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- Data Updated through 2023
First State Bank Of St. Charles, Missouri
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
First State Bank Of St. Charles, Missouri 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First State Bank Of St. Charles, Missouri 2850 West Clay St St Charles, MO 63301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,155 |
| Total Mortgage Loan Application Amount | $1,100,153,000 |
| Average Mortgage Loan Application Amount | $220,333 |
| Highest Mortgage Loan Application Amount | $1,592,000 |
| Average Applicant Income | $111,333 |
| Highest Applicant Income | $1,497,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with First State Bank Of St. Charles, Missouri. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First State Bank Of St. Charles, Missouri's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down First State Bank Of St. Charles, Missouri's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First State Bank Of St. Charles, Missouri serves its applicants.
Each category highlights the total number of mortgage applications processed by First State Bank Of St. Charles, Missouri, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First State Bank Of St. Charles, Missouri's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adair County Missouri | 2 | $ 200,000 | $ 100,000 | $ 40,000 |
| Adams County Colorado | 1 | $ 128,000 | $ 128,000 | $ 179,000 |
| Alameda County California | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Andrew County Missouri | 2 | $ 404,000 | $ 202,000 | $ 79,000 |
| Anoka County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Arapahoe County Colorado | 1 | $ 306,000 | $ 306,000 | $ 79,000 |
| Arlington County Virginia | 1 | $ 400,000 | $ 400,000 | $ 476,000 |
| Bates County Missouri | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| Benton County Arkansas | 2 | $ 571,000 | $ 285,000 | $ 137,000 |
| Benton County Missouri | 1 | $ 382,000 | $ 382,000 | $ 135,000 |
| Bergen County New Jersey | 2 | $ 684,000 | $ 342,000 | $ 151,000 |
| Berkeley County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 66,000 |
| Bernalillo County New Mexico | 2 | $ 363,000 | $ 181,000 | $ 69,000 |
| Boone County Missouri | 7 | $ 1,206,000 | $ 172,000 | $ 126,000 |
| Bossier County Louisiana | 1 | $ 152,000 | $ 152,000 | $ 55,000 |
| Boulder County Colorado | 1 | $ 290,000 | $ 290,000 | $ 500,000 |
| Bourbon County Kansas | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Broomfield County Colorado | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
| Bryan County Georgia | 1 | $ 88,000 | $ 88,000 | $ 44,000 |
| Buchanan County Missouri | 4 | $ 1,069,000 | $ 267,000 | $ 100,000 |
| Bucks County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 120,000 |
| Caldwell County Missouri | 2 | $ 265,000 | $ 132,000 | $ 46,000 |
| Callaway County Missouri | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Camden County Missouri | 239 | $ 39,701,000 | $ 166,000 | $ 133,000 |
| Cape Girardeau County Missouri | 2 | $ 226,000 | $ 113,000 | $ 69,000 |
| Cape May County New Jersey | 1 | $ 287,000 | $ 287,000 | $ 131,000 |
| Cass County Missouri | 125 | $ 25,592,000 | $ 204,000 | $ 85,000 |
| Cedar County Missouri | 1 | $ 59,000 | $ 59,000 | $ 47,000 |
| Charleston County South Carolina | 1 | $ 196,000 | $ 196,000 | $ 88,000 |
| Cherokee County Georgia | 1 | $ 296,000 | $ 296,000 | $ 173,000 |
| Cherokee County Kansas | 2 | $ 119,000 | $ 59,000 | $ 48,000 |
| Cherokee County Oklahoma | 1 | $ 323,000 | $ 323,000 | $ 230,000 |
| Chesterfield County Virginia | 1 | $ 76,000 | $ 76,000 | $ 42,000 |
| Christian County Missouri | 3 | $ 541,000 | $ 180,000 | $ 67,000 |
| Clark County Nevada | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Clay County Missouri | 180 | $ 33,104,000 | $ 183,000 | $ 92,000 |
| Clinton County Missouri | 5 | $ 1,034,000 | $ 206,000 | $ 76,000 |
| Cobb County Georgia | 1 | $ 289,000 | $ 289,000 | $ 111,000 |
| Coconino County Arizona | 2 | $ 708,000 | $ 354,000 | $ 229,000 |
| Coffey County Kansas | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Cole County Missouri | 3 | $ 513,000 | $ 171,000 | $ 62,000 |
| Collier County Florida | 2 | $ 764,000 | $ 382,000 | $ 227,000 |
| Collin County Texas | 1 | $ 197,000 | $ 197,000 | $ 55,000 |
| Comal County Texas | 1 | $ 166,000 | $ 166,000 | $ 70,000 |
| Contra Costa County California | 1 | $ 273,000 | $ 273,000 | $ 293,000 |
| Cook County Illinois | 2 | $ 620,000 | $ 310,000 | $ 109,000 |
| Crawford County Missouri | 1 | $ 129,000 | $ 129,000 | $ 60,000 |
| Cuyahoga County Ohio | 1 | $ 198,000 | $ 198,000 | $ 65,000 |
| Dallas County Iowa | 2 | $ 778,000 | $ 389,000 | $ 116,000 |
| Dallas County Texas | 7 | $ 1,569,000 | $ 224,000 | $ 136,000 |
| Davidson County Tennessee | 2 | $ 1,148,000 | $ 574,000 | $ 80,000 |
| Daviess County Missouri | 1 | $ 118,000 | $ 118,000 | $ 78,000 |
| DeKalb County Georgia | 2 | $ 288,000 | $ 144,000 | $ 80,000 |
| Delaware County Oklahoma | 7 | $ 2,482,000 | $ 354,000 | $ 190,000 |
| Delaware County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 197,000 |
| Denver County Colorado | 5 | $ 1,478,000 | $ 295,000 | $ 166,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,665,000 | $ 832,000 | $ 229,000 |
| Douglas County Colorado | 2 | $ 625,000 | $ 312,000 | $ 129,000 |
| Douglas County Kansas | 5 | $ 678,000 | $ 135,000 | $ 86,000 |
| Douglas County Nebraska | 4 | $ 920,000 | $ 230,000 | $ 69,000 |
| Dutchess County New York | 1 | $ 370,000 | $ 370,000 | $ 187,000 |
| Eagle County Colorado | 1 | $ 326,000 | $ 326,000 | $ 95,000 |
| El Dorado County California | 1 | $ 463,000 | $ 463,000 | $ 258,000 |
| El Paso County Colorado | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Essex County New Jersey | 4 | $ 2,540,000 | $ 635,000 | $ 270,000 |
| Fairfield County Connecticut | 2 | $ 788,000 | $ 394,000 | $ 159,000 |
| Faulkner County Arkansas | 1 | $ 74,000 | $ 74,000 | $ 59,000 |
| Floyd County Indiana | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Ford County Kansas | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Franklin County Kansas | 4 | $ 685,000 | $ 171,000 | $ 94,000 |
| Franklin County Missouri | 15 | $ 1,867,000 | $ 124,000 | $ 52,000 |
| Fulton County Georgia | 3 | $ 1,170,000 | $ 390,000 | $ 134,000 |
| Georgetown County South Carolina | 1 | $ 755,000 | $ 755,000 | $ 480,000 |
| Greene County Missouri | 5 | $ 658,000 | $ 131,000 | $ 66,000 |
| Guilford County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 170,000 |
| Gwinnett County Georgia | 1 | $ 247,000 | $ 247,000 | $ 120,000 |
| Hamilton County Ohio | 1 | $ 263,000 | $ 263,000 | $ 136,000 |
| Harris County Texas | 2 | $ 399,000 | $ 199,000 | $ 145,000 |
| Hennepin County Minnesota | 2 | $ 283,000 | $ 141,000 | $ 107,000 |
| Hernando County Florida | 2 | $ 221,000 | $ 110,000 | $ 33,000 |
| Hood County Texas | 2 | $ 688,000 | $ 344,000 | $ 96,000 |
| Hot Spring County Arkansas | 2 | $ 337,000 | $ 168,000 | $ 77,000 |
| Hudson County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 231,000 |
| Huerfano County Colorado | 2 | $ 245,000 | $ 122,000 | $ 74,000 |
| Indian River County Florida | 1 | $ 293,000 | $ 293,000 | $ 101,000 |
| Jackson County Arkansas | 1 | $ 53,000 | $ 53,000 | $ 70,000 |
| Jackson County Missouri | 730 | $ 145,137,000 | $ 198,000 | $ 106,000 |
| James City County Virginia | 2 | $ 761,000 | $ 380,000 | $ 105,000 |
| Jasper County Missouri | 2 | $ 241,000 | $ 120,000 | $ 104,000 |
| Jefferson County Colorado | 1 | $ 388,000 | $ 388,000 | $ 591,000 |
| Jefferson County Illinois | 1 | $ 104,000 | $ 104,000 | $ 82,000 |
| Jefferson County Kansas | 4 | $ 729,000 | $ 182,000 | $ 61,000 |
| Jefferson County Kentucky | 1 | $ 412,000 | $ 412,000 | $ 204,000 |
| Jefferson County Missouri | 77 | $ 13,475,000 | $ 175,000 | $ 88,000 |
| Johnson County Kansas | 1,329 | $ 325,552,000 | $ 244,000 | $ 121,000 |
| Johnson County Missouri | 5 | $ 776,000 | $ 155,000 | $ 78,000 |
| Kane County Illinois | 1 | $ 372,000 | $ 372,000 | $ 127,000 |
| Kaufman County Texas | 1 | $ 250,000 | $ 250,000 | $ 115,000 |
| King County Washington | 15 | $ 4,909,000 | $ 327,000 | $ 148,000 |
| Kootenai County Idaho | 1 | $ 417,000 | $ 417,000 | $ 459,000 |
| Laclede County Missouri | 1 | $ 193,000 | $ 193,000 | $ 210,000 |
| Lafayette County Missouri | 5 | $ 1,095,000 | $ 219,000 | $ 78,000 |
| Lake County Illinois | 2 | $ 433,000 | $ 216,000 | $ 113,000 |
| Larimer County Colorado | 3 | $ 812,000 | $ 270,000 | $ 159,000 |
| LaSalle County Illinois | 1 | $ 231,000 | $ 231,000 | $ 176,000 |
| Leavenworth County Kansas | 88 | $ 17,683,000 | $ 200,000 | $ 86,000 |
| Lee County Florida | 2 | $ 356,000 | $ 178,000 | $ 236,000 |
| Lincoln County Missouri | 44 | $ 6,966,000 | $ 158,000 | $ 53,000 |
| Linn County Kansas | 3 | $ 426,000 | $ 142,000 | $ 55,000 |
| Los Angeles County California | 2 | $ 864,000 | $ 432,000 | $ 167,000 |
| Macoupin County Illinois | 1 | $ 218,000 | $ 218,000 | $ 92,000 |
| Madison County Illinois | 8 | $ 1,512,000 | $ 189,000 | $ 119,000 |
| Maricopa County Arizona | 218 | $ 59,209,000 | $ 271,000 | $ 120,000 |
| Marion County Missouri | 2 | $ 301,000 | $ 150,000 | $ 103,000 |
| McClain County Oklahoma | 1 | $ 206,000 | $ 206,000 | $ 51,000 |
| Miami County Kansas | 36 | $ 7,990,000 | $ 221,000 | $ 92,000 |
| Miami County Ohio | 2 | $ 290,000 | $ 145,000 | $ 61,000 |
| Middlesex County New Jersey | 1 | $ 376,000 | $ 376,000 | $ 92,000 |
| Miller County Missouri | 43 | $ 6,355,000 | $ 147,000 | $ 73,000 |
| Monmouth County New Jersey | 1 | $ 346,000 | $ 346,000 | $ 99,000 |
| Monroe County Illinois | 5 | $ 1,162,000 | $ 232,000 | $ 117,000 |
| Monroe County Michigan | 2 | $ 282,000 | $ 141,000 | $ 71,000 |
| Monroe County Missouri | 1 | $ 146,000 | $ 146,000 | $ 62,000 |
| Montgomery County Kansas | 1 | $ 104,000 | $ 104,000 | $ 155,000 |
| Montgomery County Missouri | 1 | $ 150,000 | $ 150,000 | $ 76,000 |
| Montgomery County Texas | 2 | $ 450,000 | $ 225,000 | $ 108,000 |
| Morgan County Missouri | 32 | $ 5,006,000 | $ 156,000 | $ 160,000 |
| Morris County New Jersey | 2 | $ 1,051,000 | $ 525,000 | $ 204,000 |
| Muskegon County Michigan | 1 | $ 92,000 | $ 92,000 | $ 47,000 |
| Navajo County Arizona | 1 | $ 207,000 | $ 207,000 | $ 179,000 |
| Newton County Missouri | 1 | $ 137,000 | $ 137,000 | $ 46,000 |
| Nodaway County Missouri | 1 | $ 200,000 | $ 200,000 | $ 125,000 |
| Oakland County Michigan | 1 | $ 318,000 | $ 318,000 | $ 73,000 |
| Oklahoma County Oklahoma | 1 | $ 138,000 | $ 138,000 | $ 41,000 |
| Olmsted County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 197,000 |
| Onslow County North Carolina | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Orange County California | 3 | $ 1,509,000 | $ 503,000 | $ 339,000 |
| Orange County Florida | 1 | $ 193,000 | $ 193,000 | $ 78,000 |
| Osage County Missouri | 1 | $ 162,000 | $ 162,000 | $ 173,000 |
| Ozark County Missouri | 1 | $ 84,000 | $ 84,000 | $ 51,000 |
| Palm Beach County Florida | 2 | $ 385,000 | $ 192,000 | $ 77,000 |
| Parke County Indiana | 1 | $ 176,000 | $ 176,000 | $ 96,000 |
| Pasco County Florida | 1 | $ 216,000 | $ 216,000 | $ 102,000 |
| Perry County Missouri | 1 | $ 227,000 | $ 227,000 | $ 61,000 |
| Pima County Arizona | 1 | $ 360,000 | $ 360,000 | $ 121,000 |
| Pinal County Arizona | 14 | $ 2,489,000 | $ 177,000 | $ 62,000 |
| Pinellas County Florida | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Platte County Missouri | 96 | $ 22,278,000 | $ 232,000 | $ 115,000 |
| Platte County Nebraska | 1 | $ 313,000 | $ 313,000 | $ 136,000 |
| Plumas County California | 1 | $ 262,000 | $ 262,000 | $ 196,000 |
| Polk County Iowa | 3 | $ 832,000 | $ 277,000 | $ 98,000 |
| Polk County Missouri | 1 | $ 64,000 | $ 64,000 | $ 25,000 |
| Prince George's County Maryland | 1 | $ 662,000 | $ 662,000 | $ 220,000 |
| Pulaski County Arkansas | 3 | $ 480,000 | $ 160,000 | $ 79,000 |
| Racine County Wisconsin | 3 | $ 871,000 | $ 290,000 | $ 164,000 |
| Ralls County Missouri | 2 | $ 263,000 | $ 131,000 | $ 118,000 |
| Ramsey County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 62,000 |
| Ray County Missouri | 1 | $ 243,000 | $ 243,000 | $ 125,000 |
| Red Willow County Nebraska | 2 | $ 477,000 | $ 238,000 | $ 98,000 |
| Rice County Kansas | 1 | $ 136,000 | $ 136,000 | $ 115,000 |
| Richmond County New York | 1 | $ 407,000 | $ 407,000 | $ 53,000 |
| Riley County Kansas | 1 | $ 173,000 | $ 173,000 | $ 84,000 |
| Salt Lake County Utah | 1 | $ 311,000 | $ 311,000 | $ 130,000 |
| San Diego County California | 5 | $ 1,822,000 | $ 364,000 | $ 141,000 |
| San Mateo County California | 1 | $ 358,000 | $ 358,000 | $ 293,000 |
| Santa Clara County California | 1 | $ 417,000 | $ 417,000 | $ 133,000 |
| Sarasota County Florida | 3 | $ 1,018,000 | $ 339,000 | $ 240,000 |
| Scott County Iowa | 2 | $ 467,000 | $ 233,000 | $ 88,000 |
| Sedgwick County Kansas | 3 | $ 919,000 | $ 306,000 | $ 113,000 |
| Sevier County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 124,000 |
| Shawnee County Kansas | 3 | $ 739,000 | $ 246,000 | $ 77,000 |
| Snohomish County Washington | 5 | $ 1,770,000 | $ 354,000 | $ 87,000 |
| Somerset County New Jersey | 6 | $ 1,945,000 | $ 324,000 | $ 173,000 |
| St. Charles County Missouri | 641 | $ 121,153,000 | $ 189,000 | $ 92,000 |
| St. Clair County Illinois | 6 | $ 807,000 | $ 134,000 | $ 85,000 |
| St. Francois County Missouri | 8 | $ 1,510,000 | $ 188,000 | $ 88,000 |
| St. Johns County Florida | 1 | $ 412,000 | $ 412,000 | $ 140,000 |
| St. Louis City County Missouri | 121 | $ 18,523,000 | $ 153,000 | $ 92,000 |
| St. Louis County Missouri | 628 | $ 130,708,000 | $ 208,000 | $ 98,000 |
| Ste. Genevieve County Missouri | 3 | $ 632,000 | $ 210,000 | $ 108,000 |
| Stone County Missouri | 6 | $ 1,029,000 | $ 171,000 | $ 167,000 |
| Summit County Colorado | 1 | $ 481,000 | $ 481,000 | $ 591,000 |
| Sumter County Florida | 1 | $ 179,000 | $ 179,000 | $ 51,000 |
| Taney County Missouri | 5 | $ 937,000 | $ 187,000 | $ 108,000 |
| Tipton County Tennessee | 3 | $ 374,000 | $ 124,000 | $ 98,000 |
| Travis County Texas | 2 | $ 413,000 | $ 206,000 | $ 165,000 |
| Tulsa County Oklahoma | 6 | $ 1,298,000 | $ 216,000 | $ 95,000 |
| Union County New Jersey | 20 | $ 8,783,000 | $ 439,000 | $ 180,000 |
| Ventura County California | 1 | $ 250,000 | $ 250,000 | $ 202,000 |
| Vigo County Indiana | 1 | $ 294,000 | $ 294,000 | $ 155,000 |
| Virginia Beach County Virginia | 1 | $ 244,000 | $ 244,000 | $ 130,000 |
| Wake County North Carolina | 2 | $ 528,000 | $ 264,000 | $ 172,000 |
| Warren County Missouri | 28 | $ 5,184,000 | $ 185,000 | $ 80,000 |
| Williamson County Tennessee | 2 | $ 417,000 | $ 208,000 | $ 86,000 |
| Wright County Missouri | 1 | $ 159,000 | $ 159,000 | $ 150,000 |
| Wyandotte County Kansas | 77 | $ 11,615,000 | $ 150,000 | $ 77,000 |
| Yavapai County Arizona | 1 | $ 365,000 | $ 365,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for First State Bank Of St. Charles, Missouri in 2016
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,491 | $711,860,000 | $203,000 | $1,500,000 | $102,000 | $1,497,000 |
| Refinancing | 1,473 | $345,470,000 | $234,000 | $1,592,000 | $119,000 | $1,234,000 |
| Home Improvement | 191 | $42,823,000 | $224,000 | $712,000 | $113,000 | $436,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,579 | $991,186,000 | $216,000 | $1,592,000 | $111,000 | $1,497,000 |
| Not applicable | 137 | $9,916,000 | $72,000 | $425,000 | $0 | $0 |
| Asian | 136 | $35,734,000 | $262,000 | $1,500,000 | $134,000 | $780,000 |
| Black or African American | 131 | $24,672,000 | $188,000 | $578,000 | $88,000 | $411,000 |
| Hispanic | 124 | $26,031,000 | $209,000 | $606,000 | $87,000 | $263,000 |
| Not Provided | 23 | $6,301,000 | $273,000 | $1,400,000 | $155,000 | $900,000 |
| American Indian or Alaskan Native | 19 | $4,730,000 | $248,000 | $982,000 | $107,000 | $408,000 |
| Native Hawaiin or Other Pacific Islander | 6 | $1,583,000 | $263,000 | $537,000 | $118,000 | $187,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,142 | $910,325,000 | $219,000 | $1,592,000 | $117,000 | $1,497,000 |
| FHA-insured (Federal Housing Administration) | 668 | $110,999,000 | $166,000 | $550,000 | $65,000 | $520,000 |
| VA-guaranteed (Veterans Administration) | 276 | $68,219,000 | $247,000 | $712,000 | $77,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 69 | $10,610,000 | $153,000 | $283,000 | $54,000 | $100,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,315 | $905,382,000 | $209,000 | $1,200,000 | $106,000 | $1,497,000 |
| Application Withdrawn By Applicant | 461 | $103,149,000 | $223,000 | $1,500,000 | $118,000 | $1,166,000 |
| Application Denied By Financial Institution | 239 | $52,078,000 | $217,000 | $1,269,000 | $94,000 | $780,000 |
| File Closed For Incompleteness | 105 | $33,222,000 | $316,000 | $1,592,000 | $164,000 | $867,000 |
| Application Approved But Not Accepted | 26 | $4,737,000 | $182,000 | $582,000 | $55,000 | $227,000 |
| Preapproval Denied by Financial Institution | 9 | $1,585,000 | $176,000 | $275,000 | $61,000 | $78,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 1 | $151,000 | $151,000 | $151,000 | $47,000 | $47,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First State Bank Of St. Charles, Missouri's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First State Bank Of St. Charles, Missouri's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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