First State Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First State Bank 706 Washington Street Mendota, IL 61342 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,361 |
| Total Mortgage Loan Application Amount | $236,725,000 |
| Average Mortgage Loan Application Amount | $145,200 |
| Highest Mortgage Loan Application Amount | $5,935,000 |
| Average Applicant Income | $118,200 |
| Highest Applicant Income | $997,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LaSalle County Illinois | 495 | $ 66,625,000 | $ 134,000 | $ 103,000 |
| Bureau County Illinois | 128 | $ 13,380,000 | $ 104,000 | $ 81,000 |
| McLean County Illinois | 127 | $ 22,555,000 | $ 177,000 | $ 136,000 |
| DeKalb County Illinois | 91 | $ 19,715,000 | $ 216,000 | $ 125,000 |
| Ogle County Illinois | 88 | $ 13,920,000 | $ 158,000 | $ 98,000 |
| Kane County Illinois | 75 | $ 16,375,000 | $ 218,000 | $ 129,000 |
| Lee County Illinois | 50 | $ 6,840,000 | $ 136,000 | $ 93,000 |
| Cook County Illinois | 48 | $ 17,780,000 | $ 370,000 | $ 175,000 |
| Kendall County Illinois | 33 | $ 5,385,000 | $ 163,000 | $ 126,000 |
| Will County Illinois | 31 | $ 5,225,000 | $ 168,000 | $ 115,000 |
| DuPage County Illinois | 22 | $ 4,990,000 | $ 226,000 | $ 140,000 |
| Putnam County Illinois | 21 | $ 2,285,000 | $ 108,000 | $ 87,000 |
| Livingston County Illinois | 17 | $ 2,155,000 | $ 126,000 | $ 99,000 |
| Marshall County Illinois | 16 | $ 1,630,000 | $ 101,000 | $ 87,000 |
| Winnebago County Illinois | 10 | $ 2,550,000 | $ 255,000 | $ 127,000 |
| Grundy County Illinois | 8 | $ 1,240,000 | $ 155,000 | $ 90,000 |
| Lake County Illinois | 8 | $ 6,160,000 | $ 770,000 | $ 159,000 |
| McHenry County Illinois | 8 | $ 1,720,000 | $ 215,000 | $ 237,000 |
| Champaign County Illinois | 7 | $ 785,000 | $ 112,000 | $ 188,000 |
| Tazewell County Illinois | 7 | $ 865,000 | $ 123,000 | $ 111,000 |
| Camden County Missouri | 5 | $ 835,000 | $ 167,000 | $ 141,000 |
| Maricopa County Arizona | 4 | $ 1,990,000 | $ 497,000 | $ 421,000 |
| Woodford County Illinois | 4 | $ 2,030,000 | $ 507,000 | $ 253,000 |
| Kankakee County Illinois | 3 | $ 6,245,000 | $ 2,081,000 | $ 98,000 |
| Whiteside County Illinois | 3 | $ 245,000 | $ 81,000 | $ 48,000 |
| Berrien County Michigan | 3 | $ 1,035,000 | $ 345,000 | $ 350,000 |
| Lee County Florida | 2 | $ 1,770,000 | $ 885,000 | $ 38,000 |
| Manatee County Florida | 2 | $ 390,000 | $ 195,000 | $ 67,000 |
| Sarasota County Florida | 2 | $ 530,000 | $ 265,000 | $ 119,000 |
| Boone County Illinois | 2 | $ 250,000 | $ 125,000 | $ 94,000 |
| Jo Daviess County Illinois | 2 | $ 470,000 | $ 235,000 | $ 93,000 |
| Peoria County Illinois | 2 | $ 280,000 | $ 140,000 | $ 73,000 |
| Sangamon County Illinois | 2 | $ 350,000 | $ 175,000 | $ 112,000 |
| Clark County Nevada | 2 | $ 450,000 | $ 225,000 | $ 91,000 |
| Rock County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 131,000 |
| Moffat County Colorado | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Collier County Florida | 1 | $ 215,000 | $ 215,000 | $ 595,000 |
| Flagler County Florida | 1 | $ 125,000 | $ 125,000 | $ 202,000 |
| Indian River County Florida | 1 | $ 135,000 | $ 135,000 | $ 225,000 |
| Adams County Illinois | 1 | $ 185,000 | $ 185,000 | $ 20,000 |
| Hardin County Illinois | 1 | $ 155,000 | $ 155,000 | $ 332,000 |
| Henry County Illinois | 1 | $ 135,000 | $ 135,000 | $ 167,000 |
| Macon County Illinois | 1 | $ 155,000 | $ 155,000 | $ 208,000 |
| Stephenson County Illinois | 1 | $ 45,000 | $ 45,000 | $ 126,000 |
| White County Illinois | 1 | $ 375,000 | $ 375,000 | $ 293,000 |
| Johnson County Iowa | 1 | $ 145,000 | $ 145,000 | $ 218,000 |
| Marshall County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 577,000 |
| Allegan County Michigan | 1 | $ 305,000 | $ 305,000 | $ 217,000 |
| Gogebic County Michigan | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Manistee County Michigan | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Wayne County Michigan | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Itasca County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Mecklenburg County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Williams County North Dakota | 1 | $ 265,000 | $ 265,000 | $ 184,000 |
| Jackson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Rutherford County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 134,000 |
| Nacogdoches County Texas | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Travis County Texas | 1 | $ 195,000 | $ 195,000 | $ 157,000 |
| Salt Lake County Utah | 1 | $ 475,000 | $ 475,000 | $ 936,000 |
| Columbia County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| La Crosse County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Price County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 379,000 |
| Sauk County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 153,000 |
| Vilas County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 2,135,000 | $ 2,135,000 | $ 0 |
| Waushara County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First State Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 684 | $125,390,000 | $183,000 | $4,765,000 | $115,000 | $936,000 |
| Home Purchase | 379 | $69,505,000 | $183,000 | $5,935,000 | $119,000 | $997,000 |
| Cash-out Refinancing | 255 | $37,225,000 | $145,000 | $515,000 | $104,000 | $418,000 |
| Home Improvement | 23 | $2,135,000 | $92,000 | $245,000 | $112,000 | $786,000 |
| Other Purpose | 20 | $2,470,000 | $123,000 | $345,000 | $141,000 | $650,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,136 | $175,970,000 | $154,000 | $1,605,000 | $113,000 | $997,000 |
| Not applicable | 103 | $43,195,000 | $419,000 | $5,935,000 | $0 | $0 |
| Hispanic | 54 | $6,360,000 | $117,000 | $515,000 | $95,000 | $786,000 |
| Not Provided | 40 | $6,130,000 | $153,000 | $475,000 | $112,000 | $317,000 |
| Asian | 17 | $3,575,000 | $210,000 | $415,000 | $203,000 | $650,000 |
| Black or African American | 3 | $475,000 | $158,000 | $265,000 | $70,000 | $76,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $115,000 | $115,000 | $115,000 | $138,000 | $138,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,358 | $236,510,000 | $174,000 | $5,935,000 | $114,000 | $997,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $215,000 | $71,000 | $75,000 | $26,000 | $32,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,150 | $207,470,000 | $180,000 | $5,935,000 | $117,000 | $997,000 |
| Application Withdrawn By Applicant | 100 | $15,630,000 | $156,000 | $445,000 | $125,000 | $650,000 |
| Application Denied By Financial Institution | 93 | $11,225,000 | $120,000 | $365,000 | $75,000 | $343,000 |
| Application Approved But Not Accepted | 16 | $2,250,000 | $140,000 | $235,000 | $88,000 | $153,000 |
| File Closed For Incompleteness | 2 | $150,000 | $75,000 | $105,000 | $113,000 | $160,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,268 | $225,500,000 | $177,000 | $5,935,000 | $117,000 | $997,000 |
| Debt-To-Income Ratio | 32 | $3,730,000 | $116,000 | $325,000 | $67,000 | $343,000 |
| Collateral | 26 | $3,200,000 | $123,000 | $335,000 | $73,000 | $145,000 |
| Credit History | 22 | $2,310,000 | $105,000 | $365,000 | $77,000 | $250,000 |
| Other | 8 | $1,340,000 | $167,000 | $295,000 | $96,000 | $170,000 |
| Unverifiable Information | 2 | $260,000 | $130,000 | $225,000 | $46,000 | $68,000 |
| Mortgage Insurance Denied | 1 | $265,000 | $265,000 | $265,000 | $184,000 | $184,000 |
| Credit Application Incomplete | 1 | $35,000 | $35,000 | $35,000 | $22,000 | $22,000 |
| Employment History | 1 | $85,000 | $85,000 | $85,000 | $156,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.