First State Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First State Bank 801 E California Street Gainesville, TX 76240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,433 |
| Total Mortgage Loan Application Amount | $373,955,000 |
| Average Mortgage Loan Application Amount | $206,200 |
| Highest Mortgage Loan Application Amount | $5,035,000 |
| Average Applicant Income | $145,000 |
| Highest Applicant Income | $1,574,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Denton County Texas | 419 | $ 117,995,000 | $ 281,000 | $ 148,000 |
| Cooke County Texas | 262 | $ 60,150,000 | $ 229,000 | $ 136,000 |
| Wise County Texas | 164 | $ 42,310,000 | $ 257,000 | $ 120,000 |
| Tarrant County Texas | 149 | $ 45,565,000 | $ 305,000 | $ 164,000 |
| Grayson County Texas | 125 | $ 28,025,000 | $ 224,000 | $ 118,000 |
| Collin County Texas | 60 | $ 19,040,000 | $ 317,000 | $ 160,000 |
| Dallas County Texas | 45 | $ 12,595,000 | $ 279,000 | $ 190,000 |
| Montague County Texas | 42 | $ 7,030,000 | $ 167,000 | $ 111,000 |
| Parker County Texas | 25 | $ 8,425,000 | $ 337,000 | $ 128,000 |
| Travis County Texas | 12 | $ 2,980,000 | $ 248,000 | $ 154,000 |
| Love County Oklahoma | 11 | $ 2,015,000 | $ 183,000 | $ 86,000 |
| Harris County Texas | 11 | $ 2,755,000 | $ 250,000 | $ 146,000 |
| Williamson County Texas | 10 | $ 2,770,000 | $ 277,000 | $ 148,000 |
| Bexar County Texas | 9 | $ 2,055,000 | $ 228,000 | $ 150,000 |
| Johnson County Texas | 9 | $ 2,025,000 | $ 225,000 | $ 134,000 |
| Ellis County Texas | 6 | $ 1,470,000 | $ 245,000 | $ 131,000 |
| Hunt County Texas | 6 | $ 900,000 | $ 150,000 | $ 117,000 |
| Fort Bend County Texas | 4 | $ 1,110,000 | $ 277,000 | $ 196,000 |
| Henderson County Texas | 3 | $ 415,000 | $ 138,000 | $ 174,000 |
| Montgomery County Texas | 3 | $ 725,000 | $ 241,000 | $ 183,000 |
| Benton County Arkansas | 2 | $ 550,000 | $ 275,000 | $ 161,000 |
| Lancaster County Nebraska | 2 | $ 290,000 | $ 145,000 | $ 54,000 |
| Taos County New Mexico | 2 | $ 280,000 | $ 140,000 | $ 142,000 |
| Bryan County Oklahoma | 2 | $ 330,000 | $ 165,000 | $ 163,000 |
| Oklahoma County Oklahoma | 2 | $ 560,000 | $ 280,000 | $ 212,000 |
| Gregg County Texas | 2 | $ 470,000 | $ 235,000 | $ 138,000 |
| Guadalupe County Texas | 2 | $ 410,000 | $ 205,000 | $ 87,000 |
| Hood County Texas | 2 | $ 630,000 | $ 315,000 | $ 358,000 |
| Jack County Texas | 2 | $ 300,000 | $ 150,000 | $ 115,000 |
| McLennan County Texas | 2 | $ 430,000 | $ 215,000 | $ 74,000 |
| Van Zandt County Texas | 2 | $ 570,000 | $ 285,000 | $ 146,000 |
| Wichita County Texas | 2 | $ 360,000 | $ 180,000 | $ 84,000 |
| Los Angeles County California | 1 | $ 235,000 | $ 235,000 | $ 159,000 |
| Denver County Colorado | 1 | $ 435,000 | $ 435,000 | $ 150,000 |
| El Paso County Colorado | 1 | $ 385,000 | $ 385,000 | $ 216,000 |
| Okaloosa County Florida | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Walton County Florida | 1 | $ 435,000 | $ 435,000 | $ 358,000 |
| Santa Fe County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 143,000 |
| Canadian County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Garvin County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Kiowa County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| McCurtain County Oklahoma | 1 | $ 435,000 | $ 435,000 | $ 200,000 |
| Noble County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Payne County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Archer County Texas | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Brazoria County Texas | 1 | $ 165,000 | $ 165,000 | $ 199,000 |
| Brazos County Texas | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Burnet County Texas | 1 | $ 395,000 | $ 395,000 | $ 180,000 |
| Clay County Texas | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| El Paso County Texas | 1 | $ 275,000 | $ 275,000 | $ 176,000 |
| Erath County Texas | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Fannin County Texas | 1 | $ 385,000 | $ 385,000 | $ 132,000 |
| Hartley County Texas | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Hays County Texas | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| Hopkins County Texas | 1 | $ 315,000 | $ 315,000 | $ 174,000 |
| Houston County Texas | 1 | $ 345,000 | $ 345,000 | $ 185,000 |
| Llano County Texas | 1 | $ 185,000 | $ 185,000 | $ 190,000 |
| Midland County Texas | 1 | $ 375,000 | $ 375,000 | $ 137,000 |
| Nacogdoches County Texas | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Polk County Texas | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| Robertson County Texas | 1 | $ 195,000 | $ 195,000 | $ 225,000 |
| Smith County Texas | 1 | $ 195,000 | $ 195,000 | $ 126,000 |
| Washington County Texas | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Webb County Texas | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Wilson County Texas | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First State Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 606 | $166,670,000 | $275,000 | $5,035,000 | $127,000 | $946,000 |
| Refinancing | 556 | $145,240,000 | $261,000 | $3,705,000 | $159,000 | $1,574,000 |
| Cash-out Refinancing | 223 | $56,475,000 | $253,000 | $605,000 | $136,000 | $962,000 |
| Home Improvement | 29 | $2,815,000 | $97,000 | $255,000 | $192,000 | $1,484,000 |
| Other Purpose | 19 | $2,755,000 | $145,000 | $405,000 | $111,000 | $310,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,203 | $305,315,000 | $253,000 | $855,000 | $144,000 | $1,574,000 |
| Hispanic | 89 | $18,865,000 | $211,000 | $515,000 | $107,000 | $310,000 |
| Asian | 51 | $12,945,000 | $253,000 | $475,000 | $146,000 | $360,000 |
| Not applicable | 41 | $22,625,000 | $551,000 | $5,035,000 | $0 | $0 |
| Not Provided | 22 | $5,860,000 | $266,000 | $515,000 | $168,000 | $433,000 |
| Black or African American | 17 | $5,185,000 | $305,000 | $665,000 | $129,000 | $276,000 |
| American Indian or Alaskan Native | 9 | $2,855,000 | $317,000 | $515,000 | $139,000 | $220,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,326 | $347,010,000 | $261,000 | $5,035,000 | $146,000 | $1,574,000 |
| FHA-insured (Federal Housing Administration) | 65 | $15,305,000 | $235,000 | $405,000 | $86,000 | $190,000 |
| VA-guaranteed (Veterans Administration) | 28 | $8,970,000 | $320,000 | $525,000 | $99,000 | $220,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,670,000 | $190,000 | $345,000 | $58,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,187 | $300,905,000 | $253,000 | $1,455,000 | $136,000 | $1,574,000 |
| Application Withdrawn By Applicant | 132 | $42,740,000 | $323,000 | $5,035,000 | $143,000 | $1,114,000 |
| File Closed For Incompleteness | 61 | $16,965,000 | $278,000 | $515,000 | $212,000 | $1,260,000 |
| Application Denied By Financial Institution | 46 | $12,090,000 | $262,000 | $605,000 | $139,000 | $968,000 |
| Application Approved But Not Accepted | 7 | $1,255,000 | $179,000 | $395,000 | $351,000 | $1,484,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,387 | $361,865,000 | $260,000 | $5,035,000 | $141,000 | $1,574,000 |
| Debt-To-Income Ratio | 17 | $4,655,000 | $273,000 | $605,000 | $79,000 | $223,000 |
| Collateral | 10 | $3,010,000 | $301,000 | $505,000 | $278,000 | $968,000 |
| Other | 9 | $1,455,000 | $161,000 | $265,000 | $109,000 | $230,000 |
| Credit History | 7 | $1,755,000 | $250,000 | $425,000 | $107,000 | $228,000 |
| Unverifiable Information | 2 | $810,000 | $405,000 | $515,000 | $164,000 | $209,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $405,000 | $405,000 | $405,000 | $158,000 | $158,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.