2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
First State Bank Of St. Charles, Missouri
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
First State Bank Of St. Charles, Missouri 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First State Bank Of St. Charles, Missouri 2850 West Clay St St Charles, MO 63301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,863 |
| Total Mortgage Loan Application Amount | $1,011,172,000 |
| Average Mortgage Loan Application Amount | $205,666 |
| Highest Mortgage Loan Application Amount | $2,050,000 |
| Average Applicant Income | $108,000 |
| Highest Applicant Income | $5,185,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First State Bank Of St. Charles, Missouri. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First State Bank Of St. Charles, Missouri's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First State Bank Of St. Charles, Missouri's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First State Bank Of St. Charles, Missouri serves its applicants.
Each category highlights the total number of mortgage applications processed by First State Bank Of St. Charles, Missouri, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First State Bank Of St. Charles, Missouri's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 155,000 |
| Allen County Kansas | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
| Andrew County Missouri | 1 | $ 108,000 | $ 108,000 | $ 41,000 |
| Arapahoe County Colorado | 2 | $ 728,000 | $ 364,000 | $ 122,000 |
| Archuleta County Colorado | 1 | $ 156,000 | $ 156,000 | $ 178,000 |
| Barry County Michigan | 1 | $ 120,000 | $ 120,000 | $ 29,000 |
| Barry County Missouri | 1 | $ 134,000 | $ 134,000 | $ 37,000 |
| Baxter County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 123,000 |
| Beaufort County South Carolina | 1 | $ 330,000 | $ 330,000 | $ 128,000 |
| Benton County Missouri | 3 | $ 373,000 | $ 124,000 | $ 83,000 |
| Berrien County Michigan | 1 | $ 420,000 | $ 420,000 | $ 189,000 |
| Boone County Missouri | 7 | $ 1,221,000 | $ 174,000 | $ 247,000 |
| Boulder County Colorado | 1 | $ 300,000 | $ 300,000 | $ 245,000 |
| Bourbon County Kansas | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| Brazoria County Texas | 2 | $ 743,000 | $ 371,000 | $ 260,000 |
| Brevard County Florida | 1 | $ 369,000 | $ 369,000 | $ 145,000 |
| Broward County Florida | 1 | $ 410,000 | $ 410,000 | $ 617,000 |
| Caldwell County Missouri | 2 | $ 345,000 | $ 172,000 | $ 64,000 |
| Callaway County Missouri | 2 | $ 300,000 | $ 150,000 | $ 314,000 |
| Camden County Missouri | 213 | $ 36,061,000 | $ 169,000 | $ 140,000 |
| Canadian County Oklahoma | 2 | $ 333,000 | $ 166,000 | $ 56,000 |
| Canyon County Idaho | 2 | $ 390,000 | $ 195,000 | $ 89,000 |
| Cape Girardeau County Missouri | 1 | $ 210,000 | $ 210,000 | $ 382,000 |
| Cape May County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 275,000 |
| Cass County Missouri | 92 | $ 19,762,000 | $ 214,000 | $ 89,000 |
| Cedar County Missouri | 1 | $ 170,000 | $ 170,000 | $ 614,000 |
| Charleston County South Carolina | 1 | $ 290,000 | $ 290,000 | $ 90,000 |
| Charlotte County Florida | 1 | $ 165,000 | $ 165,000 | $ 513,000 |
| Chase County Kansas | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Christian County Missouri | 2 | $ 317,000 | $ 158,000 | $ 60,000 |
| Clark County Nevada | 5 | $ 1,449,000 | $ 289,000 | $ 242,000 |
| Clatsop County Oregon | 1 | $ 388,000 | $ 388,000 | $ 122,000 |
| Clay County Missouri | 137 | $ 26,633,000 | $ 194,000 | $ 91,000 |
| Clinton County Missouri | 3 | $ 389,000 | $ 129,000 | $ 58,000 |
| Cobb County Georgia | 1 | $ 170,000 | $ 170,000 | $ 51,000 |
| Coconino County Arizona | 7 | $ 2,167,000 | $ 309,000 | $ 150,000 |
| Cole County Missouri | 7 | $ 1,204,000 | $ 172,000 | $ 88,000 |
| Collin County Texas | 1 | $ 424,000 | $ 424,000 | $ 130,000 |
| Cook County Illinois | 2 | $ 886,000 | $ 443,000 | $ 160,000 |
| Craig County Oklahoma | 1 | $ 383,000 | $ 383,000 | $ 229,000 |
| Crawford County Kansas | 1 | $ 120,000 | $ 120,000 | $ 64,000 |
| Crawford County Missouri | 1 | $ 56,000 | $ 56,000 | $ 107,000 |
| Cuyahoga County Ohio | 2 | $ 382,000 | $ 191,000 | $ 83,000 |
| DeKalb County Georgia | 1 | $ 216,000 | $ 216,000 | $ 125,000 |
| Delaware County Oklahoma | 7 | $ 1,048,000 | $ 149,000 | $ 105,000 |
| Denton County Texas | 2 | $ 799,000 | $ 399,000 | $ 143,000 |
| Denver County Colorado | 2 | $ 711,000 | $ 355,000 | $ 213,000 |
| Dona Ana County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 64,000 |
| Douglas County Kansas | 8 | $ 1,398,000 | $ 174,000 | $ 76,000 |
| Douglas County Nebraska | 2 | $ 616,000 | $ 308,000 | $ 113,000 |
| DuPage County Illinois | 3 | $ 800,000 | $ 266,000 | $ 105,000 |
| Durham County North Carolina | 1 | $ 339,000 | $ 339,000 | $ 110,000 |
| Eagle County Colorado | 1 | $ 450,000 | $ 450,000 | $ 211,000 |
| Eaton County Michigan | 1 | $ 213,000 | $ 213,000 | $ 52,000 |
| Elkhart County Indiana | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
| Ellis County Kansas | 2 | $ 107,000 | $ 53,000 | $ 40,000 |
| Ellis County Texas | 1 | $ 104,000 | $ 104,000 | $ 63,000 |
| Fayette County Georgia | 1 | $ 348,000 | $ 348,000 | $ 154,000 |
| Flathead County Montana | 1 | $ 242,000 | $ 242,000 | $ 130,000 |
| Forsyth County Georgia | 1 | $ 468,000 | $ 468,000 | $ 127,000 |
| Franklin County Kansas | 7 | $ 804,000 | $ 114,000 | $ 61,000 |
| Franklin County Missouri | 24 | $ 4,764,000 | $ 198,000 | $ 98,000 |
| Franklin County Ohio | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Fresno County California | 1 | $ 216,000 | $ 216,000 | $ 92,000 |
| Fulton County Georgia | 1 | $ 227,000 | $ 227,000 | $ 94,000 |
| Fulton County Illinois | 1 | $ 340,000 | $ 340,000 | $ 709,000 |
| Geary County Kansas | 1 | $ 40,000 | $ 40,000 | $ 43,000 |
| Geauga County Ohio | 1 | $ 254,000 | $ 254,000 | $ 92,000 |
| Genesee County Michigan | 1 | $ 121,000 | $ 121,000 | $ 31,000 |
| Gentry County Missouri | 1 | $ 417,000 | $ 417,000 | $ 259,000 |
| Gila County Arizona | 1 | $ 190,000 | $ 190,000 | $ 196,000 |
| Grays Harbor County Washington | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Greene County Georgia | 2 | $ 648,000 | $ 324,000 | $ 113,000 |
| Greene County Missouri | 3 | $ 2,504,000 | $ 834,000 | $ 317,000 |
| Guthrie County Iowa | 1 | $ 323,000 | $ 323,000 | $ 63,000 |
| Hamilton County Indiana | 1 | $ 259,000 | $ 259,000 | $ 95,000 |
| Harris County Texas | 1 | $ 365,000 | $ 365,000 | $ 94,000 |
| Henry County Missouri | 2 | $ 267,000 | $ 133,000 | $ 54,000 |
| Horry County South Carolina | 1 | $ 213,000 | $ 213,000 | $ 140,000 |
| Howell County Missouri | 1 | $ 71,000 | $ 71,000 | $ 58,000 |
| Hudson County New Jersey | 2 | $ 1,068,000 | $ 534,000 | $ 247,000 |
| Huntington County Indiana | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Ingham County Michigan | 2 | $ 100,000 | $ 50,000 | $ 70,000 |
| Jackson County Missouri | 587 | $ 122,679,000 | $ 208,000 | $ 118,000 |
| Jackson County Oregon | 1 | $ 549,000 | $ 549,000 | $ 305,000 |
| Jasper County Missouri | 1 | $ 142,000 | $ 142,000 | $ 72,000 |
| Jefferson County Colorado | 1 | $ 347,000 | $ 347,000 | $ 189,000 |
| Jefferson County Iowa | 1 | $ 218,000 | $ 218,000 | $ 280,000 |
| Jefferson County Kansas | 5 | $ 829,000 | $ 165,000 | $ 84,000 |
| Jefferson County Missouri | 86 | $ 14,388,000 | $ 167,000 | $ 69,000 |
| Johnson County Illinois | 1 | $ 116,000 | $ 116,000 | $ 83,000 |
| Johnson County Iowa | 1 | $ 274,000 | $ 274,000 | $ 193,000 |
| Johnson County Kansas | 1,060 | $ 265,332,000 | $ 250,000 | $ 127,000 |
| Johnson County Missouri | 7 | $ 1,267,000 | $ 181,000 | $ 78,000 |
| King County Washington | 1 | $ 381,000 | $ 381,000 | $ 82,000 |
| Knox County Tennessee | 3 | $ 419,000 | $ 139,000 | $ 49,000 |
| Kootenai County Idaho | 1 | $ 209,000 | $ 209,000 | $ 72,000 |
| Laclede County Missouri | 1 | $ 228,000 | $ 228,000 | $ 102,000 |
| Lafayette County Missouri | 3 | $ 444,000 | $ 148,000 | $ 65,000 |
| Lake County Indiana | 1 | $ 191,000 | $ 191,000 | $ 81,000 |
| Lancaster County Nebraska | 1 | $ 170,000 | $ 170,000 | $ 96,000 |
| Lancaster County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| Lancaster County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Leavenworth County Kansas | 77 | $ 15,873,000 | $ 206,000 | $ 86,000 |
| Lee County Florida | 5 | $ 1,515,000 | $ 303,000 | $ 212,000 |
| Lincoln County Missouri | 67 | $ 9,900,000 | $ 147,000 | $ 51,000 |
| Linn County Kansas | 5 | $ 682,000 | $ 136,000 | $ 78,000 |
| Livingston County Missouri | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Los Angeles County California | 4 | $ 1,481,000 | $ 370,000 | $ 198,000 |
| Loudoun County Virginia | 1 | $ 400,000 | $ 400,000 | $ 205,000 |
| Macon County Missouri | 1 | $ 89,000 | $ 89,000 | $ 52,000 |
| Madison County Illinois | 6 | $ 933,000 | $ 155,000 | $ 126,000 |
| Manatee County Florida | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| Maricopa County Arizona | 302 | $ 81,738,000 | $ 270,000 | $ 112,000 |
| Marion County Florida | 1 | $ 173,000 | $ 173,000 | $ 41,000 |
| Maui County Hawaii | 2 | $ 878,000 | $ 439,000 | $ 258,000 |
| Mayes County Oklahoma | 1 | $ 203,000 | $ 203,000 | $ 538,000 |
| McDonald County Missouri | 2 | $ 327,000 | $ 163,000 | $ 54,000 |
| McHenry County Illinois | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Merced County California | 1 | $ 72,000 | $ 72,000 | $ 17,000 |
| Miami County Kansas | 22 | $ 6,447,000 | $ 293,000 | $ 136,000 |
| Miami-Dade County Florida | 1 | $ 392,000 | $ 392,000 | $ 104,000 |
| Middlesex County Massachusetts | 1 | $ 252,000 | $ 252,000 | $ 39,000 |
| Middlesex County New Jersey | 1 | $ 402,000 | $ 402,000 | $ 144,000 |
| Miller County Missouri | 57 | $ 8,277,000 | $ 145,000 | $ 82,000 |
| Missoula County Montana | 1 | $ 240,000 | $ 240,000 | $ 150,000 |
| Mohave County Arizona | 2 | $ 277,000 | $ 138,000 | $ 61,000 |
| Moniteau County Missouri | 1 | $ 16,000 | $ 16,000 | $ 37,000 |
| Monroe County Illinois | 1 | $ 161,000 | $ 161,000 | $ 77,000 |
| Montgomery County Maryland | 3 | $ 1,190,000 | $ 396,000 | $ 178,000 |
| Montgomery County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 76,000 |
| Morgan County Missouri | 32 | $ 6,030,000 | $ 188,000 | $ 166,000 |
| Morris County New Jersey | 1 | $ 370,000 | $ 370,000 | $ 111,000 |
| Navajo County Arizona | 3 | $ 390,000 | $ 130,000 | $ 130,000 |
| Neosho County Kansas | 1 | $ 167,000 | $ 167,000 | $ 81,000 |
| New Castle County Delaware | 1 | $ 386,000 | $ 386,000 | $ 160,000 |
| Okaloosa County Florida | 3 | $ 612,000 | $ 204,000 | $ 131,000 |
| Orange County Florida | 2 | $ 566,000 | $ 283,000 | $ 111,000 |
| Osceola County Florida | 1 | $ 136,000 | $ 136,000 | $ 550,000 |
| Ottawa County Michigan | 1 | $ 424,000 | $ 424,000 | $ 238,000 |
| Palm Beach County Florida | 1 | $ 346,000 | $ 346,000 | $ 175,000 |
| Pasco County Florida | 2 | $ 293,000 | $ 146,000 | $ 124,000 |
| Pettis County Missouri | 1 | $ 172,000 | $ 172,000 | $ 10,000 |
| Phelps County Missouri | 2 | $ 848,000 | $ 424,000 | $ 133,000 |
| Pierce County Washington | 2 | $ 691,000 | $ 345,000 | $ 134,000 |
| Pike County Missouri | 3 | $ 285,000 | $ 95,000 | $ 32,000 |
| Pima County Arizona | 5 | $ 1,010,000 | $ 202,000 | $ 58,000 |
| Pinal County Arizona | 22 | $ 3,916,000 | $ 178,000 | $ 59,000 |
| Pinellas County Florida | 2 | $ 1,019,000 | $ 509,000 | $ 328,000 |
| Pitt County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 107,000 |
| Placer County California | 1 | $ 341,000 | $ 341,000 | $ 144,000 |
| Platte County Missouri | 80 | $ 18,204,000 | $ 227,000 | $ 110,000 |
| Platte County Nebraska | 2 | $ 182,000 | $ 91,000 | $ 173,000 |
| Plumas County California | 2 | $ 292,000 | $ 146,000 | $ 116,000 |
| Plymouth County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Polk County Florida | 1 | $ 100,000 | $ 100,000 | $ 21,000 |
| Polk County Iowa | 3 | $ 561,000 | $ 187,000 | $ 90,000 |
| Providence County Rhode Island | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Pulaski County Arkansas | 1 | $ 372,000 | $ 372,000 | $ 275,000 |
| Ralls County Missouri | 1 | $ 249,000 | $ 249,000 | $ 109,000 |
| Randall County Texas | 2 | $ 612,000 | $ 306,000 | $ 148,000 |
| Randolph County Illinois | 1 | $ 59,000 | $ 59,000 | $ 43,000 |
| Ray County Missouri | 2 | $ 415,000 | $ 207,000 | $ 76,000 |
| Red Willow County Nebraska | 1 | $ 104,000 | $ 104,000 | $ 74,000 |
| Ripley County Indiana | 1 | $ 172,000 | $ 172,000 | $ 40,000 |
| Saline County Kansas | 2 | $ 487,000 | $ 243,000 | $ 218,000 |
| Salt Lake County Utah | 2 | $ 485,000 | $ 242,000 | $ 197,000 |
| San Diego County California | 7 | $ 2,906,000 | $ 415,000 | $ 176,000 |
| Sarasota County Florida | 1 | $ 182,000 | $ 182,000 | $ 74,000 |
| Sedgwick County Kansas | 2 | $ 370,000 | $ 185,000 | $ 96,000 |
| Shawnee County Kansas | 4 | $ 521,000 | $ 130,000 | $ 63,000 |
| Snohomish County Washington | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| Somerset County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 128,000 |
| St. Charles County Missouri | 652 | $ 124,159,000 | $ 190,000 | $ 86,000 |
| St. Clair County Illinois | 13 | $ 2,141,000 | $ 164,000 | $ 73,000 |
| St. Francois County Missouri | 4 | $ 814,000 | $ 203,000 | $ 105,000 |
| St. Johns County Florida | 1 | $ 123,000 | $ 123,000 | $ 91,000 |
| St. Louis City County Missouri | 187 | $ 22,420,000 | $ 119,000 | $ 64,000 |
| St. Louis County Missouri | 666 | $ 116,442,000 | $ 174,000 | $ 91,000 |
| Ste. Genevieve County Missouri | 2 | $ 388,000 | $ 194,000 | $ 54,000 |
| Stoddard County Missouri | 1 | $ 164,000 | $ 164,000 | $ 137,000 |
| Stone County Missouri | 2 | $ 433,000 | $ 216,000 | $ 157,000 |
| Suffolk County New York | 2 | $ 1,635,000 | $ 817,000 | $ 2,644,000 |
| Summit County Colorado | 1 | $ 334,000 | $ 334,000 | $ 168,000 |
| Sumter County Florida | 2 | $ 259,000 | $ 129,000 | $ 64,000 |
| Taney County Missouri | 2 | $ 250,000 | $ 125,000 | $ 69,000 |
| Tarrant County Texas | 5 | $ 1,088,000 | $ 217,000 | $ 124,000 |
| Trigg County Kentucky | 1 | $ 228,000 | $ 228,000 | $ 70,000 |
| Tulsa County Oklahoma | 4 | $ 926,000 | $ 231,000 | $ 111,000 |
| Union County New Jersey | 11 | $ 5,906,000 | $ 536,000 | $ 206,000 |
| Union County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 39,000 |
| Utah County Utah | 1 | $ 406,000 | $ 406,000 | $ 141,000 |
| Vanderburgh County Indiana | 1 | $ 203,000 | $ 203,000 | $ 47,000 |
| Ware County Georgia | 1 | $ 278,000 | $ 278,000 | $ 90,000 |
| Warren County Missouri | 35 | $ 6,253,000 | $ 178,000 | $ 69,000 |
| Washington County Arkansas | 2 | $ 258,000 | $ 129,000 | $ 453,000 |
| Washington County Missouri | 1 | $ 167,000 | $ 167,000 | $ 52,000 |
| Washington County Oregon | 1 | $ 417,000 | $ 417,000 | $ 193,000 |
| Washoe County Nevada | 1 | $ 424,000 | $ 424,000 | $ 121,000 |
| Waukesha County Wisconsin | 1 | $ 282,000 | $ 282,000 | $ 95,000 |
| Williamson County Illinois | 2 | $ 154,000 | $ 77,000 | $ 32,000 |
| Wyandotte County Kansas | 90 | $ 13,097,000 | $ 145,000 | $ 74,000 |
| Yavapai County Arizona | 5 | $ 887,000 | $ 177,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for First State Bank Of St. Charles, Missouri in 2017
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,807 | $793,087,000 | $208,000 | $1,508,000 | $107,000 | $5,185,000 |
| Refinancing | 918 | $190,157,000 | $207,000 | $2,050,000 | $105,000 | $747,000 |
| Home Improvement | 138 | $27,928,000 | $202,000 | $584,000 | $112,000 | $1,160,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,074 | $880,579,000 | $216,000 | $1,508,000 | $113,000 | $5,185,000 |
| Not applicable | 258 | $17,360,000 | $67,000 | $390,000 | $0 | $0 |
| Black or African American | 180 | $34,039,000 | $189,000 | $800,000 | $93,000 | $1,044,000 |
| Hispanic | 150 | $29,890,000 | $199,000 | $524,000 | $87,000 | $480,000 |
| Asian | 144 | $37,127,000 | $257,000 | $2,050,000 | $151,000 | $693,000 |
| Not Provided | 32 | $5,814,000 | $181,000 | $480,000 | $129,000 | $629,000 |
| American Indian or Alaskan Native | 18 | $4,059,000 | $225,000 | $376,000 | $97,000 | $181,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,304,000 | $329,000 | $962,000 | $145,000 | $315,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,771 | $807,459,000 | $214,000 | $2,050,000 | $117,000 | $5,185,000 |
| FHA-insured (Federal Housing Administration) | 784 | $134,529,000 | $171,000 | $524,000 | $67,000 | $321,000 |
| VA-guaranteed (Veterans Administration) | 232 | $58,387,000 | $251,000 | $856,000 | $92,000 | $747,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 76 | $10,797,000 | $142,000 | $277,000 | $48,000 | $99,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,981 | $802,169,000 | $201,000 | $1,139,000 | $104,000 | $1,307,000 |
| Application Withdrawn By Applicant | 483 | $116,729,000 | $241,000 | $2,050,000 | $124,000 | $1,044,000 |
| Application Denied By Financial Institution | 274 | $58,478,000 | $213,000 | $1,395,000 | $114,000 | $5,185,000 |
| File Closed For Incompleteness | 72 | $24,253,000 | $336,000 | $1,120,000 | $148,000 | $716,000 |
| Application Approved But Not Accepted | 39 | $6,570,000 | $168,000 | $600,000 | $88,000 | $360,000 |
| Preapproval Denied by Financial Institution | 14 | $2,973,000 | $212,000 | $424,000 | $74,000 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First State Bank Of St. Charles, Missouri's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First State Bank Of St. Charles, Missouri's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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