County Missouri 2 $ 450,000 $ 225,000 $ 81,000
Crawford County Missouri 2 $ 270,000 $ 135,000 $ 72,000
Pike County Missouri 2 $ 520,000 $ 260,000 $ 99,000
St. Francois County Missouri 2 $ 210,000 $ 105,000 $ 47,000
Wake County North Carolina 2 $ 720,000 $ 360,000 $ 175,000
Oklahoma County Oklahoma 2 $ 920,000 $ 460,000 $ 197,000
Rogers County Oklahoma 2 $ 350,000 $ 175,000 $ 67,000
Collin County Texas 2 $ 550,000 $ 275,000 $ 105,000
Dallas County Texas 2 $ 700,000 $ 350,000 $ 211,000
Williamson County Texas 2 $ 650,000 $ 325,000 $ 90,000
Salt Lake County Utah 2 $ 870,000 $ 435,000 $ 309,000
Rock County Wisconsin 2 $ 300,000 $ 150,000 $ 71,000
Baldwin County Alabama 1 $ 205,000 $ 205,000 $ 131,000
Coffee County Alabama 1 $ 445,000 $ 445,000 $ 216,000
Limestone County Alabama 1 $ 245,000 $ 245,000 $ 77,000
Coconino County Arizona 1 $ 265,000 $ 265,000 $ 282,000
Mohave County Arizona 1 $ 515,000 $ 515,000 $ 719,000
Navajo County Arizona 1 $ 555,000 $ 555,000 $ 427,000
Saline County Arkansas 1 $ 135,000 $ 135,000 $ 68,000
Washington County Arkansas 1 $ 335,000 $ 335,000 $ 108,000
Contra Costa County California 1 $ 725,000 $ 725,000 $ 427,000
Mendocino County California 1 $ 615,000 $ 615,000 $ 124,000
Placer County California 1 $ 1,505,000 $ 1,505,000 $ 2,326,000
Arapahoe County Colorado 1 $ 325,000 $ 325,000 $ 79,000
Denver County Colorado 1 $ 605,000 $ 605,000 $ 252,000
Douglas County Colorado 1 $ 585,000 $ 585,000 $ 303,000
Weld County Colorado 1 $ 425,000 $ 425,000 $ 180,000
Bay County Florida 1 $ 385,000 $ 385,000 $ 155,000
Escambia County Florida 1 $ 215,000 $ 215,000 $ 56,000
Sarasota County Florida 1 $ 525,000 $ 525,000 $ 241,000
Bryan County Georgia 1 $ 465,000 $ 465,000 $ 643,000
Forsyth County Georgia 1 $ 715,000 $ 715,000 $ 156,000
Fulton County Georgia 1 $ 385,000 $ 385,000 $ 143,000
Rockdale County Georgia 1 $ 625,000 $ 625,000 $ 176,000
Ada County Idaho 1 $ 545,000 $ 545,000 $ 226,000
Lake County Illinois 1 $ 445,000 $ 445,000 $ 276,000
Macon County Illinois 1 $ 85,000 $ 85,000 $ 191,000
Will County Illinois 1 $ 665,000 $ 665,000 $ 336,000
Marion County Indiana 1 $ 335,000 $ 335,000 $ 162,000
Vanderburgh County Indiana 1 $ 375,000 $ 375,000 $ 142,000
Hardin County Iowa 1 $ 85,000 $ 85,000 $ 43,000
Polk County Iowa 1 $ 535,000 $ 535,000 $ 378,000
Butler County Kansas 1 $ 295,000 $ 295,000 $ 143,000
Cowley County Kansas 1 $ 85,000 $ 85,000 $ 54,000
Osage County Kansas 1 $ 255,000 $ 255,000 $ 70,000
Jefferson County Kentucky 1 $ 105,000 $ 105,000 $ 344,000
Beauregard County Louisiana 1 $ 245,000 $ 245,000 $ 91,000
Calhoun County Michigan 1 $ 235,000 $ 235,000 $ 115,000
Lake County Michigan 1 $ 205,000 $ 205,000 $ 289,000
Chippewa County Minnesota 1 $ 125,000 $ 125,000 $ 86,000
Clay County Minnesota 1 $ 285,000 $ 285,000 $ 86,000
Audrain County Missouri 1 $ 175,000 $ 175,000 $ 45,000
Callaway County Missouri 1 $ 265,000 $ 265,000 $ 111,000
Cedar County Missouri 1 $ 155,000 $ 155,000 $ 142,000
Dent County Missouri 1 $ 515,000 $ 515,000 $ 137,000
Gasconade County Missouri 1 $ 175,000 $ 175,000 $ 95,000
Howell County Missouri 1 $ 75,000 $ 75,000 $ 52,000
Lewis County Missouri 1 $ 345,000 $ 345,000 $ 117,000
Linn County Missouri 1 $ 165,000 $ 165,000 $ 56,000
Moniteau County Missouri 1 $ 195,000 $ 195,000 $ 105,000
Newton County Missouri 1 $ 215,000 $ 215,000 $ 78,000
Perry County Missouri 1 $ 165,000 $ 165,000 $ 54,000
Saline County Missouri 1 $ 125,000 $ 125,000 $ 42,000
Shelby County Missouri 1 $ 65,000 $ 65,000 $ 58,000
Ste. Genevieve County Missouri 1 $ 285,000 $ 285,000 $ 40,000
Texas County Missouri 1 $ 245,000 $ 245,000 $ 161,000
Vernon County Missouri 1 $ 155,000 $ 155,000 $ 69,000
Douglas County Nebraska 1 $ 115,000 $ 115,000 $ 50,000
Nemaha County Nebraska 1 $ 175,000 $ 175,000 $ 103,000
Otoe County Nebraska 1 $ 185,000 $ 185,000 $ 111,000
Sarpy County Nebraska 1 $ 235,000 $ 235,000 $ 133,000
Saunders County Nebraska 1 $ 155,000 $ 155,000 $ 213,000
Middlesex County New Jersey 1 $ 305,000 $ 305,000 $ 195,000
Lincoln County New Mexico 1 $ 375,000 $ 375,000 $ 138,000
Monroe County New York 1 $ 485,000 $ 485,000 $ 369,000
Richmond County New York 1 $ 705,000 $ 705,000 $ 249,000
Sullivan County New York 1 $ 315,000 $ 315,000 $ 547,000
Durham County North Carolina 1 $ 195,000 $ 195,000 $ 182,000
Gaston County North Carolina 1 $ 295,000 $ 295,000 $ 170,000
Haywood County North Carolina 1 $ 315,000 $ 315,000 $ 183,000
Mecklenburg County North Carolina 1 $ 405,000 $ 405,000 $ 122,000
Person County North Carolina 1 $ 195,000 $ 195,000 $ 101,000
Cuyahoga County Ohio 1 $ 165,000 $ 165,000 $ 71,000
Stark County Ohio 1 $ 355,000 $ 355,000 $ 114,000
Wood County Ohio 1 $ 95,000 $ 95,000 $ 187,000
Cleveland County Oklahoma 1 $ 195,000 $ 195,000 $ 80,000
Jackson County Oklahoma 1 $ 205,000 $ 205,000 $ 89,000
Lincoln County Oklahoma 1 $ 95,000 $ 95,000 $ 48,000
McIntosh County Oklahoma 1 $ 715,000 $ 715,000 $ 149,000
Osage County Oklahoma 1 $ 135,000 $ 135,000 $ 104,000
Pittsburg County Oklahoma 1 $ 725,000 $ 725,000 $ 834,000
Jackson County Oregon 1 $ 645,000 $ 645,000 $ 215,000
Allegheny County Pennsylvania 1 $ 185,000 $ 185,000 $ 191,000
Bucks County Pennsylvania 1 $ 485,000 $ 485,000 $ 195,000
Anderson County South Carolina 1 $ 455,000 $ 455,000 $ 299,000
Charleston County South Carolina 1 $ 605,000 $ 605,000 $ 362,000
Greenville County South Carolina 1 $ 235,000 $ 235,000 $ 55,000
Lexington County South Carolina 1 $ 175,000 $ 175,000 $ 65,000
Meade County South Dakota 1 $ 445,000 $ 445,000 $ 238,000
Cheatham County Tennessee 1 $ 475,000 $ 475,000 $ 188,000
Coffee County Tennessee 1 $ 285,000 $ 285,000 $ 107,000
Davidson County Tennessee 1 $ 505,000 $ 505,000 $ 188,000
Dickson County Tennessee 1 $ 465,000 $ 465,000 $ 128,000
Sumner County Tennessee 1 $ 305,000 $ 305,000 $ 75,000
Williamson County Tennessee 1 $ 435,000 $ 435,000 $ 178,000
Anderson County Texas 1 $ 305,000 $ 305,000 $ 122,000
Brazos County Texas 1 $ 405,000 $ 405,000 $ 122,000
Galveston County Texas 1 $ 165,000 $ 165,000 $ 96,000
Hays County Texas 1 $ 645,000 $ 645,000 $ 617,000
Smith County Texas 1 $ 275,000 $ 275,000 $ 74,000
Davis County Utah 1 $ 185,000 $ 185,000 $ 166,000
Kane County Utah 1 $ 195,000 $ 195,000 $ 235,000
Fairfax County Virginia 1 $ 425,000 $ 425,000 $ 258,000
Norfolk County Virginia 1 $ 195,000 $ 195,000 $ 342,000
Franklin County Washington 1 $ 215,000 $ 215,000 $ 323,000
Thurston County Washington 1 $ 385,000 $ 385,000 $ 190,000
Dane County Wisconsin 1 $ 415,000 $ 415,000 $ 175,000
Kenosha County Wisconsin 1 $ 315,000 $ 315,000 $ 123,000
Fremont County Wyoming 1 $ 225,000 $ 225,000 $ 123,000
Natrona County Wyoming 1 $ 355,000 $ 355,000 $ 130,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First State Bank Of St. Charles, Missouri in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,229 $682,685,000 $306,000 $1,875,000 $154,000 $2,326,000
Cash-out Refinancing 168 $42,820,000 $254,000 $1,115,000 $130,000 $1,260,000
Refinancing 96 $22,010,000 $229,000 $895,000 $118,000 $596,000
Other Purpose 18 $3,100,000 $172,000 $445,000 $108,000 $396,000
Home Improvement 14 $2,520,000 $180,000 $725,000 $134,000 $400,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,758 $544,510,000 $309,000 $1,875,000 $154,000 $2,326,000
Asian 188 $58,860,000 $313,000 $1,155,000 $169,000 $820,000
Hispanic 173 $49,475,000 $285,000 $1,705,000 $117,000 $656,000
Not Provided 168 $50,520,000 $300,000 $725,000 $162,000 $820,000
Not applicable 148 $24,950,000 $168,000 $505,000 $0 $0
Black or African American 67 $18,315,000 $273,000 $695,000 $116,000 $397,000
American Indian or Alaskan Native 19 $5,625,000 $296,000 $585,000 $100,000 $256,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,172 $653,890,000 $301,000 $1,875,000 $160,000 $2,326,000
FHA-insured (Federal Housing Administration) 245 $62,725,000 $256,000 $505,000 $92,000 $493,000
VA-guaranteed (Veterans Administration) 100 $34,830,000 $348,000 $1,235,000 $117,000 $378,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,690,000 $211,000 $325,000 $70,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,976 $585,900,000 $296,000 $1,505,000 $151,000 $2,326,000
Application Withdrawn By Applicant 460 $141,740,000 $308,000 $1,875,000 $157,000 $2,043,000
Application Denied By Financial Institution 59 $16,625,000 $281,000 $1,305,000 $112,000 $547,000
Application Approved But Not Accepted 19 $5,625,000 $296,000 $655,000 $142,000 $354,000
File Closed For Incompleteness 11 $3,245,000 $295,000 $725,000 $140,000 $373,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,466 $736,510,000 $298,000 $1,875,000 $152,000 $2,326,000
Debt-To-Income Ratio 24 $8,730,000 $363,000 $1,305,000 $107,000 $260,000
Collateral 16 $2,910,000 $181,000 $425,000 $161,000 $547,000
Other 7 $1,635,000 $233,000 $725,000 $70,000 $165,000
Credit History 6 $1,920,000 $320,000 $665,000 $112,000 $205,000
Employment History 3 $725,000 $241,000 $345,000 $38,000 $46,000
Insufficient Cash (Downpayment, Closing Cost) 2 $220,000 $110,000 $155,000 $57,000 $57,000
Unverifiable Information 1 $485,000 $485,000 $485,000 $67,000 $67,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.

Download the Missouri Lender List